International Financial Statements From 2010 to 2026

IBOC Stock  USD 66.44  0.47  0.70%   
International Bancshares' financial statements offer valuable quarterly and annual insights to potential investors, highlighting the company's current and historical financial position, overall management performance, and changes in financial standing over time. Key fundamentals influencing International Bancshares' valuation are provided below:
Gross Profit
821.7 M
Profit Margin
0.5117
Market Capitalization
4.2 B
Enterprise Value Revenue
5.1844
Revenue
821.7 M
We have found one hundred twenty available fundamental trends for International Bancshares, which can be analyzed and compared to other ratios and to its competitors. Investors should ensure to confirm all of International Bancshares' regular performance against the performance from 2010 to 2026 to make sure the company is sustainable down the road.

International Bancshares Total Revenue

634.8 Million

Check International Bancshares financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among International Bancshares' main balance sheet or income statement drivers, such as Depreciation And Amortization of 24.6 M, Interest Expense of 219.7 M or Selling General Administrative of 116.3 M, as well as many indicators such as Price To Sales Ratio of 2.38, Dividend Yield of 0.0173 or PTB Ratio of 1.73. International financial statements analysis is a perfect complement when working with International Bancshares Valuation or Volatility modules.
  
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Check out the analysis of International Bancshares Correlation against competitors.
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International Bancshares Balance Sheet

Current ValueLast YearHistorical Average 10 Year Trend
Total Assets11.3 B15.7 B12.4 B
Slightly volatile
Short and Long Term Debt Total622 M654.7 M1.1 B
Slightly volatile
Other Current Liabilities7.2 B12.1 B7.8 B
Slightly volatile
Total Current LiabilitiesB12.6 B8.5 B
Slightly volatile
Total Stockholder Equity1.4 B2.8 B1.8 B
Slightly volatile
Property Plant And Equipment Net403.6 M428.2 M452.9 M
Pretty Stable
Retained Earnings3.5 B3.4 B2.1 B
Slightly volatile
Cash508.3 M352.7 M711.6 M
Slightly volatile
Non Current Assets Total8.1 B10.3 B6.8 B
Slightly volatile
Cash And Short Term Investments2.8 B5.3 B4.7 B
Pretty Stable
Net Receivables42.4 M72.2 M38.3 M
Slightly volatile
Common Stock Total Equity83.3 M110.9 M90.7 M
Slightly volatile
Common Stock Shares Outstanding54.1 M62.3 M64.2 M
Slightly volatile
Liabilities And Stockholders Equity11.3 B15.7 B12.4 B
Slightly volatile
Non Current Liabilities Total280.2 M295 M1.6 B
Pretty Stable
Total Liabilities9.5 B12.9 B9.7 B
Pretty Stable
Property Plant And Equipment Gross1.1 BB637.8 M
Slightly volatile
Total Current AssetsB5.4 B5.1 B
Pretty Stable
Common Stock84.9 M96.6 M89.9 M
Slightly volatile
Short Term Debt662.1 M535.3 M695.4 M
Slightly volatile
Intangible Assets267 M254.3 M160.5 M
Slightly volatile
Other Liabilities265.6 M252.9 M133.4 M
Slightly volatile
Accounts Payable8.5 B14.6 B9.5 B
Slightly volatile
Long Term Debt217 M119.4 M161.6 M
Slightly volatile
Short Term Investments3.1 BB4.1 B
Very volatile
Property Plant Equipment456.9 M496.4 M464.8 M
Pretty Stable
Good Will290.9 M324.9 M272.3 M
Slightly volatile
Net Tangible Assets1.6 BB1.6 B
Slightly volatile
Retained Earnings Total EquityB3.1 BB
Slightly volatile
Long Term Debt Total131.1 M121.2 M157.3 M
Slightly volatile
Capital Surpluse127.8 M138.7 M156 M
Slightly volatile
Long Term Investments3.9 B5.4 B4.8 B
Slightly volatile
Non Current Liabilities Other566.1 M595.9 M1.4 B
Slightly volatile
Short and Long Term Debt12.3 M13 M16.1 M
Very volatile
Earning Assets3.1 BB3.8 B
Slightly volatile
Net Invested Capital2.2 B2.9 B2.9 B
Slightly volatile
Capital Stock106 M96.6 M96.8 M
Slightly volatile

International Bancshares Income Statement

Current ValueLast YearHistorical Average 10 Year Trend
Depreciation And Amortization24.6 M22.5 M25.5 M
Pretty Stable
Interest Expense219.7 M209.3 M80.6 M
Slightly volatile
Selling General Administrative116.3 M152.8 M127.3 M
Slightly volatile
Total Revenue634.8 MB623 M
Slightly volatile
Gross Profit477.5 M801.8 M527 M
Slightly volatile
Other Operating Expenses408 M534.2 M363.4 M
Slightly volatile
Operating Income534.2 M508.7 M278.9 M
Slightly volatile
EBIT534.2 M508.7 M278.9 M
Slightly volatile
EBITDA557.8 M531.2 M304.3 M
Slightly volatile
Cost Of Revenue253.1 M241.1 M102 M
Slightly volatile
Income Before Tax534.2 M508.7 M278.9 M
Slightly volatile
Net Income429.6 M409.2 M211 M
Slightly volatile
Income Tax Expense63.7 M99.6 M65.3 M
Slightly volatile
Net Income Applicable To Common Shares362.5 M345.3 M196.3 M
Slightly volatile
Selling And Marketing Expenses6.2 M6.3 M6.4 M
Slightly volatile
Minority Interest250.2 K477.2 K385.2 K
Pretty Stable
Net Income From Continuing Ops222.6 M409.2 M203.7 M
Slightly volatile
Preferred Stock And Other Adjustments15.2 M16.5 M14.4 M
Slightly volatile
Non Recurring566.7 K318.6 K547.3 K
Slightly volatile
Tax Provision78.7 M99.6 M71.5 M
Slightly volatile
Net Interest Income493.6 M656.7 M421.4 M
Slightly volatile
Interest Income569.3 M866 M483 M
Slightly volatile
Reconciled Depreciation19.9 M22.5 M24.8 M
Slightly volatile
Extraordinary Items1.9 M1.4 M2.4 M
Slightly volatile

International Bancshares Cash Flow Statement

Current ValueLast YearHistorical Average 10 Year Trend
Free Cash Flow482.8 M459.8 M248.4 M
Slightly volatile
Begin Period Cash Flow516.3 M651.1 M700.4 M
Slightly volatile
Depreciation24.6 M22.5 M25.5 M
Pretty Stable
Dividends Paid43.1 M82.1 M50.1 M
Slightly volatile
Capital Expenditures27.2 M14.1 M26.5 M
Slightly volatile
Total Cash From Operating Activities497.6 M473.9 M274.1 M
Slightly volatile
Net Income429.6 M409.2 M211 M
Slightly volatile
End Period Cash Flow571.1 M352.7 M715.6 M
Slightly volatile
Issuance Of Capital StockM3.8 M1.7 M
Slightly volatile

Financial Ratios

Current ValueLast YearHistorical Average 10 Year Trend
Price To Sales Ratio2.383.76573.4169
Slightly volatile
Dividend Yield0.01730.02090.022
Pretty Stable
PTB Ratio1.731.40431.2244
Slightly volatile
Days Sales Outstanding29.1825.260124.1306
Pretty Stable
Book Value Per Share47.2344.977629.3674
Slightly volatile
Free Cash Flow Yield0.07470.11710.1086
Pretty Stable
Operating Cash Flow Per Share8.07.62224.2778
Slightly volatile
Stock Based Compensation To Revenue2.0E-42.0E-40.0011
Slightly volatile
Capex To Depreciation1.250.62811.0992
Slightly volatile
PB Ratio1.731.40431.2244
Slightly volatile
EV To Sales5.764.05544.5463
Pretty Stable
Free Cash Flow Per Share7.767.39473.8841
Slightly volatile
ROIC0.120.11280.0647
Slightly volatile
Net Income Per Share6.916.58043.2992
Slightly volatile
Sales General And Administrative To Revenue0.140.14650.2061
Slightly volatile
Capex To Revenue0.01290.01360.0451
Slightly volatile
Cash Per Share90.1885.888875.5473
Slightly volatile
POCF Ratio7.278.28638.5291
Pretty Stable
Interest Coverage2.282.4314.5931
Slightly volatile
Payout Ratio0.210.20060.2582
Very volatile
Capex To Operating Cash Flow0.02840.02980.1219
Slightly volatile
PFCF Ratio13.398.541310.2232
Very volatile
Income Quality1.51.15831.3999
Slightly volatile
ROE0.140.14630.1091
Slightly volatile
EV To Operating Cash Flow8.488.923711.7498
Slightly volatile
PE Ratio13.499.598311.9636
Very volatile
Return On Tangible Assets0.02780.02650.0163
Slightly volatile
EV To Free Cash Flow8.749.198314.161
Slightly volatile
Earnings Yield0.09560.10420.0922
Very volatile
Intangibles To Total Assets0.01690.0180.0208
Pretty Stable
Current Ratio0.450.4280.475
Very volatile
Tangible Book Value Per Share42.4640.433825.252
Slightly volatile
Receivables Turnover11.914.449716.1701
Very volatile
Graham Number85.6881.604546.2289
Slightly volatile
Shareholders Equity Per Share47.2344.977629.3674
Slightly volatile
Debt To Equity0.220.23410.7221
Slightly volatile
Capex Per Share0.220.22750.3925
Slightly volatile
Revenue Per Share17.6116.772310.122
Slightly volatile
Interest Debt Per Share13.213.89520.1351
Slightly volatile
Debt To Assets0.03950.04160.0997
Slightly volatile
Enterprise Value Over EBITDA15.217.961310.7811
Slightly volatile
Short Term Coverage Ratios0.930.88540.5871
Slightly volatile
Price Earnings Ratio13.499.598311.9636
Very volatile
Operating Cycle29.1825.260124.1306
Pretty Stable
Price Book Value Ratio1.731.40431.2244
Slightly volatile
Dividend Payout Ratio0.210.20060.2582
Very volatile
Price To Operating Cash Flows Ratio7.278.28638.5291
Pretty Stable
Price To Free Cash Flows Ratio13.398.541310.2232
Very volatile
Pretax Profit Margin0.280.48780.4007
Slightly volatile
Ebt Per Ebit0.80.90.9831
Slightly volatile
Operating Profit Margin0.280.48780.4007
Slightly volatile
Effective Tax Rate0.330.19570.2721
Slightly volatile
Company Equity Multiplier10.655.62767.4712
Slightly volatile
Long Term Debt To Capitalization0.03890.04090.2545
Slightly volatile
Total Debt To Capitalization0.180.18970.3788
Slightly volatile
Return On Capital Employed0.170.16450.1019
Slightly volatile
Debt Equity Ratio0.220.23410.7221
Slightly volatile
Ebit Per Revenue0.280.48780.4007
Slightly volatile
Quick Ratio0.450.4280.475
Very volatile
Dividend Paid And Capex Coverage Ratio5.174.92543.5248
Slightly volatile
Net Income Per E B T0.560.80430.721
Slightly volatile
Cash Ratio0.04040.02790.0644
Slightly volatile
Cash Conversion Cycle29.1825.260124.1306
Pretty Stable
Operating Cash Flow Sales Ratio0.270.45450.4023
Slightly volatile
Days Of Sales Outstanding29.1825.260124.1306
Pretty Stable
Free Cash Flow Operating Cash Flow Ratio0.620.97020.8562
Slightly volatile
Cash Flow Coverage Ratios0.760.72390.3591
Slightly volatile
Price To Book Ratio1.731.40431.2244
Slightly volatile
Fixed Asset Turnover1.932.43541.4432
Slightly volatile
Capital Expenditure Coverage Ratio35.1833.501715.951
Slightly volatile
Price Cash Flow Ratio7.278.28638.5291
Pretty Stable
Enterprise Value Multiple15.217.961310.7811
Slightly volatile
Debt Ratio0.03950.04160.0997
Slightly volatile
Cash Flow To Debt Ratio0.760.72390.3591
Slightly volatile
Price Sales Ratio2.383.76573.4169
Slightly volatile
Return On Assets0.02730.0260.016
Slightly volatile
Asset Turnover0.06360.06630.0506
Slightly volatile
Net Profit Margin0.20.39230.2958
Slightly volatile
Gross Profit Margin0.570.76890.807
Pretty Stable
Price Fair Value1.731.40431.2244
Slightly volatile
Return On Equity0.140.14630.1091
Slightly volatile

International Fundamental Market Drivers

International Upcoming Events

22nd of February 2024
Upcoming Quarterly Report
View
31st of December 2023
Next Fiscal Quarter End
View

About International Bancshares Financial Statements

International Bancshares stakeholders use historical fundamental indicators, such as International Bancshares' revenue or net income, to determine how well the company is positioned to perform in the future. Although International Bancshares investors may analyze each financial statement separately, they are all interrelated. For example, changes in International Bancshares' assets and liabilities are reflected in the revenues and expenses on International Bancshares' income statement, which ultimately affect the company's gains or losses. Understanding these patterns can help in making the right long-term investment decisions in International Bancshares. Please read more on our technical analysis and fundamental analysis pages.
Last ReportedProjected for Next Year
Total RevenueB634.8 M
Cost Of Revenue241.1 M253.1 M
Sales General And Administrative To Revenue 0.15  0.14 
Capex To Revenue 0.01  0.01 
Revenue Per Share 16.77  17.61 
Ebit Per Revenue 0.49  0.28 

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Analyzing currently trending equities could be an opportunity to develop a better portfolio based on different market momentums that they can trigger. Utilizing the top trending stocks is also useful when creating a market-neutral strategy or pair trading technique involving a short or a long position in a currently trending equity.
When determining whether International Bancshares offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of International Bancshares' financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of International Bancshares Stock. Outlined below are crucial reports that will aid in making a well-informed decision on International Bancshares Stock:
Check out the analysis of International Bancshares Correlation against competitors.
For information on how to trade International Stock refer to our How to Trade International Stock guide.
You can also try the Stock Tickers module to use high-impact, comprehensive, and customizable stock tickers that can be easily integrated to any websites.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of International Bancshares. If investors know International will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about International Bancshares listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.088
Dividend Share
1.4
Earnings Share
6.76
Revenue Per Share
13.215
Quarterly Revenue Growth
0.064
The market value of International Bancshares is measured differently than its book value, which is the value of International that is recorded on the company's balance sheet. Investors also form their own opinion of International Bancshares' value that differs from its market value or its book value, called intrinsic value, which is International Bancshares' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because International Bancshares' market value can be influenced by many factors that don't directly affect International Bancshares' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between International Bancshares' value and its price as these two are different measures arrived at by different means. Investors typically determine if International Bancshares is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, International Bancshares' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.