Encore Net Interest Income from 2010 to 2026

ECPG Stock  USD 70.92  2.63  3.85%   
Encore Capital's Net Interest Income is decreasing over the last several years with slightly volatile swings. Net Interest Income is predicted to flatten to about -304.9 M. Net Interest Income is the difference between the revenue generated from a bank's interest-bearing assets and the expenses associated with paying its interest-bearing liabilities. View All Fundamentals
 
Net Interest Income  
First Reported
2019-03-31
Previous Quarter
-73.9 M
Current Value
-74.2 M
Quarterly Volatility
12.1 M
 
Covid
 
Interest Hikes
Check Encore Capital financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among Encore Capital's main balance sheet or income statement drivers, such as Depreciation And Amortization of 20.4 M, Interest Expense of 302 M or Total Revenue of 1.9 B, as well as many indicators such as Price To Sales Ratio of 1.1, Dividend Yield of 0.0036 or PTB Ratio of 1.68. Encore financial statements analysis is a perfect complement when working with Encore Capital Valuation or Volatility modules.
  
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Check out the analysis of Encore Capital Correlation against competitors.
The Net Interest Income trend for Encore Capital Group offers valuable insights into the company's financial trajectory and strategic direction. By examining multi-year patterns, investors can identify whether Encore Capital is strengthening or weakening its position, and how this metric correlates with broader market conditions and industry benchmarks.

Latest Encore Capital's Net Interest Income Growth Pattern

Below is the plot of the Net Interest Income of Encore Capital Group over the last few years. It is the difference between the revenue generated from a bank's interest-bearing assets and the expenses associated with paying its interest-bearing liabilities. Encore Capital's Net Interest Income historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in Encore Capital's overall financial position and show how it may be relating to other accounts over time.
Net Interest Income10 Years Trend
Slightly volatile
   Net Interest Income   
       Timeline  

Encore Net Interest Income Regression Statistics

Arithmetic Mean(214,214,461)
Coefficient Of Variation(18.10)
Mean Deviation28,665,357
Median(198,367,000)
Standard Deviation38,782,757
Sample Variance1504.1T
Range151.6M
R-Value(0.52)
Mean Square Error1176.7T
R-Squared0.27
Significance0.03
Slope(3,965,358)
Total Sum of Squares24065.6T

Encore Net Interest Income History

2026-304.9 M
2025-290.4 M
2024-252.5 M
2023-201.9 M
2022-153.3 M
2021-169.6 M
2020-209.4 M

About Encore Capital Financial Statements

Encore Capital stakeholders use historical fundamental indicators, such as Encore Capital's Net Interest Income, to determine how well the company is positioned to perform in the future. Although Encore Capital investors may analyze each financial statement separately, they are all interrelated. For example, changes in Encore Capital's assets and liabilities are reflected in the revenues and expenses on Encore Capital's income statement, which ultimately affect the company's gains or losses. Understanding these patterns can help in making the right long-term investment decisions in Encore Capital Group. Please read more on our technical analysis and fundamental analysis pages.
Last ReportedProjected for Next Year
Net Interest Income-290.4 M-304.9 M

Currently Active Assets on Macroaxis

When determining whether Encore Capital Group is a strong investment it is important to analyze Encore Capital's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Encore Capital's future performance. For an informed investment choice regarding Encore Stock, refer to the following important reports:
Check out the analysis of Encore Capital Correlation against competitors.
You can also try the Sectors module to list of equity sectors categorizing publicly traded companies based on their primary business activities.
Can Consumer Finance industry sustain growth momentum? Does Encore have expansion opportunities? Factors like these will boost the valuation of Encore Capital. Projected growth potential of Encore fundamentally drives upward valuation adjustments. Determining accurate worth demands scrutiny of both present operating results and projected expansion capacity. Evaluating Encore Capital demands reviewing these metrics collectively while recognizing certain factors exert disproportionate influence.
Quarterly Earnings Growth
1.516
Earnings Share
(1.80)
Revenue Per Share
76.13
Quarterly Revenue Growth
0.783
Return On Assets
0.1037
The market value of Encore Capital Group is measured differently than its book value, which is the value of Encore that is recorded on the company's balance sheet. Investors also form their own opinion of Encore Capital's value that differs from its market value or its book value, called intrinsic value, which is Encore Capital's true underlying value. Market participants employ diverse analytical approaches to determine fair value and identify buying opportunities when prices dip below calculated worth. Because Encore Capital's market value can be influenced by many factors that don't directly affect Encore Capital's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
It's important to distinguish between Encore Capital's intrinsic value and market price, which are calculated using different methodologies. Investment decisions regarding Encore Capital should consider multiple factors including financial performance, growth metrics, competitive position, and professional analysis. Meanwhile, Encore Capital's quoted price indicates the marketplace figure where supply meets demand through bilateral consent.