Canadian Western Financials

CWB Stock  CAD 59.91  0.25  0.42%   
Financial data analysis helps to double-check if markets are presently mispricing Canadian Western Bank. We have analyzed thirty-six available fundamental indicators for Canadian Western Bank, which can be compared to its peers. The stock experiences a normal upward fluctuation. Check odds of Canadian Western to be traded at C$62.91 in 90 days. Key indicators impacting Canadian Western's financial strength include:
Current ValueLast YearChange From Last Year 10 Year Trend
Net Profit Margin0.260.28
Significantly Down
Slightly volatile
Return On Assets0.00750.0075
Slightly Up
Slightly volatile
Return On Equity0.130.1
Significantly Up
Slightly volatile
Debt Equity Ratio1.71.62
Sufficiently Up
Slightly volatile
Operating Income460 M545.8 M
Fairly Down
Pretty Stable
Current Ratio0.220.23
Sufficiently Down
Slightly volatile
  
Understanding current and past Canadian Western Financials, including the trends in assets, liabilities, equity and income are directly related to making proper and timely investing decisions. All of Canadian Western's financial statements are interrelated, with each one affecting the others. For example, an increase in Canadian Western's assets may result in an increase in income on the income statement.

Canadian Western Stock Summary

Canadian Western competes with Laurentian Bank, National Bank, Great West, CI Financial, and IA Financial. Canadian Western Bank provides personal and business banking products and services primarily in Western Canada. The company was founded in 1984 and is headquartered in Edmonton, Canada. CDN WESTERN operates under BanksRegional classification in Canada and is traded on Toronto Stock Exchange. It employs 2502 people.
Foreign Associate
  USA
Specialization
Financial Services, Banks - Regional
InstrumentCanada Stock View All
ExchangeToronto Exchange
ISINCA13677F1018
Business Address10303 Jasper Avenue
SectorBanks
IndustryFinancials
BenchmarkDow Jones Industrial
Websitewww.cwbank.com
Phone780 423 8888
CurrencyCAD - Canadian Dollar
You should never invest in Canadian Western without having analyzed its financial statements. Do not rely on someone else's analysis or guesses about the future performance of Canadian Stock, because this is throwing your money away. Analyzing the key information contained in Canadian Western's financial statements can give you an edge over other investors and help to ensure that your investments perform well for you.

Canadian Western Key Financial Ratios

Canadian Western's financial ratios allow both analysts and investors to convert raw data from Canadian Western's financial statements into concise, actionable information that can be used to evaluate the performance of Canadian Western over time and compare it to other companies across industries.

Canadian Western Key Balance Sheet Accounts

201920202021202220232024 (projected)
Total Assets33.9B37.3B41.4B42.3B48.7B51.1B
Other Current Liab(628.9M)(715.6M)(250.8M)(968.8M)(872.0M)(828.4M)
Net Debt5.7B7.3B7.9B7.1B8.2B8.6B
Retained Earnings1.9B2.1B2.3B2.5B2.9B3.0B
Accounts Payable527.6M556.1M635.7M737.7M848.4M890.8M
Cash368.3M128.5M116.0M215.8M248.2M330.8M
Net Receivables151.9M189.2M356.6M317.3M364.9M383.2M
Inventory(582.7M)(348.4M)(417.4M)(571.7M)(514.5M)(488.8M)
Other Current Assets582.7M348.4M417.4M571.7M514.5M746.3M
Total Liab30.6B33.8B37.7B38.3B44.0B46.2B
Total Current Assets1.3B489.0M2.6B3.0B3.4B3.6B
Other Assets30.0B32.8B33.8B34.9B40.2B42.2B
Good Will85.2M85.4M138.3M138.7M159.5M167.5M
Intangible Assets220.7M227.8M223.9M241.2M277.4M291.2M
Common Stock730.8M809.4M956.1M1.0B1.2B615.5M
Other Liab24.8M28.0M26.1M43.0M38.7M52.4M
Net Tangible Assets2.3B2.6B2.9B3.1B3.6B2.4B
Long Term Debt2.4B3.0B3.5B7.2B8.3B8.7B
Short Term Debt625.3M710.7M247.4M966.2M869.6M618.0M
Long Term Debt Total2.4B2.5B3.1B3.6B4.1B2.4B
Earning Assets2.2B2.4B3.1B3.7B4.2B3.1B

Canadian Western Key Income Statement Accounts

201920202021202220232024 (projected)
Interest Expense569.5M425.6M621.9M1.4B1.6B1.7B
Total Revenue897.4M1.0B1.1B1.1B1.3B1.3B
Gross Profit897.4M1.0B1.1B1.1B1.3B1.3B
Operating Income367.6M480.0M1.1B474.7M545.8M460.0M
Ebit367.6M480.0M1.1B474.7M545.8M460.0M
Ebitda418.1M538.3M1.2B536.8M617.4M481.4M
Income Before Tax368.6M480.3M448.5M474.7M545.8M573.1M
Net Income270.6M357.0M336.9M350.6M403.2M423.4M
Income Tax Expense97.0M123.0M111.6M124.0M142.6M149.7M
Tax Provision97.0M123.0M111.6M124.0M142.6M107.2M
Net Interest Income799.4M892.4M940.0M981.3M1.1B842.7M
Interest Income1.4B1.3B1.6B2.4B2.7B1.5B

Canadian Western Key Cash Accounts

201920202021202220232024 (projected)
Change In Cash(37.9M)(4.5M)(1.0M)(27.3M)(24.5M)(23.3M)
Free Cash Flow805.7M744.7M1.1B(620.2M)(713.2M)(677.6M)
Depreciation50.4M58.3M80.8M62.2M71.5M75.1M
Other Non Cash Items57.3M(27.0M)75.0M117.0M134.5M141.2M
Dividends Paid121.8M126.8M132.8M144.8M166.6M174.9M
Capital Expenditures54.8M56.0M99.3M78.8M90.6M95.1M
Net Income271.6M357.3M336.9M350.6M403.2M423.4M
End Period Cash Flow61.5M57.0M56.0M28.7M33.0M27.6M
Investments(799.2M)(676.0M)(1.1B)481.4M433.3M454.9M
Net Borrowings248.4M(141.3M)(15.9M)(14.4M)(12.9M)(12.3M)
Change To Netincome164.4M(10.9M)(69.8M)100.4M115.5M121.2M

Canadian Financial Ratios Relationships

Comparative valuation techniques use various fundamental indicators to help in determining Canadian Western's current stock value. Our valuation model uses many indicators to compare Canadian Western value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across Canadian Western competition to find correlations between indicators driving Canadian Western's intrinsic value. More Info.
Canadian Western Bank is rated fourth in return on equity category among its peers. It also is rated fourth in return on asset category among its peers reporting about  0.10  of Return On Asset per Return On Equity. The ratio of Return On Equity to Return On Asset for Canadian Western Bank is roughly  10.29 . At this time, Canadian Western's Return On Equity is very stable compared to the past year. Comparative valuation analysis is a catch-all model that can be used if you cannot value Canadian Western by discounting back its dividends or cash flows. This model doesn't attempt to find an intrinsic value for Canadian Western's Stock. Still, instead, it compares the stock's price multiples to a benchmark or nearest competition to determine if the stock is relatively undervalued or overvalued.

Canadian Western Bank Systematic Risk

Canadian Western's systematic risk plays a vital role in portfolio allocation when considering its stock to be added to a well-diversified portfolio. Canadian Western volatility which cannot be eliminated through diversification, requires returns over the risk-free rate. Over the long run, a well-diversified portfolio provides returns that match its exposure to systematic risk. In this case, investors face a trade-off between expected returns and systematic risk and, therefore, can only reduce a portfolio's exposure to systematic risk by sacrificing expected returns on the portfolio.
The output start index for this execution was thirty-six with a total number of output elements of twenty-five. The Beta measures systematic risk based on how returns on Canadian Western Bank correlated with the market. If Beta is less than 0 Canadian Western generally moves in the opposite direction as compared to the market. If Canadian Western Beta is about zero movement of price series is uncorrelated with the movement of the benchmark. if Beta is between zero and one Canadian Western Bank is generally moves in the same direction as, but less than the movement of the market. For Beta = 1 movement of Canadian Western is generally in the same direction as the market. If Beta > 1 Canadian Western moves generally in the same direction as, but more than the movement of the benchmark.

Canadian Western Bank Total Assets Over Time

Today, most investors in Canadian Western Stock are looking for potential investment opportunities by analyzing not only static indicators but also various Canadian Western's growth ratios. Consistent increases or decreases in fundamental ratios usually indicate a possible pattern that can be successfully translated into profits. However, when comparing two companies, knowing each company's growth growth rates may not be enough to decide which company is a better investment. That's why investors frequently use static breakdown of Canadian Western growth as a starting point in their analysis.

Price Earnings To Growth Ratio

(27.88)

At this time, Canadian Western's Price Earnings To Growth Ratio is very stable compared to the past year.

Canadian Western November 22, 2024 Opportunity Range

Along with financial statement analysis, the daily predictive indicators of Canadian Western help investors to analyze its daily demand and supply, volume, patterns, and price swings to determine the real value of Canadian Western Bank. We use our internally-developed statistical techniques to arrive at the intrinsic value of Canadian Western Bank based on widely used predictive technical indicators. In general, we focus on analyzing Canadian Stock price patterns and their correlations with different microeconomic environment and drivers. We also apply predictive analytics to build Canadian Western's daily price indicators and compare them against related drivers.

Other Information on Investing in Canadian Stock

Canadian Western financial ratios help investors to determine whether Canadian Stock is cheap or expensive when compared to a particular measure, such as profits or enterprise value. In other words, they help investors to determine the cost of investment in Canadian with respect to the benefits of owning Canadian Western security.