International Financial Statements From 2010 to 2026

IBOC Stock  USD 70.38  0.31  0.44%   
International Bancshares' financial statements offer valuable quarterly and annual insights to potential investors, highlighting the company's current and historical financial position, overall management performance, and changes in financial standing over time. Key fundamentals influencing International Bancshares' valuation are provided below:
Gross Profit
821.7 M
Profit Margin
0.5117
Market Capitalization
4.2 B
Enterprise Value Revenue
5.3972
Revenue
821.7 M
We have found one hundred twenty available fundamental trends for International Bancshares, which can be analyzed and compared to other ratios and to its competitors. Investors should ensure to confirm all of International Bancshares' regular performance against the performance from 2010 to 2026 to make sure the company is sustainable down the road.

International Bancshares Total Revenue

634.8 Million

Check International Bancshares financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among International Bancshares' main balance sheet or income statement drivers, such as Depreciation And Amortization of 24.6 M, Interest Expense of 101.5 M or Selling General Administrative of 116.3 M, as well as many indicators such as Price To Sales Ratio of 2.38, Dividend Yield of 0.0173 or PTB Ratio of 1.73. International financial statements analysis is a perfect complement when working with International Bancshares Valuation or Volatility modules.
  
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Check out the analysis of International Bancshares Correlation against competitors.
For information on how to trade International Stock refer to our How to Trade International Stock guide.

International Bancshares Balance Sheet

Current ValueLast YearHistorical Average 10 Year Trend
Total Assets11.3 B18.1 B12.7 B
Slightly volatile
Short and Long Term Debt Total559.8 M589.3 M1.1 B
Slightly volatile
Other Current Liabilities7.2 B13.9 B8.2 B
Slightly volatile
Total Current LiabilitiesB14.5 B8.8 B
Slightly volatile
Total Stockholder Equity3.4 B3.2 BB
Slightly volatile
Property Plant And Equipment Net403.6 M492.5 M455.2 M
Pretty Stable
Retained Earnings4.1 B3.9 B2.2 B
Slightly volatile
Cash508.3 M405.5 M693.6 M
Slightly volatile
Non Current Assets Total8.1 B11.9 B7.1 B
Slightly volatile
Cash And Short Term Investments6.4 B6.1 BB
Slightly volatile
Net Receivables42.4 M83 M40.9 M
Slightly volatile
Common Stock Total Equity83.3 M110.9 M91 M
Slightly volatile
Common Stock Shares Outstanding54.1 M56.1 M63.7 M
Slightly volatile
Liabilities And Stockholders Equity11.3 B18.1 B12.7 B
Slightly volatile
Non Current Liabilities Total322.3 M339.2 M1.5 B
Pretty Stable
Total Liabilities9.5 B14.9 B10 B
Slightly volatile
Property Plant And Equipment Gross1.2 B1.2 B679.5 M
Slightly volatile
Total Current Assets6.5 B6.2 B5.4 B
Slightly volatile
Common Stock84.9 M111.1 M91.1 M
Slightly volatile
Short Term Debt662.1 M481.8 M682.9 M
Slightly volatile
Intangible Assets267 M254.3 M167.7 M
Slightly volatile
Other Liabilities265.6 M252.9 M138.4 M
Slightly volatile
Accounts Payable8.5 B14.6 B9.7 B
Slightly volatile
Long Term Debt102.1 M107.5 M151.6 M
Slightly volatile
Short Term Investments3.1 B5.7 B4.2 B
Pretty Stable
Property Plant Equipment456.9 M496.4 M462.9 M
Pretty Stable
Good Will290.9 M324.9 M272.9 M
Slightly volatile
Net Tangible Assets1.6 BB1.6 B
Slightly volatile
Retained Earnings Total EquityB3.1 BB
Slightly volatile
Long Term Debt Total131.1 M121.2 M156 M
Slightly volatile
Capital Surpluse127.8 M138.7 M155.9 M
Slightly volatile
Long Term Investments3.9 B4.8 B4.8 B
Slightly volatile
Non Current Liabilities Other566.1 M595.9 M1.3 B
Slightly volatile
Short and Long Term Debt12.3 M13 M15.8 M
Very volatile
Earning Assets3.1 BB3.7 B
Slightly volatile
Net Invested Capital2.2 B2.6 B2.9 B
Slightly volatile
Capital Stock106 M111.1 M97.7 M
Slightly volatile

International Bancshares Income Statement

Current ValueLast YearHistorical Average 10 Year Trend
Depreciation And Amortization24.6 M20.3 M25.2 M
Pretty Stable
Interest Expense101.5 M188.3 M80 M
Slightly volatile
Selling General Administrative116.3 M175.7 M130.1 M
Slightly volatile
Total Revenue634.8 M1.2 B656.9 M
Slightly volatile
Gross Profit477.5 M922.1 M550.2 M
Slightly volatile
Other Operating Expenses408 M614.3 M378.2 M
Slightly volatile
Operating Income614.3 M585 M301.6 M
Slightly volatile
EBIT614.3 M585 M301.6 M
Slightly volatile
EBITDA641.5 M610.9 M327.3 M
Slightly volatile
Cost Of Revenue114.4 M217 M100.6 M
Slightly volatile
Income Before Tax614.3 M585 M301.6 M
Slightly volatile
Net Income494.1 M470.5 M230 M
Slightly volatile
Income Tax Expense63.7 M114.5 M68.2 M
Slightly volatile
Net Income Applicable To Common Shares362.5 M345.3 M202.4 M
Slightly volatile
Selling And Marketing Expenses6.2 M5.7 M6.4 M
Slightly volatile
Minority Interest250.2 K477.2 K386.9 K
Pretty Stable
Net Income From Continuing Ops494.1 M470.5 M235.3 M
Slightly volatile
Preferred Stock And Other Adjustments15.2 M16.5 M14.4 M
Slightly volatile
Non Recurring566.7 K318.6 K535.9 K
Slightly volatile
Tax Provision78.7 M114.5 M74.1 M
Slightly volatile
Net Interest Income493.6 M755.2 M441.1 M
Slightly volatile
Interest Income569.3 M995.9 M513.2 M
Slightly volatile
Reconciled Depreciation19.9 M20.3 M24.5 M
Slightly volatile
Extraordinary Items1.9 M1.4 M2.3 M
Slightly volatile

International Bancshares Cash Flow Statement

Current ValueLast YearHistorical Average 10 Year Trend
Free Cash Flow555.2 M528.8 M269.1 M
Slightly volatile
Begin Period Cash Flow516.3 M748.7 M703.2 M
Slightly volatile
Depreciation24.6 M20.3 M25.2 M
Pretty Stable
Capital Expenditures12.1 M12.7 M24.8 M
Slightly volatile
Total Cash From Operating Activities572.3 M545 M294.4 M
Slightly volatile
Net Income494.1 M470.5 M230 M
Slightly volatile
End Period Cash Flow571.1 M405.5 M697.3 M
Slightly volatile
Issuance Of Capital Stock4.5 M4.3 MM
Slightly volatile

Financial Ratios

Current ValueLast YearHistorical Average 10 Year Trend
Price To Sales Ratio2.383.393.4154
Slightly volatile
Dividend Yield0.01730.01880.0218
Very volatile
PTB Ratio1.731.611.2471
Slightly volatile
Days Sales Outstanding29.1829.0524.42
Pretty Stable
Book Value Per Share42.540.4829.7429
Slightly volatile
Free Cash Flow Yield0.07470.110.1087
Pretty Stable
Operating Cash Flow Per Share7.26.864.3827
Slightly volatile
Stock Based Compensation To Revenue2.0E-42.0E-40.001
Slightly volatile
Capex To Depreciation1.250.721.0769
Slightly volatile
PB Ratio1.731.611.2471
Slightly volatile
EV To Sales5.764.664.553
Pretty Stable
Free Cash Flow Per Share6.996.664.0021
Slightly volatile
ROIC0.110.10.0662
Slightly volatile
Net Income Per Share6.225.923.4127
Slightly volatile
Sales General And Administrative To Revenue0.140.130.2016
Slightly volatile
Capex To Revenue0.01480.01560.0435
Slightly volatile
Cash Per Share81.1677.375.1198
Slightly volatile
POCF Ratio7.277.468.4662
Very volatile
Interest Coverage2.282.194.4518
Pretty Stable
Payout Ratio0.210.180.2536
Very volatile
Capex To Operating Cash Flow0.03260.03430.117
Slightly volatile
PFCF Ratio13.399.8210.1995
Very volatile
Income Quality1.51.331.3958
Slightly volatile
ROE0.140.170.1126
Slightly volatile
EV To Operating Cash Flow20.1610.2612.3492
Slightly volatile
PE Ratio13.4911.0411.9093
Very volatile
Return On Tangible Assets0.0250.02380.0166
Slightly volatile
EV To Free Cash Flow10.0510.5814.0274
Slightly volatile
Earnings Yield0.09560.120.0939
Very volatile
Intangibles To Total Assets0.01690.01620.0206
Slightly volatile
Current Ratio0.210.390.4559
Pretty Stable
Tangible Book Value Per Share38.2136.3925.6572
Slightly volatile
Receivables Turnover11.913.015.9837
Pretty Stable
Graham Number77.1273.4447.326
Slightly volatile
Shareholders Equity Per Share42.540.4829.7429
Slightly volatile
Debt To Equity0.260.270.6979
Slightly volatile
Capex Per Share0.250.260.3865
Slightly volatile
Revenue Per Share15.8515.110.3113
Slightly volatile
Interest Debt Per Share30.1415.9820.8872
Slightly volatile
Debt To Assets0.04540.04780.097
Slightly volatile
Enterprise Value Over EBITDA15.219.1610.6857
Slightly volatile
Short Term Coverage Ratios0.840.80.5944
Slightly volatile
Price Earnings Ratio13.4911.0411.9093
Very volatile
Operating Cycle29.1829.0524.42
Pretty Stable
Price Book Value Ratio1.731.611.2471
Slightly volatile
Dividend Payout Ratio0.210.180.2536
Very volatile
Price To Operating Cash Flows Ratio7.277.468.4662
Very volatile
Price To Free Cash Flows Ratio13.399.8210.1995
Very volatile
Pretax Profit Margin0.280.440.403
Slightly volatile
Operating Profit Margin0.280.440.403
Slightly volatile
Effective Tax Rate0.330.230.2697
Slightly volatile
Company Equity Multiplier10.656.477.4123
Slightly volatile
Long Term Debt To Capitalization0.04470.04710.2426
Slightly volatile
Total Debt To Capitalization0.210.220.3713
Slightly volatile
Return On Capital Employed0.07820.150.0994
Slightly volatile
Debt Equity Ratio0.260.270.6979
Slightly volatile
Ebit Per Revenue0.280.440.403
Slightly volatile
Quick Ratio0.210.390.4559
Pretty Stable
Dividend Paid And Capex Coverage Ratio2.264.433.4068
Slightly volatile
Net Income Per E B T0.560.720.7209
Slightly volatile
Cash Ratio0.04040.02510.0621
Pretty Stable
Cash Conversion Cycle29.1829.0524.42
Pretty Stable
Operating Cash Flow Sales Ratio0.270.410.4028
Slightly volatile
Days Of Sales Outstanding29.1829.0524.42
Pretty Stable
Free Cash Flow Operating Cash Flow Ratio0.620.870.857
Slightly volatile
Cash Flow Coverage Ratios0.680.650.3715
Slightly volatile
Price To Book Ratio1.731.611.2471
Slightly volatile
Fixed Asset Turnover1.932.81.523
Slightly volatile
Capital Expenditure Coverage Ratio31.6630.1516.5792
Slightly volatile
Price Cash Flow Ratio7.277.468.4662
Very volatile
Enterprise Value Multiple15.219.1610.6857
Slightly volatile
Debt Ratio0.04540.04780.097
Slightly volatile
Cash Flow To Debt Ratio0.680.650.3715
Slightly volatile
Price Sales Ratio2.383.393.4154
Slightly volatile
Return On Assets0.02460.02340.0162
Slightly volatile
Asset Turnover0.06360.07620.0521
Slightly volatile
Net Profit Margin0.20.350.299
Slightly volatile
Gross Profit Margin0.570.690.8001
Pretty Stable
Price Fair Value1.731.611.2471
Slightly volatile
Return On Equity0.140.170.1126
Slightly volatile

International Fundamental Market Drivers

International Upcoming Events

22nd of February 2024
Upcoming Quarterly Report
View
31st of December 2023
Next Fiscal Quarter End
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About International Bancshares Financial Statements

International Bancshares stakeholders use historical fundamental indicators, such as International Bancshares' revenue or net income, to determine how well the company is positioned to perform in the future. Although International Bancshares investors may analyze each financial statement separately, they are all interrelated. For example, changes in International Bancshares' assets and liabilities are reflected in the revenues and expenses on International Bancshares' income statement, which ultimately affect the company's gains or losses. Understanding these patterns can help in making the right long-term investment decisions in International Bancshares. Please read more on our technical analysis and fundamental analysis pages.
Last ReportedProjected for Next Year
Total Revenue1.2 B634.8 M
Cost Of Revenue217 M114.4 M
Sales General And Administrative To Revenue 0.13  0.14 
Capex To Revenue 0.02  0.01 
Revenue Per Share 15.10  15.85 
Ebit Per Revenue 0.44  0.28 

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Analyzing currently trending equities could be an opportunity to develop a better portfolio based on different market momentums that they can trigger. Utilizing the top trending stocks is also useful when creating a market-neutral strategy or pair trading technique involving a short or a long position in a currently trending equity.
When determining whether International Bancshares offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of International Bancshares' financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of International Bancshares Stock. Outlined below are crucial reports that will aid in making a well-informed decision on International Bancshares Stock:
Check out the analysis of International Bancshares Correlation against competitors.
For information on how to trade International Stock refer to our How to Trade International Stock guide.
You can also try the Instant Ratings module to determine any equity ratings based on digital recommendations. Macroaxis instant equity ratings are based on combination of fundamental analysis and risk-adjusted market performance.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of International Bancshares. If investors know International will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about International Bancshares listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.088
Dividend Share
1.4
Earnings Share
6.76
Revenue Per Share
13.215
Quarterly Revenue Growth
0.064
The market value of International Bancshares is measured differently than its book value, which is the value of International that is recorded on the company's balance sheet. Investors also form their own opinion of International Bancshares' value that differs from its market value or its book value, called intrinsic value, which is International Bancshares' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because International Bancshares' market value can be influenced by many factors that don't directly affect International Bancshares' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between International Bancshares' value and its price as these two are different measures arrived at by different means. Investors typically determine if International Bancshares is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, International Bancshares' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.