Crystal Financial Statements From 2010 to 2025

CYVF Stock  USD 74.75  0.25  0.34%   
Crystal Valley's financial statements offer valuable quarterly and annual insights to potential investors, highlighting the company's current and historical financial position, overall management performance, and changes in financial standing over time. Key fundamentals influencing Crystal Valley's valuation are provided below:
Crystal Valley Financial does not presently have any fundamental signals for analysis.
Check Crystal Valley financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among Crystal Valley's main balance sheet or income statement drivers, such as , as well as many indicators such as . Crystal financial statements analysis is a perfect complement when working with Crystal Valley Valuation or Volatility modules.
  
This module can also supplement various Crystal Valley Technical models . Check out the analysis of Crystal Valley Correlation against competitors.

Crystal Valley Financial Company Operating Margin Analysis

Crystal Valley's Operating Margin shows how much operating income a company makes on each dollar of sales. It is one of the profitability indicators which helps analysts to understand whether the firm is successful or not making money from everyday operations.

Operating Margin

 = 

Operating Income

Revenue

X

100

More About Operating Margin | All Equity Analysis

Current Crystal Valley Operating Margin

    
  0.41 %  
Most of Crystal Valley's fundamental indicators, such as Operating Margin, are part of a valuation analysis module that helps investors searching for stocks that are currently trading at higher or lower prices than their real value. If the real value is higher than the market price, Crystal Valley Financial is considered to be undervalued, and we provide a buy recommendation. Otherwise, we render a sell signal.
A good Operating Margin is required for a company to be able to pay for its fixed costs or payout its debt, which implies that the higher the margin, the better. This ratio is most effective in evaluating the earning potential of a company over time when comparing it against a firm's competitors.
Competition

Based on the recorded statements, Crystal Valley Financial has an Operating Margin of 0.4126%. This is 97.76% lower than that of the Financial Services sector and significantly higher than that of the Banks—Regional industry. The operating margin for all United States stocks is 107.49% lower than that of the firm.

Crystal Valley Financial Fundamental Drivers Relationships

Comparative valuation techniques use various fundamental indicators to help in determining Crystal Valley's current stock value. Our valuation model uses many indicators to compare Crystal Valley value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across Crystal Valley competition to find correlations between indicators driving Crystal Valley's intrinsic value. More Info.
Crystal Valley Financial is rated below average in return on equity category among its peers. It is number one stock in return on asset category among its peers reporting about  0.10  of Return On Asset per Return On Equity. The ratio of Return On Equity to Return On Asset for Crystal Valley Financial is roughly  9.55 . The reason why the comparable model can be used in almost all circumstances is due to the vast number of multiples that can be utilized, such as the price-to-earnings (P/E), price-to-book (P/B), price-to-sales (P/S), price-to-cash flow (P/CF), and many others. The P/E ratio is the most commonly used of these ratios because it focuses on the Crystal Valley's earnings, one of the primary drivers of an investment's value.

About Crystal Valley Financial Statements

Crystal Valley stakeholders use historical fundamental indicators, such as Crystal Valley's revenue or net income, to determine how well the company is positioned to perform in the future. Although Crystal Valley investors may analyze each financial statement separately, they are all interrelated. For example, changes in Crystal Valley's assets and liabilities are reflected in the revenues and expenses on Crystal Valley's income statement, which ultimately affect the company's gains or losses. Understanding these patterns can help in making the right long-term investment decisions in Crystal Valley Financial. Please read more on our technical analysis and fundamental analysis pages.
Crystal Valley Financial Corporation operates as the holding company for First State Bank that provides various personal and business banking products and services in Northern Indiana. Crystal Valley Financial Corporation was founded in 1910 and is based in Middlebury, Indiana. Crystal Valley operates under BanksRegional classification in the United States and is traded on OTC Exchange.

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Other Information on Investing in Crystal Pink Sheet

Crystal Valley financial ratios help investors to determine whether Crystal Pink Sheet is cheap or expensive when compared to a particular measure, such as profits or enterprise value. In other words, they help investors to determine the cost of investment in Crystal with respect to the benefits of owning Crystal Valley security.