Sparebank Financials
| 0Q57 Stock | 142.10 2.90 2.00% |
Operating Margin 0.6564 | Profit Margin 0.5314 | Payout Ratio 0.4089 | Return On Equity 0.1579 |
Sparebank | Select Account or Indicator |
Understanding current and past Sparebank Financials, including the trends in assets, liabilities, equity and income are directly related to making proper and timely investing decisions. All of Sparebank's financial statements are interrelated, with each one affecting the others. For example, an increase in Sparebank's assets may result in an increase in income on the income statement.
Please note, the imprecision that can be found in Sparebank's accounting process means that the reasonable investor should take a skeptical approach toward the financial statement analysis of Sparebank 1 SR. Check Sparebank's Beneish M Score to see the likelihood of Sparebank's management manipulating its earnings.
Sparebank Stock Summary
Sparebank competes with Lendinvest PLC, Neometals, Coor Service, Albion Technology, and Jupiter Fund. Sparebank is entity of United Kingdom. It is traded as Stock on LSE exchange.Specialization | Industrials, Commercial & Professional Services |
| Instrument | UK Stock View All |
| Exchange | London Exchange |
| ISIN | NO0010631567 |
| Business Address | Christen Tranes Gate |
| Sector | Commercial Services & Supplies |
| Industry | Industrials |
| Benchmark | Dow Jones Industrial |
| Website | www.sparebank1.no/nb/sr-bank |
| Phone | 47 91 50 20 02 |
You should never invest in Sparebank without having analyzed its financial statements. Do not rely on someone else's analysis or guesses about the future performance of Sparebank Stock, because this is throwing your money away. Analyzing the key information contained in Sparebank's financial statements can give you an edge over other investors and help to ensure that your investments perform well for you.
Sparebank Key Financial Ratios
There are many critical financial ratios that Sparebank's investors are exposed to on a daily basis, but they are usually grouped into few meaningful categories from each financial statement that Sparebank 1 SR reports annually and quarterly.| Net Income | 4.47 B | |||
| Retained Earnings | 1.79 B |
Sparebank Key Balance Sheet Accounts
| 2019 | 2020 | 2021 | 2022 | 2023 | 2024 (projected) | ||
| Total Assets | 216.6B | 234.1B | 255.9B | 287.0B | 330.1B | 261.1B | |
| Long Term Debt | 81.7B | 94.8B | 99.1B | 108.4B | 124.6B | 100.9B | |
| Good Will | 88M | 89M | 254M | 264M | 303.6M | 170.7M | |
| Total Liab | 196.7B | 212.5B | 231.1B | 260.7B | 299.8B | 236.7B | |
| Earning Assets | 37.5B | 35.5B | 39.6B | 40.8B | 47.0B | 39.3B |
Sparebank Key Income Statement Accounts
| 2019 | 2020 | 2021 | 2022 | 2023 | 2024 (projected) | ||
| Tax Provision | 524M | 596M | 693M | 231M | 207.9M | 391.5M | |
| Net Interest Income | 3.2B | 3.4B | 4.0B | 4.1B | 4.8B | 3.9B | |
| Income Before Tax | 2.6B | 2.9B | 3.8B | 1.8B | 2.1B | 2.9B | |
| Net Income Applicable To Common Shares | 3.1B | 1.5B | 3.1B | 3.3B | 3.8B | 2.7B | |
| Net Income | 2.1B | 2.3B | 3.1B | 1.6B | 1.8B | 2.4B | |
| Income Tax Expense | 693M | 231M | 682M | 834M | 959.1M | 667.9M |
Sparebank Key Cash Accounts
| 2019 | 2020 | 2021 | 2022 | 2023 | 2024 (projected) | ||
| Change In Cash | (684M) | 1.4B | (1.6B) | 839M | 755.1M | 792.9M | |
| Change In Working Capital | (9.0B) | (9.6B) | (10.5B) | (2.4B) | (2.7B) | (2.8B) | |
| Total Cashflows From Investing Activities | 103M | 278M | (205M) | 100M | 90M | 85.5M | |
| Other Cashflows From Financing Activities | (1.1B) | (2.0B) | (1.4B) | (875M) | (787.5M) | (826.9M) | |
| Dividends Paid | 1.2B | 88M | 2.3B | 1.6B | 1.9B | 1.1B | |
| Capital Expenditures | 296M | 379M | 47M | 177M | 97M | 0.0 | |
| Total Cash From Operating Activities | (10.4B) | (2.3B) | (7.4B) | (15.7B) | (14.1B) | (13.4B) | |
| Total Cash From Financing Activities | 9.6B | 3.4B | 6.1B | 16.4B | 18.9B | 19.8B | |
| Investments | 482M | 319M | (31M) | 181M | 162.9M | 250.6M | |
| Net Borrowings | 11.5B | 4.9B | 9.2B | 20.8B | 23.9B | 12.8B | |
| Net Income | 3.1B | 1.6B | 3.2B | 3.4B | 4.5B | 3.3B |
Sparebank Financial Ratios Relationships
Comparative valuation techniques use various fundamental indicators to help in determining Sparebank's current stock value. Our valuation model uses many indicators to compare Sparebank value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across Sparebank competition to find correlations between indicators driving Sparebank's intrinsic value. More Info.Sparebank 1 SR is number one stock in return on equity category among its peers. It also is number one stock in return on asset category among its peers reporting about 0.09 of Return On Asset per Return On Equity. The ratio of Return On Equity to Return On Asset for Sparebank 1 SR is roughly 11.04 . The reason why the comparable model can be used in almost all circumstances is due to the vast number of multiples that can be utilized, such as the price-to-earnings (P/E), price-to-book (P/B), price-to-sales (P/S), price-to-cash flow (P/CF), and many others. The P/E ratio is the most commonly used of these ratios because it focuses on the Sparebank's earnings, one of the primary drivers of an investment's value.Sparebank 1 SR Systematic Risk
Sparebank's systematic risk plays a vital role in portfolio allocation when considering its stock to be added to a well-diversified portfolio. Sparebank volatility which cannot be eliminated through diversification, requires returns over the risk-free rate. Over the long run, a well-diversified portfolio provides returns that match its exposure to systematic risk. In this case, investors face a trade-off between expected returns and systematic risk and, therefore, can only reduce a portfolio's exposure to systematic risk by sacrificing expected returns on the portfolio.
The output start index for this execution was twenty-four with a total number of output elements of thirty-seven. The Beta measures systematic risk based on how returns on Sparebank 1 SR correlated with the market. If Beta is less than 0 Sparebank generally moves in the opposite direction as compared to the market. If Sparebank Beta is about zero movement of price series is uncorrelated with the movement of the benchmark. if Beta is between zero and one Sparebank 1 SR is generally moves in the same direction as, but less than the movement of the market. For Beta = 1 movement of Sparebank is generally in the same direction as the market. If Beta > 1 Sparebank moves generally in the same direction as, but more than the movement of the benchmark.
Sparebank 1 SR Total Assets Over Time
Sparebank Thematic Clasifications
Sparebank 1 SR is part of Banks investing theme. If you are a theme-oriented, socially responsible, and at the same time, a result-driven investor, you can align your investing habits with your values without jeopardizing your expectations about returns. You can easily create an optimal portfolio of stocks, ETFs, funds, or cryptocurrencies based on a specific theme of your liking. All money banks and credit services. Large and small money and credit banks and credit services
This theme covers All money banks and credit services. Large and small money and credit banks and credit services. Get More Thematic Ideas
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Sparebank November 27, 2024 Opportunity Range
Along with financial statement analysis, the daily predictive indicators of Sparebank help investors to analyze its daily demand and supply, volume, patterns, and price swings to determine the real value of Sparebank 1 SR. We use our internally-developed statistical techniques to arrive at the intrinsic value of Sparebank 1 SR based on widely used predictive technical indicators. In general, we focus on analyzing Sparebank Stock price patterns and their correlations with different microeconomic environment and drivers. We also apply predictive analytics to build Sparebank's daily price indicators and compare them against related drivers.
| Downside Deviation | 0.9605 | |||
| Information Ratio | (0.06) | |||
| Maximum Drawdown | 4.04 | |||
| Value At Risk | (1.38) | |||
| Potential Upside | 1.81 |
Additional Tools for Sparebank Stock Analysis
When running Sparebank's price analysis, check to measure Sparebank's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Sparebank is operating at the current time. Most of Sparebank's value examination focuses on studying past and present price action to predict the probability of Sparebank's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Sparebank's price. Additionally, you may evaluate how the addition of Sparebank to your portfolios can decrease your overall portfolio volatility.