Customers Financial Statements From 2010 to 2026

CUBB Stock  USD 22.40  0.00  0.00%   
Customers Bancorp's financial statements offer valuable quarterly and annual insights to potential investors, highlighting the company's current and historical financial position, overall management performance, and changes in financial standing over time. Key fundamentals influencing Customers Bancorp's valuation are provided below:
We have found one hundred twenty available fundamental signals for Customers Bancorp, which can be analyzed and compared to other ratios and to its rivals. All investors should make sure to validate all of Customers Bancorp prevailing market performance against the performance between 2010 and 2026 to make sure the company can sustain itself down the road. The current year's Market Cap is expected to grow to about 680.2 M

Customers Bancorp Total Revenue

1.44 Billion

Check Customers Bancorp financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among Customers Bancorp's main balance sheet or income statement drivers, such as Total Revenue of 1.4 B, Operating Income of 153.9 M or EBITDA of 148 M, as well as many indicators such as Price To Sales Ratio of 0.5, Dividend Yield of 0.0635 or PTB Ratio of 0.32. Customers financial statements analysis is a perfect complement when working with Customers Bancorp Valuation or Volatility modules.
  
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Check out the analysis of Customers Bancorp Correlation against competitors.
For information on how to trade Customers Stock refer to our How to Trade Customers Stock guide.

Customers Bancorp Balance Sheet

Current ValueLast YearHistorical Average 10 Year Trend
Common Stock Shares Outstanding28.1 M33.4 M27.2 M
Slightly volatile
Total Assets12.6 B24.9 B12.1 B
Slightly volatile
Short and Long Term Debt Total1.5 B1.7 B1.3 B
Slightly volatile
Total Current Liabilities16.5 B15.8 B6.1 B
Slightly volatile
Total Stockholder Equity2.2 B2.1 BB
Slightly volatile
Property Plant And Equipment Net16.3 M16.7 M15.2 M
Slightly volatile
Other Assets7.3 B6.2 BB
Slightly volatile
Liabilities And Stockholders Equity12.6 B24.9 B12.1 B
Slightly volatile
Other Stockholder Equity386.6 M598.2 M370 M
Slightly volatile
Total Liabilities11.6 B22.8 B11.2 B
Slightly volatile
Total Current Assets19.6 B18.7 B3.8 B
Slightly volatile
Common Stock32.1 M36.2 M28.9 M
Slightly volatile
Cash58.9 M62.1 M506.2 M
Slightly volatile
Cash And Short Term Investments1.3 BB1.1 B
Slightly volatile
Net Receivables9.8 B16.7 B8.5 B
Slightly volatile
Short Term Investments1.3 B1.9 B1.2 B
Slightly volatile
Non Current Assets Total19.4 M20.4 M7.8 B
Slightly volatile
Good WillM4.2 M3.7 M
Slightly volatile
Non Current Liabilities Total12.4 B22.8 B10 B
Slightly volatile
Short Term Debt261.4 M275.2 M710.8 M
Pretty Stable
Intangible Assets6.1 M3.3 M6.2 M
Pretty Stable
Long Term Debt280.4 M351.2 M256.4 M
Slightly volatile
Long Term Debt Total280.4 M351.2 M256.4 M
Slightly volatile
Capital Surpluse466.7 M523.9 M421.9 M
Slightly volatile
Property Plant Equipment16.2 M13.4 M12.9 M
Pretty Stable
Earning AssetsB1.2 B1.7 B
Slightly volatile
Net Tangible Assets708.3 M796.8 M869.7 M
Slightly volatile
Accounts Payable153.4 M172.6 M188.4 M
Slightly volatile
Common Stock Total Equity26.4 M29.7 M32.4 M
Slightly volatile
Retained Earnings Total Equity350.9 M394.7 M430.8 M
Slightly volatile
Long Term Investments63.3 M71.2 M77.7 M
Slightly volatile
Preferred Stock Total Equity174 M195.7 M213.6 M
Slightly volatile
Non Current Liabilities Other4.2 B4.7 B5.2 B
Slightly volatile

Customers Bancorp Income Statement

Current ValueLast YearHistorical Average 10 Year Trend
Total Revenue1.4 B1.4 B586.2 M
Slightly volatile
Selling General Administrative214.8 M204.6 M77.9 M
Slightly volatile
Selling And Marketing Expenses2.3 M2.4 MM
Slightly volatile
Gross Profit522.8 M669 M432.4 M
Slightly volatile
Other Operating Expenses1.1 B1.1 B272.5 M
Slightly volatile
EBIT399.4 M380.4 M181.1 M
Slightly volatile
Total Operating Expenses399.6 M380.6 M124.3 M
Slightly volatile
Interest Expense639.6 M609.1 M224.3 M
Slightly volatile
Tax Provision25.2 M20.5 M27.5 M
Slightly volatile
Net Interest Income274.6 M318.9 M247.6 M
Slightly volatile
Interest Income401.9 M533.3 M372.4 M
Slightly volatile
Net Income Applicable To Common Shares78.9 M136.3 M82.4 M
Slightly volatile
Preferred Stock And Other Adjustments11.2 M12.6 M13.8 M
Slightly volatile
Net Income From Continuing Ops106.1 M119.3 M130.2 M
Slightly volatile

Customers Bancorp Cash Flow Statement

Current ValueLast YearHistorical Average 10 Year Trend
Dividends Paid10.8 M17.4 MM
Slightly volatile
Stock Based Compensation10 M16.6 M8.7 M
Slightly volatile
Begin Period Cash FlowB3.8 B884.1 M
Slightly volatile
Depreciation40.5 M38.6 M15.7 M
Slightly volatile
Net Borrowings3.3 B3.7 B4.1 B
Slightly volatile
Cash And Cash Equivalents Changes384.7 M432.8 M472.4 M
Slightly volatile
Change To Netincome38.1 M42.9 M46.8 M
Slightly volatile
Change To Liabilities30.8 M34.6 M37.8 M
Slightly volatile

Financial Ratios

Current ValueLast YearHistorical Average 10 Year Trend
Price To Sales Ratio0.50.52312.0118
Slightly volatile
Dividend Yield0.06350.06050.0175
Slightly volatile
PTB Ratio0.320.34021.1107
Slightly volatile
Days Sales OutstandingK4.4 K5.1 K
Slightly volatile
Book Value Per Share68.5765.306933.9613
Slightly volatile
Stock Based Compensation To Revenue0.01980.0120.0178
Slightly volatile
Capex To Depreciation0.0380.042.3877
Pretty Stable
PB Ratio0.320.34021.1107
Slightly volatile
Sales General And Administrative To Revenue0.250.14870.2244
Slightly volatile
Capex To Revenue0.00120.00120.0277
Pretty Stable
Cash Per Share64.8261.731580.6912
Slightly volatile
Intangibles To Total Assets1.0E-41.0E-48.0E-4
Slightly volatile
Current Ratio1.31.3719.4377
Slightly volatile
Tangible Book Value Per Share68.4565.194833.747
Slightly volatile
Receivables Turnover0.05790.08240.076
Slightly volatile
Graham Number10610153.9764
Slightly volatile
Shareholders Equity Per Share68.5765.306933.9523
Slightly volatile
Debt To Equity1.020.80611.2326
Pretty Stable
Capex Per Share0.04050.04260.4377
Very volatile
Revenue Per Share44.642.480520.6907
Slightly volatile
Interest Debt Per Share75.0271.450248.9619
Slightly volatile
Debt To Assets0.07860.06850.0954
Pretty Stable
Operating CycleK4.4 K5.1 K
Slightly volatile
Price Book Value Ratio0.320.34021.1107
Slightly volatile
Ebt Per Ebit0.820.951.0248
Slightly volatile
Effective Tax Rate0.310.22310.2836
Slightly volatile
Company Equity Multiplier14.3811.768213.1514
Very volatile
Long Term Debt To Capitalization0.290.44630.3636
Pretty Stable
Total Debt To Capitalization0.390.44630.4829
Pretty Stable
Debt Equity Ratio1.020.80611.2326
Pretty Stable
Quick Ratio1.31.3719.4377
Slightly volatile
Net Income Per E B T0.570.77690.6947
Slightly volatile
Cash Ratio0.00430.004524.8626
Slightly volatile
Cash Conversion CycleK4.4 K5.1 K
Slightly volatile
Days Of Sales OutstandingK4.4 K5.1 K
Slightly volatile
Price To Book Ratio0.320.34021.1107
Slightly volatile
Fixed Asset Turnover86.2982.179243.8665
Slightly volatile
Debt Ratio0.07860.06850.0954
Pretty Stable
Price Sales Ratio0.50.52312.0118
Slightly volatile
Asset Turnover0.03480.05530.0423
Slightly volatile
Gross Profit Margin0.470.48620.6263
Pretty Stable
Price Fair Value0.320.34021.1107
Slightly volatile

Customers Bancorp Valuation Data

Current ValueLast YearHistorical Average 10 Year Trend
Market Cap680.2 M647.8 M648.2 M
Slightly volatile
Enterprise Value2.2 B2.1 B2.1 B
Slightly volatile

Customers Fundamental Market Drivers

About Customers Bancorp Financial Statements

Customers Bancorp stakeholders use historical fundamental indicators, such as Customers Bancorp's revenue or net income, to determine how well the company is positioned to perform in the future. Although Customers Bancorp investors may analyze each financial statement separately, they are all interrelated. For example, changes in Customers Bancorp's assets and liabilities are reflected in the revenues and expenses on Customers Bancorp's income statement, which ultimately affect the company's gains or losses. Understanding these patterns can help in making the right long-term investment decisions in Customers Bancorp. Please read more on our technical analysis and fundamental analysis pages.
Last ReportedProjected for Next Year
Total Revenue1.4 B1.4 B
Cost Of Revenue707.1 M742.4 M
Stock Based Compensation To Revenue 0.01  0.02 
Sales General And Administrative To Revenue 0.15  0.25 
Revenue Per Share 42.48  44.60 
Ebit Per Revenue 0.21  0.16 

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Analyzing currently trending equities could be an opportunity to develop a better portfolio based on different market momentums that they can trigger. Utilizing the top trending stocks is also useful when creating a market-neutral strategy or pair trading technique involving a short or a long position in a currently trending equity.
When determining whether Customers Bancorp offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Customers Bancorp's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Customers Bancorp Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Customers Bancorp Stock:
Check out the analysis of Customers Bancorp Correlation against competitors.
For information on how to trade Customers Stock refer to our How to Trade Customers Stock guide.
You can also try the Equity Forecasting module to use basic forecasting models to generate price predictions and determine price momentum.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Customers Bancorp. Projected growth potential of Customers fundamentally drives upward valuation adjustments. The financial industry is built on trying to define current growth potential and future valuation accurately. Comprehensive Customers Bancorp assessment requires weighing all these inputs, though not all factors influence outcomes equally.
Customers Bancorp's market price often diverges from its book value, the accounting figure shown on Customers's balance sheet. Smart investors calculate Customers Bancorp's intrinsic value—its true economic worth—which may differ significantly from both market price and book value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Since Customers Bancorp's trading price responds to investor sentiment, macroeconomic conditions, and market psychology, it can swing far from fundamental value.
It's important to distinguish between Customers Bancorp's intrinsic value and market price, which are calculated using different methodologies. Investment decisions regarding Customers Bancorp should consider multiple factors including financial performance, growth metrics, competitive position, and professional analysis. However, Customers Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.