Hanmi Net Interest Income from 2010 to 2026

HAFC Stock  USD 27.45  0.01  0.04%   
Hanmi Financial's Net Interest Income is increasing over the years with slightly volatile fluctuation. Net Interest Income is expected to dwindle to about 206.7 M. Net Interest Income is the difference between the revenue generated from a bank's interest-bearing assets and the expenses associated with paying its interest-bearing liabilities. View All Fundamentals
 
Net Interest Income  
First Reported
2019-03-31
Previous Quarter
56.8 M
Current Value
60.7 M
Quarterly Volatility
6.2 M
 
Covid
 
Interest Hikes
Check Hanmi Financial financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among Hanmi Financial's main balance sheet or income statement drivers, such as Depreciation And Amortization of 8.1 M, Interest Expense of 183.5 M or Selling General Administrative of 56.5 M, as well as many indicators such as Price To Sales Ratio of 2.94, Dividend Yield of 0.042 or PTB Ratio of 1.55. Hanmi financial statements analysis is a perfect complement when working with Hanmi Financial Valuation or Volatility modules.
  
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Check out the analysis of Hanmi Financial Correlation against competitors.
For information on how to trade Hanmi Stock refer to our How to Trade Hanmi Stock guide.
Analyzing Hanmi Financial's Net Interest Income over time reveals critical patterns in financial health and operational efficiency. This metric helps investors evaluate trends, identify inflection points, and make informed decisions based on historical performance. Understanding how Net Interest Income has evolved provides context for assessing Hanmi Financial's current valuation and future prospects.

Latest Hanmi Financial's Net Interest Income Growth Pattern

Below is the plot of the Net Interest Income of Hanmi Financial over the last few years. It is the difference between the revenue generated from a bank's interest-bearing assets and the expenses associated with paying its interest-bearing liabilities. Hanmi Financial's Net Interest Income historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in Hanmi Financial's overall financial position and show how it may be relating to other accounts over time.
Net Interest Income10 Years Trend
Slightly volatile
   Net Interest Income   
       Timeline  

Hanmi Net Interest Income Regression Statistics

Arithmetic Mean179,892,419
Geometric Mean177,311,837
Coefficient Of Variation17.87
Mean Deviation26,187,904
Median175,570,000
Standard Deviation32,139,575
Sample Variance1033T
Range88.5M
R-Value0.90
Mean Square Error218.7T
R-Squared0.80
Slope5,698,082
Total Sum of Squares16527.2T

Hanmi Net Interest Income History

2026206.7 M
2025231.5 M
2024201.3 M
2023231.5 M
2022236.6 M
2021194.1 M
2020180 M

About Hanmi Financial Financial Statements

Hanmi Financial stakeholders use historical fundamental indicators, such as Hanmi Financial's Net Interest Income, to determine how well the company is positioned to perform in the future. Although Hanmi Financial investors may analyze each financial statement separately, they are all interrelated. For example, changes in Hanmi Financial's assets and liabilities are reflected in the revenues and expenses on Hanmi Financial's income statement, which ultimately affect the company's gains or losses. Understanding these patterns can help in making the right long-term investment decisions in Hanmi Financial. Please read more on our technical analysis and fundamental analysis pages.
Last ReportedProjected for Next Year
Net Interest Income231.5 M206.7 M

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When determining whether Hanmi Financial offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Hanmi Financial's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Hanmi Financial Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Hanmi Financial Stock:
Check out the analysis of Hanmi Financial Correlation against competitors.
For information on how to trade Hanmi Stock refer to our How to Trade Hanmi Stock guide.
You can also try the Commodity Channel module to use Commodity Channel Index to analyze current equity momentum.
Will Regional Banks sector continue expanding? Could Hanmi diversify its offerings? Factors like these will boost the valuation of Hanmi Financial. Market participants price Hanmi higher when confident in its future expansion prospects. Accurate valuation requires analyzing both current fundamentals and future growth trajectories. Every Hanmi Financial data point contributes insight, yet successful analysis hinges on identifying the most consequential variables.
Quarterly Earnings Growth
0.205
Dividend Share
1.08
Earnings Share
2.51
Revenue Per Share
8.566
Quarterly Revenue Growth
0.157
Investors evaluate Hanmi Financial using market value (trading price) and book value (balance sheet equity), each telling a different story. Calculating Hanmi Financial's intrinsic value - the estimated true worth - helps identify when the stock trades at a discount or premium to fair value. Seasoned market participants apply comprehensive analytical frameworks to derive fundamental worth and identify mispriced opportunities. External factors like market trends, sector rotation, and investor psychology can cause Hanmi Financial's market price to deviate significantly from intrinsic value.
Please note, there is a significant difference between Hanmi Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if Hanmi Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. Conversely, Hanmi Financial's market price signifies the transaction level at which participants voluntarily complete trades.