Bank of XiAn Financials

600928 Stock   3.68  0.04  1.10%   
Please use analysis of Bank of XiAn fundamentals to determine if markets are correctly pricing the company. We were able to analyze twenty-six available fundamental indicators for Bank of XiAn, which can be compared to its peers. The stock experiences a large bullish trend. Check odds of Bank of XiAn to be traded at 4.05 in 90 days. Key indicators impacting Bank of XiAn's financial strength include:
Operating Margin
0.4784
PE Ratio
6.6909
Profit Margin
0.5743
Payout Ratio
0.1018
Return On Equity
0.0787
  
Understanding current and past Bank of XiAn Financials, including the trends in assets, liabilities, equity and income are directly related to making proper and timely investing decisions. All of Bank of XiAn's financial statements are interrelated, with each one affecting the others. For example, an increase in Bank of XiAn's assets may result in an increase in income on the income statement.
Please note, the presentation of Bank of XiAn's financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, Bank of XiAn's management is honest, while the outside auditors are strict and uncompromising. Please utilize our Beneish M Score to check the likelihood of Bank of XiAn's management manipulating its earnings.

Bank of XiAn Stock Summary

Bank of XiAn competes with Zhongtong Guomai, Xinjiang Communications, Panda Dairy, Youyou Foods, and Guangzhou Haige. Bank of XiAn is entity of China. It is traded as Stock on SHG exchange.
Specialization
Financial Services, Banks - Regional
InstrumentChina Stock View All
ExchangeShanghai Stock Exchange
ISINCNE100003JB8
Business AddressNo 60, Gaoxin
SectorBanks
IndustryFinancials
BenchmarkDow Jones Industrial
Websitewww.xacbank.com
Phone86 40 0869 6779
You should never invest in Bank of XiAn without having analyzed its financial statements. Do not rely on someone else's analysis or guesses about the future performance of Bank Stock, because this is throwing your money away. Analyzing the key information contained in Bank of XiAn's financial statements can give you an edge over other investors and help to ensure that your investments perform well for you.

Bank of XiAn Key Financial Ratios

Bank of XiAn's financial ratios allow both analysts and investors to convert raw data from Bank of XiAn's financial statements into concise, actionable information that can be used to evaluate the performance of Bank of XiAn over time and compare it to other companies across industries.

Bank of XiAn Key Balance Sheet Accounts

201920202021202220232024 (projected)
Total Assets278.3B306.4B345.9B405.8B432.2B338.8B
Other Current Liab834.3M1.2B1.1B628.3M722.6M802.8M
Other Liab531.0M496.4M516.2M605.2M696.0M561.5M
Net Tangible Assets23.5B25.5B27.5B29.1B33.5B25.0B
Retained Earnings15.5B17.4B19.3B20.9B14.9B17.0B
Accounts Payable171.0B209.5B230.0B281.5B323.7B211.2B
Cash28.1B27.8B264.8B28.8B31.9B30.3B
Other Assets155.3B182.5B188.9B209.5B240.9B169.3B
Other Current Assets16.6B17.4B14.1B15.6B14.1B14.2B
Total Liab254.6B280.8B318.3B376.6B401.3B312.6B
Total Current Assets46.1B45.5B55.9B60.7B69.8B53.1B
Intangible Assets70.8M86.1M81.4M80.1M73.0M72.4M
Net Debt45.8B23.8B41.6B37.5B33.1B36.0B
Net Invested Capital97.6B77.2B98.3B95.5B95.9B95.2B

Bank of XiAn Key Income Statement Accounts

An income statement is very similar to a cash flow statement, but instead of showing net revenue minus expenses, it only includes earnings before interest and taxes (EBIT). This number does not have all of the same line items that are on a cash flow statement, but it leaves out non-cash expenses like depreciation and amortization. For example, if you bought $100 worth of goods from Walmart (WMT) using your debit card that has an interest rate of 20%, then paid off the balance at the end of the month with a credit card that charges 30% interest, you would have an income statement showing EBIT of $80 because your expenses are lower than the amount that went into your pocket.
201920202021202220232024 (projected)
Tax Provision512.1M314.9M252.7M49.1M(69.3M)(65.8M)
Net Interest Income5.6B6.2B6.0B5.5B5.3B5.7B
Interest Income11.5B13.2B13.9B13.9B15.4B13.0B
Interest Expense5.9B6.9B7.9B8.4B10.1B6.1B
Selling General Administrative1.7B1.8B1.9B1.9B818.6M1.3B
Total Revenue6.8B7.1B7.2B6.6B7.2B6.9B
Other Operating Expenses85.7M96.7M101.0M98.8M113.6M98.8M
Net Income From Continuing Ops2.7B2.8B2.8B2.4B2.5B2.7B
Income Before Tax3.2B3.1B3.1B2.5B2.4B2.2B
Net Income Applicable To Common Shares2.7B2.8B2.8B2.4B2.8B2.7B
Net Income2.7B2.8B2.8B2.4B2.5B2.7B
Income Tax Expense512.1M314.9M252.7M49.1M44.2M42.0M
Minority Interest47.4M58.1M(3.0M)(1.7M)(2.7M)(2.6M)

Bank of XiAn Key Cash Accounts

Cash flow analysis captures how much money flows into and out of Bank of XiAn. It measures of how well Bank is doing because it can show the actual money that comes into and out of the Company from sales instead of measuring expenses against revenue to determine earnings. You have to read the cash flow statement in three sections. The first section shows how much money Bank of XiAn brought in, usually known as net revenue or sales. This is different from earnings because it does not include expenses when determining net revenue for use on this part of the cash flow statement. Next, are operating activities, which show how much money Bank had leftover after paying for its expenses. This number can be calculated in two ways: by subtracting the total of all operating expenses from net revenue or by adding up changes to cash and other assets or liabilities on this part of the statement. The third section is about investing activities, which shows what Bank of XiAn has done with the money that it received from the sale of assets or what it spent to acquire new ones. This section can be broken down into two parts: investing in existing businesses (in other words, buying more stock) and investing in non-business activities like paying off debt or making acquisitions.
201920202021202220232024 (projected)
Investments(14.9B)(3.6B)(26.7B)(48.2B)3.8B4.0B
Change In Cash2.4B4.6B3.9B(3.0B)12.8B13.5B
Net Borrowings13.6B(24.6B)19.6B(6.3B)(5.6B)(5.3B)
Dividends Paid822.4M1.1B2.9B1.1B890.5M1.1B
Capital Expenditures67.6M81.2M63.5M40.2M49.1M52.8M
Net Income2.7B2.8B2.8B2.4B2.5B2.7B
End Period Cash Flow12.2B16.9B20.8B17.8B30.7B20.7B
Change To Netincome3.4B3.7B3.3B3.0B3.4B3.2B
Free Cash Flow1.9B33.4B13.7B52.0B12.3B17.0B
Depreciation99.4M85.6M205.6M203.4M218.8M167.8M
Other Non Cash Items2.2B1.9B1.8B1.5B1.8B1.1B

Bank Financial Ratios Relationships

Comparative valuation techniques use various fundamental indicators to help in determining Bank of XiAn's current stock value. Our valuation model uses many indicators to compare Bank of XiAn value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across Bank of XiAn competition to find correlations between indicators driving Bank of XiAn's intrinsic value. More Info.
Bank of XiAn is number one stock in return on equity category among its peers. It also is number one stock in return on asset category among its peers reporting about  0.07  of Return On Asset per Return On Equity. The ratio of Return On Equity to Return On Asset for Bank of XiAn is roughly  13.81 . Comparative valuation analysis is a catch-all model that can be used if you cannot value Bank of XiAn by discounting back its dividends or cash flows. This model doesn't attempt to find an intrinsic value for Bank of XiAn's Stock. Still, instead, it compares the stock's price multiples to a benchmark or nearest competition to determine if the stock is relatively undervalued or overvalued.

Bank of XiAn Systematic Risk

Bank of XiAn's systematic risk plays a vital role in portfolio allocation when considering its stock to be added to a well-diversified portfolio. Bank of XiAn volatility which cannot be eliminated through diversification, requires returns over the risk-free rate. Over the long run, a well-diversified portfolio provides returns that match its exposure to systematic risk. In this case, investors face a trade-off between expected returns and systematic risk and, therefore, can only reduce a portfolio's exposure to systematic risk by sacrificing expected returns on the portfolio.
The output start index for this execution was twenty-eight with a total number of output elements of thirty-three. The Beta measures systematic risk based on how returns on Bank of XiAn correlated with the market. If Beta is less than 0 Bank of XiAn generally moves in the opposite direction as compared to the market. If Bank of XiAn Beta is about zero movement of price series is uncorrelated with the movement of the benchmark. if Beta is between zero and one Bank of XiAn is generally moves in the same direction as, but less than the movement of the market. For Beta = 1 movement of Bank of XiAn is generally in the same direction as the market. If Beta > 1 Bank of XiAn moves generally in the same direction as, but more than the movement of the benchmark.

Bank of XiAn Total Assets Over Time

Bank of XiAn December 2, 2024 Opportunity Range

Along with financial statement analysis, the daily predictive indicators of Bank of XiAn help investors to analyze its daily demand and supply, volume, patterns, and price swings to determine the real value of Bank of XiAn. We use our internally-developed statistical techniques to arrive at the intrinsic value of Bank of XiAn based on widely used predictive technical indicators. In general, we focus on analyzing Bank Stock price patterns and their correlations with different microeconomic environment and drivers. We also apply predictive analytics to build Bank of XiAn's daily price indicators and compare them against related drivers.

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When running Bank of XiAn's price analysis, check to measure Bank of XiAn's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Bank of XiAn is operating at the current time. Most of Bank of XiAn's value examination focuses on studying past and present price action to predict the probability of Bank of XiAn's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Bank of XiAn's price. Additionally, you may evaluate how the addition of Bank of XiAn to your portfolios can decrease your overall portfolio volatility.
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