United Net Interest Income from 2010 to 2026

UCB Stock   35.89  0.62  1.70%   
United Community's Net Interest Income is increasing over the years with slightly volatile fluctuation. Net Interest Income is expected to dwindle to about 758.6 M. Net Interest Income is the difference between the revenue generated from a bank's interest-bearing assets and the expenses associated with paying its interest-bearing liabilities. View All Fundamentals
 
Net Interest Income  
First Reported
2010-12-31
Previous Quarter
951.5 M
Current Value
758.6 M
Quarterly Volatility
154.1 M
 
Credit Downgrade
 
Yuan Drop
 
Covid
 
Interest Hikes
Check United Community financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among United Community's main balance sheet or income statement drivers, such as Depreciation And Amortization of 20 M, Interest Expense of 497.5 M or Selling General Administrative of 392.1 M, as well as many indicators such as Price To Sales Ratio of 1.72, Dividend Yield of 0.0298 or PTB Ratio of 0.82. United financial statements analysis is a perfect complement when working with United Community Valuation or Volatility modules.
  
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Check out the analysis of United Community Correlation against competitors.
Analyzing United Community's Net Interest Income over time reveals critical patterns in financial health and operational efficiency. This metric helps investors evaluate trends, identify inflection points, and make informed decisions based on historical performance. Understanding how Net Interest Income has evolved provides context for assessing United Community's current valuation and future prospects.

Latest United Community's Net Interest Income Growth Pattern

Below is the plot of the Net Interest Income of United Community Banks over the last few years. It is the difference between the revenue generated from a bank's interest-bearing assets and the expenses associated with paying its interest-bearing liabilities. United Community's Net Interest Income historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in United Community's overall financial position and show how it may be relating to other accounts over time.
Net Interest Income10 Years Trend
Slightly volatile
   Net Interest Income   
       Timeline  

United Net Interest Income Regression Statistics

Arithmetic Mean598,586,380
Geometric Mean582,514,885
Coefficient Of Variation25.74
Mean Deviation131,135,713
Median501,759,000
Standard Deviation154,060,192
Sample Variance23734.5T
Range449.7M
R-Value0.79
Mean Square Error9364.2T
R-Squared0.63
Significance0.0001
Slope24,217,663
Total Sum of Squares379752.7T

United Net Interest Income History

2026758.6 M
2025951.5 M
2024827.4 M
2023817.8 M
2022752.4 M
2021549 M

About United Community Financial Statements

United Community stakeholders use historical fundamental indicators, such as United Community's Net Interest Income, to determine how well the company is positioned to perform in the future. Although United Community investors may analyze each financial statement separately, they are all interrelated. For example, changes in United Community's assets and liabilities are reflected in the revenues and expenses on United Community's income statement, which ultimately affect the company's gains or losses. Understanding these patterns can help in making the right long-term investment decisions in United Community Banks. Please read more on our technical analysis and fundamental analysis pages.
Last ReportedProjected for Next Year
Net Interest Income951.5 M758.6 M

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Analyzing currently trending equities could be an opportunity to develop a better portfolio based on different market momentums that they can trigger. Utilizing the top trending stocks is also useful when creating a market-neutral strategy or pair trading technique involving a short or a long position in a currently trending equity.
When determining whether United Community Banks offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of United Community's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of United Community Banks Stock. Outlined below are crucial reports that will aid in making a well-informed decision on United Community Banks Stock:
Check out the analysis of United Community Correlation against competitors.
You can also try the Competition Analyzer module to analyze and compare many basic indicators for a group of related or unrelated entities.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of United Community. If investors know United will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. Comprehensive United Community assessment requires weighing all these inputs, though not all factors influence outcomes equally.
Quarterly Earnings Growth
0.148
Dividend Share
0.98
Earnings Share
2.62
Revenue Per Share
8.362
Quarterly Revenue Growth
0.105
Understanding United Community Banks requires distinguishing between market price and book value, where the latter reflects United's accounting equity. The concept of intrinsic value - what United Community's is actually worth based on fundamentals - guides informed investors toward better entry and exit points. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Market sentiment, economic cycles, and investor behavior can push United Community's price substantially above or below its fundamental value.
Please note, there is a significant difference between United Community's value and its price as these two are different measures arrived at by different means. Investors typically determine if United Community is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. In contrast, United Community's trading price reflects the actual exchange value where willing buyers and sellers reach mutual agreement.