NBT Debt Ratio from 2010 to 2024

NBTB Stock  USD 50.12  0.04  0.08%   
NBT Bancorp's Debt Ratio is decreasing over the years with slightly volatile fluctuation. Debt Ratio is expected to dwindle to 0.04. From 2010 to 2024 NBT Bancorp Debt Ratio quarterly data regression line had arithmetic mean of  0.07 and r-squared of  0.15. View All Fundamentals
 
Debt Ratio  
First Reported
2010-12-31
Previous Quarter
0.04085464
Current Value
0.0388
Quarterly Volatility
0.03500281
 
Credit Downgrade
 
Yuan Drop
 
Covid
Check NBT Bancorp financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among NBT Bancorp's main balance sheet or income statement drivers, such as Depreciation And Amortization of 23.4 M, Interest Expense of 151.8 M or Selling General Administrative of 100.3 M, as well as many indicators such as Price To Sales Ratio of 2.65, Dividend Yield of 0.0345 or PTB Ratio of 1.8. NBT financial statements analysis is a perfect complement when working with NBT Bancorp Valuation or Volatility modules.
  
Check out the analysis of NBT Bancorp Correlation against competitors.
For information on how to trade NBT Stock refer to our How to Trade NBT Stock guide.

Latest NBT Bancorp's Debt Ratio Growth Pattern

Below is the plot of the Debt Ratio of NBT Bancorp over the last few years. It is NBT Bancorp's Debt Ratio historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in NBT Bancorp's overall financial position and show how it may be relating to other accounts over time.
Debt Ratio10 Years Trend
Slightly volatile
   Debt Ratio   
       Timeline  

NBT Debt Ratio Regression Statistics

Arithmetic Mean0.07
Geometric Mean0.06
Coefficient Of Variation48.61
Mean Deviation0.03
Median0.08
Standard Deviation0.04
Sample Variance0
Range0.1067
R-Value(0.38)
Mean Square Error0
R-Squared0.15
Significance0.16
Slope(0)
Total Sum of Squares0.02

NBT Debt Ratio History

2024 0.0388
2023 0.0409
2022 0.0598
2021 0.0259
2020 0.0372
2019 0.0845

Other Fundumenentals of NBT Bancorp

NBT Bancorp Debt Ratio component correlations

0.99-0.080.971.0-0.20.25-0.670.84-0.360.71-0.790.110.420.790.85-0.770.8-0.070.440.6-0.460.560.59
0.99-0.080.960.99-0.220.27-0.650.83-0.410.66-0.770.130.430.80.87-0.810.83-0.010.440.6-0.420.570.58
-0.08-0.08-0.14-0.080.450.74-0.25-0.220.06-0.08-0.190.090.430.11-0.3-0.130.10.40.480.210.640.00.03
0.970.96-0.140.97-0.40.15-0.530.81-0.370.61-0.650.150.210.680.87-0.680.69-0.220.430.6-0.530.620.68
1.00.99-0.080.97-0.20.25-0.670.84-0.350.72-0.790.110.420.780.85-0.760.79-0.080.430.6-0.470.560.59
-0.2-0.220.45-0.4-0.20.54-0.38-0.120.140.2-0.35-0.410.620.16-0.35-0.040.090.520.15-0.180.34-0.54-0.58
0.250.270.740.150.250.54-0.40.21-0.450.15-0.51-0.250.450.480.17-0.610.50.590.840.320.32-0.14-0.1
-0.67-0.65-0.25-0.53-0.67-0.38-0.4-0.58-0.08-0.850.940.23-0.83-0.69-0.380.5-0.54-0.22-0.26-0.190.11-0.08-0.11
0.840.83-0.220.810.84-0.120.21-0.58-0.440.75-0.71-0.20.310.890.94-0.740.8-0.080.350.35-0.440.180.43
-0.36-0.410.06-0.37-0.350.14-0.45-0.08-0.440.110.190.230.13-0.43-0.60.72-0.58-0.35-0.63-0.260.140.0-0.04
0.710.66-0.080.610.720.20.15-0.850.750.11-0.85-0.270.60.710.56-0.450.55-0.120.120.17-0.450.070.21
-0.79-0.77-0.19-0.65-0.79-0.35-0.510.94-0.710.19-0.850.3-0.77-0.81-0.570.71-0.72-0.29-0.43-0.290.23-0.09-0.11
0.110.130.090.150.11-0.41-0.250.23-0.20.23-0.270.3-0.01-0.11-0.060.110.02-0.31-0.180.580.240.850.7
0.420.430.430.210.420.620.45-0.830.310.130.6-0.77-0.010.620.11-0.440.560.40.10.170.210.070.01
0.790.80.110.680.780.160.48-0.690.89-0.430.71-0.81-0.110.620.8-0.870.940.20.410.38-0.130.160.35
0.850.87-0.30.870.85-0.350.17-0.380.94-0.60.56-0.57-0.060.110.8-0.80.8-0.080.410.43-0.480.330.51
-0.77-0.81-0.13-0.68-0.76-0.04-0.610.5-0.740.72-0.450.710.11-0.44-0.87-0.8-0.94-0.38-0.62-0.420.17-0.19-0.24
0.80.830.10.690.790.090.5-0.540.8-0.580.55-0.720.020.560.940.8-0.940.250.460.47-0.170.280.38
-0.07-0.010.4-0.22-0.080.520.59-0.22-0.08-0.35-0.12-0.29-0.310.40.2-0.08-0.380.250.36-0.080.54-0.36-0.53
0.440.440.480.430.430.150.84-0.260.35-0.630.12-0.43-0.180.10.410.41-0.620.460.360.560.040.10.13
0.60.60.210.60.6-0.180.32-0.190.35-0.260.17-0.290.580.170.380.43-0.420.47-0.080.560.040.770.71
-0.46-0.420.64-0.53-0.470.340.320.11-0.440.14-0.450.230.240.21-0.13-0.480.17-0.170.540.040.04-0.1-0.12
0.560.570.00.620.56-0.54-0.14-0.080.180.00.07-0.090.850.070.160.33-0.190.28-0.360.10.77-0.10.87
0.590.580.030.680.59-0.58-0.1-0.110.43-0.040.21-0.110.70.010.350.51-0.240.38-0.530.130.71-0.120.87
Click cells to compare fundamentals

About NBT Bancorp Financial Statements

NBT Bancorp stakeholders use historical fundamental indicators, such as NBT Bancorp's Debt Ratio, to determine how well the company is positioned to perform in the future. Although NBT Bancorp investors may analyze each financial statement separately, they are all interrelated. For example, changes in NBT Bancorp's assets and liabilities are reflected in the revenues and expenses on NBT Bancorp's income statement, which ultimately affect the company's gains or losses. Understanding these patterns can help in making the right long-term investment decisions in NBT Bancorp. Please read more on our technical analysis and fundamental analysis pages.
Last ReportedProjected for Next Year
Debt Ratio 0.04  0.04 
Cash Flow To Debt Ratio 0.29  0.36 

Also Currently Popular

Analyzing currently trending equities could be an opportunity to develop a better portfolio based on different market momentums that they can trigger. Utilizing the top trending stocks is also useful when creating a market-neutral strategy or pair trading technique involving a short or a long position in a currently trending equity.
When determining whether NBT Bancorp offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of NBT Bancorp's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Nbt Bancorp Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Nbt Bancorp Stock:
Check out the analysis of NBT Bancorp Correlation against competitors.
For information on how to trade NBT Stock refer to our How to Trade NBT Stock guide.
You can also try the Content Syndication module to quickly integrate customizable finance content to your own investment portal.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of NBT Bancorp. If investors know NBT will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about NBT Bancorp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.481
Dividend Share
1.3
Earnings Share
2.85
Revenue Per Share
11.427
Quarterly Revenue Growth
0.18
The market value of NBT Bancorp is measured differently than its book value, which is the value of NBT that is recorded on the company's balance sheet. Investors also form their own opinion of NBT Bancorp's value that differs from its market value or its book value, called intrinsic value, which is NBT Bancorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because NBT Bancorp's market value can be influenced by many factors that don't directly affect NBT Bancorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between NBT Bancorp's value and its price as these two are different measures arrived at by different means. Investors typically determine if NBT Bancorp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, NBT Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.