MSAD Insurance Financials

59M Stock

EUR 22.80 0.40 1.79%

Financial data analysis helps to check out if markets are now mispricing MSAD Insurance Group. We were able to interpolate thirty-two available financial indicators for MSAD Insurance, which can be compared to its peers in the sector. The stock experiences a large bullish trend. Check odds of MSAD Insurance to be traded at €25.08 in 90 days.

Covid

Interest Hikes

MSAD Insurance Balance Sheet Chart

At this time, MSAD Insurance's Short Term Debt is most likely to decrease significantly in the upcoming years.

Total Assets Total Current Liabilities Total Stockholder Equity Other Liab

Key indicators impacting MSAD Insurance's financial strength include:

Current Value

Last Year

Change From Last Year

10 Year Trend

Operating Income

361.3 B

388.5 B

Significantly Down

Slightly volatile

Understanding current and past MSAD Insurance Financials, including the trends in assets, liabilities, equity and income are directly related to making proper and timely investing decisions. All of MSAD Insurance's financial statements are interrelated, with each one affecting the others. For example, an increase in MSAD Insurance's assets may result in an increase in income on the income statement.

MSAD Insurance Stock Summary

MSAD Insurance competes with AUREA SA, Franklin Global, Bitwise Core, Reliance Steel, and Toyota Tsusho. MSAD Insurance Group Holdings, Inc., an insurance holding company, provides insurance and financial services worldwide. MSAD Insurance Group Holdings, Inc. was founded in 1918 and is headquartered in Tokyo, Japan. MSAD INSUR operates under Insurance - Diversified classification in Germany and is traded on Frankfurt Stock Exchange. It employs 41467 people.

Specialization	Financial Services, Insurance - Property & Casualty
Instrument	Germany Stock View All
Exchange	Frankfurt Exchange
ISIN	JP3890310000
Business Address	West Tower, Tokyo,
Sector	Insurance
Industry	Financials
Benchmark	Dow Jones Industrial
Website	www.ms-ad-hd.com
Phone	81 3 5117 0270
Currency	EUR - Euro

You should never invest in MSAD Insurance without having analyzed its financial statements. Do not rely on someone else's analysis or guesses about the future performance of MSAD Stock, because this is throwing your money away. Analyzing the key information contained in MSAD Insurance's financial statements can give you an edge over other investors and help to ensure that your investments perform well for you.

MSAD Insurance Key Financial Ratios

There are many critical financial ratios that MSAD Insurance's investors are exposed to on a daily basis, but they are usually grouped into few meaningful categories from each financial statement that MSAD Insurance Group reports annually and quarterly.

	Revenue	6.35 T
	Gross Profit	1.89 T
	Net Income	691.66 B
	Total Asset	26.24 T
	Retained Earnings	2.14 T

More Fundamentals

MSAD Insurance Key Balance Sheet Accounts

	2021	2022	2023	2024	2025	2026 (projected)
Total Assets	25.0T	24.3T	27.0T	26.2T	30.2T	25.0T
Retained Earnings	1.3T	1.4T	1.6T	2.1T	2.5T	2.6T
Cash	2.4T	2.8T	2.9T	2.1T	2.5T	1.9T
Long Term Debt	782.9B	714.7B	715.0B	590.6B	679.1B	677.8B
Good Will	124.9B	143.2B	141.4B	133.1B	119.8B	118.6B
Total Liab	21.7T	21.2T	22.4T	22.2T	25.5T	21.6T
Intangible Assets	318.2B	352.9B	349.1B	344.9B	396.6B	311.7B
Net Invested Capital	4.0T	3.8T	5.2T	4.6T	5.3T	4.4T
Capital Stock	100.5B	100.8B	101.1B	101.4B	116.6B	110.6B

MSAD Insurance Key Income Statement Accounts

An income statement is very similar to a cash flow statement, but instead of showing net revenue minus expenses, it only includes earnings before interest and taxes (EBIT). This number does not have all of the same line items that are on a cash flow statement, but it leaves out non-cash expenses like depreciation and amortization. For example, if you bought $100 worth of goods from Walmart (WMT) using your debit card that has an interest rate of 20%, then paid off the balance at the end of the month with a credit card that charges 30% interest, you would have an income statement showing EBIT of $80 because your expenses are lower than the amount that went into your pocket.

	2021	2022	2023	2024	2025	2026 (projected)
Interest Expense	15.5B	10.4B	10.5B	11.8B	13.6B	8.0B
Total Revenue	5.0T	5.1T	6.3T	6.3T	7.3T	5.7T
Income Before Tax	370.0B	296.6B	462.3B	907.4B	1.0T	1.1T
Net Income	262.8B	211.0B	369.3B	691.7B	795.4B	835.2B
Minority Interest	(3.1B)	(3.6B)	(3.6B)	(5.0B)	(4.5B)	(4.3B)
Tax Provision	104.1B	82.0B	89.4B	210.7B	242.3B	254.4B
Net Interest Income	(15.5B)	(10.4B)	(10.5B)	(11.8B)	(10.6B)	(11.1B)
Interest Income	302.6B	345.5B	427.1B	495.1B	569.4B	368.7B

MSAD Insurance Key Cash Accounts

Cash flow analysis captures how much money flows into and out of MSAD Insurance Group. It measures of how well MSAD is doing because it can show the actual money that comes into and out of the Company from sales instead of measuring expenses against revenue to determine earnings. You have to read the cash flow statement in three sections. The first section shows how much money MSAD Insurance brought in, usually known as net revenue or sales. This is different from earnings because it does not include expenses when determining net revenue for use on this part of the cash flow statement. Next, are operating activities, which show how much money MSAD had leftover after paying for its expenses. This number can be calculated in two ways: by subtracting the total of all operating expenses from net revenue or by adding up changes to cash and other assets or liabilities on this part of the statement. The third section is about investing activities, which shows what MSAD Insurance has done with the money that it received from the sale of assets or what it spent to acquire new ones. This section can be broken down into two parts: investing in existing businesses (capital allocation) and investing in non-business activities like paying off debt or making acquisitions.

	2021	2022	2023	2024	2025	2026 (projected)
Investments	226.3B	481.0B	88.3B	(107.2B)	(123.3B)	(129.4B)
Change In Cash	261.8B	390.2B	87.3B	(494.7B)	(445.2B)	(423.0B)
Net Borrowings	(26.5B)	(170.4B)	(100B)	(125B)	(112.5B)	(106.9B)
Depreciation	97.1B	107.0B	121.0B	121.9B	140.2B	90.3B
Dividends Paid	90.3B	106.8B	117.1B	190.5B	219.1B	230.0B
Capital Expenditures	28.1B	81.6B	84.9B	88.3B	101.5B	106.6B
Net Income	145.7B	107.9B	369.3B	691.7B	795.4B	835.2B
End Period Cash Flow	2.3T	2.6T	2.7T	2.2T	2.6T	2.2T
Free Cash Flow	155.6B	112.5B	464.5B	571.9B	514.7B	287.0B
Other Non Cash Items	(372.2B)	(248.0B)	(589.0B)	(438.9B)	(395.0B)	(414.8B)

MSAD Financial Ratios Relationships

Comparative valuation techniques use various fundamental indicators to help in determining MSAD Insurance's current stock value. Our valuation model uses many indicators to compare MSAD Insurance value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across MSAD Insurance competition to find correlations between indicators driving MSAD Insurance's intrinsic value. More Info.

MSAD Insurance Group is number one stock in return on equity category among its peers. It also is number one stock in return on asset category among its peers reporting about 0.13 of Return On Asset per Return On Equity. The ratio of Return On Equity to Return On Asset for MSAD Insurance Group is roughly 7.44 . The reason why the comparable model can be used in almost all circumstances is due to the vast number of multiples that can be utilized, such as the price-to-earnings (P/E), price-to-book (P/B), price-to-sales (P/S), price-to-cash flow (P/CF), and many others. The P/E ratio is the most commonly used of these ratios because it focuses on the MSAD Insurance's earnings, one of the primary drivers of an investment's value.

MSAD Insurance Group Total Assets Over Time

Most indicators from MSAD Insurance's fundamental ratios are interrelated and interconnected. However, analyzing fundamental ratios indicators one by one will only give a small insight into MSAD Insurance Group current financial condition. On the other hand, looking into the entire matrix of fundamental ratios indicators, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in MSAD Insurance Group. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in metropolitan statistical area.

The MSAD Insurance's current Tax Provision is estimated to increase to about 254.4 B, while Selling General Administrative is projected to decrease to roughly 749.3 B.

	2025	2026 (projected)
Gross Profit	1.2T	1.1T
Total Revenue	7.3T	5.7T

Gross Profit Total Revenue

MSAD Insurance fundamental ratios Correlations

	Total Assets	Total Current Liabilities	Total Stockholder Equity	Other Liab	Net Tangible Assets	Retained Earnings	Accounts Payable	Cash	Other Assets	Long Term Debt	Net Receivables	Good Will	Short Term Investments	Other Current Assets	Other Stockholder Equity	Total Liab	Long Term Investments	Short Long Term Debt	Total Current Assets	Short Term Debt	Intangible Assets	Common Stock	Property Plant Equipment	Common Stock Shares Outstanding	Net Invested Capital	Capital Stock
Total Assets		0.97	0.88	0.99	0.78	0.88	0.98	0.92	0.97	0.81	0.87	0.32	0.91	0.93	0.31	0.99	0.96	-0.69	0.96	-0.69	0.91	0.57	0.54	0.71	0.78	0.59
Total Current Liabilities	0.97		0.79	0.98	0.69	0.8	1.0	0.92	0.96	0.85	0.85	0.49	0.92	0.92	0.28	0.98	0.94	-0.79	0.96	-0.79	0.97	0.47	0.41	0.64	0.66	0.49
Total Stockholder Equity	0.88	0.79		0.8	0.88	0.83	0.8	0.78	0.76	0.51	0.68	0.11	0.69	0.77	0.51	0.83	0.81	-0.44	0.78	-0.44	0.69	0.58	0.57	0.82	0.94	0.61
Other Liab	0.99	0.98	0.8		0.74	0.84	0.98	0.93	0.98	0.85	0.89	0.35	0.94	0.94	0.27	1.0	0.96	-0.71	0.97	-0.71	0.93	0.53	0.5	0.65	0.69	0.55
Net Tangible Assets	0.78	0.69	0.88	0.74		0.72	0.71	0.71	0.66	0.43	0.65	-0.05	0.62	0.69	0.71	0.73	0.68	-0.3	0.69	-0.3	0.55	0.55	0.56	0.72	0.79	0.57
Retained Earnings	0.88	0.8	0.83	0.84	0.72		0.81	0.77	0.83	0.6	0.69	0.09	0.69	0.77	0.14	0.87	0.84	-0.49	0.79	-0.49	0.73	0.74	0.71	0.75	0.82	0.76
Accounts Payable	0.98	1.0	0.8	0.98	0.71	0.81		0.94	0.96	0.85	0.87	0.45	0.92	0.94	0.3	0.98	0.93	-0.77	0.97	-0.77	0.96	0.48	0.43	0.66	0.69	0.5
Cash	0.92	0.92	0.78	0.93	0.71	0.77	0.94		0.9	0.85	0.85	0.29	0.91	0.94	0.33	0.93	0.84	-0.66	0.96	-0.66	0.87	0.34	0.38	0.71	0.7	0.37
Other Assets	0.97	0.96	0.76	0.98	0.66	0.83	0.96	0.9		0.87	0.89	0.35	0.92	0.92	0.17	0.98	0.94	-0.71	0.96	-0.71	0.92	0.55	0.53	0.63	0.65	0.57
Long Term Debt	0.81	0.85	0.51	0.85	0.43	0.6	0.85	0.85	0.87		0.88	0.45	0.85	0.82	0.11	0.85	0.78	-0.75	0.85	-0.75	0.89	0.24	0.28	0.33	0.4	0.25
Net Receivables	0.87	0.85	0.68	0.89	0.65	0.69	0.87	0.85	0.89	0.88		0.34	0.84	0.81	0.33	0.89	0.83	-0.73	0.86	-0.73	0.85	0.37	0.42	0.48	0.54	0.39
Good Will	0.32	0.49	0.11	0.35	-0.05	0.09	0.45	0.29	0.35	0.45	0.34		0.31	0.19	0.11	0.36	0.44	-0.82	0.31	-0.82	0.64	-0.13	-0.38	-0.03	-0.1	-0.13
Short Term Investments	0.91	0.92	0.69	0.94	0.62	0.69	0.92	0.91	0.92	0.85	0.84	0.31		0.95	0.22	0.93	0.88	-0.63	0.97	-0.63	0.86	0.3	0.32	0.56	0.56	0.32
Other Current Assets	0.93	0.92	0.77	0.94	0.69	0.77	0.94	0.94	0.92	0.82	0.81	0.19	0.95		0.24	0.93	0.83	-0.55	0.98	-0.55	0.84	0.4	0.47	0.7	0.71	0.43
Other Stockholder Equity	0.31	0.28	0.51	0.27	0.71	0.14	0.3	0.33	0.17	0.11	0.33	0.11	0.22	0.24		0.25	0.23	-0.18	0.25	-0.18	0.23	-0.08	-0.08	0.32	0.33	-0.06
Total Liab	0.99	0.98	0.83	1.0	0.73	0.87	0.98	0.93	0.98	0.85	0.89	0.36	0.93	0.93	0.25		0.97	-0.72	0.97	-0.72	0.93	0.55	0.52	0.66	0.72	0.57
Long Term Investments	0.96	0.94	0.81	0.96	0.68	0.84	0.93	0.84	0.94	0.78	0.83	0.44	0.88	0.83	0.23	0.97		-0.74	0.89	-0.74	0.9	0.57	0.45	0.58	0.67	0.58
Short Long Term Debt	-0.69	-0.79	-0.44	-0.71	-0.3	-0.49	-0.77	-0.66	-0.71	-0.75	-0.73	-0.82	-0.63	-0.55	-0.18	-0.72	-0.74		-0.66	1.0	-0.89	-0.18	-0.01	-0.25	-0.26	-0.18
Total Current Assets	0.96	0.96	0.78	0.97	0.69	0.79	0.97	0.96	0.96	0.85	0.86	0.31	0.97	0.98	0.25	0.97	0.89	-0.66		-0.66	0.9	0.41	0.43	0.68	0.68	0.43
Short Term Debt	-0.69	-0.79	-0.44	-0.71	-0.3	-0.49	-0.77	-0.66	-0.71	-0.75	-0.73	-0.82	-0.63	-0.55	-0.18	-0.72	-0.74	1.0	-0.66		-0.89	-0.18	-0.01	-0.25	-0.26	-0.18
Intangible Assets	0.91	0.97	0.69	0.93	0.55	0.73	0.96	0.87	0.92	0.89	0.85	0.64	0.86	0.84	0.23	0.93	0.9	-0.89	0.9	-0.89		0.37	0.28	0.54	0.54	0.39
Common Stock	0.57	0.47	0.58	0.53	0.55	0.74	0.48	0.34	0.55	0.24	0.37	-0.13	0.3	0.4	-0.08	0.55	0.57	-0.18	0.41	-0.18	0.37		0.92	0.52	0.65	1.0
Property Plant Equipment	0.54	0.41	0.57	0.5	0.56	0.71	0.43	0.38	0.53	0.28	0.42	-0.38	0.32	0.47	-0.08	0.52	0.45	-0.01	0.43	-0.01	0.28	0.92		0.57	0.7	0.92
Common Stock Shares Outstanding	0.71	0.64	0.82	0.65	0.72	0.75	0.66	0.71	0.63	0.33	0.48	-0.03	0.56	0.7	0.32	0.66	0.58	-0.25	0.68	-0.25	0.54	0.52	0.57		0.83	0.56
Net Invested Capital	0.78	0.66	0.94	0.69	0.79	0.82	0.69	0.7	0.65	0.4	0.54	-0.1	0.56	0.71	0.33	0.72	0.67	-0.26	0.68	-0.26	0.54	0.65	0.7	0.83		0.68
Capital Stock	0.59	0.49	0.61	0.55	0.57	0.76	0.5	0.37	0.57	0.25	0.39	-0.13	0.32	0.43	-0.06	0.57	0.58	-0.18	0.43	-0.18	0.39	1.0	0.92	0.56	0.68

Click cells to compare fundamentals

MSAD Insurance Account Relationship Matchups

MSAD Insurance fundamental ratios Accounts

	2021	2022	2023	2024	2025	2026 (projected)
Total Assets	25.0T	24.3T	27.0T	26.2T	30.2T	25.0T
Retained Earnings	1.3T	1.4T	1.6T	2.1T	2.5T	2.6T
Cash	2.4T	2.8T	2.9T	2.1T	2.5T	1.9T
Long Term Debt	782.9B	714.7B	715.0B	590.6B	679.1B	677.8B
Good Will	124.9B	143.2B	141.4B	133.1B	119.8B	118.6B
Total Liab	21.7T	21.2T	22.4T	22.2T	25.5T	21.6T
Intangible Assets	318.2B	352.9B	349.1B	344.9B	396.6B	311.7B
Net Invested Capital	4.0T	3.8T	5.2T	4.6T	5.3T	4.4T
Capital Stock	100.5B	100.8B	101.1B	101.4B	116.6B	110.6B

MSAD Insurance February 15, 2026 Opportunity Range

Along with financial statement analysis, the daily predictive indicators of MSAD Insurance help investors to analyze its daily demand and supply, volume, patterns, and price swings to determine the real value of MSAD Insurance Group. We use our internally-developed statistical techniques to arrive at the intrinsic value of MSAD Insurance Group based on widely used predictive technical indicators. In general, we focus on analyzing MSAD Stock price patterns and their correlations with different microeconomic environment and drivers. We also apply predictive analytics to build MSAD Insurance's daily price indicators and compare them against related drivers.

	Downside Deviation	1.53
	Information Ratio	0.1839
	Maximum Drawdown	7.84
	Value At Risk	(1.85)
	Potential Upside	2.83

Complementary Tools for MSAD Stock analysis

When running MSAD Insurance's price analysis, check to measure MSAD Insurance's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy MSAD Insurance is operating at the current time. Most of MSAD Insurance's value examination focuses on studying past and present price action to predict the probability of MSAD Insurance's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move MSAD Insurance's price. Additionally, you may evaluate how the addition of MSAD Insurance to your portfolios can decrease your overall portfolio volatility.

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