United Financial Statements From 2010 to 2024

UCB Stock   34.27  1.14  3.44%   
United Community financial statements provide useful quarterly and yearly information to potential United Community Banks, investors about the company's current and past financial position, as well as its overall management performance and changes in financial position over time. Historical trend examination of various income statement and balance sheet accounts found on United Community financial statements helps investors assess United Community's valuation, profitability, and current liquidity needs. Key fundamental drivers impacting United Community's valuation are summarized below:
Profit Margin
0.2305
Market Capitalization
4.1 B
Enterprise Value Revenue
5.2222
Revenue
827.4 M
Earnings Share
1.53
We have found one hundred twenty available fundamental trend indicators for United Community Banks,, which can be analyzed and compared to other ratios and to its competition. All investors should make sure to double-check all of United Community Banks, current market performance against the performance between 2010 and 2024 to make sure the company can sustain itself down the road. The current year's Market Cap is expected to grow to about 3.4 B. The current year's Enterprise Value is expected to grow to about 3.9 B

United Community Total Revenue

824.4 Million

Check United Community financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among United Community's main balance sheet or income statement drivers, such as Tax Provision of 49.4 M, Net Interest Income of 720.8 M or Interest Income of 876.4 M, as well as many indicators such as Price To Sales Ratio of 2.49, Dividend Yield of 0.0341 or PTB Ratio of 2.1. United financial statements analysis is a perfect complement when working with United Community Valuation or Volatility modules.
  
Check out the analysis of United Community Correlation against competitors.

United Community Balance Sheet

Current ValueLast YearHistorical Average 10 Year Trend
Total Assets24.8 B27.3 B19.5 B
Slightly volatile
Short and Long Term Debt Total487.8 M324.8 M368.7 M
Slightly volatile
Total Current Liabilities10.1 B16.4 B8.9 B
Pretty Stable
Total Stockholder Equity2.8 B3.3 B2.2 B
Slightly volatile
Property Plant And Equipment Net313.7 M378.4 M242.6 M
Slightly volatile
Retained Earnings428.3 M581.2 M223.6 M
Slightly volatile
Cash1.1 BB1.5 B
Slightly volatile
Non Current Assets Total32.5 B31 B8.3 B
Slightly volatile
Long Term Debt487.8 M324.8 M368.7 M
Slightly volatile
Cash And Short Term InvestmentsB4.3 B4.8 B
Pretty Stable
Net Receivables69.1 M87.8 M53.1 M
Slightly volatile
Good Will685 M919.9 M456.9 M
Slightly volatile
Common Stock Shares Outstanding108.9 M117.7 M89.1 M
Slightly volatile
Short Term Investments2.9 B3.3 B3.3 B
Pretty Stable
Liabilities And Stockholders Equity24.8 B27.3 B19.5 B
Slightly volatile
Non Current Liabilities Total8.2 B7.8 B1.4 B
Slightly volatile
Other Current Assets1.2 B1.1 B1.6 B
Slightly volatile
Other Stockholder Equity2.3 B2.7 B1.8 B
Slightly volatile
Total Liabilities12.6 B24 B4.1 B
Slightly volatile
Net Invested Capital3.2 B3.5 B2.5 B
Slightly volatile
Long Term Investments5.9 B5.8 B4.2 B
Slightly volatile
Property Plant And Equipment Gross487.4 M556.3 M390.7 M
Slightly volatile
Total Current Assets4.1 B4.4 B4.9 B
Very volatile
Capital Stock214.2 M207.3 M188.3 M
Slightly volatile
Intangible Assets36.5 M70.2 M20.6 M
Slightly volatile
Common Stock110.3 M119 M91.9 M
Slightly volatile
Short Term Debt10.8 M11.4 M18.6 M
Slightly volatile

United Community Income Statement

Current ValueLast YearHistorical Average 10 Year Trend
Tax Provision49.4 M45 M50 M
Slightly volatile
Net Interest Income720.8 M817.8 M557.3 M
Slightly volatile
Interest Income876.4 M1.2 B642.9 M
Slightly volatile
Interest Expense440.3 M419.3 M104.6 M
Slightly volatile
Selling General Administrative305.5 M345.9 M247.8 M
Slightly volatile
Selling And Marketing Expenses7.8 M9.5 M13.3 M
Slightly volatile
Total Revenue824.4 M803.8 M681.1 M
Slightly volatile
Gross Profit843.1 M871.9 M686.8 M
Slightly volatile
Other Operating Expenses479.4 M462.3 M434.8 M
Pretty Stable
Operating Income345 M341.5 M246.3 M
Slightly volatile
Net Income From Continuing Ops247.2 M187.5 M185.8 M
Slightly volatile
EBIT308.8 M232.5 M235.1 M
Slightly volatile
EBITDA328.1 M266.7 M235.3 M
Slightly volatile
Income Before Tax315.1 M232.5 M237 M
Slightly volatile
Net Income247.2 M187.5 M185.8 M
Slightly volatile
Income Tax Expense49.4 M45 M50 M
Slightly volatile

United Community Cash Flow Statement

Current ValueLast YearHistorical Average 10 Year Trend
Stock Based Compensation8.8 M8.9 MM
Slightly volatile
Free Cash Flow346.3 M221.5 M200.5 M
Slightly volatile
Begin Period Cash Flow614.5 M646.9 M723.7 M
Slightly volatile
Dividends Paid94 M111.7 M70.7 M
Slightly volatile
Capital Expenditures44 M72.5 M25.9 M
Slightly volatile
Total Cash From Operating Activities390.3 M294 M226.4 M
Slightly volatile
Net Income247.2 M187.5 M185.8 M
Slightly volatile
End Period Cash Flow1.1 BB1.5 B
Slightly volatile

Financial Ratios

Current ValueLast YearHistorical Average 10 Year Trend
Price To Sales Ratio2.492.62166.0219
Slightly volatile
Dividend Yield0.03410.03250.0194
Slightly volatile
PTB Ratio2.11.0551.6081
Pretty Stable
Days Sales Outstanding33.4435.253.1325
Slightly volatile
Book Value Per Share41.6727.733355.3181
Slightly volatile
Free Cash Flow Yield0.120.06440.1475
Slightly volatile
Operating Cash Flow Per Share2.372.49973.037
Pretty Stable
Stock Based Compensation To Revenue0.01230.00680.0112
Very volatile
PB Ratio2.11.0551.6081
Pretty Stable
EV To Sales2.02.10425.9431
Slightly volatile
Free Cash Flow Per Share1.791.88332.7319
Pretty Stable
Sales General And Administrative To Revenue0.250.26350.4526
Slightly volatile
Capex To Revenue0.05250.05520.0643
Slightly volatile
Cash Per Share61.6136.86139.0124
Slightly volatile
POCF Ratio14.111.705510.0993
Slightly volatile
Capex To Operating Cash Flow0.260.24660.1084
Slightly volatile
PFCF Ratio7.815.536310.9374
Pretty Stable
EV To Operating Cash Flow18.449.395510.0991
Very volatile
EV To Free Cash Flow9.9912.470410.7186
Very volatile
Intangibles To Total Assets0.03810.03630.0174
Slightly volatile
Current Ratio0.05670.0597165
Pretty Stable
Tangible Book Value Per Share36.1919.314552.1371
Slightly volatile
Receivables Turnover7.3810.7312.6987
Pretty Stable
Graham Number60.8931.545330.8975
Slightly volatile
Shareholders Equity Per Share36.2927.733319.3041
Slightly volatile
Debt To Equity0.09460.09960.3938
Slightly volatile
Capex Per Share1.20.61640.3464
Slightly volatile
Revenue Per Share14.3211.16126.8453
Slightly volatile
Interest Debt Per Share2.822.96417.4486
Slightly volatile
Debt To Assets0.01130.01190.0382
Slightly volatile
Short Term Coverage Ratios2.223.445.1537
Very volatile
Price Book Value Ratio2.11.0551.6081
Pretty Stable
Price To Operating Cash Flows Ratio14.111.705510.0993
Slightly volatile
Price To Free Cash Flows Ratio7.815.536310.9374
Pretty Stable
Company Equity Multiplier12.888.369510.1748
Slightly volatile
Long Term Debt To Capitalization0.0860.09060.2392
Slightly volatile
Total Debt To Capitalization0.0860.09060.26
Slightly volatile
Debt Equity Ratio0.09460.09960.3938
Slightly volatile
Quick Ratio0.05080.0535165
Pretty Stable
Dividend Paid And Capex Coverage Ratio1.521.59595.5332
Slightly volatile
Net Income Per E B T0.770.80651.212
Pretty Stable
Cash Ratio0.05210.05495.6948
Pretty Stable
Operating Cash Flow Sales Ratio0.210.2240.584
Slightly volatile
Days Of Sales Outstanding33.4435.253.1325
Slightly volatile
Free Cash Flow Operating Cash Flow Ratio0.610.75340.8829
Slightly volatile
Cash Flow Coverage Ratios0.950.9050.6113
Slightly volatile
Price To Book Ratio2.11.0551.6081
Pretty Stable
Fixed Asset Turnover3.643.46862.2777
Slightly volatile
Capital Expenditure Coverage Ratio3.854.055614.2965
Slightly volatile
Price Cash Flow Ratio14.111.705510.0993
Slightly volatile
Debt Ratio0.01130.01190.0382
Slightly volatile
Cash Flow To Debt Ratio0.950.9050.6113
Slightly volatile
Price Sales Ratio2.492.62166.0219
Slightly volatile
Asset Turnover0.02740.04810.036
Pretty Stable
Price Fair Value2.11.0551.6081
Pretty Stable

United Community Valuation Data

Current ValueLast YearHistorical Average 10 Year Trend
Market Cap3.4 B3.2 B3.3 B
Slightly volatile
Enterprise Value3.9 B3.7 B3.8 B
Slightly volatile

United Fundamental Market Drivers

Forward Price Earnings14.4509
Cash And Short Term Investments4.3 B

About United Community Financial Statements

United Community stakeholders use historical fundamental indicators, such as United Community's revenue or net income, to determine how well the company is positioned to perform in the future. Although United Community investors may analyze each financial statement separately, they are all interrelated. For example, changes in United Community's assets and liabilities are reflected in the revenues and expenses on United Community's income statement, which ultimately affect the company's gains or losses. Understanding these patterns can help in making the right long-term investment decisions in United Community Banks,. Please read more on our technical analysis and fundamental analysis pages.
Last ReportedProjected for Next Year
Total Revenue803.8 M824.4 M
Cost Of Revenue-61.3 M-64.4 M
Stock Based Compensation To Revenue 0.01  0.01 
Sales General And Administrative To Revenue 0.26  0.25 
Capex To Revenue 0.06  0.05 
Revenue Per Share 11.16  14.32 

Also Currently Popular

Analyzing currently trending equities could be an opportunity to develop a better portfolio based on different market momentums that they can trigger. Utilizing the top trending stocks is also useful when creating a market-neutral strategy or pair trading technique involving a short or a long position in a currently trending equity.
When determining whether United Community Banks, offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of United Community's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of United Community Banks, Stock. Outlined below are crucial reports that will aid in making a well-informed decision on United Community Banks, Stock:
Check out the analysis of United Community Correlation against competitors.
You can also try the Efficient Frontier module to plot and analyze your portfolio and positions against risk-return landscape of the market..
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of United Community. If investors know United will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about United Community listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.03)
Dividend Share
0.93
Earnings Share
1.53
Revenue Per Share
6.912
Quarterly Revenue Growth
(0.01)
The market value of United Community Banks, is measured differently than its book value, which is the value of United that is recorded on the company's balance sheet. Investors also form their own opinion of United Community's value that differs from its market value or its book value, called intrinsic value, which is United Community's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because United Community's market value can be influenced by many factors that don't directly affect United Community's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between United Community's value and its price as these two are different measures arrived at by different means. Investors typically determine if United Community is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, United Community's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.