Citizens Interest Expense from 2010 to 2024

CZNC Stock  USD 20.41  0.15  0.73%   
Citizens Northern's Interest Expense is increasing over the years with slightly volatile fluctuation. Overall, Interest Expense is expected to go to about 34.8 M this year. Interest Expense is the cost incurred by an entity for borrowed funds, including loans, bonds, or lines of credit. View All Fundamentals
 
Interest Expense  
First Reported
1995-03-31
Previous Quarter
11.9 M
Current Value
12.9 M
Quarterly Volatility
2.8 M
 
Dot-com Bubble
 
Housing Crash
 
Credit Downgrade
 
Yuan Drop
 
Covid
Check Citizens Northern financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among Citizens Northern's main balance sheet or income statement drivers, such as Depreciation And Amortization of 1.9 M, Interest Expense of 34.8 M or Selling General Administrative of 9.6 M, as well as many indicators such as Price To Sales Ratio of 3.1, Dividend Yield of 0.0312 or PTB Ratio of 1.64. Citizens financial statements analysis is a perfect complement when working with Citizens Northern Valuation or Volatility modules.
  
Check out the analysis of Citizens Northern Correlation against competitors.

Latest Citizens Northern's Interest Expense Growth Pattern

Below is the plot of the Interest Expense of Citizens Northern Corp over the last few years. It is the cost incurred by an entity for borrowed funds, including loans, bonds, or lines of credit. Citizens Northern's Interest Expense historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in Citizens Northern's overall financial position and show how it may be relating to other accounts over time.
Interest Expense10 Years Trend
Slightly volatile
   Interest Expense   
       Timeline  

Citizens Interest Expense Regression Statistics

Arithmetic Mean11,662,413
Geometric Mean8,865,007
Coefficient Of Variation86.49
Mean Deviation7,409,940
Median9,031,000
Standard Deviation10,087,300
Sample Variance101.8T
Range31.1M
R-Value0.39
Mean Square Error92.9T
R-Squared0.15
Significance0.15
Slope879,673
Total Sum of Squares1424.6T

Citizens Interest Expense History

202434.8 M
202333.1 M
20229.5 M
20216.6 M
20209.6 M
201910.3 M
20184.6 M

About Citizens Northern Financial Statements

Citizens Northern stakeholders use historical fundamental indicators, such as Citizens Northern's Interest Expense, to determine how well the company is positioned to perform in the future. Although Citizens Northern investors may analyze each financial statement separately, they are all interrelated. For example, changes in Citizens Northern's assets and liabilities are reflected in the revenues and expenses on Citizens Northern's income statement, which ultimately affect the company's gains or losses. Understanding these patterns can help in making the right long-term investment decisions in Citizens Northern Corp. Please read more on our technical analysis and fundamental analysis pages.
Last ReportedProjected for Next Year
Interest Expense33.1 M34.8 M

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Analyzing currently trending equities could be an opportunity to develop a better portfolio based on different market momentums that they can trigger. Utilizing the top trending stocks is also useful when creating a market-neutral strategy or pair trading technique involving a short or a long position in a currently trending equity.
When determining whether Citizens Northern Corp offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Citizens Northern's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Citizens Northern Corp Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Citizens Northern Corp Stock:
Check out the analysis of Citizens Northern Correlation against competitors.
You can also try the Portfolio Volatility module to check portfolio volatility and analyze historical return density to properly model market risk.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Citizens Northern. If investors know Citizens will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Citizens Northern listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.17)
Dividend Share
1.12
Earnings Share
1.44
Revenue Per Share
6.689
Quarterly Revenue Growth
(0.05)
The market value of Citizens Northern Corp is measured differently than its book value, which is the value of Citizens that is recorded on the company's balance sheet. Investors also form their own opinion of Citizens Northern's value that differs from its market value or its book value, called intrinsic value, which is Citizens Northern's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Citizens Northern's market value can be influenced by many factors that don't directly affect Citizens Northern's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Citizens Northern's value and its price as these two are different measures arrived at by different means. Investors typically determine if Citizens Northern is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Citizens Northern's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.