Pinnacle Financial Statements From 2010 to 2025

PNFP Stock  USD 125.93  0.43  0.34%   
Pinnacle Financial financial statements provide useful quarterly and yearly information to potential Pinnacle Financial Partners investors about the company's current and past financial position, as well as its overall management performance and changes in financial position over time. Historical trend examination of various income statement and balance sheet accounts found on Pinnacle Financial financial statements helps investors assess Pinnacle Financial's valuation, profitability, and current liquidity needs. Key fundamental drivers impacting Pinnacle Financial's valuation are summarized below:
Gross Profit
1.6 B
Profit Margin
0.2701
Market Capitalization
9.7 B
Enterprise Value Revenue
7.2663
Revenue
1.6 B
There are currently one hundred twenty trending fundamental ratios for Pinnacle Financial that can be evaluated and compared over time across competitors. Investors and active traders are advised to check out Pinnacle Financial's recent fundamental performance against the performance between 2010 and 2025 to make sure the trends are evolving in the right direction. As of 01/31/2025, Market Cap is likely to grow to about 9.2 B. Also, Enterprise Value is likely to grow to about 6.7 B

Pinnacle Financial Total Revenue

2.83 Billion

Check Pinnacle Financial financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among Pinnacle Financial's main balance sheet or income statement drivers, such as Depreciation And Amortization of 95 M, Interest Expense of 1.4 B or Selling General Administrative of 680.6 M, as well as many indicators such as Price To Sales Ratio of 5.43, Ptb Ratio of 1.5 or Capex To Depreciation of 3.18. Pinnacle financial statements analysis is a perfect complement when working with Pinnacle Financial Valuation or Volatility modules.
  
Check out the analysis of Pinnacle Financial Correlation against competitors.

Pinnacle Financial Balance Sheet

Current ValueLast YearHistorical Average 10 Year Trend
Total Assets57.9 B55.2 B24.6 B
Slightly volatile
Total Stockholder Equity7.3 B6.9 B3.4 B
Slightly volatile
Property Plant And Equipment Net669.2 M637.4 M252.4 M
Slightly volatile
Cash2.6 B2.5 B1.2 B
Slightly volatile
Non Current Assets Total54.5 B51.9 B12.1 B
Slightly volatile
Cash And Short Term Investments1.8 B2.5 B2.7 B
Slightly volatile
Common Stock Total Equity91.9 M87.6 M59 M
Slightly volatile
Common Stock Shares Outstanding42.9 M77.1 M54 M
Slightly volatile
Liabilities And Stockholders Equity57.9 B55.2 B24.6 B
Slightly volatile
Other Stockholder Equity3.8 B3.6 B2.1 B
Slightly volatile
Total Liabilities50.6 B48.2 B21.2 B
Slightly volatile
Property Plant And Equipment Gross481.8 M458.8 M240.8 M
Slightly volatile
Total Current Assets6.5 B6.2 B4.4 B
Slightly volatile
Common Stock92.7 M88.3 M59.2 M
Slightly volatile
Short and Long Term Debt Total3.1 B2.9 B1.4 B
Slightly volatile
Other Liabilities186.5 M177.6 M130.5 M
Slightly volatile
Accounts Payable35.1 M60.3 M27.6 M
Very volatile
Short Term Investments3.7 B3.9 B59.5 B
Slightly volatile
Non Current Liabilities Total50.6 B48.2 B9.5 B
Slightly volatile
Property Plant Equipment550.6 M524.4 M239.9 M
Slightly volatile
Long Term Debt3.1 B2.9 B879.9 M
Slightly volatile
Total Current Liabilities21.1 B20.1 B3.7 B
Slightly volatile
Short Term Debt370.1 M283.9 M386.1 M
Very volatile
Net Receivables262.6 M250.1 M89.4 M
Slightly volatile
Good Will1.6 B1.7 B8.3 B
Slightly volatile
Intangible Assets23.5 M24.7 M735.7 M
Slightly volatile
Net Tangible Assets4.1 B3.9 BB
Slightly volatile
Warrants2.7 MM3.3 M
Slightly volatile
Retained Earnings Total Equity2.3 B2.1 B945.2 M
Slightly volatile
Long Term Debt Total368.5 M486.6 M342.8 M
Slightly volatile
Capital Surpluse1.9 B3.5 BB
Slightly volatile
Long Term Investments10.9 B8.9 B9.5 B
Slightly volatile
Non Current Liabilities Other19 B18.1 B9.8 B
Slightly volatile
Short and Long Term Debt525.7 M715.9 M512.8 M
Slightly volatile
Earning Assets3.1 B4.7 B2.8 B
Slightly volatile
Net Invested Capital7.2 B9.6 B6.3 B
Slightly volatile
Capital Stock243.4 M338 M158.1 M
Slightly volatile

Pinnacle Financial Income Statement

Current ValueLast YearHistorical Average 10 Year Trend
Depreciation And Amortization95 M90.5 M26.4 M
Slightly volatile
Interest Expense1.4 B1.3 B319.7 M
Slightly volatile
Selling General Administrative680.6 M648.2 M285 M
Slightly volatile
Selling And Marketing Expenses28 M26.7 M11.4 M
Slightly volatile
Total Revenue2.8 B2.7 B928.3 M
Slightly volatile
Gross Profit2.8 B2.7 B919.8 M
Slightly volatile
Other Operating Expenses25.3 M26.7 M2.3 B
Slightly volatile
Cost Of Revenue263.3 K277.2 K12.6 M
Slightly volatile
Income Before Tax610.3 M581.2 M343.1 M
Slightly volatile
Net Income Applicable To Common Shares658.8 M627.4 M284.7 M
Slightly volatile
Preferred Stock And Other Adjustments18.3 M17.5 M9.6 M
Slightly volatile
Net Income From Continuing Ops730.6 M695.8 M302.9 M
Slightly volatile
Non Recurring38.5 M36.6 M21.2 M
Slightly volatile
Tax Provision109.8 M178.3 M89 M
Slightly volatile
Net Interest Income825.6 M1.5 B638.6 M
Slightly volatile
Interest Income2.6 B2.5 B951.4 M
Slightly volatile

Pinnacle Financial Cash Flow Statement

Current ValueLast YearHistorical Average 10 Year Trend
Other Cashflows From Financing Activities4.3 B4.1 BB
Slightly volatile
Capital Expenditures94.5 M90 M35 M
Slightly volatile
End Period Cash Flow2.7 B2.6 B1.3 B
Slightly volatile
Dividends Paid101.3 M96.5 M43 M
Slightly volatile

Financial Ratios

Current ValueLast YearHistorical Average 10 Year Trend
Price To Sales Ratio5.433.24175.1784
Slightly volatile
PTB Ratio1.51.261.204
Pretty Stable
PB Ratio1.51.261.204
Pretty Stable
ROIC0.01510.01580.0384
Pretty Stable
Payables Turnover2.042.154.5976
Slightly volatile
Sales General And Administrative To Revenue0.580.40.5632
Slightly volatile
Days Payables Outstanding185176128
Slightly volatile
Income Quality1.130.981.3649
Slightly volatile
Intangibles To Total Assets0.06010.04490.0539
Very volatile
Current Ratio266184451
Pretty Stable
Receivables Turnover8.376.6311.0817
Slightly volatile
Debt To Equity0.620.490.4346
Very volatile
Revenue Per Share37.0535.287313.7086
Slightly volatile
Debt To Assets0.07080.06150.0586
Very volatile
Enterprise Value Over EBITDA13.398.0211.6921
Slightly volatile
Dividend Yield0.00720.01140.0088
Slightly volatile
Days Sales Outstanding41.3556.9934.7185
Slightly volatile
Book Value Per Share75.0371.4648.5325
Slightly volatile
Average Payables9.7 M9.2 M6.2 M
Slightly volatile
Stock Based Compensation To Revenue0.02860.03010.4669
Slightly volatile
EV To Sales6.125.065.2151
Very volatile
Capex To Revenue0.05340.05620.4147
Slightly volatile
Cash Per Share92.8697.741.7 K
Slightly volatile
Payout Ratio0.07560.130.1273
Slightly volatile
Tangible Book Value Per Share51.7349.2731.2609
Slightly volatile
Graham Number10910365.8217
Slightly volatile
Shareholders Equity Per Share75.0371.4647.6334
Slightly volatile
Capex Per Share1.241.180.6211
Slightly volatile
Average Receivables12.3 M17.4 M17.3 M
Slightly volatile
Interest Debt Per Share45.4343.2722.3112
Slightly volatile
Short Term Coverage Ratios0.190.250.2626
Very volatile
Price Book Value Ratio1.51.261.204
Pretty Stable
Days Of Payables Outstanding185176128
Slightly volatile
Pretax Profit Margin0.250.21540.3814
Slightly volatile
Ebt Per Ebit0.240.21760.6392
Very volatile
Company Equity Multiplier9.09.147.1056
Slightly volatile
Long Term Debt To Capitalization0.340.29810.2924
Pretty Stable
Total Debt To Capitalization0.360.340.2937
Very volatile
Debt Equity Ratio0.620.490.4346
Very volatile
Quick Ratio295184498
Pretty Stable
Net Income Per E B T0.620.81740.7743
Pretty Stable
Cash Ratio64.1252.95106
Pretty Stable
Free Cash Flow Operating Cash Flow Ratio0.980.960.9808
Slightly volatile
Price To Book Ratio1.51.261.204
Pretty Stable
Fixed Asset Turnover2.212.63.0892
Slightly volatile
Enterprise Value Multiple13.398.0211.6921
Slightly volatile
Debt Ratio0.07080.06150.0586
Very volatile
Price Sales Ratio5.433.24175.1784
Slightly volatile
Asset Turnover0.02660.03010.033
Pretty Stable
Gross Profit Margin1.061.090.9686
Slightly volatile
Price Fair Value1.51.261.204
Pretty Stable
Dividend Payout Ratio0.07560.130.1273
Slightly volatile
Days Of Sales Outstanding41.3556.9934.7185
Slightly volatile

Pinnacle Financial Valuation Data

Current ValueLast YearHistorical Average 10 Year Trend
Market Cap9.2 B8.7 BB
Slightly volatile
Enterprise Value6.7 B6.3 B3.5 B
Slightly volatile

Pinnacle Fundamental Market Drivers

Forward Price Earnings16.5837

Pinnacle Upcoming Events

15th of April 2024
Upcoming Quarterly Report
View
16th of July 2024
Next Financial Report
View
31st of March 2024
Next Fiscal Quarter End
View
21st of January 2025
Next Fiscal Year End
View
31st of December 2023
Last Quarter Report
View
31st of December 2023
Last Financial Announcement
View

About Pinnacle Financial Financial Statements

Pinnacle Financial shareholders use historical fundamental indicators, such as revenue or net income, to determine how well the company is positioned to perform in the future. Although Pinnacle Financial investors may analyze each financial statement separately, they are all interrelated. The changes in Pinnacle Financial's assets and liabilities, for example, are also reflected in the revenues and expenses on on Pinnacle Financial's income statement. Understanding these patterns can help investors time the market effectively. Please read more on our fundamental analysis page.
Last ReportedProjected for Next Year
Current Deferred Revenue-77 M-80.9 M
Total Revenue2.7 B2.8 B
Cost Of Revenue277.2 K263.3 K
Sales General And Administrative To Revenue 0.40  0.58 
Revenue Per Share 35.29  37.05 
Stock Based Compensation To Revenue 0.03  0.03 
Capex To Revenue 0.06  0.05 
Ebit Per Revenue 0.99  1.04 

Pair Trading with Pinnacle Financial

One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if Pinnacle Financial position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in Pinnacle Financial will appreciate offsetting losses from the drop in the long position's value.

Moving together with Pinnacle Stock

  0.8AX Axos FinancialPairCorr
  0.81BY Byline BancorpPairCorr
The ability to find closely correlated positions to Pinnacle Financial could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace Pinnacle Financial when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back Pinnacle Financial - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling Pinnacle Financial Partners to buy it.
The correlation of Pinnacle Financial is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as Pinnacle Financial moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if Pinnacle Financial moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for Pinnacle Financial can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.
Pair CorrelationCorrelation Matching

Additional Tools for Pinnacle Stock Analysis

When running Pinnacle Financial's price analysis, check to measure Pinnacle Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Pinnacle Financial is operating at the current time. Most of Pinnacle Financial's value examination focuses on studying past and present price action to predict the probability of Pinnacle Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Pinnacle Financial's price. Additionally, you may evaluate how the addition of Pinnacle Financial to your portfolios can decrease your overall portfolio volatility.