Bendigo Financials

BEN Stock   13.42  0.02  0.15%   
You can use fundamental analysis to find out if Bendigo And Adelaide is mispriced or if you can make any profits on it by purchasing it and then waiting for the market to recognize its mistake and reprise the security. We were able to interpolate twenty-eight available fundamental indicators for Bendigo And Adelaide, which can be compared to its peers. The stock experiences a normal downward trend and little activity. Check odds of Bendigo to be traded at 13.29 in 90 days. Key indicators impacting Bendigo's financial strength include:
Current ValueLast YearChange From Last Year 10 Year Trend
Operating Income860.4 M634.8 M
Significantly Up
Slightly volatile
  
Understanding current and past Bendigo Financials, including the trends in assets, liabilities, equity and income are directly related to making proper and timely investing decisions. All of Bendigo's financial statements are interrelated, with each one affecting the others. For example, an increase in Bendigo's assets may result in an increase in income on the income statement.
Please note, the imprecision that can be found in Bendigo's accounting process means that the reasonable investor should take a skeptical approach toward the financial statement analysis of Bendigo And Adelaide. Check Bendigo's Beneish M Score to see the likelihood of Bendigo's management manipulating its earnings.

Bendigo Stock Summary

Bendigo competes with Alternative Investment, Auctus Alternative, Centuria Industrial, REGAL ASIAN, and Hotel Property. Bendigo is entity of Australia. It is traded as Stock on AU exchange.
Foreign Associate
  USA
Specialization
Financial Services, Banks - Regional
InstrumentAustralia Stock View All
ExchangeAustralian Securities Exchange
ISINAU000000BEN6
Business AddressThe Bendigo Centre,
SectorBanks
IndustryFinancials
BenchmarkDow Jones Industrial
Websitewww.bendigoadelaide.com.au
Phone61 3 5445 0666
You should never invest in Bendigo without having analyzed its financial statements. Do not rely on someone else's analysis or guesses about the future performance of Bendigo Stock, because this is throwing your money away. Analyzing the key information contained in Bendigo's financial statements can give you an edge over other investors and help to ensure that your investments perform well for you.

Bendigo Key Financial Ratios

Bendigo's financial ratios allow both analysts and investors to convert raw data from Bendigo's financial statements into concise, actionable information that can be used to evaluate the performance of Bendigo over time and compare it to other companies across industries.

Bendigo Key Balance Sheet Accounts

201920202021202220232024 (projected)
Total Assets76.0B86.6B95.2B98.5B98.2B103.1B
Other Current Liab122M(95.3M)47.3B43.4B(476M)(452.2M)
Net Debt4.2B8.0B10.2B6.8B9.2B9.6B
Retained Earnings805.9M1.2B1.4B1.6B1.8B1.9B
Cash1.2B5.5B3.2B6.7B1.9B1.1B
Other Assets73.0B79.2B90.1B89.8B(1.9B)(1.8B)
Other Current Assets1.5B7.4B3.9B9.0B2.5B3.9B
Total Liab70.2B80.2B88.5B91.6B91.2B95.7B
Total Current Assets1.5B7.4B3.9B9.0B4.4B3.1B
Short Term Debt588.8M210.9M2.0B4.3B2.4B3.1B
Intangible Assets1.6B1.6B1.8B1.8B382.3M506.0M
Common Stock4.9B5.1B5.2B5.2B5.2B5.5B
Accounts Payable260M51.1M31.3M287.2M476M328.7M
Net Receivables254M283.9M304M513.6M477.9M615.6M
Inventory(1.5B)(5.8B)(3.5B)(7.2B)1.1B1.2B
Other Liab87.2M94.9M614.6M103.3M118.8M112.9M
Long Term Debt5.1B5.0B13.1B13.2B15.2B16.0B
Net Tangible Assets4.2B4.8B4.9B5.0B5.8B4.5B

Bendigo Key Income Statement Accounts

201920202021202220232024 (projected)
Interest Expense137.7M136M124.8M326.4M3.1B3.3B
Total Revenue2.5B2.1B2.0B3.6B1.9B956.4M
Gross Profit2.5B2.1B2.0B3.6B5.0B5.2B
Operating Income391M616M662.9M680.5M634.8M860.4M
Ebit(230.4M)227.6M217.3M(58.5M)797.2M743.8M
Ebitda(104.9M)327.8M316.5M44.3M909M730.2M
Income Before Tax286.1M753.7M701.4M724.8M797.2M837.1M
Net Income192.8M524M488.1M497M545M572.3M
Income Tax Expense93.3M229.7M213.3M227.8M252.2M264.8M
Tax Provision93.3M229.7M213.3M261.1M252.2M217.8M
Net Interest Income1.3B1.4B1.4B1.6B1.6B1.5B
Interest Income2.3B1.9B1.7B1.6B4.7B2.8B

Bendigo Key Cash Accounts

201920202021202220232024 (projected)
Change In Cash259.5M5.9B(3.5B)4.8B(6.4B)(6.1B)
Free Cash Flow287.7M6.1B(3.3B)5.7B811.6M852.2M
Depreciation75.4M72.3M62.5M65.9M111.8M117.4M
Other Non Cash Items52M5.5B(3.8B)5.1B(8.3B)(7.9B)
Dividends Paid277.4M105.3M213.7M290.7M351M368.6M
Capital Expenditures12.6M35.8M21M30.6M27.2M25.7M
Net Income192.8M524M488.1M497M545M572.3M
End Period Cash Flow1.2B7.1B3.6B8.3B1.9B1.1B
Investments(40.9M)3.6M10.4M(597.5M)(52.1M)(54.7M)
Net Borrowings(65.4M)348.3M(71.4M)(50.5M)(58.1M)(61.0M)
Change To Netincome213.3M(79.8M)(3.7M)115.5M132.8M139.5M

Bendigo Financial Ratios Relationships

Comparative valuation techniques use various fundamental indicators to help in determining Bendigo's current stock value. Our valuation model uses many indicators to compare Bendigo value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across Bendigo competition to find correlations between indicators driving Bendigo's intrinsic value. More Info.
Bendigo And Adelaide is number one stock in return on equity category among its peers. It also is number one stock in return on asset category among its peers reporting about  0.07  of Return On Asset per Return On Equity. The ratio of Return On Equity to Return On Asset for Bendigo And Adelaide is roughly  14.27 . The reason why the comparable model can be used in almost all circumstances is due to the vast number of multiples that can be utilized, such as the price-to-earnings (P/E), price-to-book (P/B), price-to-sales (P/S), price-to-cash flow (P/CF), and many others. The P/E ratio is the most commonly used of these ratios because it focuses on the Bendigo's earnings, one of the primary drivers of an investment's value.

Bendigo And Adelaide Systematic Risk

Bendigo's systematic risk plays a vital role in portfolio allocation when considering its stock to be added to a well-diversified portfolio. Bendigo volatility which cannot be eliminated through diversification, requires returns over the risk-free rate. Over the long run, a well-diversified portfolio provides returns that match its exposure to systematic risk. In this case, investors face a trade-off between expected returns and systematic risk and, therefore, can only reduce a portfolio's exposure to systematic risk by sacrificing expected returns on the portfolio.
The output start index for this execution was ten with a total number of output elements of fifty-one. The Beta measures systematic risk based on how returns on Bendigo And Adelaide correlated with the market. If Beta is less than 0 Bendigo generally moves in the opposite direction as compared to the market. If Bendigo Beta is about zero movement of price series is uncorrelated with the movement of the benchmark. if Beta is between zero and one Bendigo And Adelaide is generally moves in the same direction as, but less than the movement of the market. For Beta = 1 movement of Bendigo is generally in the same direction as the market. If Beta > 1 Bendigo moves generally in the same direction as, but more than the movement of the benchmark.

Bendigo And Adelaide Total Assets Over Time

Bendigo November 29, 2024 Opportunity Range

Along with financial statement analysis, the daily predictive indicators of Bendigo help investors to analyze its daily demand and supply, volume, patterns, and price swings to determine the real value of Bendigo And Adelaide. We use our internally-developed statistical techniques to arrive at the intrinsic value of Bendigo And Adelaide based on widely used predictive technical indicators. In general, we focus on analyzing Bendigo Stock price patterns and their correlations with different microeconomic environment and drivers. We also apply predictive analytics to build Bendigo's daily price indicators and compare them against related drivers.

Additional Tools for Bendigo Stock Analysis

When running Bendigo's price analysis, check to measure Bendigo's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Bendigo is operating at the current time. Most of Bendigo's value examination focuses on studying past and present price action to predict the probability of Bendigo's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Bendigo's price. Additionally, you may evaluate how the addition of Bendigo to your portfolios can decrease your overall portfolio volatility.