Northpointe Financial Statements From 2010 to 2025

NPB Stock   17.19  0.31  1.77%   
Northpointe Bancshares,'s financial statements offer valuable quarterly and annual insights to potential investors, highlighting the company's current and historical financial position, overall management performance, and changes in financial standing over time. Key fundamentals influencing Northpointe Bancshares,'s valuation are provided below:
Gross Profit
214.2 M
Profit Margin
0.3303
Market Capitalization
590.7 M
Enterprise Value Revenue
9.0319
Revenue
214.2 M
We have found one hundred twenty available fundamental ratios for Northpointe Bancshares,, which can be analyzed and compared to other ratios and to its peers in the industry. All investors should make sure to check all of Northpointe Bancshares, last-minute market performance against the performance between 2010 and 2025 to make sure the company can sustain itself down the road. As of December 29, 2025, Market Cap is expected to decline to about 65.6 M. In addition to that, Enterprise Value is expected to decline to about 4.4 M

Northpointe Bancshares, Total Revenue

375.98 Million

Check Northpointe Bancshares, financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among Northpointe Bancshares,'s main balance sheet or income statement drivers, such as Depreciation And Amortization of 1.8 M, Interest Expense of 213.5 M or Selling General Administrative of 278.8 M, as well as many indicators such as Price To Sales Ratio of 236, Dividend Yield of 0.0 or PTB Ratio of 0.33. Northpointe financial statements analysis is a perfect complement when working with Northpointe Bancshares, Valuation or Volatility modules.
  
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Check out the analysis of Northpointe Bancshares, Correlation against competitors.
For information on how to trade Northpointe Stock refer to our How to Trade Northpointe Stock guide.

Northpointe Bancshares, Balance Sheet

Current ValueLast YearHistorical Average 10 Year Trend
Total Assets2.2 B1.6 B1.4 B
Slightly volatile
Short and Long Term Debt Total56.5 M28.3 M20.9 M
Slightly volatile
Other Current Liabilities53 M55.7 M138 M
Slightly volatile
Total Current Liabilities58.6 M61.7 M147.3 M
Slightly volatile
Total Stockholder Equity1.7 B1.5 B1.1 B
Slightly volatile
Property Plant And Equipment Net26.3 M27.7 M22.1 M
Slightly volatile
Current Deferred Revenue100.7 K106 K1.7 M
Pretty Stable
Cash473.3 M498.3 M930.3 M
Slightly volatile
Non Current Assets Total278.5 M262.7 M191.2 M
Slightly volatile
Non Currrent Assets Other19.5 M10 M6.9 M
Slightly volatile
Cash And Short Term Investments1.8 B1.3 B1.1 B
Slightly volatile
Net Receivables1.1 M1.2 M53.3 M
Slightly volatile
Good Will196.3 M187 M63 M
Slightly volatile
Common Stock Shares Outstanding86.1 M81.2 M72.6 M
Slightly volatile
Short Term Investments805.7 M767.4 M133 M
Slightly volatile
Liabilities And Stockholders Equity2.2 B1.6 B1.4 B
Slightly volatile
Non Current Liabilities Total21.3 M22.4 M76.1 M
Slightly volatile
Other Current Assets22.8 M24.1 M25.1 M
Slightly volatile
Other Stockholder Equity7.2 B10.6 B3.2 B
Slightly volatile
Total Liabilities79.9 M84.1 M223.4 M
Slightly volatile
Total Current Assets1.9 B1.3 B1.2 B
Slightly volatile
Short Term Debt5.7 MM7.8 M
Slightly volatile
Intangible Assets16.4 M17.2 M30.7 M
Slightly volatile
Common Stock97 K138.7 K44.5 K
Slightly volatile
Other AssetsB5.5 B4.5 B
Slightly volatile
Long Term Debt1.3 B1.3 BB
Slightly volatile
Long Term Debt Total37.2 M43.9 M53.2 M
Slightly volatile
Capital Surpluse140.7 M166.8 M177.3 M
Slightly volatile
Net Invested Capital1.8 B1.8 B1.5 B
Slightly volatile
Long Term Investments11.2 M9.9 M15.5 M
Slightly volatile
Property Plant And Equipment Gross36.1 M41.6 M50.1 M
Slightly volatile
Property Plant Equipment23 M27.3 M29 M
Slightly volatile

Northpointe Bancshares, Income Statement

Current ValueLast YearHistorical Average 10 Year Trend
Depreciation And Amortization1.8 M1.9 M10.3 M
Slightly volatile
Interest Expense213.5 M203.3 M34.5 M
Slightly volatile
Selling General Administrative278.8 M216.5 M377.8 M
Pretty Stable
Total Revenue376 M390.5 M1.1 B
Slightly volatile
Gross Profit325 M187.5 M1.1 B
Slightly volatile
Other Operating Expenses356.6 M375.4 M1.2 B
Slightly volatile
Research Development256.6 M158.9 M731.7 M
Slightly volatile
Total Operating Expenses738 M375.4 M1.2 B
Slightly volatile
Cost Of Revenue132.8 M203 M70.4 M
Slightly volatile
Tax Provision14.3 M17.7 M11.2 M
Slightly volatile
Net Interest Income115.5 M114.2 M101.5 M
Slightly volatile
Interest Income275.4 M317.5 M188.7 M
Slightly volatile
Net Income From Continuing Ops41.1 M55.2 M27 M
Slightly volatile
Reconciled Depreciation3.2 M3.8 MM
Slightly volatile
Net Income Applicable To Common Shares31.1 M47.2 M17.4 M
Slightly volatile

Northpointe Bancshares, Cash Flow Statement

Current ValueLast YearHistorical Average 10 Year Trend
Begin Period Cash Flow334.3 M351.9 M1.4 B
Very volatile
Other Cashflows From Financing Activities645.8 M485.6 M2.1 B
Slightly volatile
Depreciation3.6 M3.8 M22.7 M
Pretty Stable
Capital Expenditures999.4 K1.1 M10.7 M
Pretty Stable
Total Cash From Financing Activities778.2 M462.8 M2.5 B
Slightly volatile
End Period Cash Flow357.5 M376.3 M3.8 B
Slightly volatile

Financial Ratios

Current ValueLast YearHistorical Average 10 Year Trend
PTB Ratio0.330.34313.009
Slightly volatile
Book Value Per Share2.352.477864.3322
Slightly volatile
Capex To Depreciation0.04660.04910.345
Pretty Stable
PB Ratio0.330.34313.009
Slightly volatile
Cash Per Share2.032.135856.2723
Slightly volatile
Income Quality1.111.05980.8441
Slightly volatile
Intangibles To Total Assets0.0070.00730.0395
Slightly volatile
Current Ratio21.9520.900510.232
Slightly volatile
Tangible Book Value Per Share2.352.477861.0232
Slightly volatile
Shareholders Equity Per Share2.352.477864.3322
Slightly volatile
Debt To Equity0.02050.01930.0108
Slightly volatile
Capex Per Share6.0E-46.0E-40.1402
Very volatile
Graham Net Net1.92.004747.3634
Slightly volatile
Average Receivables54.5 M37.8 M59.5 M
Slightly volatile
Interest Debt Per Share0.04540.04780.3457
Slightly volatile
Debt To Assets0.01510.01830.0082
Slightly volatile
Graham Number39.3544.2748.2683
Slightly volatile
Price Book Value Ratio0.330.34313.009
Slightly volatile
Ebt Per Ebit0.920.96642.561
Slightly volatile
Company Equity Multiplier1.011.05731.1594
Pretty Stable
Long Term Debt To Capitalization0.01550.02980.0091
Slightly volatile
Total Debt To Capitalization0.01940.01890.0103
Slightly volatile
Debt Equity Ratio0.02050.01930.0108
Slightly volatile
Quick Ratio21.9520.900510.2347
Slightly volatile
Net Income Per E B T0.420.44731.1047
Pretty Stable
Cash Ratio7.058.07467.6064
Slightly volatile
Free Cash Flow Operating Cash Flow Ratio0.811.00090.9801
Pretty Stable
Price To Book Ratio0.330.34313.009
Slightly volatile
Debt Ratio0.01510.01830.0082
Slightly volatile
Gross Profit Margin21.9820.935.9436
Slightly volatile
Price Fair Value0.330.34313.009
Slightly volatile

Northpointe Bancshares, Valuation Data

Current ValueLast YearHistorical Average 10 Year Trend
Market Cap65.6 M69 M16.1 B
Slightly volatile

Northpointe Fundamental Market Drivers

About Northpointe Bancshares, Financial Statements

Northpointe Bancshares, stakeholders use historical fundamental indicators, such as Northpointe Bancshares,'s revenue or net income, to determine how well the company is positioned to perform in the future. Although Northpointe Bancshares, investors may analyze each financial statement separately, they are all interrelated. For example, changes in Northpointe Bancshares,'s assets and liabilities are reflected in the revenues and expenses on Northpointe Bancshares,'s income statement, which ultimately affect the company's gains or losses. Understanding these patterns can help in making the right long-term investment decisions in Northpointe Bancshares,. Please read more on our technical analysis and fundamental analysis pages.
Last ReportedProjected for Next Year
Current Deferred Revenue106 K100.7 K
Total Revenue390.5 M376 M
Cost Of Revenue203 M132.8 M
Stock Based Compensation To Revenue 38.72  40.66 
Sales General And Administrative To Revenue 16.38  17.20 
Research And Ddevelopement To Revenue 22.94  24.09 
Capex To Revenue 0.04  0.04 
Revenue Per Share 0.06  0.06 
Ebit Per Revenue(131.04)(124.49)

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Analyzing currently trending equities could be an opportunity to develop a better portfolio based on different market momentums that they can trigger. Utilizing the top trending stocks is also useful when creating a market-neutral strategy or pair trading technique involving a short or a long position in a currently trending equity.
When determining whether Northpointe Bancshares, offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Northpointe Bancshares,'s financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Northpointe Bancshares, Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Northpointe Bancshares, Stock:
Check out the analysis of Northpointe Bancshares, Correlation against competitors.
For information on how to trade Northpointe Stock refer to our How to Trade Northpointe Stock guide.
You can also try the Portfolio Volatility module to check portfolio volatility and analyze historical return density to properly model market risk.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Northpointe Bancshares,. If investors know Northpointe will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Northpointe Bancshares, listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.14)
Earnings Share
1.81
Revenue Per Share
6.855
Quarterly Revenue Growth
0.177
Return On Assets
0.0116
The market value of Northpointe Bancshares, is measured differently than its book value, which is the value of Northpointe that is recorded on the company's balance sheet. Investors also form their own opinion of Northpointe Bancshares,'s value that differs from its market value or its book value, called intrinsic value, which is Northpointe Bancshares,'s true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Northpointe Bancshares,'s market value can be influenced by many factors that don't directly affect Northpointe Bancshares,'s underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Northpointe Bancshares,'s value and its price as these two are different measures arrived at by different means. Investors typically determine if Northpointe Bancshares, is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Northpointe Bancshares,'s price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.