Fintech Select Financials

FTEC Stock  CAD 0.04  0.01  12.50%   
We urge to utilize Fintech Select fundamental analysis to find out if markets are presently mispricing the company. Put another way you can exercise it to find out if Fintech Select is indeed mispriced or if you can make any profits on it by purchasing it and then waiting for the market to recognize its mistake and reprise the security. We were able to analyze and collect data for twenty-seven available fundamental indicators for Fintech Select, which can be compared to its peers. The stock experiences a very speculative upward sentiment. Check odds of Fintech Select to be traded at C$0.0333 in 90 days. Key indicators impacting Fintech Select's financial strength include:
Current ValueLast YearChange From Last Year 10 Year Trend
Current Ratio0.570.3501
Way Up
Slightly volatile
  
Understanding current and past Fintech Select Financials, including the trends in assets, liabilities, equity and income are directly related to making proper and timely investing decisions. All of Fintech Select's financial statements are interrelated, with each one affecting the others. For example, an increase in Fintech Select's assets may result in an increase in income on the income statement.
Please note, the imprecision that can be found in Fintech Select's accounting process means that the reasonable investor should take a skeptical approach toward the financial statement analysis of Fintech Select. Check Fintech Select's Beneish M Score to see the likelihood of Fintech Select's management manipulating its earnings.

Fintech Select Stock Summary

Fintech Select Ltd. provides prepaid payment services and point-of-sale transaction processing solutions for the prepaid financial services and mobile markets in Canada. Fintech Select Ltd. was founded in 1999 and is headquartered in Toronto, Canada. FINTECH SELECT operates under Software - Infrastructure classification in Canada and is traded on TSX Venture Exchange.
Foreign Associate
  USA
Specialization
Information Technology, Software - Infrastructure
InstrumentCanada Stock View All
ExchangeTSX Venture Exchange
ISINCA31810H1073
Business Address100 King Street
SectorSoftware
IndustryInformation Technology
BenchmarkDow Jones Industrial
Websitewww.fintechselect.com
Phone800 691 4422
CurrencyCAD - Canadian Dollar
You should never invest in Fintech Select without having analyzed its financial statements. Do not rely on someone else's analysis or guesses about the future performance of Fintech Stock, because this is throwing your money away. Analyzing the key information contained in Fintech Select's financial statements can give you an edge over other investors and help to ensure that your investments perform well for you.

Fintech Select Key Financial Ratios

There are many critical financial ratios that Fintech Select's investors are exposed to on a daily basis, but they are usually grouped into few meaningful categories from each financial statement that Fintech Select reports annually and quarterly.

Fintech Select Key Balance Sheet Accounts

201920202021202220232024 (projected)
Total Assets1.2M1.3M1.2M483.0K555.2K527.5K
Retained Earnings(28.2M)(27.8M)(27.9M)(26.7M)(26.3M)(27.7M)
Net Receivables122.7K221.1K154.6K144.9K146.9K139.5K
Total Current Assets291.0K470.2K558.9K320.7K469.9K446.4K
Other Current Liab101.1K3.4K41.1K34.7K31.2K29.7K
Net Debt540.7K398.1K236.4K499.8K74.1K70.4K
Total Liab4.6M4.1M3.9M1.9M1.3M1.3M
Short Term Debt322.2K280.9K251.4K535.4K89.2K84.7K
Cash26.2K37.0K71.6K35.6K15.1K14.3K
Inventory30.2K32.6K14.8K17.0K16.3K0.0
Other Current Assets25.3K12.7K23.0K11.7K28.3K26.9K
Intangible Assets737.4K655.3K555.3K71.0K10.7K10.1K
Common Stock18.3M18.3M18.4M18.7M21.5M16.0M
Accounts Payable3.9M3.6M3.6M1.3M1.2M1.2M
Net Tangible Assets(3.7M)(3.8M)(3.2M)(3.2M)(3.7M)(3.9M)
Short Long Term Debt190.9K166.0K136.5K469.6K89.2K84.7K
Net Invested Capital(3.2M)(2.7M)(2.5M)(939.8K)(697.8K)(732.7K)
Net Working Capital(4.1M)(3.5M)(3.3M)(1.6M)(872.3K)(916.0K)
Capital Stock18.3M18.3M18.4M18.7M21.5M20.2M

Fintech Select Key Income Statement Accounts

201920202021202220232024 (projected)
Total Revenue3.3M2.9M2.8M2.6M3.8M3.6M
Gross Profit2.8M2.5M2.5M2.4M469.5K446.0K
Operating Income(269.4K)312.0K(112.8K)(578.9K)258.8K245.8K
Ebitda75.9K553.2K59.4K1.7M337.9K321.0K
Net Income(253.5K)405.1K(112.8K)1.2M329.2K345.7K
Income Tax Expense95.8K66.9K27.8K2.0M(3.0)(2.85)
Ebit(136.4K)397.1K(67.8K)1.6M258.8K245.8K
Income Before Tax(253.5K)405.1K(112.8K)1.0M329.2K345.7K
Interest Expense48.0K39.9K27.8K15.0K6.8K6.4K
Cost Of Revenue456.6K350.9K243.3K187.2K3.4M3.2M
Net Interest Income(48.0K)(39.9K)(27.8K)(15.0K)(6.8K)(7.1K)

Fintech Select Key Cash Accounts

201920202021202220232024 (projected)
Change In Cash10.3K10.8K34.6K(36.1K)(20.5K)(19.4K)
Free Cash Flow119.4K113.7K121.8K(248.9K)432.7K454.4K
Other Non Cash Items61.9K(66.2K)27.8K(1.8M)174.9K178.9K
Capital Expenditures30.9K51.5K2.4K5.3K2.2K2.1K
Net Income(253.5K)405.1K(112.8K)1.2M329.2K345.7K
End Period Cash Flow26.2K37.0K71.6K35.6K15.1K14.3K
Depreciation212.3K156.0K127.2K125.0K79.1K75.2K
Change To Inventory(2.4K)17.8K(2.2K)643.016.3K15.5K
Investments49.1K68.5K(2.4K)(5.3K)(2.2K)(2.3K)
Net Borrowings158.0K(158.0K)(171.7K)(154.9K)(178.1K)(187.1K)
Change To Netincome(1.7M)61.9K27.5K101.5K91.3K95.9K

Fintech Financial Ratios Relationships

Comparative valuation techniques use various fundamental indicators to help in determining Fintech Select's current stock value. Our valuation model uses many indicators to compare Fintech Select value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across Fintech Select competition to find correlations between indicators driving Fintech Select's intrinsic value. More Info.
Fintech Select is one of the top stocks in return on asset category among its peers. It also is one of the top stocks in profit margin category among its peers fabricating about  0.50  of Profit Margin per Return On Asset. The ratio of Return On Asset to Profit Margin for Fintech Select is roughly  1.99 . At this time, Fintech Select's Net Profit Margin is fairly stable compared to the past year. The reason why the comparable model can be used in almost all circumstances is due to the vast number of multiples that can be utilized, such as the price-to-earnings (P/E), price-to-book (P/B), price-to-sales (P/S), price-to-cash flow (P/CF), and many others. The P/E ratio is the most commonly used of these ratios because it focuses on the Fintech Select's earnings, one of the primary drivers of an investment's value.

Fintech Select Systematic Risk

Fintech Select's systematic risk plays a vital role in portfolio allocation when considering its stock to be added to a well-diversified portfolio. Fintech Select volatility which cannot be eliminated through diversification, requires returns over the risk-free rate. Over the long run, a well-diversified portfolio provides returns that match its exposure to systematic risk. In this case, investors face a trade-off between expected returns and systematic risk and, therefore, can only reduce a portfolio's exposure to systematic risk by sacrificing expected returns on the portfolio.
The output start index for this execution was twelve with a total number of output elements of fourty-nine. The Beta measures systematic risk based on how returns on Fintech Select correlated with the market. If Beta is less than 0 Fintech Select generally moves in the opposite direction as compared to the market. If Fintech Select Beta is about zero movement of price series is uncorrelated with the movement of the benchmark. if Beta is between zero and one Fintech Select is generally moves in the same direction as, but less than the movement of the market. For Beta = 1 movement of Fintech Select is generally in the same direction as the market. If Beta > 1 Fintech Select moves generally in the same direction as, but more than the movement of the benchmark.

Fintech Select Total Assets Over Time

Today, most investors in Fintech Select Stock are looking for potential investment opportunities by analyzing not only static indicators but also various Fintech Select's growth ratios. Consistent increases or decreases in fundamental ratios usually indicate a possible pattern that can be successfully translated into profits. However, when comparing two companies, knowing each company's growth growth rates may not be enough to decide which company is a better investment. That's why investors frequently use static breakdown of Fintech Select growth as a starting point in their analysis.

Price Earnings To Growth Ratio

(0.13)

At this time, Fintech Select's Price Earnings To Growth Ratio is fairly stable compared to the past year.

Fintech Select November 26, 2024 Opportunity Range

Along with financial statement analysis, the daily predictive indicators of Fintech Select help investors to analyze its daily demand and supply, volume, patterns, and price swings to determine the real value of Fintech Select. We use our internally-developed statistical techniques to arrive at the intrinsic value of Fintech Select based on widely used predictive technical indicators. In general, we focus on analyzing Fintech Stock price patterns and their correlations with different microeconomic environment and drivers. We also apply predictive analytics to build Fintech Select's daily price indicators and compare them against related drivers.

Additional Tools for Fintech Stock Analysis

When running Fintech Select's price analysis, check to measure Fintech Select's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Fintech Select is operating at the current time. Most of Fintech Select's value examination focuses on studying past and present price action to predict the probability of Fintech Select's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Fintech Select's price. Additionally, you may evaluate how the addition of Fintech Select to your portfolios can decrease your overall portfolio volatility.