First Net Interest Income from 2010 to 2026

FCNCA Stock  USD 2,104  51.67  2.40%   
First Citizens' Net Interest Income is increasing over the years with slightly volatile fluctuation. Overall, Net Interest Income is expected to go to about 8.6 B this year. Net Interest Income is the difference between the revenue generated from a bank's interest-bearing assets and the expenses associated with paying its interest-bearing liabilities. View All Fundamentals
 
Net Interest Income  
First Reported
2019-03-31
Previous Quarter
1.7 B
Current Value
1.7 B
Quarterly Volatility
684.1 M
 
Covid
 
Interest Hikes
Check First Citizens financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among First Citizens' main balance sheet or income statement drivers, such as Depreciation And Amortization of 448.4 M, Interest Expense of 5.2 B or Selling General Administrative of 4.3 B, as well as many indicators such as Price To Sales Ratio of 1.43, Dividend Yield of 0.0035 or PTB Ratio of 0.98. First financial statements analysis is a perfect complement when working with First Citizens Valuation or Volatility modules.
  
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Check out the analysis of First Citizens Correlation against competitors.
Analyzing First Citizens's Net Interest Income over time reveals critical patterns in financial health and operational efficiency. This metric helps investors evaluate trends, identify inflection points, and make informed decisions based on historical performance. Understanding how Net Interest Income has evolved provides context for assessing First Citizens's current valuation and future prospects.

Latest First Citizens' Net Interest Income Growth Pattern

Below is the plot of the Net Interest Income of First Citizens BancShares over the last few years. It is the difference between the revenue generated from a bank's interest-bearing assets and the expenses associated with paying its interest-bearing liabilities. First Citizens' Net Interest Income historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in First Citizens' overall financial position and show how it may be relating to other accounts over time.
Net Interest Income10 Years Trend
Slightly volatile
   Net Interest Income   
       Timeline  

First Net Interest Income Regression Statistics

Arithmetic Mean2,669,670,324
Geometric Mean1,767,398,336
Coefficient Of Variation105.11
Mean Deviation2,256,855,398
Median1,208,900,000
Standard Deviation2,806,176,728
Sample Variance7874627.8T
Range7.7B
R-Value0.81
Mean Square Error2870755.6T
R-Squared0.66
Significance0.000077
Slope450,850,804
Total Sum of Squares125994045.2T

First Net Interest Income History

20268.6 B
20258.2 B
20247.1 B
20235.6 B
20222.9 B
20211.4 B
20201.4 B

About First Citizens Financial Statements

First Citizens stakeholders use historical fundamental indicators, such as First Citizens' Net Interest Income, to determine how well the company is positioned to perform in the future. Although First Citizens investors may analyze each financial statement separately, they are all interrelated. For example, changes in First Citizens' assets and liabilities are reflected in the revenues and expenses on First Citizens' income statement, which ultimately affect the company's gains or losses. Understanding these patterns can help in making the right long-term investment decisions in First Citizens BancShares. Please read more on our technical analysis and fundamental analysis pages.
Last ReportedProjected for Next Year
Net Interest Income8.2 B8.6 B

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When determining whether First Citizens BancShares offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of First Citizens' financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of First Citizens Bancshares Stock. Outlined below are crucial reports that will aid in making a well-informed decision on First Citizens Bancshares Stock:
Check out the analysis of First Citizens Correlation against competitors.
You can also try the Price Transformation module to use Price Transformation models to analyze the depth of different equity instruments across global markets.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of First Citizens. Market participants price First higher when confident in its future expansion prospects. The financial industry is built on trying to define current growth potential and future valuation accurately. Comprehensive First Citizens assessment requires weighing all these inputs, though not all factors influence outcomes equally.
Quarterly Earnings Growth
(0.07)
Dividend Share
7.95
Earnings Share
165.25
Revenue Per Share
694.946
Quarterly Revenue Growth
0.062
Understanding First Citizens BancShares requires distinguishing between market price and book value, where the latter reflects First's accounting equity. The concept of intrinsic value - what First Citizens' is actually worth based on fundamentals - guides informed investors toward better entry and exit points. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Market sentiment, economic cycles, and investor behavior can push First Citizens' price substantially above or below its fundamental value.
Please note, there is a significant difference between First Citizens' value and its price as these two are different measures arrived at by different means. Investors typically determine if First Citizens is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. In contrast, First Citizens' trading price reflects the actual exchange value where willing buyers and sellers reach mutual agreement.