SBFG Financial Statements From 2010 to 2026

Stocks . USA . 
Stock . SB Financial Group
SBFG Stock  USD 21.20  0.02  0.09%   
SB Financial's financial statements offer valuable quarterly and annual insights to potential investors, highlighting the company's current and historical financial position, overall management performance, and changes in financial standing over time. Key fundamentals influencing SB Financial's valuation are provided below:
Gross Profit
64.5 M
Profit Margin
0.2165
Market Capitalization
132.1 M
Enterprise Value Revenue
2.9913
Revenue
64.5 M
There are over one hundred nineteen available fundamental measures for SB Financial, which can be analyzed over time and compared to other ratios. Active traders should verify all of SB Financial latest fundamental drivers against the trend between 2010 and 2026 to make sure the company can sustain itself this quarter and beyond. The SB Financial's current Market Cap is estimated to increase to about 131.6 M, while Enterprise Value is projected to decrease to roughly 23.5 M.

SB Financial Total Revenue

58.7 Million

Check SB Financial financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among SB Financial's main balance sheet or income statement drivers, such as Depreciation And Amortization of 3.7 M, Interest Expense of 23.1 M or Selling General Administrative of 19.6 M, as well as many indicators such as Price To Sales Ratio of 1.56, Dividend Yield of 0.0222 or PTB Ratio of 1.08. SBFG financial statements analysis is a perfect complement when working with SB Financial Valuation or Volatility modules.
  
Build AI portfolio with SBFG Stock
Check out the analysis of SB Financial Correlation against competitors.

SB Financial Balance Sheet

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Total Assets865.3 M1.5 B970.7 M
Slightly volatile
Total Current Liabilities521 M749.1 M458.1 M
Slightly volatile
Total Stockholder Equity83.2 M141.2 M99.1 M
Slightly volatile
Property Plant And Equipment Net17.3 M21.7 M18.6 M
Slightly volatile
Retained Earnings132.6 M126.3 M69.3 M
Slightly volatile
Cash83.4 M79.5 M46.3 M
Slightly volatile
Non Current Assets Total20.7 M21.8 M427.9 M
Pretty Stable
Cash And Short Term Investments103.2 M79.5 M158.2 M
Slightly volatile
Net Receivables2.3 M4.4 M2.7 M
Slightly volatile
Common Stock Total Equity74 M70.5 M36.8 M
Slightly volatile
Common Stock Shares Outstanding6.4 M6.4 M6.5 M
Slightly volatile
Liabilities And Stockholders Equity865.3 M1.5 B970.7 M
Slightly volatile
Non Current Liabilities Total104.4 M99.4 M49.8 M
Slightly volatile
Total Liabilities782.1 M1.4 B871.6 M
Slightly volatile
Property Plant And Equipment Gross58.5 M55.7 M28.8 M
Slightly volatile
Total Current Assets74.4 M78.3 M323.7 M
Very volatile
Common Stock74 M70.5 M36.8 M
Slightly volatile
Short and Long Term Debt Total46.3 M74.3 M47.2 M
Slightly volatile
Short Term Debt8.8 M9.2 M16.5 M
Pretty Stable
Accounts Payable1.3 M2.1 M1.2 M
Pretty Stable
Other Liabilities10.8 M20.5 M12.7 M
Slightly volatile
Long Term Debt30.9 M49.2 M34.6 M
Slightly volatile
Short Term Investments207.4 M197.5 M134.6 M
Slightly volatile
Property Plant Equipment18.2 M26.3 M19.3 M
Slightly volatile
Intangible Assets18 M17.1 M10.1 M
Slightly volatile
Good Will18 M27.2 M18.3 M
Slightly volatile
Net Tangible Assets89.2 M109.5 M77.5 M
Slightly volatile
Long Term Debt Total9.2 M9.3 M12.7 M
Slightly volatile
Capital Surpluse12.2 M13.6 M15 M
Slightly volatile
Long Term Investments243.4 M231.8 M90.1 M
Slightly volatile
Non Current Liabilities Other144.2 M137.4 M62.1 M
Slightly volatile
Short and Long Term Debt23.4 M13.4 M29.9 M
Slightly volatile
Earning Assets111.4 M133.1 M107.9 M
Slightly volatile
Net Invested Capital184.5 M209.5 M142.7 M
Slightly volatile
Capital Stock63.1 M70.5 M57.1 M
Slightly volatile

SB Financial Income Statement

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Depreciation And Amortization3.7 M4.1 M3.5 M
Slightly volatile
Interest Expense23.1 M22 M9.6 M
Slightly volatile
Selling General Administrative19.6 M28 M19.8 M
Slightly volatile
Total Revenue58.7 M91 M56 M
Slightly volatile
Gross Profit40.6 M65.3 M45.5 M
Slightly volatile
Other Operating Expenses49.3 M77.6 M44 M
Slightly volatile
Operating Income18.1 M17.3 M12.8 M
Slightly volatile
EBIT8 M15.9 M12.1 M
Slightly volatile
EBITDA12 M17.3 M15.4 M
Slightly volatile
Cost Of Revenue12.1 M22.1 M9.9 M
Slightly volatile
Income Before Tax18.1 M17.3 M12.8 M
Slightly volatile
Net Income14.7 M14 M10 M
Slightly volatile
Income Tax Expense1.9 M3.3 M2.7 M
Slightly volatile
Net Income Applicable To Common Shares7.6 M14.4 M9.5 M
Slightly volatile
Selling And Marketing Expenses763.5 K944.1 K686 K
Slightly volatile
Net Income From Continuing Ops12 M13.2 M10.1 M
Slightly volatile
Tax Provision2.5 M2.1 M3.1 M
Slightly volatile
Net Interest Income37.3 M45.9 M31.7 M
Slightly volatile
Interest Income46.3 M74 M39.5 M
Slightly volatile
Reconciled Depreciation4.6 M4.1 M3.6 M
Slightly volatile
Extraordinary Items1.4 M1.6 M1.7 M
Slightly volatile

SB Financial Cash Flow Statement

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Free Cash Flow8.2 M9.5 M11.3 M
Slightly volatile
Begin Period Cash Flow35.7 M26.4 M39.6 M
Slightly volatile
Depreciation3.7 M4.1 M3.5 M
Slightly volatile
Capital Expenditures1.1 M1.1 M1.9 M
Very volatile
Total Cash From Operating Activities11.3 M10.9 M13.3 M
Slightly volatile
Net Income13.9 M13.2 M9.9 M
Slightly volatile
End Period Cash Flow35.8 M29.8 M39.7 M
Slightly volatile
Stock Based Compensation769.2 K732.5 K333.4 K
Slightly volatile
Change To Inventory6.9 M6.1 M5.9 M
Pretty Stable

Financial Ratios

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Price To Sales Ratio1.561.55821.5855
Pretty Stable
Dividend Yield0.02220.02690.0242
Slightly volatile
PTB Ratio1.081.00430.8824
Slightly volatile
Days Sales Outstanding24.7825.3219.4454
Very volatile
Book Value Per Share23.2822.175516.5697
Slightly volatile
Free Cash Flow Yield0.05050.05310.1819
Slightly volatile
Operating Cash Flow Per Share1.441.282.1178
Very volatile
Stock Based Compensation To Revenue0.00740.0070.0048
Slightly volatile
Capex To Depreciation0.380.40.6522
Pretty Stable
PB Ratio1.081.00430.8824
Slightly volatile
EV To Sales1.971.50121.6813
Pretty Stable
Free Cash Flow Per Share1.021.111.7783
Very volatile
Net Income Per Share2.32.19411.5959
Slightly volatile
Payables Turnover8.999.412.3302
Pretty Stable
Sales General And Administrative To Revenue0.280.270.3534
Slightly volatile
Capex To Revenue0.01650.01740.0373
Pretty Stable
Cash Per Share12.2412.476724.7974
Slightly volatile
POCF Ratio13.9213.267.5494
Slightly volatile
Interest Coverage0.960.512.0971
Very volatile
Payout Ratio0.540.27350.2437
Slightly volatile
Capex To Operating Cash Flow0.290.150.1868
Very volatile
PFCF Ratio8.2715.2410.4028
Very volatile
Days Payables Outstanding46.3740.241.6443
Pretty Stable
Income Quality1.170.951.8328
Slightly volatile
ROE0.05040.09890.0913
Pretty Stable
EV To Operating Cash Flow22.6221.549.1905
Slightly volatile
PE Ratio16.6710.15019.6515
Slightly volatile
Return On Tangible Assets0.00580.00920.0097
Pretty Stable
EV To Free Cash Flow17.1724.7613.2018
Pretty Stable
Earnings Yield0.10.09850.1129
Slightly volatile
Intangibles To Total Assets0.02220.01760.0269
Pretty Stable
Current Ratio0.10.10450.192
Very volatile
Tangible Book Value Per Share18.8117.911412.2187
Slightly volatile
Receivables Turnover15.9414.9222.2059
Slightly volatile
Graham Number34.7433.086724.2793
Slightly volatile
Shareholders Equity Per Share23.2822.175516.5697
Slightly volatile
Debt To Equity1.00.52590.5434
Very volatile
Capex Per Share0.20.210.3289
Pretty Stable
Revenue Per Share7.7314.29229.0093
Slightly volatile
Interest Debt Per Share13.7111.66269.2714
Slightly volatile
Debt To Assets0.08950.04810.0516
Pretty Stable
Enterprise Value Over EBITDA9.257.91966.4794
Slightly volatile
Short Term Coverage Ratios0.460.80.9106
Slightly volatile
Price Earnings Ratio16.6710.15019.6515
Slightly volatile
Operating Cycle24.7825.3219.4454
Very volatile
Price Book Value Ratio1.081.00430.8824
Slightly volatile
Days Of Payables Outstanding46.3740.241.6443
Pretty Stable
Dividend Payout Ratio0.540.27350.2437
Slightly volatile
Price To Operating Cash Flows Ratio13.9213.267.5494
Slightly volatile
Price To Free Cash Flows Ratio8.2715.2410.4028
Very volatile
Pretax Profit Margin0.120.18960.217
Very volatile
Operating Profit Margin0.120.18960.217
Very volatile
Effective Tax Rate0.360.19010.2445
Slightly volatile
Company Equity Multiplier12.1110.941710.1485
Very volatile
Long Term Debt To Capitalization0.310.31530.2404
Slightly volatile
Total Debt To Capitalization0.480.34470.3319
Very volatile
Return On Capital Employed0.02060.02170.0748
Slightly volatile
Debt Equity Ratio1.00.52590.5434
Very volatile
Ebit Per Revenue0.120.18960.217
Very volatile
Quick Ratio0.10.10450.192
Very volatile
Dividend Paid And Capex Coverage Ratio2.791.74.7311
Slightly volatile
Net Income Per E B T0.540.80990.7496
Slightly volatile
Cash Ratio0.110.10610.0565
Slightly volatile
Operating Cash Flow Sales Ratio0.160.10.2468
Slightly volatile
Days Of Sales Outstanding24.7825.3219.4454
Very volatile
Free Cash Flow Operating Cash Flow Ratio0.590.780.802
Very volatile
Cash Flow Coverage Ratios0.180.130.3213
Pretty Stable
Price To Book Ratio1.081.00430.8824
Slightly volatile
Fixed Asset Turnover3.864.19713.0273
Slightly volatile
Capital Expenditure Coverage Ratio5.376.9210.0351
Slightly volatile
Price Cash Flow Ratio13.9213.267.5494
Slightly volatile
Enterprise Value Multiple9.257.91966.4794
Slightly volatile
Debt Ratio0.08950.04810.0516
Pretty Stable
Cash Flow To Debt Ratio0.180.130.3213
Pretty Stable
Price Sales Ratio1.561.55821.5855
Pretty Stable
Return On Assets0.00570.0090.0094
Pretty Stable
Asset Turnover0.07880.05890.0587
Pretty Stable
Net Profit Margin0.0880.15350.1656
Pretty Stable
Gross Profit Margin0.550.630.7898
Very volatile
Price Fair Value1.081.00430.8824
Slightly volatile
Return On Equity0.05040.09890.0913
Pretty Stable

SB Financial Valuation Data

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Market Cap131.6 M125.4 M109.3 M
Slightly volatile
Enterprise Value23.5 M24.8 M56.8 M
Slightly volatile

SBFG Fundamental Market Drivers

Forward Price Earnings12.3001
Cash And Short Term Investments79.5 M

SBFG Upcoming Events

18th of April 2024
Upcoming Quarterly Report
View
25th of July 2024
Next Financial Report
View
31st of March 2024
Next Fiscal Quarter End
View
23rd of January 2025
Next Fiscal Year End
View
31st of December 2023
Last Quarter Report
View
31st of December 2023
Last Financial Announcement
View

About SB Financial Financial Statements

SB Financial stakeholders use historical fundamental indicators, such as SB Financial's revenue or net income, to determine how well the company is positioned to perform in the future. Although SB Financial investors may analyze each financial statement separately, they are all interrelated. For example, changes in SB Financial's assets and liabilities are reflected in the revenues and expenses on SB Financial's income statement, which ultimately affect the company's gains or losses. Understanding these patterns can help in making the right long-term investment decisions in SB Financial Group. Please read more on our technical analysis and fundamental analysis pages.
Last ReportedProjected for Next Year
Current Deferred Revenue-2.8 M-2.9 M
Total Revenue91 M58.7 M
Cost Of Revenue22.1 M12.1 M
Stock Based Compensation To Revenue 0.01  0.01 
Sales General And Administrative To Revenue 0.27  0.28 
Capex To Revenue 0.02  0.02 
Revenue Per Share 14.29  7.73 
Ebit Per Revenue 0.19  0.12 

Currently Active Assets on Macroaxis

FSLYFastly Class A
MOBMobilicom Limited American
CMGChipotle Mexican Grill
CSANCosan SA ADR
RKTRocket Companies
When determining whether SB Financial Group is a strong investment it is important to analyze SB Financial's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact SB Financial's future performance. For an informed investment choice regarding SBFG Stock, refer to the following important reports:
How To Invest In SBFG
Details
Is SBFG Stock a good investment?
Details
What is SB Financial's Net Worth?
Details
Largest Regional Banks Companies
View
Largest Banks - Regional Companies
View
Check out the analysis of SB Financial Correlation against competitors.
You can also try the Analyst Advice module to analyst recommendations and target price estimates broken down by several categories.
Can Regional Banks industry sustain growth momentum? Does SBFG have expansion opportunities? Factors like these will boost the valuation of SB Financial. If investors know SBFG will grow in the future, the company's valuation will be higher. Determining accurate worth demands scrutiny of both present operating results and projected expansion capacity. Evaluating SB Financial demands reviewing these metrics collectively while recognizing certain factors exert disproportionate influence.
Quarterly Earnings Growth
0.136
Dividend Share
0.6
Earnings Share
2.19
Revenue Per Share
10.134
Quarterly Revenue Growth
0.075
Investors evaluate SB Financial Group using market value (trading price) and book value (balance sheet equity), each telling a different story. Calculating SB Financial's intrinsic value - the estimated true worth - helps identify when the stock trades at a discount or premium to fair value. Market participants employ diverse analytical approaches to determine fair value and identify buying opportunities when prices dip below calculated worth. External factors like market trends, sector rotation, and investor psychology can cause SB Financial's market price to deviate significantly from intrinsic value.
Altman
Z Score
Details
Piotroski
F Score
Details
Beneish
M Score
Details
Financial
Analysis
Details
Buy or Sell
Advice
Details
Earnings
Projections
Details
Please note, there is a significant difference between SB Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if SB Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. Conversely, SB Financial's market price signifies the transaction level at which participants voluntarily complete trades.
Macroaxis helps investors of all levels and skills to maximize the upside of all their holdings and minimize the risk associated with market volatility, economic swings, and company-specific events. View terms and conditions
 
Feedback Blog
Made with optimal in San Francisco
2026 Macroaxis LLC
COMMON DESTINATIONS
MAIN CATEGORIES
COMPANY