Northpointe Financial Statements From 2010 to 2026

Stocks . USA . 
Stock . Northpointe Bancshares
NPB Stock   17.23  0.16  0.94%   
Northpointe Bancshares' financial statements offer valuable quarterly and annual insights to potential investors, highlighting the company's current and historical financial position, overall management performance, and changes in financial standing over time. Key fundamentals influencing Northpointe Bancshares' valuation are provided below:
Gross Profit
239.6 M
Profit Margin
0.3481
Market Capitalization
592.1 M
Enterprise Value Revenue
8.8058
Revenue
239.6 M
We have found one hundred twenty available fundamental ratios for Northpointe Bancshares, which can be analyzed and compared to other ratios and to its peers in the industry. All investors should make sure to check all of Northpointe Bancshares last-minute market performance against the performance between 2010 and 2026 to make sure the company can sustain itself down the road. The current year's Market Cap is expected to grow to about 399.9 M. The current year's Enterprise Value is expected to grow to about 1.2 B

Northpointe Bancshares Total Revenue

290.89 Million

Check Northpointe Bancshares financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among Northpointe Bancshares' main balance sheet or income statement drivers, such as Depreciation And Amortization of 2.9 M, Interest Expense of 146.4 M or Selling General Administrative of 85.6 M, as well as many indicators such as Price To Sales Ratio of 0.49, Dividend Yield of 0.0042 or PTB Ratio of 0.34. Northpointe financial statements analysis is a perfect complement when working with Northpointe Bancshares Valuation or Volatility modules.
  
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Check out the analysis of Northpointe Bancshares Correlation against competitors.
For information on how to trade Northpointe Stock refer to our How to Trade Northpointe Stock guide.

Northpointe Bancshares Balance Sheet

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Total Assets7.4 B7 B2 B
Slightly volatile
Short and Long Term Debt Total1.6 B1.5 B201.6 M
Slightly volatile
Other Current Liabilities1.4 B1.3 B284.5 M
Slightly volatile
Total Current Liabilities1.4 B1.3 B293 M
Slightly volatile
Total Stockholder Equity1.1 B569 M1.1 B
Slightly volatile
Property Plant And Equipment Net53.8 M27.6 M24 M
Slightly volatile
Current Deferred Revenue115.8 K121.9 K1.6 M
Pretty Stable
Cash471.6 M496.5 M904.6 M
Pretty Stable
Non Current Assets Total27.6 M29.1 M166.9 M
Very volatile
Non Currrent Assets Other19.5 M11.5 M7.2 M
Slightly volatile
Cash And Short Term Investments476.1 M501.2 M982.9 M
Slightly volatile
Net Receivables1 M1.1 M50.3 M
Slightly volatile
Good Will1.7 M1.7 M27.5 M
Very volatile
Common Stock Shares Outstanding16.3 M14.7 M25.6 M
Slightly volatile
Short Term Investments4.5 M4.7 M78.3 M
Slightly volatile
Liabilities And Stockholders Equity7.4 B7 B2 B
Slightly volatile
Non Current Liabilities Total3.6 M3.8 M70.8 M
Slightly volatile
Other Current Assets53.9 M27.7 M27.1 M
Slightly volatile
Other Stockholder Equity194.6 M204.9 M2.6 B
Slightly volatile
Total Liabilities6.8 B6.5 B983.8 M
Slightly volatile
Total Current Assets476.1 M501.2 M1.1 B
Pretty Stable
Short Term Debt6.5 M6.8 M7.8 M
Slightly volatile
Intangible Assets17.6 M18.6 M30.1 M
Slightly volatile
Common Stock97 K159.5 K51.3 K
Slightly volatile
Other Assets5.7 B7.5 B4.8 B
Slightly volatile
Long Term Debt92.1 M96.9 M915.4 M
Slightly volatile
Long Term Debt Total65 M96.9 M57.4 M
Pretty Stable
Capital Surpluse201.4 M204.9 M182.5 M
Slightly volatile
Net Invested Capital1.8 B2 B1.5 B
Slightly volatile
Long Term Investments11.2 M8.9 M15.1 M
Slightly volatile
Property Plant And Equipment Gross36.1 M37.4 M49.4 M
Slightly volatile
Property Plant Equipment22.7 M27.6 M28.9 M
Slightly volatile

Northpointe Bancshares Income Statement

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Depreciation And Amortization2.9 M4.4 M1.5 M
Slightly volatile
Interest Expense146.4 M229.5 M51.7 M
Slightly volatile
Selling General Administrative85.6 M93.6 M38.1 M
Slightly volatile
Total Revenue290.9 M471.2 M131.7 M
Slightly volatile
Gross Profit168.2 M239.6 M85.1 M
Slightly volatile
Other Operating Expenses251.6 M360.8 M114.7 M
Slightly volatile
Research Development106 M182.7 M58.9 M
Slightly volatile
Total Operating Expenses128.9 M129.2 M68.1 M
Slightly volatile
Cost Of Revenue147.2 M231.6 M48.8 M
Slightly volatile
Tax Provision18.2 M27 M12.3 M
Slightly volatile
Net Interest Income115.5 M131.3 M103.2 M
Slightly volatile
Interest Income275.4 M365.2 M199.1 M
Slightly volatile
Net Income From Continuing Ops41.1 M63.4 M29.2 M
Slightly volatile
Reconciled Depreciation3.2 M3.4 M3.9 M
Slightly volatile
Net Income Applicable To Common Shares43 M71.6 M21.3 M
Slightly volatile

Northpointe Bancshares Cash Flow Statement

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Begin Period Cash Flow300.9 M316.7 M434.1 M
Slightly volatile
Depreciation4.2 M4.4 M7.1 M
Pretty Stable
Capital Expenditures899.5 K946.8 K1.6 M
Slightly volatile
End Period Cash Flow321.7 M338.7 M779.8 M
Very volatile
Dividends Paid11 M10.4 M16 M
Slightly volatile

Financial Ratios

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Price To Sales Ratio0.490.517719.7344
Very volatile
Dividend Yield0.00420.00450.0685
Slightly volatile
PTB Ratio0.340.42860.3816
Slightly volatile
Days Sales Outstanding2.022.121.1 K
Very volatile
Book Value Per Share67.1239.14753.5181
Slightly volatile
Capex To Depreciation0.520.850.5345
Slightly volatile
PB Ratio0.340.42860.3816
Slightly volatile
Inventory Turnover5.375.121.8097
Slightly volatile
Days Of Inventory On Hand70.1173.8982
Slightly volatile
Sales General And Administrative To Revenue0.190.19870.8507
Pretty Stable
Average Inventory1.7 M1.9 M2.1 M
Slightly volatile
Research And Ddevelopement To Revenue13.0212.45.1506
Slightly volatile
Capex To Revenue0.00290.00310.1482
Pretty Stable
Cash Per Share32.7634.479651.459
Slightly volatile
Interest Coverage0.460.4811105
Slightly volatile
Payout Ratio0.01240.01310.6081
Slightly volatile
Intangibles To Total Assets2.0E-42.0E-40.0386
Slightly volatile
Current Ratio0.360.38318.3406
Slightly volatile
Tangible Book Value Per Share63.1339.042950.5186
Slightly volatile
Receivables Turnover18717856.6851
Slightly volatile
Graham Number23.5930.909816.8375
Slightly volatile
Shareholders Equity Per Share67.1239.14753.5181
Slightly volatile
Debt To Equity2.842.70.3361
Slightly volatile
Capex Per Share0.10.06350.0761
Slightly volatile
Average Receivables53.1 M35 M57.2 M
Slightly volatile
Revenue Per Share34.0432.41499.0834
Slightly volatile
Interest Debt Per Share12812117.3899
Slightly volatile
Debt To Assets0.230.21880.0341
Slightly volatile
Operating Cycle72.1375.931.2 K
Very volatile
Price Book Value Ratio0.340.42860.3816
Slightly volatile
Dividend Payout Ratio0.01240.01310.6081
Slightly volatile
Ebt Per Ebit2.331.32.4883
Slightly volatile
Effective Tax Rate0.140.24440.086
Slightly volatile
Company Equity Multiplier12.9612.34152.5229
Slightly volatile
Long Term Debt To Capitalization0.690.660.1496
Slightly volatile
Total Debt To Capitalization0.770.72970.098
Slightly volatile
Debt Equity Ratio2.842.70.3361
Slightly volatile
Quick Ratio0.360.38318.3339
Slightly volatile
Net Income Per E B T0.90.75560.9163
Slightly volatile
Cash Ratio0.360.37956.7506
Slightly volatile
Cash Conversion Cycle72.1375.931.2 K
Very volatile
Days Of Inventory Outstanding70.1173.8982
Slightly volatile
Days Of Sales Outstanding2.022.121.1 K
Very volatile
Free Cash Flow Operating Cash Flow Ratio0.820.850.9767
Pretty Stable
Price To Book Ratio0.340.42860.3816
Slightly volatile
Fixed Asset Turnover17.9417.08987.1063
Slightly volatile
Debt Ratio0.230.21880.0341
Slightly volatile
Price Sales Ratio0.490.517719.7344
Very volatile
Asset Turnover0.07690.06710.0604
Slightly volatile
Gross Profit Margin0.620.50860.5066
Slightly volatile
Price Fair Value0.340.42860.3816
Slightly volatile

Northpointe Bancshares Valuation Data

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Market Cap399.9 M280.5 M349.2 M
Slightly volatile

Northpointe Fundamental Market Drivers

About Northpointe Bancshares Financial Statements

Northpointe Bancshares stakeholders use historical fundamental indicators, such as Northpointe Bancshares' revenue or net income, to determine how well the company is positioned to perform in the future. Although Northpointe Bancshares investors may analyze each financial statement separately, they are all interrelated. For example, changes in Northpointe Bancshares' assets and liabilities are reflected in the revenues and expenses on Northpointe Bancshares' income statement, which ultimately affect the company's gains or losses. Understanding these patterns can help in making the right long-term investment decisions in Northpointe Bancshares. Please read more on our technical analysis and fundamental analysis pages.
Last ReportedProjected for Next Year
Current Deferred Revenue121.9 K115.8 K
Total Revenue471.2 M290.9 M
Cost Of Revenue231.6 M147.2 M
Sales General And Administrative To Revenue 0.20  0.19 
Research And Ddevelopement To Revenue 12.40  13.02 
Revenue Per Share 32.41  34.04 
Ebit Per Revenue 0.23  0.25 

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When determining whether Northpointe Bancshares offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Northpointe Bancshares' financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Northpointe Bancshares Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Northpointe Bancshares Stock:
How To Invest In Northpointe
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What is Northpointe Bancshares' Net Worth?
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Largest Regional Banks Companies
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Largest Banks - Regional Companies
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Check out the analysis of Northpointe Bancshares Correlation against competitors.
For information on how to trade Northpointe Stock refer to our How to Trade Northpointe Stock guide.
You can also try the Competition Analyzer module to analyze and compare many basic indicators for a group of related or unrelated entities.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Northpointe Bancshares. Anticipated expansion of Northpointe directly elevates investor willingness to pay premium valuations. The financial industry is built on trying to define current growth potential and future valuation accurately. Comprehensive Northpointe Bancshares assessment requires weighing all these inputs, though not all factors influence outcomes equally.
Quarterly Earnings Growth
0.527
Dividend Share
0.1
Earnings Share
2.11
Revenue Per Share
7.167
Quarterly Revenue Growth
0.551
The market value of Northpointe Bancshares is measured differently than its book value, which is the value of Northpointe that is recorded on the company's balance sheet. Investors also form their own opinion of Northpointe Bancshares' value that differs from its market value or its book value, called intrinsic value, which is Northpointe Bancshares' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Northpointe Bancshares' market value can be influenced by many factors that don't directly affect Northpointe Bancshares' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
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It's important to distinguish between Northpointe Bancshares' intrinsic value and market price, which are calculated using different methodologies. Investment decisions regarding Northpointe Bancshares should consider multiple factors including financial performance, growth metrics, competitive position, and professional analysis. Meanwhile, Northpointe Bancshares' quoted price indicates the marketplace figure where supply meets demand through bilateral consent.
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