Sturgis Financial Statements From 2010 to 2026

STBI Stock  USD 21.10  0.37  1.72%   
Sturgis Bancorp's financial statements offer valuable quarterly and annual insights to potential investors, highlighting the company's current and historical financial position, overall management performance, and changes in financial standing over time. Key fundamentals influencing Sturgis Bancorp's valuation are provided below:
Sturgis Bancorp does not presently have any fundamental trend indicators for analysis.
Check Sturgis Bancorp financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among Sturgis Bancorp's main balance sheet or income statement drivers, such as , as well as many indicators such as . Sturgis financial statements analysis is a perfect complement when working with Sturgis Bancorp Valuation or Volatility modules.
  
This module can also supplement various Sturgis Bancorp Technical models . Check out the analysis of Sturgis Bancorp Correlation against competitors.

Sturgis Bancorp OTC Stock Return On Equity Analysis

Sturgis Bancorp's Return on Equity or ROE tells company stockholders how effectually their money is being utilized or reinvested. It is a useful ratio when analyzing company profitability or the management effectiveness given the capital invested by the shareholders. ROE shows how efficiently a company utilizes investments to generate income.

Return On Equity

 = 

Net Income

Total Equity

More About Return On Equity | All Equity Analysis

Current Sturgis Bancorp Return On Equity

    
  0.13  
Most of Sturgis Bancorp's fundamental indicators, such as Return On Equity, are part of a valuation analysis module that helps investors searching for stocks that are currently trading at higher or lower prices than their real value. If the real value is higher than the market price, Sturgis Bancorp is considered to be undervalued, and we provide a buy recommendation. Otherwise, we render a sell signal.
For most industries, Return on Equity between 10% and 30% are considered desirable to provide dividends to owners and have funds for the future growth of the company. Investors should be very careful using ROE as the only efficiency indicator because ROE can be high if a company is heavily leveraged.
Competition

Based on the latest financial disclosure, Sturgis Bancorp has a Return On Equity of 0.1262. This is 91.3% lower than that of the Thrifts & Mortgage Finance sector and significantly higher than that of the Financials industry. The return on equity for all United States stocks is 140.71% lower than that of the firm.

Sturgis Bancorp Fundamental Drivers Relationships

Comparative valuation techniques use various fundamental indicators to help in determining Sturgis Bancorp's current stock value. Our valuation model uses many indicators to compare Sturgis Bancorp value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across Sturgis Bancorp competition to find correlations between indicators driving Sturgis Bancorp's intrinsic value. More Info.
Sturgis Bancorp is rated fourth in return on equity category among its peers. It is rated third in return on asset category among its peers reporting about  0.06  of Return On Asset per Return On Equity. The ratio of Return On Equity to Return On Asset for Sturgis Bancorp is roughly  15.39 . Comparative valuation analysis is a catch-all model that can be used if you cannot value Sturgis Bancorp by discounting back its dividends or cash flows. This model doesn't attempt to find an intrinsic value for Sturgis Bancorp's OTC Stock. Still, instead, it compares the stock's price multiples to a benchmark or nearest competition to determine if the stock is relatively undervalued or overvalued.

About Sturgis Bancorp Financial Statements

Investors use fundamental indicators, such as Sturgis Bancorp's revenue or net income, to determine how well the company is positioned to perform in the future. Although Sturgis Bancorp's investors may analyze each financial statement separately, they are all interrelated. Understanding these patterns can help investors make the right trading decisions.
Sturgis Bancorp, Inc. operates as the bank holding company for Sturgis Bank Trust Company that provides banking products and services in Michigan, the United States. Sturgis Bancorp, Inc. was founded in 1905 and is headquartered in Sturgis, Michigan. Sturgis Bancorp operates under BanksRegional classification in the United States and is traded on OTC Exchange.

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Other Information on Investing in Sturgis OTC Stock

Sturgis Bancorp financial ratios help investors to determine whether Sturgis OTC Stock is cheap or expensive when compared to a particular measure, such as profits or enterprise value. In other words, they help investors to determine the cost of investment in Sturgis with respect to the benefits of owning Sturgis Bancorp security.