United Financial Statements From 2010 to 2026

Stocks . USA . 
Stock . United Community Banks
UCB Stock   33.86  0.05  0.15%   
United Community's financial statements offer valuable quarterly and annual insights to potential investors, highlighting the company's current and historical financial position, overall management performance, and changes in financial standing over time. Key fundamentals influencing United Community's valuation are provided below:
Gross Profit
1 B
Profit Margin
0.3235
Market Capitalization
4.1 B
Enterprise Value Revenue
4.1201
Revenue
1 B
We have found one hundred twenty available fundamental trend indicators for United Community Banks, which can be analyzed and compared to other ratios and to its competition. All investors should make sure to double-check all of United Community Banks current market performance against the performance between 2010 and 2026 to make sure the company can sustain itself down the road. The current year's Market Cap is expected to grow to about 3.7 B, whereas Enterprise Value is forecasted to decline to about 2.2 B.

United Community Total Revenue

1.48 Billion

Check United Community financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among United Community's main balance sheet or income statement drivers, such as Depreciation And Amortization of 20 M, Interest Expense of 497.5 M or Selling General Administrative of 147.7 M, as well as many indicators such as Price To Sales Ratio of 3.74, Dividend Yield of 0.0298 or PTB Ratio of 0.82. United financial statements analysis is a perfect complement when working with United Community Valuation or Volatility modules.
  
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Check out the analysis of United Community Correlation against competitors.

United Community Balance Sheet

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Total Assets29.4 B28 B15.4 B
Slightly volatile
Short and Long Term Debt Total195.1 M205.4 M423.5 M
Very volatile
Other Current Liabilities25 B23.8 B13.1 B
Slightly volatile
Total Current Liabilities25.1 B23.9 B13.2 B
Slightly volatile
Total Stockholder Equity3.8 B3.6 B1.8 B
Slightly volatile
Property Plant And Equipment Net413.4 M393.7 M236.9 M
Slightly volatile
Cash397.3 M202.6 M544.2 M
Slightly volatile
Non Current Assets Total25.2 B24 B12.1 B
Slightly volatile
Non Currrent Assets Other952.8 M907.4 M430 M
Slightly volatile
Cash And Short Term Investments4.2 B4 B3.3 B
Slightly volatile
Net Receivables87.7 M83.6 M44.1 M
Slightly volatile
Common Stock Shares Outstanding127.9 M121.8 M79.8 M
Slightly volatile
Liabilities And Stockholders Equity29.4 B28 B15.4 B
Slightly volatile
Non Current Liabilities Total430.7 M480.4 M433.6 M
Slightly volatile
Other Stockholder Equity2.9 B2.8 B1.7 B
Slightly volatile
Total Liabilities25.6 B24.4 B13.7 B
Slightly volatile
Total Current Assets4.2 B4 B3.3 B
Slightly volatile
Common Stock62.2 M120.6 M77.8 M
Slightly volatile
Short Term Debt135.8 M85 M85.7 M
Pretty Stable
Intangible Assets59.8 M57 M25 M
Slightly volatile
Good Will1 B967.9 M389.4 M
Slightly volatile
Short Term Investments3.1 B3.8 B2.8 B
Slightly volatile
Long Term Debt324.5 M228.7 M344.2 M
Very volatile
Net Invested Capital3.3 B4.1 B2.6 B
Slightly volatile
Long Term Investments6.2 B7.8 B4.6 B
Slightly volatile
Property Plant And Equipment Gross516.1 M659.4 M418.9 M
Slightly volatile
Capital Stock217 M238.8 M192.5 M
Slightly volatile
Long Term Debt Total241 M228.7 M310 M
Slightly volatile
Capital Surpluse2.8 B3.1 B2.4 B
Slightly volatile
Property Plant Equipment438.8 M502.6 M364.7 M
Slightly volatile

United Community Income Statement

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Interest Expense497.5 M473.8 M147.1 M
Slightly volatile
Selling General Administrative147.7 M282.9 M186.1 M
Slightly volatile
Total Revenue1.5 B1.4 B692.5 M
Slightly volatile
Gross Profit954.9 M909.4 M503.5 M
Slightly volatile
Other Operating Expenses980 M933.4 M498.3 M
Slightly volatile
Selling And Marketing Expenses6.3 M6.8 M6.1 M
Slightly volatile
Tax Provision69.8 M81.2 M54.2 M
Slightly volatile
Net Interest Income758.6 M951.5 M598.6 M
Slightly volatile
Interest Income1 B1.6 B749 M
Slightly volatile
Net Income From Continuing Ops253.3 M290.3 M196.2 M
Slightly volatile
Net Income Applicable To Common Shares185.2 M220.2 M254.7 M
Slightly volatile

United Community Cash Flow Statement

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Free Cash Flow365.5 M348.1 M216.9 M
Slightly volatile
Begin Period Cash Flow1.2 B1.2 B664.2 M
Slightly volatile
Capital Expenditures56.8 M54.1 M25.6 M
Slightly volatile
Total Cash From Operating Activities422.3 M402.2 M242.5 M
Slightly volatile
End Period Cash Flow445.8 M597.9 M579.9 M
Slightly volatile
Stock Based Compensation13 M12.4 M6.7 M
Slightly volatile

Financial Ratios

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Price To Sales Ratio3.743.56233.1707
Slightly volatile
Dividend Yield0.02980.03140.0339
Slightly volatile
PTB Ratio0.821.04081.1648
Pretty Stable
Days Sales Outstanding33.028.686727.3335
Slightly volatile
Book Value Per Share36.3229.995220.4807
Slightly volatile
Free Cash Flow Yield0.08540.08990.5119
Slightly volatile
Operating Cash Flow Per Share5.413.363.1782
Pretty Stable
Stock Based Compensation To Revenue0.00770.00660.0096
Pretty Stable
PB Ratio0.821.04081.1648
Pretty Stable
EV To Sales2.223.56493.0613
Very volatile
Free Cash Flow Per Share4.242.912.8247
Pretty Stable
Sales General And Administrative To Revenue0.0220.02310.2881
Slightly volatile
Capex To Revenue0.04130.03650.0361
Pretty Stable
Cash Per Share23.7132.589939.2414
Pretty Stable
POCF Ratio6.39.968.7842
Slightly volatile
Capex To Operating Cash Flow0.250.150.1122
Slightly volatile
PFCF Ratio8.511.5110.0145
Slightly volatile
EV To Operating Cash Flow13.6312.499.1147
Slightly volatile
EV To Free Cash Flow15.7614.4410.2961
Slightly volatile
Intangibles To Total Assets0.03630.03460.0193
Slightly volatile
Current Ratio0.140.1690.263
Slightly volatile
Tangible Book Value Per Share28.7122.016516.6095
Slightly volatile
Receivables Turnover9.612.723714.5321
Very volatile
Graham Number49.7142.723829.398
Slightly volatile
Shareholders Equity Per Share36.3229.995220.4807
Slightly volatile
Debt To Equity0.05360.05640.3795
Slightly volatile
Capex Per Share0.430.450.3099
Slightly volatile
Revenue Per Share8.338.7647.8178
Slightly volatile
Interest Debt Per Share1.611.69327.6345
Slightly volatile
Debt To Assets0.0070.00730.037
Slightly volatile
Short Term Coverage Ratios2.421.614.5386
Pretty Stable
Operating Cycle33.028.686727.3335
Slightly volatile
Price Book Value Ratio0.821.04081.1648
Pretty Stable
Price To Operating Cash Flows Ratio6.39.968.7842
Slightly volatile
Price To Free Cash Flows Ratio8.511.5110.0145
Slightly volatile
Ebt Per Ebit0.530.590.649
Slightly volatile
Company Equity Multiplier12.477.69589.8856
Slightly volatile
Long Term Debt To Capitalization0.03040.0320.2137
Slightly volatile
Total Debt To Capitalization0.05080.05340.2482
Slightly volatile
Debt Equity Ratio0.05360.05640.3795
Slightly volatile
Quick Ratio0.140.1690.263
Slightly volatile
Dividend Paid And Capex Coverage Ratio3.381.95.1009
Slightly volatile
Net Income Per E B T0.780.77671.1614
Pretty Stable
Cash Ratio0.00810.00850.0432
Pretty Stable
Cash Conversion Cycle33.028.686727.3335
Slightly volatile
Operating Cash Flow Sales Ratio0.240.210.3835
Slightly volatile
Days Of Sales Outstanding33.028.686727.3335
Slightly volatile
Free Cash Flow Operating Cash Flow Ratio0.620.780.876
Slightly volatile
Cash Flow Coverage Ratios0.740.70.5769
Slightly volatile
Price To Book Ratio0.821.04081.1648
Pretty Stable
Fixed Asset Turnover2.022.70032.5316
Slightly volatile
Capital Expenditure Coverage Ratio7.786.6913.3846
Slightly volatile
Price Cash Flow Ratio6.39.968.7842
Slightly volatile
Debt Ratio0.0070.00730.037
Slightly volatile
Cash Flow To Debt Ratio0.740.70.5769
Slightly volatile
Price Sales Ratio3.743.56233.1707
Slightly volatile
Asset Turnover0.05290.0380.0435
Very volatile
Gross Profit Margin0.460.62430.7046
Pretty Stable
Price Fair Value0.821.04081.1648
Pretty Stable

United Community Valuation Data

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Market Cap3.7 B3.5 B3.4 B
Slightly volatile
Enterprise Value2.2 B3.4 B3.8 B
Very volatile

United Fundamental Market Drivers

Forward Price Earnings12.5313
Cash And Short Term Investments4 B

About United Community Financial Statements

United Community stakeholders use historical fundamental indicators, such as United Community's revenue or net income, to determine how well the company is positioned to perform in the future. Although United Community investors may analyze each financial statement separately, they are all interrelated. For example, changes in United Community's assets and liabilities are reflected in the revenues and expenses on United Community's income statement, which ultimately affect the company's gains or losses. Understanding these patterns can help in making the right long-term investment decisions in United Community Banks. Please read more on our technical analysis and fundamental analysis pages.
Last ReportedProjected for Next Year
Total Revenue1.4 B1.5 B
Cost Of Revenue496.7 M521.5 M
Stock Based Compensation To Revenue 0.01  0.01 
Sales General And Administrative To Revenue 0.02  0.02 
Capex To Revenue 0.04  0.04 
Revenue Per Share 8.76  8.33 
Ebit Per Revenue 0.60  0.63 

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When determining whether United Community Banks offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of United Community's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of United Community Banks Stock. Outlined below are crucial reports that will aid in making a well-informed decision on United Community Banks Stock:
How To Invest In United
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Is United Stock a good investment?
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What is United Community's Net Worth?
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Largest Regional Banks Companies
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Largest Banks - Regional Companies
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Check out the analysis of United Community Correlation against competitors.
You can also try the Headlines Timeline module to stay connected to all market stories and filter out noise. Drill down to analyze hype elasticity.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of United Community. If investors know United will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about United Community listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.148
Dividend Share
0.98
Earnings Share
2.62
Revenue Per Share
8.362
Quarterly Revenue Growth
0.105
The market value of United Community Banks is measured differently than its book value, which is the value of United that is recorded on the company's balance sheet. Investors also form their own opinion of United Community's value that differs from its market value or its book value, called intrinsic value, which is United Community's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because United Community's market value can be influenced by many factors that don't directly affect United Community's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Altman
Z Score
Details
Piotroski
F Score
Details
Beneish
M Score
Details
Financial
Analysis
Details
Buy or Sell
Advice
Details
Earnings
Projections
Details
Please note, there is a significant difference between United Community's value and its price as these two are different measures arrived at by different means. Investors typically determine if United Community is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, United Community's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.
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