Bank of Baroda Financials

BANKBARODA   246.40  2.60  1.04%   
We suggest to use Bank of Baroda fundamental analysis to see if markets are presently undervaluing or overvaluing the company. Put another way, you can use it to find out if Bank of Baroda is indeed mispriced or if you can make any profits on it by purchasing it and then waiting for the market to recognize its mistake and reprise the security. We were able to break down and interpolate data for twenty-eight available fundamental indicators for Bank of Baroda, which can be compared to its peers. The stock experiences a somewhat bearish sentiment, but the market may correct it shortly. Check odds of Bank of Baroda to be traded at 239.01 in 90 days. Key indicators impacting Bank of Baroda's financial strength include:
Operating Margin
0.4528
PE Ratio
6.3702
Profit Margin
0.318
Payout Ratio
0.1965
EPS Estimate Current Year
13.34
  
Understanding current and past Bank of Baroda Financials, including the trends in assets, liabilities, equity and income are directly related to making proper and timely investing decisions. All of Bank of Baroda's financial statements are interrelated, with each one affecting the others. For example, an increase in Bank of Baroda's assets may result in an increase in income on the income statement.

Bank of Baroda Stock Summary

Bank of Baroda competes with Allied Blenders, MAS Financial, DCB Bank, Hindcon Chemicals, and HDFC Life. Bank of Baroda is entity of India. It is traded as Stock on NSE exchange.
Specialization
Financial Services, Banks - Regional
InstrumentIndia Stock View All
ExchangeNational Stock Exchange of India
ISININE028A01039
Business AddressBaroda Bhavan, Vadodara,
SectorBanks
IndustryFinancials
BenchmarkDow Jones Industrial
Websitewww.bankofbaroda.in
Phone91 26 5231 6792
You should never invest in Bank of Baroda without having analyzed its financial statements. Do not rely on someone else's analysis or guesses about the future performance of Bank Stock, because this is throwing your money away. Analyzing the key information contained in Bank of Baroda's financial statements can give you an edge over other investors and help to ensure that your investments perform well for you.

Bank of Baroda Key Financial Ratios

There are many critical financial ratios that Bank of Baroda's investors are exposed to on a daily basis, but they are usually grouped into few meaningful categories from each financial statement that Bank of Baroda reports annually and quarterly.

Bank of Baroda Key Balance Sheet Accounts

201920202021202220232024 (projected)
Total Assets12.0T12.0T13.4T15.3T16.5T17.4T
Other Current Liab(51.4B)(44.7B)(44.7B)(56.7B)5.2T5.5T
Net Debt(788.9B)(547.0B)(166.6B)55.4B16.7B17.5B
Accounts Payable51.4B44.7B44.7B56.7B70.2B38.4B
Cash1.3T1.3T1.3T1.0T1.0T933.6B
Other Assets10.9T11.0T12.7T14.7T(35.0B)(33.3B)
Total Liab11.2T11.2T12.5T14.2T15.3T16.1T
Total Current Assets1.0T928.2B620.2B496.1B1.1T1.5T
Other Current Assets7.3T7.5T8.5T1.2T1.1T1.1T
Retained Earnings(100.6B)(96.5B)17.9B20.9B25.2B26.4B
Net Receivables401.9B293.3B327.9B470.4B614.7B384.3B
Other Liab230.2B432.6B453.5B519.9B597.9B320.0B
Net Tangible Assets547.7B758.8B821.7B909.6B1.0T630.4B
Long Term Debt957.5B712.6B1.1T1.1T1.2T721.3B
Long Term Debt Total957.5B712.6B1.1T1.1T1.2T802.0B
Capital Surpluse211.8B382.2B426.1B314.3B361.5B278.5B
Earning Assets2.3T2.4T3.6T3.3T3.8T3.0T
Net Invested Capital1.3T1.5T2.0T2.1T2.2T1.7T

Bank of Baroda Key Income Statement Accounts

201920202021202220232024 (projected)
Interest Expense500.4B432.0B388.2B499.4B699.0B733.9B
Total Revenue400.3B449.9B483.9B608.4B601.4B631.4B
Gross Profit400.3B449.9B483.9B608.4B1.4T1.5T
Operating Income(7.7B)112.2B87.2B187.5B354.4B213.4B
Ebit(7.7B)63.7B100.1B205.6B257.9B207.2B
Ebitda9.3B77.3B114.5B226.0B274.9B214.8B
Income Before Tax(12.0B)65.4B102.4B205.6B262.6B275.7B
Net Income9.3B15.5B78.5B149.1B187.7B197.1B
Income Tax Expense(21.8B)49.2B23.1B58.8B73.9B77.6B
Minority Interest3.9B4.4B(832.9M)(1.0B)(1.0B)(964.2M)
Tax Provision(21.8B)49.2B23.1B58.8B73.9B77.6B
Net Interest Income288.5B311.1B345.7B442.0B484.8B309.3B
Interest Income788.9B743.1B733.9B941.4B1.2T801.0B

Bank of Baroda Key Cash Accounts

201920202021202220232024 (projected)
Change In Cash331.2B(23.4B)15.7B(278.6B)(20.8B)(19.8B)
Free Cash Flow(17.8B)(36.7B)31.3B(222.5B)(76.3B)(72.5B)
Depreciation17.0B13.6B14.4B20.3B16.9B17.8B
Other Non Cash Items231.1B126.2B150.6B59.3B(1.1T)(1.1T)
Capital Expenditures33.0B27.9B34.1B9.8B13.6B13.5B
Net Income(12.5B)64.7B101.6B207.8B261.6B274.6B
End Period Cash Flow1.3T1.3T1.3T1.0T1.0T933.6B
Net Borrowings5.5B81.1B8.2B6.4B5.7B5.5B
Change To Netincome113.7B201.4B175.4B173.7B199.7B151.9B

Bank Financial Ratios Relationships

Comparative valuation techniques use various fundamental indicators to help in determining Bank of Baroda's current stock value. Our valuation model uses many indicators to compare Bank of Baroda value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across Bank of Baroda competition to find correlations between indicators driving Bank of Baroda's intrinsic value. More Info.
Bank of Baroda is number one stock in return on equity category among its peers. It is rated fifth in return on asset category among its peers reporting about  0.08  of Return On Asset per Return On Equity. The ratio of Return On Equity to Return On Asset for Bank of Baroda is roughly  13.15 . The reason why the comparable model can be used in almost all circumstances is due to the vast number of multiples that can be utilized, such as the price-to-earnings (P/E), price-to-book (P/B), price-to-sales (P/S), price-to-cash flow (P/CF), and many others. The P/E ratio is the most commonly used of these ratios because it focuses on the Bank of Baroda's earnings, one of the primary drivers of an investment's value.

Bank of Baroda Systematic Risk

Bank of Baroda's systematic risk plays a vital role in portfolio allocation when considering its stock to be added to a well-diversified portfolio. Bank of Baroda volatility which cannot be eliminated through diversification, requires returns over the risk-free rate. Over the long run, a well-diversified portfolio provides returns that match its exposure to systematic risk. In this case, investors face a trade-off between expected returns and systematic risk and, therefore, can only reduce a portfolio's exposure to systematic risk by sacrificing expected returns on the portfolio.
The output start index for this execution was ten with a total number of output elements of fifty-one. The Beta measures systematic risk based on how returns on Bank of Baroda correlated with the market. If Beta is less than 0 Bank of Baroda generally moves in the opposite direction as compared to the market. If Bank of Baroda Beta is about zero movement of price series is uncorrelated with the movement of the benchmark. if Beta is between zero and one Bank of Baroda is generally moves in the same direction as, but less than the movement of the market. For Beta = 1 movement of Bank of Baroda is generally in the same direction as the market. If Beta > 1 Bank of Baroda moves generally in the same direction as, but more than the movement of the benchmark.

Bank of Baroda Total Assets Over Time

Bank of Baroda December 1, 2024 Opportunity Range

Along with financial statement analysis, the daily predictive indicators of Bank of Baroda help investors to analyze its daily demand and supply, volume, patterns, and price swings to determine the real value of Bank of Baroda. We use our internally-developed statistical techniques to arrive at the intrinsic value of Bank of Baroda based on widely used predictive technical indicators. In general, we focus on analyzing Bank Stock price patterns and their correlations with different microeconomic environment and drivers. We also apply predictive analytics to build Bank of Baroda's daily price indicators and compare them against related drivers.

Additional Tools for Bank Stock Analysis

When running Bank of Baroda's price analysis, check to measure Bank of Baroda's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Bank of Baroda is operating at the current time. Most of Bank of Baroda's value examination focuses on studying past and present price action to predict the probability of Bank of Baroda's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Bank of Baroda's price. Additionally, you may evaluate how the addition of Bank of Baroda to your portfolios can decrease your overall portfolio volatility.