Encore Financial Statements From 2010 to 2026

Stocks . USA . 
Stock . Encore Capital Group
ECPG Stock  USD 68.29  4.35  6.80%   
Encore Capital's financial statements offer valuable quarterly and annual insights to potential investors, highlighting the company's current and historical financial position, overall management performance, and changes in financial standing over time. Key fundamentals influencing Encore Capital's valuation are provided below:
Gross Profit
1.8 B
Profit Margin
0.1452
Market Capitalization
1.6 B
Enterprise Value Revenue
3.3247
Revenue
1.8 B
There are over one hundred nineteen available fundamental signals for Encore Capital Group, which can be analyzed over time and compared to other ratios. Active traders should verify all of Encore Capital Group prevailing fundamental drivers against the trend between 2010 and 2026 to make sure the company can sustain itself down the road. The Encore Capital's current Market Cap is estimated to increase to about 493.7 M, while Enterprise Value is projected to decrease to roughly 47 M.

Encore Capital Total Revenue

1.85 Billion

Check Encore Capital financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among Encore Capital's main balance sheet or income statement drivers, such as Depreciation And Amortization of 20.4 M, Interest Expense of 302 M or Total Revenue of 1.9 B, as well as many indicators such as Price To Sales Ratio of 1.1, Dividend Yield of 0.0036 or PTB Ratio of 1.68. Encore financial statements analysis is a perfect complement when working with Encore Capital Valuation or Volatility modules.
  
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Check out the analysis of Encore Capital Correlation against competitors.

Encore Capital Balance Sheet

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Total Assets5.6 B5.3 B3.8 B
Slightly volatile
Short and Long Term Debt Total4.3 B4.1 B3 B
Slightly volatile
Total Current Liabilities304.9 K321 K262.4 M
Very volatile
Total Stockholder Equity520.8 M976.8 M727.4 M
Slightly volatile
Property Plant And Equipment Net65.4 M82.1 M97.3 M
Slightly volatile
Net Debt4.2 B4 B2.6 B
Slightly volatile
Retained Earnings1.2 B1.1 B740.9 M
Slightly volatile
Accounts Payable256 M243.9 M189.6 M
Slightly volatile
Cash91.4 M156.8 M133.8 M
Slightly volatile
Non Current Assets Total587.5 M618.4 M3 B
Slightly volatile
Cash And Short Term Investments181.9 M156.8 M139.1 M
Slightly volatile
Net Receivables4.6 B4.4 B824.9 M
Slightly volatile
Common Stock Shares Outstanding24.9 M23.5 M25.5 M
Slightly volatile
Liabilities And Stockholders Equity5.6 B5.3 B3.8 B
Slightly volatile
Non Current Liabilities Total4.6 B4.4 B2.8 B
Slightly volatile
Total Liabilities4.6 B4.4 B3 B
Slightly volatile
Property Plant And Equipment Gross389.8 M371.2 M163.7 M
Slightly volatile
Total Current Assets4.8 B4.5 B740.2 M
Slightly volatile
Common Stock Total Equity243.9 K267.9 K249.8 K
Slightly volatile
Common Stock244.9 K217 K247.2 K
Pretty Stable
Other Liabilities134.2 M127.9 M76.6 M
Slightly volatile
Other Assets183.5 M193.1 M617.3 M
Slightly volatile
Long Term Debt4.4 B4.2 B2.5 B
Slightly volatile
Short Term Debt350.7 K369.1 K454.3 M
Pretty Stable
Property Plant Equipment137.5 M131 M91.8 M
Slightly volatile
Good Will536 M536.3 M628.9 M
Slightly volatile
Intangible Assets52.4 K55.2 K22.9 M
Very volatile
Capital Surpluse156.9 M265 M170.2 M
Slightly volatile
Deferred Long Term Liabilities66.8 M115.2 M73.2 M
Slightly volatile
Non Current Liabilities Other106.9 M133.5 M94.5 M
Slightly volatile
Warrants183.5 M174.8 M106.6 M
Slightly volatile
Short and Long Term Debt497 M449.7 M1.1 B
Slightly volatile
Long Term Debt Total3.6 B4 B3.3 B
Slightly volatile
Capital Lease Obligations910.6 K958.5 K4.9 M
Slightly volatile
Long Term Investments3.5 B4.3 B3 B
Slightly volatile
Net Invested Capital4.7 B5.1 B4.3 B
Slightly volatile
Capital Stock215.2 K213.3 K281.4 K
Slightly volatile

Encore Capital Income Statement

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Depreciation And Amortization20.4 M28.8 M29.7 M
Slightly volatile
Total Revenue1.9 B1.8 B1.2 B
Slightly volatile
Gross Profit1.3 B1.2 B640.2 M
Slightly volatile
Other Operating Expenses1.2 B1.1 B826.1 M
Slightly volatile
Operating Income654.7 M623.6 M328.2 M
Slightly volatile
EBIT655 M623.8 M320.3 M
Slightly volatile
EBITDA685.2 M652.5 M350.6 M
Slightly volatile
Cost Of Revenue351.4 M546.7 M501 M
Slightly volatile
Total Operating Expenses621.8 M592.2 M312 M
Slightly volatile
Income Tax Expense83.3 M79.3 M52.3 M
Slightly volatile
Selling General Administrative107.4 M165.9 M127.1 M
Slightly volatile
Selling And Marketing Expenses32.5 M39.3 M36.9 M
Slightly volatile
Net Income Applicable To Common Shares234.9 M223.7 M142.1 M
Slightly volatile
Non Recurring231.8 M250.6 M212 M
Slightly volatile
Tax Provision59.2 M49.5 M46 M
Slightly volatile
Interest Income232.8 M264.2 M213.9 M
Slightly volatile
Reconciled Depreciation34 M29.2 M40.2 M
Pretty Stable

Encore Capital Cash Flow Statement

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Free Cash Flow91.4 M126.9 M121 M
Slightly volatile
Begin Period Cash Flow209.9 M199.9 M132 M
Slightly volatile
Depreciation20.5 M28.8 M29.8 M
Slightly volatile
Capital Expenditures20.6 M26.3 M30.5 M
Slightly volatile
Total Cash From Operating Activities111.9 M153.2 M151.5 M
Slightly volatile
Stock Based Compensation11.9 M18.3 M13.3 M
Slightly volatile

Financial Ratios

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Price To Sales Ratio1.10.71650.9988
Slightly volatile
Dividend Yield0.00360.00380.005
Slightly volatile
PTB Ratio1.681.29281.5405
Slightly volatile
Days Sales Outstanding951905215
Slightly volatile
Book Value Per Share44.1442.039729.8585
Slightly volatile
Free Cash Flow Yield0.20.10050.1235
Slightly volatile
Operating Cash Flow Per Share6.926.59375.8527
Slightly volatile
Stock Based Compensation To Revenue0.00940.01040.0118
Pretty Stable
PB Ratio1.681.29281.5405
Slightly volatile
EV To Sales2.062.9722.9991
Pretty Stable
Free Cash Flow Per Share5.745.46314.6376
Slightly volatile
ROIC0.09450.09260.0803
Slightly volatile
Payables Turnover2.533.033.2874
Pretty Stable
Sales General And Administrative To Revenue0.170.09420.1174
Pretty Stable
Capex To Revenue0.01420.01490.0304
Pretty Stable
Cash Per Share8.476.7485.4208
Slightly volatile
POCF Ratio5.238.24277.4961
Slightly volatile
Interest Coverage3.032.1682.5347
Slightly volatile
Payout Ratio0.01540.01830.0198
Slightly volatile
Capex To Operating Cash Flow0.0880.17150.2321
Pretty Stable
PFCF Ratio11.129.948613.2115
Slightly volatile
Days Payables Outstanding191125140
Pretty Stable
EV To Operating Cash Flow35.934.191824.858
Slightly volatile
EV To Free Cash Flow43.3341.268435.5028
Pretty Stable
Intangibles To Total Assets0.10.10040.1556
Very volatile
Net Debt To EBITDA7.16.09219.7496
Slightly volatile
Current Ratio14.8 K14.1 K1.7 K
Slightly volatile
Receivables Turnover0.380.403237.1625
Very volatile
Graham Number96.6392.0361.5671
Slightly volatile
Shareholders Equity Per Share44.1442.039729.1824
Slightly volatile
Debt To Equity4.444.23053.5051
Slightly volatile
Capex Per Share0.621.13071.1822
Slightly volatile
Revenue Per Share79.6575.859444.8245
Slightly volatile
Interest Debt Per Share200190113
Slightly volatile
Debt To Assets0.50.77380.6597
Slightly volatile
Enterprise Value Over EBITDA10.818.027313.9835
Slightly volatile
Price Book Value Ratio1.681.29281.5405
Slightly volatile
Days Of Payables Outstanding191125140
Pretty Stable
Dividend Payout Ratio0.01540.01830.0198
Slightly volatile
Price To Operating Cash Flows Ratio5.238.24277.4961
Slightly volatile
Price To Free Cash Flows Ratio11.129.948613.2115
Slightly volatile
Operating Profit Margin0.190.35380.2826
Slightly volatile
Company Equity Multiplier5.745.46694.9422
Slightly volatile
Long Term Debt To Capitalization0.520.80630.7044
Slightly volatile
Total Debt To Capitalization0.550.80880.7243
Slightly volatile
Return On Capital Employed0.120.11680.1275
Slightly volatile
Debt Equity Ratio4.444.23053.5051
Slightly volatile
Ebit Per Revenue0.190.35380.2826
Slightly volatile
Quick Ratio14.8 K14.1 K1.7 K
Slightly volatile
Dividend Paid And Capex Coverage Ratio10.825.83176.4669
Pretty Stable
Net Income Per E B T0.610.7640.7785
Slightly volatile
Cash Ratio51348859.3607
Slightly volatile
Operating Cash Flow Sales Ratio0.10.08690.1364
Pretty Stable
Days Of Sales Outstanding951905215
Slightly volatile
Free Cash Flow Operating Cash Flow Ratio0.980.82850.7719
Slightly volatile
Cash Flow Coverage Ratios0.03520.03710.0919
Slightly volatile
Price To Book Ratio1.681.29281.5405
Slightly volatile
Fixed Asset Turnover23.6121.473213.8277
Pretty Stable
Capital Expenditure Coverage Ratio11.515.83176.5074
Pretty Stable
Price Cash Flow Ratio5.238.24277.4961
Slightly volatile
Enterprise Value Multiple10.818.027313.9835
Slightly volatile
Debt Ratio0.50.77380.6597
Slightly volatile
Cash Flow To Debt Ratio0.03520.03710.0919
Slightly volatile
Price Sales Ratio1.10.71650.9988
Slightly volatile
Asset Turnover0.520.33010.3598
Slightly volatile
Gross Profit Margin0.670.68980.5595
Very volatile
Price Fair Value1.681.29281.5405
Slightly volatile

Encore Capital Valuation Data

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Market Cap493.7 M470.2 M489.6 M
Slightly volatile
Enterprise Value47 M51.3 M55.6 M
Pretty Stable

Encore Fundamental Market Drivers

Forward Price Earnings5.5432
Cash And Short Term Investments156.8 M

Encore Upcoming Events

28th of February 2024
Upcoming Quarterly Report
View
1st of May 2024
Next Financial Report
View
31st of December 2023
Next Fiscal Quarter End
View
28th of February 2024
Next Fiscal Year End
View
30th of September 2023
Last Quarter Report
View
31st of December 2022
Last Financial Announcement
View

About Encore Capital Financial Statements

Encore Capital stakeholders use historical fundamental indicators, such as Encore Capital's revenue or net income, to determine how well the company is positioned to perform in the future. Although Encore Capital investors may analyze each financial statement separately, they are all interrelated. For example, changes in Encore Capital's assets and liabilities are reflected in the revenues and expenses on Encore Capital's income statement, which ultimately affect the company's gains or losses. Understanding these patterns can help in making the right long-term investment decisions in Encore Capital Group. Please read more on our technical analysis and fundamental analysis pages.
Last ReportedProjected for Next Year
Current Deferred Revenue-156.5 M-148.7 M
Total Revenue1.8 B1.9 B
Cost Of Revenue546.7 M351.4 M
Stock Based Compensation To Revenue 0.01  0.01 
Sales General And Administrative To Revenue 0.09  0.17 
Capex To Revenue 0.01  0.01 
Revenue Per Share 75.86  79.65 
Ebit Per Revenue 0.35  0.19 

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When determining whether Encore Capital Group is a strong investment it is important to analyze Encore Capital's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Encore Capital's future performance. For an informed investment choice regarding Encore Stock, refer to the following important reports:
How To Invest In Encore
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Is Encore Stock a good investment?
Details
What is Encore Capital's Net Worth?
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Check out the analysis of Encore Capital Correlation against competitors.
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Can Consumer Finance industry sustain growth momentum? Does Encore have expansion opportunities? Factors like these will boost the valuation of Encore Capital. Projected growth potential of Encore fundamentally drives upward valuation adjustments. Determining accurate worth demands scrutiny of both present operating results and projected expansion capacity. Evaluating Encore Capital demands reviewing these metrics collectively while recognizing certain factors exert disproportionate influence.
Quarterly Earnings Growth
1.516
Earnings Share
(1.80)
Revenue Per Share
76.13
Quarterly Revenue Growth
0.783
Return On Assets
0.1037
The market value of Encore Capital Group is measured differently than its book value, which is the value of Encore that is recorded on the company's balance sheet. Investors also form their own opinion of Encore Capital's value that differs from its market value or its book value, called intrinsic value, which is Encore Capital's true underlying value. Market participants employ diverse analytical approaches to determine fair value and identify buying opportunities when prices dip below calculated worth. Because Encore Capital's market value can be influenced by many factors that don't directly affect Encore Capital's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
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It's important to distinguish between Encore Capital's intrinsic value and market price, which are calculated using different methodologies. Investment decisions regarding Encore Capital should consider multiple factors including financial performance, growth metrics, competitive position, and professional analysis. Meanwhile, Encore Capital's quoted price indicates the marketplace figure where supply meets demand through bilateral consent.
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