Pinnacle Financial Statements From 2010 to 2026

PNFP Stock  USD 95.12  2.69  2.75%   
Analyzing historical trends in various income statement and balance sheet accounts from Pinnacle Financial's financial statements helps investors evaluate the company's valuation, profitability, and current liquidity needs. Key fundamental drivers impacting Pinnacle Financial's valuation are summarized below:
Gross Profit
1.9 B
Profit Margin
0.3296
Market Capitalization
14.7 B
Enterprise Value Revenue
9.797
Revenue
1.9 B
There are currently one hundred twenty trending fundamental ratios for Pinnacle Financial that can be evaluated and compared over time across competitors. Investors and active traders are advised to check out Pinnacle Financial's recent fundamental performance against the performance between 2010 and 2026 to make sure the trends are evolving in the right direction. As of 02/13/2026, Market Cap is likely to grow to about 6.9 B. Also, Enterprise Value is likely to grow to about 5.9 B

Pinnacle Financial Total Revenue

3.07 Billion

Check Pinnacle Financial financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among Pinnacle Financial's main balance sheet or income statement drivers, such as Depreciation And Amortization of 60.8 M, Interest Expense of 1.3 B or Selling General Administrative of 881.9 M, as well as many indicators such as Price To Sales Ratio of 4.82, Dividend Yield of 0.0072 or PTB Ratio of 1.51. Pinnacle financial statements analysis is a perfect complement when working with Pinnacle Financial Valuation or Volatility modules.
  
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Check out the analysis of Pinnacle Financial Correlation against competitors.

Pinnacle Financial Balance Sheet

Current ValueLast YearHistorical Average 10 Year Trend
Total Assets60.6 B57.7 B26.5 B
Slightly volatile
Short and Long Term Debt Total2.6 B2.5 B1.5 B
Slightly volatile
Total Current Liabilities50.9 B48.5 B20.3 B
Slightly volatile
Total Stockholder Equity7.4 BB3.5 B
Slightly volatile
Property Plant And Equipment Net357 M340 M202.5 M
Slightly volatile
Cash3.7 B3.6 B1.4 B
Slightly volatile
Non Current Assets Total5.7 BB16 B
Slightly volatile
Cash And Short Term Investments13.5 B12.8 B4.7 B
Slightly volatile
Common Stock Total Equity91.9 M87.6 M60.1 M
Slightly volatile
Common Stock Shares Outstanding44.7 M77.7 M55.7 M
Slightly volatile
Liabilities And Stockholders Equity60.6 B57.7 B26.5 B
Slightly volatile
Non Current Liabilities Total2.3 B2.2 B1.5 B
Slightly volatile
Other Stockholder Equity3.3 B3.1 B2.1 B
Slightly volatile
Total Liabilities53.2 B50.7 B23 B
Slightly volatile
Property Plant And Equipment Gross581.5 M553.8 M266.4 M
Slightly volatile
Total Current Assets54.3 B51.8 B9.5 B
Slightly volatile
Short Term Debt193.6 M316.4 M207.4 M
Pretty Stable
Common Stock45.5 M77.7 M56.9 M
Slightly volatile
Other Liabilities186.5 M177.6 M132 M
Slightly volatile
Accounts Payable398.6 M379.6 M69.4 M
Slightly volatile
Short Term Investments8.8 B9.3 B4.4 B
Pretty Stable
Property Plant Equipment550.6 M524.4 M252.6 M
Slightly volatile
Long Term Debt2.8 B2.6 B926.9 M
Slightly volatile
Net Receivables40.9 B38.9 B4.8 B
Slightly volatile
Good Will1.8 B1.8 B7.9 B
Slightly volatile
Intangible Assets25.3 M29.7 M25 M
Slightly volatile
Net Tangible Assets4.1 B3.9 BB
Slightly volatile
Warrants2.7 MM3.3 M
Slightly volatile
Retained Earnings Total Equity2.3 B2.1 B999.2 M
Slightly volatile
Long Term Debt Total368.5 M486.6 M347.5 M
Slightly volatile
Capital Surpluse1.9 B3.5 BB
Slightly volatile
Long Term Investments10.8 B10.1 B9.5 B
Slightly volatile
Non Current Liabilities Other19 B18.1 B10.1 B
Slightly volatile
Short and Long Term Debt525.7 M715.9 M519.3 M
Slightly volatile
Earning Assets3.1 B4.7 B2.8 B
Slightly volatile
Net Invested Capital7.5 B9.8 B6.5 B
Slightly volatile
Capital Stock254.9 M338.5 M166.8 M
Slightly volatile

Pinnacle Financial Income Statement

Current ValueLast YearHistorical Average 10 Year Trend
Interest Expense1.3 B1.2 B369.1 M
Slightly volatile
Selling General Administrative881.9 M839.9 M338.3 M
Slightly volatile
Selling And Marketing Expenses86.6 M82.4 M19 M
Slightly volatile
Total Revenue3.1 B2.9 B1.2 B
Slightly volatile
Gross ProfitB1.9 B793.1 M
Slightly volatile
Other Operating Expenses2.2 B2.1 B789.3 M
Slightly volatile
EBITDA879.7 M837.8 M408.6 M
Slightly volatile
Cost Of RevenueB996.1 M377.2 M
Slightly volatile
Total Operating Expenses1.2 B1.1 B412.1 M
Slightly volatile
Income Before Tax818.9 M779.9 M381.1 M
Slightly volatile
Net Income Applicable To Common Shares658.8 M627.4 M300 M
Slightly volatile
Preferred Stock And Other Adjustments18.3 M17.5 M9.9 M
Slightly volatile
Net Income From Continuing Ops302.6 M546.3 M279.1 M
Slightly volatile
Non Recurring38.5 M36.6 M21.8 M
Slightly volatile
Tax Provision110.5 M122.1 M86.8 M
Slightly volatile
Net Interest Income893.3 M1.6 B692.2 M
Slightly volatile
Interest Income3.3 B3.1 B1.1 B
Slightly volatile

Pinnacle Financial Cash Flow Statement

Current ValueLast YearHistorical Average 10 Year Trend
Capital Expenditures117.1 M111.6 M41.2 M
Slightly volatile
End Period Cash Flow4.1 BB1.5 B
Slightly volatile
Dividends Paid101.7 M96.8 M45.5 M
Slightly volatile

Financial Ratios

Current ValueLast YearHistorical Average 10 Year Trend
Price To Sales Ratio4.822.51165.1358
Slightly volatile
Dividend Yield0.00720.01010.0088
Slightly volatile
PTB Ratio1.511.0421.2255
Very volatile
Days Sales Outstanding5.1 K4.9 K611
Slightly volatile
Book Value Per Share96.1491.560951.8826
Slightly volatile
Average Payables984 K819 K820.3 K
Slightly volatile
Stock Based Compensation To Revenue0.01540.01290.0191
Pretty Stable
PB Ratio1.511.0421.2255
Very volatile
EV To Sales2.052.15455.0743
Slightly volatile
ROIC0.07050.06710.0517
Slightly volatile
Payables Turnover2.492.623915.1118
Slightly volatile
Sales General And Administrative To Revenue0.450.28740.4726
Slightly volatile
Capex To Revenue0.03710.03910.3153
Slightly volatile
Cash Per Share17516767.5778
Slightly volatile
Interest Coverage0.590.62522.9801
Slightly volatile
Payout Ratio0.080.1150.1296
Slightly volatile
Days Payables Outstanding14613939.6624
Slightly volatile
Income Quality1.192.191.4892
Slightly volatile
Intangibles To Total Assets0.05790.03260.052
Pretty Stable
Current Ratio1.121.0680.3081
Slightly volatile
Tangible Book Value Per Share70.567.140933.9165
Slightly volatile
Receivables Turnover0.07130.075111.6713
Slightly volatile
Graham Number13813170.8476
Slightly volatile
Shareholders Equity Per Share96.1491.560951.8737
Slightly volatile
Debt To Equity0.340.3580.4159
Very volatile
Capex Per Share1.21.140.5916
Slightly volatile
Revenue Per Share39.8937.98816.8232
Slightly volatile
Interest Debt Per Share51.4448.991126.4512
Slightly volatile
Debt To Assets0.04150.04370.0583
Pretty Stable
Enterprise Value Over EBITDA7.147.515118.4872
Slightly volatile
Operating Cycle5.1 K4.9 K611
Slightly volatile
Price Book Value Ratio1.511.0421.2255
Very volatile
Days Of Payables Outstanding14613939.6624
Slightly volatile
Dividend Payout Ratio0.080.1150.1296
Slightly volatile
Pretax Profit Margin0.220.26690.3371
Pretty Stable
Operating Profit Margin0.220.26690.3371
Pretty Stable
Company Equity Multiplier9.08.19267.1131
Slightly volatile
Long Term Debt To Capitalization0.330.23840.2842
Pretty Stable
Total Debt To Capitalization0.420.26360.2942
Pretty Stable
Return On Capital Employed0.04840.08430.0693
Slightly volatile
Debt Equity Ratio0.340.3580.4159
Very volatile
Ebit Per Revenue0.220.26690.3371
Pretty Stable
Quick Ratio1.121.0680.3081
Slightly volatile
Net Income Per E B T0.620.82330.7771
Pretty Stable
Cash Ratio0.040.07360.0592
Very volatile
Days Of Sales Outstanding5.1 K4.9 K611
Slightly volatile
Free Cash Flow Operating Cash Flow Ratio0.981.030.9834
Slightly volatile
Price To Book Ratio1.511.0421.2255
Very volatile
Fixed Asset Turnover9.038.59554.8163
Slightly volatile
Enterprise Value Multiple7.147.515118.4872
Slightly volatile
Debt Ratio0.04150.04370.0583
Pretty Stable
Price Sales Ratio4.822.51165.1358
Slightly volatile
Asset Turnover0.03430.05060.0395
Slightly volatile
Gross Profit Margin0.540.65910.7442
Slightly volatile
Price Fair Value1.511.0421.2255
Very volatile

Pinnacle Financial Valuation Data

Current ValueLast YearHistorical Average 10 Year Trend
Market Cap6.9 B6.6 B6.8 B
Slightly volatile
Enterprise Value5.9 B5.7 B5.9 B
Slightly volatile

Pinnacle Fundamental Market Drivers

Forward Price Earnings10.1833
Cash And Short Term Investments12.8 B

Pinnacle Upcoming Events

15th of April 2024
Upcoming Quarterly Report
View
16th of July 2024
Next Financial Report
View
31st of March 2024
Next Fiscal Quarter End
View
21st of January 2025
Next Fiscal Year End
View
31st of December 2023
Last Quarter Report
View
31st of December 2023
Last Financial Announcement
View

About Pinnacle Financial Financial Statements

Pinnacle Financial shareholders use historical fundamental indicators, such as revenue or net income, to determine how well the company is positioned to perform in the future. Although Pinnacle Financial investors may analyze each financial statement separately, they are all interrelated. The changes in Pinnacle Financial's assets and liabilities, for example, are also reflected in the revenues and expenses on on Pinnacle Financial's income statement. Understanding these patterns can help investors time the market effectively. Please read more on our fundamental analysis page.
Last ReportedProjected for Next Year
Current Deferred Revenue-77 M-80.9 M
Total Revenue2.9 B3.1 B
Cost Of Revenue996.1 MB
Stock Based Compensation To Revenue 0.01  0.02 
Sales General And Administrative To Revenue 0.29  0.45 
Capex To Revenue 0.04  0.04 
Revenue Per Share 37.99  39.89 
Ebit Per Revenue 0.27  0.22 

Pair Trading with Pinnacle Financial

One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if Pinnacle Financial position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in Pinnacle Financial will appreciate offsetting losses from the drop in the long position's value.

Moving together with Pinnacle Stock

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Moving against Pinnacle Stock

  0.783YB Postal Savings BankPairCorr
The ability to find closely correlated positions to Pinnacle Financial could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace Pinnacle Financial when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back Pinnacle Financial - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling Pinnacle Financial Partners to buy it.
The correlation of Pinnacle Financial is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as Pinnacle Financial moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if Pinnacle Financial moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for Pinnacle Financial can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.
Pair CorrelationCorrelation Matching

Additional Tools for Pinnacle Stock Analysis

When running Pinnacle Financial's price analysis, check to measure Pinnacle Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Pinnacle Financial is operating at the current time. Most of Pinnacle Financial's value examination focuses on studying past and present price action to predict the probability of Pinnacle Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Pinnacle Financial's price. Additionally, you may evaluate how the addition of Pinnacle Financial to your portfolios can decrease your overall portfolio volatility.