Carter Bank Financials
CARE Stock | USD 18.65 0.19 1.01% |
Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
---|---|---|---|---|---|---|---|---|---|
Debt Equity Ratio | 0.12 | 0.1993 |
|
| |||||
Current Ratio | 0.69 | 0.73 |
|
|
Investors should never underestimate Carter Bank's ability to pay suppliers on time, ensure interest payments are not accumulating, and correctly time where and how to reinvest extra cash. Individual investors need to monitor Carter Bank's cash flow, debt, and profitability to make informed and accurate decisions about investing in Carter Bank and.
Net Income |
|
Carter | Select Account or Indicator |
Understanding current and past Carter Bank Financials, including the trends in assets, liabilities, equity and income are directly related to making proper and timely investing decisions. All of Carter Bank's financial statements are interrelated, with each one affecting the others. For example, an increase in Carter Bank's assets may result in an increase in income on the income statement.
Please note, the presentation of Carter Bank's financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, Carter Bank's management is honest, while the outside auditors are strict and uncompromising. Please utilize our Beneish M Score to check the likelihood of Carter Bank's management manipulating its earnings.
Carter Bank Stock Summary
Carter Bank competes with Fifth Third, Zions Bancorporation, Huntington Bancshares, PNC Financial, and Comerica. Carter Bankshares, Inc. operates as the bank holding company for Carter Bank Trust that provides various banking products and services. Carter Bankshares, Inc. was founded in 1974 and is headquartered in Martinsville, Virginia. Carter Bankshares operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 731 people.Specialization | Financial Services, Banks - Regional |
Instrument | USA Stock View All |
Exchange | NASDAQ Exchange |
ISIN | US1461031064 |
CUSIP | 146103106 146102108 |
Business Address | 1300 Kings Mountain |
Sector | Banks |
Industry | Financials |
Benchmark | Dow Jones Industrial |
Website | www.carterbank.com |
Phone | 276 656 1776 |
Currency | USD - US Dollar |
Carter Bank Key Financial Ratios
Return On Equity | 0.04 | ||||
Profit Margin | 0.11 % | ||||
Operating Margin | 0.25 % | ||||
Price To Sales | 3.35 X | ||||
Revenue | 134.19 M |
Carter Bank Key Balance Sheet Accounts
2019 | 2020 | 2021 | 2022 | 2023 | 2024 (projected) | ||
Total Assets | 4.0B | 4.2B | 4.1B | 4.2B | 4.5B | 4.6B | |
Other Liab | 16.6M | 13.0M | 20.7M | 18.0M | 16.2M | 13.4M | |
Retained Earnings | 304.2M | 254.6M | 235.5M | 285.6M | 309.1M | 323.2M | |
Accounts Payable | 3.5B | 3.7B | 3.7B | 3.6B | 4.2B | 4.2B | |
Cash | 125.8M | 241.9M | 277.8M | 46.9M | 54.5M | 51.8M | |
Other Assets | 2.2B | 2.3B | 1.9B | 2.4B | (696.3M) | (661.5M) | |
Inventory | 18.3M | 15.7M | 10.9M | 8.4M | 7.6M | 7.2M | |
Total Liab | 10M | 35M | 7M | 3.9B | 4.2B | 2.5B | |
Common Stock | 26.3M | 26.4M | 26.4M | 24.0M | 23.0M | 20.7M | |
Net Debt | (115.8M) | (206.9M) | (270.8M) | 151.6M | 338.9M | 355.8M | |
Other Current Assets | 157.9M | 292.1M | 305.9M | 121.5M | 57.0M | 54.1M | |
Total Current Assets | 868.4M | 1.0B | 1.2B | 883.1M | 54.5M | 51.8M | |
Net Tangible Assets | 410.9M | 440.2M | 407.6M | 328.6M | 377.9M | 416.9M | |
Capital Stock | 26.3M | 26.4M | 26.4M | 24.0M | 23.0M | 20.3M |
Carter Bank Key Income Statement Accounts
2019 | 2020 | 2021 | 2022 | 2023 | 2024 (projected) | ||
Interest Expense | 46.8M | 35.8M | 22.7M | 20.3M | 74.1M | 77.8M | |
Total Revenue | 121.7M | 127.9M | 133.7M | 73K | 134.2M | 88.7M | |
Gross Profit | 121.7M | 127.9M | 133.7M | 73K | 134.2M | 84.8M | |
Operating Income | 27.8M | (45.1M) | 35.7M | 82.0M | 28.7M | 45.5M | |
Income Before Tax | 27.8M | (45.1M) | 35.7M | 61.7M | 28.7M | 20.0M | |
Net Income | 26.6M | (45.9M) | 31.6M | 50.1M | 23.4M | 16.7M | |
Income Tax Expense | 1.2M | 772K | 4.1M | 11.6M | 5.3M | 3.3M | |
Ebit | 27.8M | (45.1M) | 35.7M | 61.7M | 28.7M | 46.0M | |
Ebitda | 33.1M | (38.9M) | 41.9M | 67.8M | 35.0M | 51.7M | |
Tax Provision | 1.2M | 772K | 4.1M | 11.6M | 8.8M | 9.2M | |
Net Interest Income | 112.2M | 105.1M | 111.2M | 139.9M | 135.4M | 124.4M | |
Interest Income | 159.0M | 140.9M | 133.9M | 160.2M | 191.7M | 168.1M |
Carter Financial Ratios Relationships
Comparative valuation techniques use various fundamental indicators to help in determining Carter Bank's current stock value. Our valuation model uses many indicators to compare Carter Bank value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across Carter Bank competition to find correlations between indicators driving Carter Bank's intrinsic value. More Info.Carter Bank and is rated below average in return on equity category among its peers. It also is rated below average in return on asset category among its peers reporting about 0.08 of Return On Asset per Return On Equity. The ratio of Return On Equity to Return On Asset for Carter Bank and is roughly 12.50 . At present, Carter Bank's Return On Equity is projected to slightly decrease based on the last few years of reporting. Comparative valuation analysis is a catch-all technique that is used if you cannot value Carter Bank by discounting back its dividends or cash flows. It compares the stock's price multiples to nearest competition to determine if the stock is relatively undervalued or overvalued.Carter Bank Systematic Risk
Carter Bank's systematic risk plays a vital role in portfolio allocation when considering its stock to be added to a well-diversified portfolio. Carter Bank volatility which cannot be eliminated through diversification, requires returns over the risk-free rate. Over the long run, a well-diversified portfolio provides returns that match its exposure to systematic risk. In this case, investors face a trade-off between expected returns and systematic risk and, therefore, can only reduce a portfolio's exposure to systematic risk by sacrificing expected returns on the portfolio.
The output start index for this execution was twelve with a total number of output elements of fourty-nine. The Beta measures systematic risk based on how returns on Carter Bank correlated with the market. If Beta is less than 0 Carter Bank generally moves in the opposite direction as compared to the market. If Carter Bank Beta is about zero movement of price series is uncorrelated with the movement of the benchmark. if Beta is between zero and one Carter Bank is generally moves in the same direction as, but less than the movement of the market. For Beta = 1 movement of Carter Bank is generally in the same direction as the market. If Beta > 1 Carter Bank moves generally in the same direction as, but more than the movement of the benchmark.
Today, most investors in Carter Bank Stock are looking for potential investment opportunities by analyzing not only static indicators but also various Carter Bank's growth ratios. Consistent increases or decreases in fundamental ratios usually indicate a possible pattern that can be successfully translated into profits. However, when comparing two companies, knowing each company's growth growth rates may not be enough to decide which company is a better investment. That's why investors frequently use static breakdown of Carter Bank growth as a starting point in their analysis.
Price Earnings To Growth Ratio |
|
Carter Bank November 25, 2024 Opportunity Range
Along with financial statement analysis, the daily predictive indicators of Carter Bank help investors to analyze its daily demand and supply, volume, patterns, and price swings to determine the real value of Carter Bank and. We use our internally-developed statistical techniques to arrive at the intrinsic value of Carter Bank and based on widely used predictive technical indicators. In general, we focus on analyzing Carter Stock price patterns and their correlations with different microeconomic environment and drivers. We also apply predictive analytics to build Carter Bank's daily price indicators and compare them against related drivers.
Downside Deviation | 1.48 | |||
Information Ratio | 0.0522 | |||
Maximum Drawdown | 14.08 | |||
Value At Risk | (2.25) | |||
Potential Upside | 3.08 |
Complementary Tools for Carter Stock analysis
When running Carter Bank's price analysis, check to measure Carter Bank's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Carter Bank is operating at the current time. Most of Carter Bank's value examination focuses on studying past and present price action to predict the probability of Carter Bank's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Carter Bank's price. Additionally, you may evaluate how the addition of Carter Bank to your portfolios can decrease your overall portfolio volatility.
Pattern Recognition Use different Pattern Recognition models to time the market across multiple global exchanges | |
FinTech Suite Use AI to screen and filter profitable investment opportunities | |
ETFs Find actively traded Exchange Traded Funds (ETF) from around the world | |
Fundamental Analysis View fundamental data based on most recent published financial statements | |
Investing Opportunities Build portfolios using our predefined set of ideas and optimize them against your investing preferences | |
Sectors List of equity sectors categorizing publicly traded companies based on their primary business activities |