SBFG Financial Statements From 2010 to 2025

SBFG Stock  USD 22.26  0.05  0.23%   
SB Financial financial statements provide useful quarterly and yearly information to potential SB Financial Group investors about the company's current and past financial position, as well as its overall management performance and changes in financial position over time. Historical trend examination of various income statement and balance sheet accounts found on SB Financial financial statements helps investors assess SB Financial's valuation, profitability, and current liquidity needs. Key fundamental drivers impacting SB Financial's valuation are summarized below:
SB Financial Group does not at this moment have any fundamental measures for analysis.
Check SB Financial financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among SB Financial's main balance sheet or income statement drivers, such as , as well as many indicators such as . SBFG financial statements analysis is a perfect complement when working with SB Financial Valuation or Volatility modules.
  
Check out the analysis of SB Financial Correlation against competitors.

SB Financial Group Company Return On Equity Analysis

SB Financial's Return on Equity or ROE tells company stockholders how effectually their money is being utilized or reinvested. It is a useful ratio when analyzing company profitability or the management effectiveness given the capital invested by the shareholders. ROE shows how efficiently a company utilizes investments to generate income.

Return On Equity

 = 

Net Income

Total Equity

More About Return On Equity | All Equity Analysis

Current SB Financial Return On Equity

    
  0.0956  
Most of SB Financial's fundamental indicators, such as Return On Equity, are part of a valuation analysis module that helps investors searching for stocks that are currently trading at higher or lower prices than their real value. If the real value is higher than the market price, SB Financial Group is considered to be undervalued, and we provide a buy recommendation. Otherwise, we render a sell signal.
For most industries, Return on Equity between 10% and 30% are considered desirable to provide dividends to owners and have funds for the future growth of the company. Investors should be very careful using ROE as the only efficiency indicator because ROE can be high if a company is heavily leveraged.
Competition

Based on the latest financial disclosure, SB Financial Group has a Return On Equity of 0.0956. This is 93.41% lower than that of the Banks sector and significantly higher than that of the Financials industry. The return on equity for all United States stocks is 130.84% lower than that of the firm.

SB Financial Group Fundamental Drivers Relationships

Comparative valuation techniques use various fundamental indicators to help in determining SB Financial's current stock value. Our valuation model uses many indicators to compare SB Financial value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across SB Financial competition to find correlations between indicators driving SB Financial's intrinsic value. More Info.
SB Financial Group is rated third in return on equity category among its peers. It is rated second in return on asset category among its peers reporting about  0.09  of Return On Asset per Return On Equity. The ratio of Return On Equity to Return On Asset for SB Financial Group is roughly  11.12 . Comparative valuation analysis is a catch-all technique that is used if you cannot value SB Financial by discounting back its dividends or cash flows. It compares the stock's price multiples to nearest competition to determine if the stock is relatively undervalued or overvalued.

About SB Financial Financial Statements

SB Financial stakeholders use historical fundamental indicators, such as SB Financial's revenue or net income, to determine how well the company is positioned to perform in the future. Although SB Financial investors may analyze each financial statement separately, they are all interrelated. For example, changes in SB Financial's assets and liabilities are reflected in the revenues and expenses on SB Financial's income statement, which ultimately affect the company's gains or losses. Understanding these patterns can help in making the right long-term investment decisions in SB Financial Group. Please read more on our technical analysis and fundamental analysis pages.
SB Financial Group, Inc. provides a range of commercial banking and wealth management services to individual and corporate customers primarily in Ohio, Indiana, and Michigan. SB Financial Group, Inc. was incorporated in 1983 and is headquartered in Defiance, Ohio. Sb Financial operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 267 people.

Currently Active Assets on Macroaxis

When determining whether SB Financial Group is a strong investment it is important to analyze SB Financial's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact SB Financial's future performance. For an informed investment choice regarding SBFG Stock, refer to the following important reports:
Check out the analysis of SB Financial Correlation against competitors.
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Is Banking space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of SB Financial. If investors know SBFG will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about SB Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
The market value of SB Financial Group is measured differently than its book value, which is the value of SBFG that is recorded on the company's balance sheet. Investors also form their own opinion of SB Financial's value that differs from its market value or its book value, called intrinsic value, which is SB Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because SB Financial's market value can be influenced by many factors that don't directly affect SB Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between SB Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if SB Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, SB Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.