East West Financials

EWBC Stock  USD 110.08  3.25  3.04%   
Based on the key indicators related to East West's liquidity, profitability, solvency, and operating efficiency, East West Bancorp is not in a good financial situation at this time. It has a very high probability of going through financial hardship in December. At present, East West's Short and Long Term Debt Total is projected to increase significantly based on the last few years of reporting. The current year's Total Current Liabilities is expected to grow to about 61.5 B, whereas Other Current Liabilities is projected to grow to (4.4 B). Key indicators impacting East West's financial strength include:
Current ValueLast YearChange From Last Year 10 Year Trend
Net Profit Margin0.260.4916
Way Down
Slightly volatile
Return On Assets0.00980.0167
Way Down
Slightly volatile
Return On Equity0.140.1671
Fairly Down
Slightly volatile
Debt Equity Ratio0.880.6694
Significantly Up
Slightly volatile
Operating Income1.8 B1.7 B
Sufficiently Up
Slightly volatile
Current Ratio0.160.1711
Notably Down
Very volatile
Investors should never underestimate East West's ability to pay suppliers on time, ensure interest payments are not accumulating, and correctly time where and how to reinvest extra cash. Individual investors need to monitor East West's cash flow, debt, and profitability to make informed and accurate decisions about investing in East West Bancorp.

Net Income

1.22 Billion

  
Understanding current and past East West Financials, including the trends in assets, liabilities, equity and income are directly related to making proper and timely investing decisions. All of East West's financial statements are interrelated, with each one affecting the others. For example, an increase in East West's assets may result in an increase in income on the income statement.
Please note, the presentation of East West's financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, East West's management is honest, while the outside auditors are strict and uncompromising. Please utilize our Beneish M Score to check the likelihood of East West's management manipulating its earnings.

East West Stock Summary

East West competes with Barclays PLC, UBS Group, ING Group, Citigroup, and Royal Bank. East West Bancorp, Inc. operates as the bank holding company for East West Bank that provides a range of personal and commercial banking services to businesses and individuals. East West Bancorp, Inc. was incorporated in 1998 and is headquartered in Pasadena, California. East West operates under BanksDiversified classification in the United States and is traded on NASDAQ Exchange. It employs 3100 people.
Specialization
Financial Services, Banks - Regional
InstrumentUSA Stock View All
ExchangeNASDAQ Exchange
ISINUS27579R1041
CUSIP27579R104
LocationCalifornia; U.S.A
Business Address135 North Los
SectorBanks
IndustryFinancials
BenchmarkDow Jones Industrial
Websitewww.eastwestbank.com
Phone626 768 6000
CurrencyUSD - US Dollar

East West Key Financial Ratios

East West Key Balance Sheet Accounts

201920202021202220232024 (projected)
Total Assets44.2B52.2B60.9B64.1B69.6B73.1B
Other Current Liab(136.8M)(123.8M)(105.5M)(111.9M)(4.6B)(4.4B)
Net Debt(2.4B)(3.9B)(4.1B)(3.4B)140.4M147.4M
Retained Earnings3.7B4.0B4.7B5.6B6.5B6.8B
Cash3.5B4.8B4.6B3.6B4.6B4.8B
Other Assets33.1B35.2B35.1B44.0B(69.0B)(65.6B)
Other Current Assets4.5B6.5B7.2B4.7B5.4B10.2B
Total Liab39.2B46.9B55.0B58.1B62.7B65.8B
Total Current Assets6.8B10.4B14.6B9.7B10.0B10.5B
Short Term Debt136.8M123.8M105.5M111.9M4.6B4.8B
Other Liab292.1M33.6M27.5M452.5M520.4M546.4M
Accounts Payable619.3M796.8M53.4B56.0B64.4B67.6B
Long Term Debt898.2M804.4M401.3M152.4M153.0M145.4M
Inventory125K19.7M10.3M270K243K255.2K
Treasury Stock(468.0M)(479.9M)(634.1M)(649.8M)(584.8M)(555.6M)
Intangible Assets16.1M11.9M5.7M6.2M6.6M6.3M
Common Stock165K166K167K168K169K130.2K
Net Tangible Assets4.6B4.8B5.4B5.5B6.3B3.8B
Long Term Debt Total146.8M152.3M151.7M152.0M136.8M150.9M
Capital Surpluse1.8B1.8B1.9B1.9B2.2B1.9B

East West Key Income Statement Accounts

201920202021202220232024 (projected)
Interest Expense414.5M217.8M87.2M275.4M1.4B1.5B
Total Revenue1.7B1.6B1.8B2.3B2.4B2.5B
Gross Profit1.7B1.6B1.8B2.3B4.0B4.2B
Operating Income843.9M685.8M1.1B1.7B1.7B1.8B
Ebit843.9M685.8M1.1B1.4B1.5B1.5B
Ebitda988.1M805.7M1.2B1.6B1.6B1.7B
Income Before Tax843.9M685.8M1.1B1.4B1.5B1.5B
Net Income674.0M567.8M873.0M1.1B1.2B1.2B
Income Tax Expense169.9M118.0M183.4M283.6M298.6M313.5M
Tax Provision169.9M118.0M183.4M283.6M261.9M207.3M
Net Interest Income1.5B1.4B1.5B2.0B2.3B1.6B
Interest Income1.9B1.6B1.6B2.3B3.5B2.0B

East West Key Cash Accounts

201920202021202220232024 (projected)
Change In Cash259.8M756.8M(105.0M)(431.2M)1.1B1.2B
Free Cash Flow726.0M690.7M1.2B2.1B1.4B1.5B
Depreciation144.2M119.9M156.8M159.9M163.5M171.6M
Other Non Cash Items72.3M187.4M6.2M135.6M150.5M158.1M
Capital Expenditures13.8M9.9M2.7M6.0M734K0.0
Net Income674.0M567.8M873.0M1.1B1.2B1.2B
End Period Cash Flow3.3B4.0B3.9B3.5B4.6B4.8B
Dividends Paid155.1M158.2M188.8M228.4M274.6M288.3M
Investments(2.7B)(2.8B)(5.7B)(4.6B)(3.2B)(3.4B)
Net Borrowings388.6M(113.8M)(427.3M)(250.9M)(288.6M)(303.0M)
Change To Netincome61.8M125.5M43.6M129.2M148.6M115.4M

East Financial Ratios Relationships

Comparative valuation techniques use various fundamental indicators to help in determining East West's current stock value. Our valuation model uses many indicators to compare East West value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across East West competition to find correlations between indicators driving East West's intrinsic value. More Info.
East West Bancorp is rated # 3 in return on equity category among its peers. It is rated # 2 in return on asset category among its peers reporting about  0.10  of Return On Asset per Return On Equity. The ratio of Return On Equity to Return On Asset for East West Bancorp is roughly  9.99 . At present, East West's Return On Equity is projected to increase slightly based on the last few years of reporting. The reason why the comparable model can be used in almost all circumstances is due to the vast number of multiples that can be utilized, such as the price-to-earnings (P/E), price-to-book (P/B), price-to-sales (P/S), price-to-cash flow (P/CF), and many others. The P/E ratio is the most commonly used of these ratios because it focuses on the East West's earnings, one of the primary drivers of an investment's value.

East West Bancorp Systematic Risk

East West's systematic risk plays a vital role in portfolio allocation when considering its stock to be added to a well-diversified portfolio. East West volatility which cannot be eliminated through diversification, requires returns over the risk-free rate. Over the long run, a well-diversified portfolio provides returns that match its exposure to systematic risk. In this case, investors face a trade-off between expected returns and systematic risk and, therefore, can only reduce a portfolio's exposure to systematic risk by sacrificing expected returns on the portfolio.
The output start index for this execution was three with a total number of output elements of fifty-eight. The Beta measures systematic risk based on how returns on East West Bancorp correlated with the market. If Beta is less than 0 East West generally moves in the opposite direction as compared to the market. If East West Beta is about zero movement of price series is uncorrelated with the movement of the benchmark. if Beta is between zero and one East West Bancorp is generally moves in the same direction as, but less than the movement of the market. For Beta = 1 movement of East West is generally in the same direction as the market. If Beta > 1 East West moves generally in the same direction as, but more than the movement of the benchmark.
Today, most investors in East West Stock are looking for potential investment opportunities by analyzing not only static indicators but also various East West's growth ratios. Consistent increases or decreases in fundamental ratios usually indicate a possible pattern that can be successfully translated into profits. However, when comparing two companies, knowing each company's growth growth rates may not be enough to decide which company is a better investment. That's why investors frequently use static breakdown of East West growth as a starting point in their analysis.

Price Earnings To Growth Ratio

2.93

At present, East West's Price Earnings To Growth Ratio is projected to increase slightly based on the last few years of reporting.

East West November 24, 2024 Opportunity Range

Along with financial statement analysis, the daily predictive indicators of East West help investors to analyze its daily demand and supply, volume, patterns, and price swings to determine the real value of East West Bancorp. We use our internally-developed statistical techniques to arrive at the intrinsic value of East West Bancorp based on widely used predictive technical indicators. In general, we focus on analyzing East Stock price patterns and their correlations with different microeconomic environment and drivers. We also apply predictive analytics to build East West's daily price indicators and compare them against related drivers.

Complementary Tools for East Stock analysis

When running East West's price analysis, check to measure East West's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy East West is operating at the current time. Most of East West's value examination focuses on studying past and present price action to predict the probability of East West's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move East West's price. Additionally, you may evaluate how the addition of East West to your portfolios can decrease your overall portfolio volatility.
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