Banco De Financials

BCH Stock  USD 22.55  0.86  3.67%   
Based on the measurements of operating efficiency obtained from Banco De's historical financial statements, Banco De Chile may be sliding down financialy. It has an above-average probability of going through some form of financial hardship next quarter. As of now, Banco De's Total Current Liabilities is increasing as compared to previous years. The Banco De's current Total Stockholder Equity is estimated to increase to about 5.5 T, while Property Plant And Equipment Net is projected to decrease to under 251.7 B. Key indicators impacting Banco De's financial strength include:
Current ValueLast YearChange From Last Year 10 Year Trend
Net Profit Margin0.260.4623
Way Down
Pretty Stable
Return On Assets0.01360.0246
Way Down
Very volatile
Return On Equity0.170.2624
Way Down
Pretty Stable
Debt Equity Ratio1.671.7624
Notably Down
Slightly volatile
Operating Income1.9 T1.8 T
Sufficiently Up
Slightly volatile
Current Ratio0.380.395
Sufficiently Down
Very volatile
Investors should never underestimate Banco De's ability to pay suppliers on time, ensure interest payments are not accumulating, and correctly time where and how to reinvest extra cash. Individual investors need to monitor Banco De's cash flow, debt, and profitability to make informed and accurate decisions about investing in Banco De Chile.

Net Income

1.44 Trillion

  
Understanding current and past Banco De Financials, including the trends in assets, liabilities, equity and income are directly related to making proper and timely investing decisions. All of Banco De's financial statements are interrelated, with each one affecting the others. For example, an increase in Banco De's assets may result in an increase in income on the income statement.

Banco De Stock Summary

Banco De competes with Banco Santander, CrossFirst Bankshares, Banco Bradesco, CF Bankshares, and Grupo Aval. Banco de Chile, together with its subsidiaries, provides banking and financial products and services to customers in Chile. Banco de Chile was founded in 1893 and is headquartered in Santiago, Chile. Banco DE is traded on New York Stock Exchange in the United States.
Specialization
Financial Services, Banks - Regional
InstrumentUSA Stock View All
ExchangeNew York Stock Exchange
ISINUS0595201064
CUSIP059520106
LocationChile
Business AddressAhumada 251, Santiago
SectorBanks
IndustryFinancials
BenchmarkDow Jones Industrial
Websiteportales.bancochile.cl
Phone56 22 653 1111
CurrencyUSD - US Dollar

Banco De Key Financial Ratios

Banco De Key Balance Sheet Accounts

201920202021202220232024 (projected)
Total Assets41.3T46.1T51.7T55.3T55.8T58.6T
Other Current Liab(3.2T)(2.5T)(3.3T)(3.2T)16.6T17.5T
Other Liab706.5B705.3B1.2T1.1T1.2T1.3T
Net Debt7.1T5.9T5.5T6.9T18.3T19.2T
Retained Earnings462.7B655.5B1.1T1.8T2.7T2.8T
Accounts Payable231.5B273.1B220.4B384.6B356.9B374.7B
Cash3.5T3.4T4.6T3.5T(1.9T)(1.8T)
Other Assets32.5T35.2T35.6T38.1T(10.2T)(9.7T)
Long Term Debt7.7T9.2T10.0T10.3T10.4T10.9T
Total Liab37.7T42.4T47.5T50.4T50.6T53.1T
Total Current Assets4.9T4.6T7.8T8.0T9.5T10.0T
Short Term Debt3.1T2.4T3.2T3.1T7.1T7.4T
Intangible Assets58.3B60.7B72.5B106.6B137.2B144.1B
Net Receivables106.4B120.5B123.3B516.6B99.4B107.7B
Other Current Assets7.9T10.6T11.3T10.9T9.5T13.9T
Inventory(7.9T)(10.6T)(11.3T)(10.9T)(4.8T)(5.1T)
Net Tangible Assets3.5T3.7T4.2T4.8T5.5T3.1T
Long Term Debt Total7.9T10.4T11.5T13.1T15.1T8.5T
Earning Assets4.5T7.5T9.7T11.9T13.6T14.3T
Net Invested Capital14.3T12.9T14.2T15.2T16.5T15.2T

Banco De Key Income Statement Accounts

201920202021202220232024 (projected)
Interest Expense742.3B560.0B814.4B1.0T2.1T2.2T
Total Revenue2.0T1.9T2.2T3.1T2.8T1.4T
Gross Profit2.0T1.9T2.2T3.1T5.2T5.5T
Operating Income762.7B589.1B971.5B2.7T1.8T1.9T
Ebit833.2B589.1B971.5B2.7T(94.2B)(89.5B)
Ebitda833.2B662.4B1.0T2.8T(1.9B)(1.8B)
Income Before Tax762.7B589.1B971.5B1.7T1.7T1.8T
Net Income593.0B401.6B792.9B1.4T1.4T1.4T
Income Tax Expense169.7B126.0B178.6B275.8B322.1B338.2B
Tax Provision169.7B126.0B178.6B275.8B325.7B183.1B
Net Interest Income1.4T1.3T1.6T1.3T2.4T1.6T
Interest Income2.1T1.9T2.4T2.3T5.2T2.6T

Banco De Key Cash Accounts

201920202021202220232024 (projected)
Change In Cash1.7T2.2T1.2T(1.2T)(161.1B)(153.0B)
Free Cash Flow1.2T471.7B2.4T(411.7B)(112.9B)(107.3B)
Depreciation70.5B73.4B76.8B84.2B92.3B96.9B
Other Non Cash Items48.5B161.2B246.3B(359.3B)409.6B430.1B
Dividends Paid356.3B350.5B220.3B539.8B866.9B910.3B
Capital Expenditures66.2B47.9B65.8B78.1B86.7B91.0B
Net Income593.0B463.1B792.9B1.4T1.4T1.4T
End Period Cash Flow3.9T6.1T7.3T6.1T3.0T2.2T
Investments(396.7B)209.9B(2.8T)(72.6B)(861.3B)(818.3B)
Net Borrowings1.2T1.8T1.6T(275.4B)(316.7B)(300.9B)
Change To Netincome498.9B491.7B(120.0B)(384.6B)(346.1B)(328.8B)

Banco Financial Ratios Relationships

Comparative valuation techniques use various fundamental indicators to help in determining Banco De's current stock value. Our valuation model uses many indicators to compare Banco De value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across Banco De competition to find correlations between indicators driving Banco De's intrinsic value. More Info.
Banco De Chile is number one stock in return on equity category among its peers. It also is number one stock in return on asset category among its peers reporting about  0.10  of Return On Asset per Return On Equity. The ratio of Return On Equity to Return On Asset for Banco De Chile is roughly  10.17 . As of now, Banco De's Return On Equity is decreasing as compared to previous years. The reason why the comparable model can be used in almost all circumstances is due to the vast number of multiples that can be utilized, such as the price-to-earnings (P/E), price-to-book (P/B), price-to-sales (P/S), price-to-cash flow (P/CF), and many others. The P/E ratio is the most commonly used of these ratios because it focuses on the Banco De's earnings, one of the primary drivers of an investment's value.

Banco De Chile Systematic Risk

Banco De's systematic risk plays a vital role in portfolio allocation when considering its stock to be added to a well-diversified portfolio. Banco De volatility which cannot be eliminated through diversification, requires returns over the risk-free rate. Over the long run, a well-diversified portfolio provides returns that match its exposure to systematic risk. In this case, investors face a trade-off between expected returns and systematic risk and, therefore, can only reduce a portfolio's exposure to systematic risk by sacrificing expected returns on the portfolio.
The output start index for this execution was twelve with a total number of output elements of fourty-nine. The Beta measures systematic risk based on how returns on Banco De Chile correlated with the market. If Beta is less than 0 Banco De generally moves in the opposite direction as compared to the market. If Banco De Beta is about zero movement of price series is uncorrelated with the movement of the benchmark. if Beta is between zero and one Banco De Chile is generally moves in the same direction as, but less than the movement of the market. For Beta = 1 movement of Banco De is generally in the same direction as the market. If Beta > 1 Banco De moves generally in the same direction as, but more than the movement of the benchmark.
Today, most investors in Banco De Stock are looking for potential investment opportunities by analyzing not only static indicators but also various Banco De's growth ratios. Consistent increases or decreases in fundamental ratios usually indicate a possible pattern that can be successfully translated into profits. However, when comparing two companies, knowing each company's growth growth rates may not be enough to decide which company is a better investment. That's why investors frequently use static breakdown of Banco De growth as a starting point in their analysis.

Price Earnings To Growth Ratio

(2.88)

As of now, Banco De's Price Earnings To Growth Ratio is decreasing as compared to previous years.

Banco De November 25, 2024 Opportunity Range

Along with financial statement analysis, the daily predictive indicators of Banco De help investors to analyze its daily demand and supply, volume, patterns, and price swings to determine the real value of Banco De Chile. We use our internally-developed statistical techniques to arrive at the intrinsic value of Banco De Chile based on widely used predictive technical indicators. In general, we focus on analyzing Banco Stock price patterns and their correlations with different microeconomic environment and drivers. We also apply predictive analytics to build Banco De's daily price indicators and compare them against related drivers.

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When running Banco De's price analysis, check to measure Banco De's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Banco De is operating at the current time. Most of Banco De's value examination focuses on studying past and present price action to predict the probability of Banco De's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Banco De's price. Additionally, you may evaluate how the addition of Banco De to your portfolios can decrease your overall portfolio volatility.
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