Hanmi Financial Stock Today

HAFC Stock  USD 28.09  0.13  0.46%   

Performance

Soft

 
Weak
 
Strong

Odds Of Distress

Tiny

 
High
 
Low
Hanmi Financial is trading at 28.09 as of the 8th of February 2026, a 0.46% increase since the beginning of the trading day. The stock's open price was 27.96. Hanmi Financial has under 5 % chance of experiencing financial distress over the next 2 years but had a somewhat soft performance during the last 90 days. The performance scores are derived for the period starting the 10th of November 2025 and ending today, the 8th of February 2026. Click here to learn more.
Business Domain
Banks
IPO Date
4th of October 1996
Category
Financial Services
Classification
Financials
Hanmi Financial Corporation operates as the holding company for Hanmi Bank that provides business banking products and services in the United States. The company was founded in 1982 and is headquartered in Los Angeles, California. Hanmi Financial operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. The company has 29.89 M outstanding shares of which 577.35 K shares are currently shorted by private and institutional investors with about 1.59 trading days to cover. More on Hanmi Financial

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Hanmi Stock Highlights

ESG Sustainability
Environmental
Governance
Social
PresidentGreg Kim
Business ConcentrationRegional Banks, Banks - Regional, Financial Services, SP Small-Cap 600, Nasdaq Bank, NASDAQ Composite, NASDAQ Composite Total, Financials, Banks, Banks—Regional, Financial Services (View all Sectors)
Average Analyst Recommendation
Financial Strength
Current ValueLast YearChange From Last Year 10 Year Trend
Return On Assets0.00550.0097
Way Down
Slightly volatile
Asset Turnover0.06370.0565
Moderately Up
Pretty Stable
Gross Profit Margin0.530.5746
Significantly Down
Slightly volatile
Total Current Liabilities3.6 B2.1 B
Way Up
Slightly volatile
Non Current Liabilities Total0.951.0
Notably Down
Pretty Stable
Total Assets4.6 B7.9 B
Way Down
Slightly volatile
Total Current AssetsB7.6 B
Sufficiently Up
Slightly volatile
Debt Levels
By employing borrowed capital, Hanmi Financial can potentially magnify investment returns. Examining the debt-to-assets ratio offers investors perspective on Hanmi Financial's use of financial leverage and reveals what portion of Hanmi Financial's asset base relies on creditor financing.
Liquidity
Hanmi Financial currently holds 280.46 M in liabilities with Debt to Equity (D/E) ratio of 0.04, which may suggest the company is not taking enough advantage from borrowing. Note, when we think about Hanmi Financial's use of debt, we should always consider it together with its cash and equity.

Stock Based Compensation

4.32 Million
Hanmi Financial (HAFC) is traded on NASDAQ Exchange in USA and employs 597 people. Hanmi Financial is listed under Regional Banks category by Fama And French industry classification. The company currently falls under 'Small-Cap' category with a current market capitalization of 841.44 M. Hanmi Financial conducts business under Banks sector and is part of Financials industry. The entity has 29.89 M outstanding shares of which 577.35 K shares are currently shorted by private and institutional investors with about 1.59 trading days to cover. Hanmi Financial currently holds about 275.16 M in cash with 53.95 M of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 9.1.
Check Hanmi Financial Probability Of Bankruptcy
Ownership Allocation
Hanmi Financial has a total of 29.89 Million outstanding shares. The majority of Hanmi Financial outstanding shares are owned by outside corporations. These institutional investors are usually referred to as non-private investors looking to purchase positions in Hanmi Financial to benefit from reduced commissions. Consequently, third-party entities are subject to a different set of regulations than regular investors in Hanmi Financial. Please pay attention to any change in the institutional holdings of Hanmi Financial as this could imply that something significant has changed or is about to change at the company. Please note that no matter how many assets the company holds, if the real value of the firm is less than the current market value, you may not be able to make money on it.
Check Hanmi Ownership Details

Hanmi Stock Institutional Holders

InstituionRecorded OnShares
Goldman Sachs Group Inc2025-06-30
561.9 K
Hotchkis & Wiley Capital Management Llc2025-06-30
547.6 K
Jpmorgan Chase & Co2025-06-30
523 K
Morgan Stanley - Brokerage Accounts2025-06-30
512.4 K
Bank Of New York Mellon Corp2025-06-30
461.2 K
Amvescap Plc.2025-06-30
386.1 K
Charles Schwab Investment Management Inc2025-06-30
350.1 K
Northern Trust Corp2025-06-30
345.9 K
Ameriprise Financial Inc2025-06-30
328.4 K
Blackrock Inc2025-06-30
4.5 M
Fmr Inc2025-06-30
2.4 M
View Hanmi Financial Diagnostics

Hanmi Financial Historical Income Statement

At present, Hanmi Financial's Interest Expense is projected to increase significantly based on the last few years of reporting. The current year's Selling And Marketing Expenses is expected to grow to about 3.3 M, whereas Selling General Administrative is forecasted to decline to about 7.1 M. View More Fundamentals

Hanmi Stock Against Markets

Hanmi Financial Corporate Executives

Elected by the shareholders, the Hanmi Financial's board of directors comprises two types of representatives: Hanmi Financial inside directors who are chosen from within the company, and outside directors, selected externally and held independent of Hanmi. The board's role is to monitor Hanmi Financial's management team and ensure that shareholders' interests are well served. Hanmi Financial's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, Hanmi Financial's outside directors are responsible for providing unbiased perspectives on the board's policies.
Romolo SantarosaCFO, Sr. Executive VP, CFO of Hanmi Bank and Sr. Executive VP of Corporate Fin. and Strategy of Hanmi BankProfile
Romolo CPASenior CFOProfile
Bonita LeeCOO, Sr. Executive VP, COO of Hanmi Bank and Sr. Executive VP of Hanmi BankProfile
When determining whether Hanmi Financial offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Hanmi Financial's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Hanmi Financial Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Hanmi Financial Stock:
Check out Risk vs Return Analysis to better understand how to build diversified portfolios, which includes a position in Hanmi Financial. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in census.
For information on how to trade Hanmi Stock refer to our How to Trade Hanmi Stock guide.
You can also try the Transaction History module to view history of all your transactions and understand their impact on performance.
Will Regional Banks sector continue expanding? Could Hanmi diversify its offerings? Factors like these will boost the valuation of Hanmi Financial. Market participants price Hanmi higher when confident in its future expansion prospects. Accurate valuation requires analyzing both current fundamentals and future growth trajectories. Every Hanmi Financial data point contributes insight, yet successful analysis hinges on identifying the most consequential variables.
Quarterly Earnings Growth
0.205
Dividend Share
1.08
Earnings Share
2.51
Revenue Per Share
8.566
Quarterly Revenue Growth
0.157
Investors evaluate Hanmi Financial using market value (trading price) and book value (balance sheet equity), each telling a different story. Calculating Hanmi Financial's intrinsic value - the estimated true worth - helps identify when the stock trades at a discount or premium to fair value. Seasoned market participants apply comprehensive analytical frameworks to derive fundamental worth and identify mispriced opportunities. External factors like market trends, sector rotation, and investor psychology can cause Hanmi Financial's market price to deviate significantly from intrinsic value.
Please note, there is a significant difference between Hanmi Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if Hanmi Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. Conversely, Hanmi Financial's market price signifies the transaction level at which participants voluntarily complete trades.