NBBK Financial Statements From 2010 to 2026

Stocks . USA . 
Stock . NB Bancorp Common
NBBK Stock   22.11  0.01  0.05%   
Analyzing historical trends in various income statement and balance sheet accounts from NB Bancorp's financial statements helps investors evaluate the company's valuation, profitability, and current liquidity needs. Key fundamental drivers impacting NB Bancorp's valuation are summarized below:
Gross Profit
189.5 M
Profit Margin
0.3072
Market Capitalization
1 B
Enterprise Value Revenue
5.6625
Revenue
189.5 M
There are currently one hundred twenty fundamental measures for NB Bancorp that can be evaluated and compared over time across peers in the sector. We recommend to check NB Bancorp's latest fundamental drivers against the all of the trends between 2010 and 2026.

NB Bancorp Total Revenue

239.02 Million

Check NB Bancorp financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among NB Bancorp's main balance sheet or income statement drivers, such as Tax Provision of 19.9 M, Net Interest Income of 130.4 M or Interest Income of 199.1 M, as well as many indicators such as Price To Sales Ratio of 3.92, Dividend Yield of 0.0057 or PTB Ratio of 1.35. NBBK financial statements analysis is a perfect complement when working with NB Bancorp Valuation or Volatility modules.
  
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Check out the analysis of NB Bancorp Correlation against competitors.

NB Bancorp Balance Sheet

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Total Assets5.1 B8.1 B3.9 B
Slightly volatile
Short and Long Term Debt Total196.6 M225.7 M77.6 M
Slightly volatile
Other Current Liabilities18.4 M19.4 M2.3 B
Slightly volatile
Total Current Liabilities18.4 M19.4 M2.3 B
Slightly volatile
Total Stockholder Equity671.5 M987.8 M469 M
Slightly volatile
Property Plant And Equipment Net39.8 M53.1 M33.3 M
Slightly volatile
Retained Earnings417.7 M512 M359.6 M
Slightly volatile
Cash194.5 M293.1 M369.1 M
Slightly volatile
Non Current Assets Total111.5 M117.4 M2.1 B
Pretty Stable
Non Currrent Assets Other204.1 M362.2 M122.3 M
Slightly volatile
Other Assets230.4 M242.5 M1.7 B
Slightly volatile
Long Term Debt22.8 M24 M39.3 M
Slightly volatile
Cash And Short Term Investments363.7 M535.2 M608.3 M
Slightly volatile
Net Receivables7.3 B6.9 B1.2 B
Slightly volatile
Common Stock Shares Outstanding33.3 M37.1 M41.5 M
Slightly volatile
Short Term Investments169.2 M242.1 M239.2 M
Slightly volatile
Liabilities And Stockholders Equity5.1 B8.1 B3.9 B
Slightly volatile
Non Current Liabilities Total7.4 B7 B1.3 B
Slightly volatile
Other Current Assets350 M333.4 M111.8 M
Slightly volatile
Total Liabilities4.4 B7.1 B3.4 B
Slightly volatile
Net Invested Capital795 M1 B520.9 M
Slightly volatile
Long Term Investments195.2 M227.3 M252.4 M
Slightly volatile
Total Current Assets8 B7.6 B1.9 B
Slightly volatile
Short Term Debt186.2 M115 M63.5 M
Slightly volatile
Other Stockholder Equity437.1 M478.9 M408.7 M
Slightly volatile
Property Plant And Equipment Gross69.3 M73.6 M63.4 M
Slightly volatile
Common Stock481.1 K526.7 K437.9 K
Slightly volatile
Short and Long Term Debt80 M90 M98.2 M
Slightly volatile
Good Will13.4 M15.1 M16.5 M
Slightly volatile
Intangible Assets15.4 M17.4 M19 M
Slightly volatile

NB Bancorp Income Statement

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Tax Provision19.9 M18.9 M8.6 M
Slightly volatile
Net Interest Income130.4 M185.4 M101.8 M
Slightly volatile
Interest Income199.1 M336.4 M144.6 M
Slightly volatile
Depreciation And Amortization2.9 M3.4 M2.4 M
Slightly volatile
Interest Expense85.4 M159 M44.6 M
Slightly volatile
Selling General Administrative78.1 M94.3 M57.8 M
Slightly volatile
Selling And Marketing Expenses3.8 M4 M4.2 M
Slightly volatile
Total Revenue239 M364.8 M157.5 M
Slightly volatile
Gross Profit144.9 M200.4 M108.6 M
Slightly volatile
Other Operating Expenses193.8 M283 M121.7 M
Slightly volatile
Operating Income45.2 M81.8 M35.8 M
Slightly volatile
Net Income From Continuing Ops28.5 M48.5 M25.8 M
Slightly volatile
EBIT37 M67.4 M33.8 M
Slightly volatile
EBITDA47.5 M81.8 M37.8 M
Slightly volatile
Cost Of Revenue94.1 M164.4 M49 M
Slightly volatile
Total Operating Expenses99.7 M118.6 M72.7 M
Slightly volatile
Reconciled Depreciation2.9 M3.4 M2.4 M
Slightly volatile
Income Before Tax45.2 M81.8 M35.8 M
Slightly volatile
Net Income33.9 M57.8 M27.1 M
Slightly volatile
Income Tax Expense25.2 M24 M9.5 M
Slightly volatile

NB Bancorp Cash Flow Statement

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Free Cash Flow45.2 M47.4 M42.3 M
Pretty Stable
Begin Period Cash Flow223.8 M245.3 M240.5 M
Pretty Stable
Other Cashflows From Financing Activities461.7 M909 M439.1 M
Slightly volatile
Depreciation2.9 M3.4 M2.4 M
Slightly volatile
Other Non Cash Items13.9 M25.8 M8.9 M
Slightly volatile
Capital Expenditures3 M1.7 M2.3 M
Pretty Stable
Total Cash From Operating Activities49.4 M49.7 M44.7 M
Slightly volatile
Net Income28.5 M48.5 M25.8 M
Slightly volatile
Total Cash From Financing Activities563.6 M683.7 M371.5 M
Slightly volatile
End Period Cash Flow252 M327.5 M404.3 M
Slightly volatile
Stock Based Compensation2.5 M3.2 M2.1 M
Slightly volatile

Financial Ratios

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Price To Sales Ratio3.922.55375.1283
Slightly volatile
Dividend Yield0.00570.00640.0069
Slightly volatile
PTB Ratio1.350.94311.6068
Slightly volatile
Days Sales Outstanding7.3 K6.9 K859
Slightly volatile
Book Value Per Share11.8621.015710.0021
Slightly volatile
Free Cash Flow Yield0.07460.06670.0705
Pretty Stable
Operating Cash Flow Per Share0.860.991.0268
Very volatile
Stock Based Compensation To Revenue0.00740.00830.009
Slightly volatile
Capex To Depreciation0.710.750.9927
Pretty Stable
PB Ratio1.350.94311.6068
Slightly volatile
EV To Sales3.22.14551.9016
Slightly volatile
Free Cash Flow Per Share0.790.940.9713
Pretty Stable
ROIC0.00710.00750.0522
Slightly volatile
Net Income Per Share1.291.23080.623
Slightly volatile
Sales General And Administrative To Revenue0.40.25850.4277
Slightly volatile
Capex To Revenue0.0070.00730.0187
Very volatile
Cash Per Share12.014.549914.778
Slightly volatile
POCF Ratio11.0714.8213.459
Very volatile
Interest Coverage0.490.51441.775
Slightly volatile
Payout Ratio0.0880.10.1114
Slightly volatile
Capex To Operating Cash Flow0.09740.05160.0562
Slightly volatile
PFCF Ratio12.2715.5214.2959
Pretty Stable
Income Quality0.880.921.995
Pretty Stable
ROE0.06160.05860.0629
Slightly volatile
EV To Operating Cash Flow10.1212.946.2675
Slightly volatile
PE Ratio30.2116.103727.4913
Very volatile
Return On Tangible Assets0.00730.00720.0072
Pretty Stable
EV To Free Cash Flow11.4713.556.8639
Slightly volatile
Earnings Yield0.03620.06210.0392
Slightly volatile
Intangibles To Total Assets0.00410.00460.0051
Slightly volatile
Current Ratio32230737.2415
Slightly volatile
Tangible Book Value Per Share11.7320.13279.9425
Slightly volatile
Receivables Turnover0.05010.052811.4812
Slightly volatile
Graham Number12.1824.124211.2219
Slightly volatile
Shareholders Equity Per Share11.8621.015710.0021
Slightly volatile
Debt To Equity0.350.22850.116
Slightly volatile
Capex Per Share0.09870.05660.0576
Slightly volatile
Revenue Per Share4.237.76133.3025
Slightly volatile
Interest Debt Per Share4.968.18492.3112
Slightly volatile
Debt To Assets0.0430.0280.0141
Slightly volatile
Enterprise Value Over EBITDA15.219.56799.3387
Slightly volatile
Short Term Coverage Ratios0.340.390.424
Slightly volatile
Price Earnings Ratio30.2116.103727.4913
Very volatile
Operating Cycle7.3 K6.9 K859
Slightly volatile
Price Book Value Ratio1.350.94311.6068
Slightly volatile
Dividend Payout Ratio0.0880.10.1114
Slightly volatile
Price To Operating Cash Flows Ratio11.0714.8213.459
Very volatile
Price To Free Cash Flows Ratio12.2715.5214.2959
Pretty Stable
Pretax Profit Margin0.230.22420.255
Slightly volatile
Operating Profit Margin0.230.22420.255
Slightly volatile
Effective Tax Rate0.180.29280.2193
Very volatile
Company Equity Multiplier8.878.15688.69
Slightly volatile
Long Term Debt To Capitalization0.210.1860.0685
Slightly volatile
Total Debt To Capitalization0.170.1860.0726
Slightly volatile
Return On Capital Employed0.00970.01020.0674
Slightly volatile
Debt Equity Ratio0.350.22850.116
Slightly volatile
Ebit Per Revenue0.230.22420.255
Slightly volatile
Quick Ratio32230737.2415
Slightly volatile
Dividend Paid And Capex Coverage Ratio13.9420.0621.818
Slightly volatile
Net Income Per E B T0.850.70720.7824
Very volatile
Cash Ratio15.8915.13531.9567
Slightly volatile
Cash Conversion Cycle7.3 K6.9 K859
Slightly volatile
Operating Cash Flow Sales Ratio0.310.160.3805
Slightly volatile
Days Of Sales Outstanding7.3 K6.9 K859
Slightly volatile
Free Cash Flow Operating Cash Flow Ratio0.730.860.9284
Slightly volatile
Cash Flow Coverage Ratios0.390.41121
Slightly volatile
Price To Book Ratio1.350.94311.6068
Slightly volatile
Fixed Asset Turnover4.76.86474.1918
Slightly volatile
Capital Expenditure Coverage Ratio13.9420.0621.818
Slightly volatile
Price Cash Flow Ratio11.0714.8213.459
Very volatile
Enterprise Value Multiple15.219.56799.3387
Slightly volatile
Debt Ratio0.0430.0280.0141
Slightly volatile
Cash Flow To Debt Ratio0.390.41121
Slightly volatile
Price Sales Ratio3.922.55375.1283
Slightly volatile
Return On Assets0.00730.00720.0072
Pretty Stable
Asset Turnover0.03620.04530.0373
Slightly volatile
Net Profit Margin0.180.15860.1984
Slightly volatile
Gross Profit Margin0.730.54940.789
Slightly volatile
Price Fair Value1.350.94311.6068
Slightly volatile
Return On Equity0.06160.05860.0629
Slightly volatile

NB Bancorp Valuation Data

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Market Cap648.1 M729.1 M795.8 M
Slightly volatile
Enterprise Value544.5 M612.5 M668.6 M
Slightly volatile

NBBK Fundamental Market Drivers

About NB Bancorp Financial Statements

NB Bancorp investors utilize fundamental indicators, such as revenue or net income, to predict how NBBK Stock might perform in the future. Analyzing these trends over time helps investors make informed market timing decisions. For further insights, please visit our fundamental analysis page.
Last ReportedProjected for Next Year
Total Revenue364.8 M239 M
Cost Of Revenue164.4 M94.1 M
Stock Based Compensation To Revenue 0.01  0.01 
Sales General And Administrative To Revenue 0.26  0.40 
Capex To Revenue 0.01  0.01 
Revenue Per Share 7.76  4.23 
Ebit Per Revenue 0.22  0.23 

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When determining whether NB Bancorp Common is a good investment, qualitative aspects like company management, corporate governance, and ethical practices play a significant role. A comparison with peer companies also provides context and helps to understand if NBBK Stock is undervalued or overvalued. This multi-faceted approach, blending both quantitative and qualitative analysis, forms a solid foundation for making an informed investment decision about Nb Bancorp Common Stock. Highlighted below are key reports to facilitate an investment decision about Nb Bancorp Common Stock:
How To Invest In NBBK
Details
Is NBBK Stock a good investment?
Details
What is NB Bancorp's Net Worth?
Details
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Check out the analysis of NB Bancorp Correlation against competitors.
You can also try the Alpha Finder module to use alpha and beta coefficients to find investment opportunities after accounting for the risk.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of NB Bancorp. Anticipated expansion of NBBK directly elevates investor willingness to pay premium valuations. The financial industry is built on trying to define current growth potential and future valuation accurately. Comprehensive NB Bancorp assessment requires weighing all these inputs, though not all factors influence outcomes equally.
Quarterly Earnings Growth
(0.53)
Dividend Share
0.07
Earnings Share
1.33
Revenue Per Share
5.033
Quarterly Revenue Growth
0.43
NB Bancorp Common's market price often diverges from its book value, the accounting figure shown on NBBK's balance sheet. Smart investors calculate NB Bancorp's intrinsic value - its true economic worth - which may differ significantly from both market price and book value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Since NB Bancorp's trading price responds to investor sentiment, macroeconomic conditions, and market psychology, it can swing far from fundamental value.
Altman
Z Score
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Piotroski
F Score
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Beneish
M Score
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Financial
Analysis
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Buy or Sell
Advice
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Earnings
Projections
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It's important to distinguish between NB Bancorp's intrinsic value and market price, which are calculated using different methodologies. Investment decisions regarding NB Bancorp should consider multiple factors including financial performance, growth metrics, competitive position, and professional analysis. However, NB Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.
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