BMTC Financials

GBT Stock  CAD 12.61  0.45  3.70%   
You can use fundamental analysis to find out if BMTC Group is mispriced or if you can make any profits on it by purchasing it and then waiting for the market to recognize its mistake and reprise the security. We were able to interpolate and analyze data for thirty-eight available fundamental indicators for BMTC Group, which can be compared to its peers. The stock experiences an unexpected upward trend. Watch out for market signals. Check odds of BMTC to be traded at C$15.13 in 90 days.
 
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BMTC Balance Sheet Chart

At this time, BMTC's Accounts Payable is very stable compared to the past year. As of the 17th of February 2026, Non Current Assets Total is likely to grow to about 724.5 M, while Total Current Liabilities is likely to drop about 117.1 M.
Key indicators impacting BMTC's financial strength include:
Current ValueLast YearChange From Last Year 10 Year Trend
Net Profit Margin0.04880.0587
Significantly Down
Very volatile
Return On Assets0.150.1416
Notably Up
Slightly volatile
Return On Equity0.260.2195
Fairly Up
Slightly volatile
Debt Equity Ratio0.00160.0017
Notably Down
Slightly volatile
Operating Income12.3 M12.9 M
Notably Down
Slightly volatile
Current Ratio1.191.1293
Notably Up
Very volatile
  
Understanding current and past BMTC Financials, including the trends in assets, liabilities, equity and income are directly related to making proper and timely investing decisions. All of BMTC's financial statements are interrelated, with each one affecting the others. For example, an increase in BMTC's assets may result in an increase in income on the income statement.

BMTC Stock Summary

BMTC competes with Kits Eyecare, Pizza Pizza, Clarke, Pollard Banknote, and TWC Enterprises. BMTC Group Inc., through its subsidiary, Ameublements Tanguay Inc., manages and operates a retail network of furniture, household appliances, and electronic products in Canada. The company was founded in 1989 and is headquartered in Montreal, Canada. BMTC GROUP operates under Specialty Retail classification in Canada and is traded on Toronto Stock Exchange. It employs 1704 people.
Foreign Associate
  USA
Specialization
Consumer Discretionary, Consumer Discretionary Distribution & Retail
InstrumentCanada Stock View All
ExchangeToronto Exchange
ISINCA05561N2086
Business Address8500 Place Marien,
SectorSpecialty Retail
IndustryConsumer Discretionary
BenchmarkDow Jones Industrial
Websitewww.bmtc.ca
Phone514 648 5757
CurrencyCAD - Canadian Dollar
You should never invest in BMTC without having analyzed its financial statements. Do not rely on someone else's analysis or guesses about the future performance of BMTC Stock, because this is throwing your money away. Analyzing the key information contained in BMTC's financial statements can give you an edge over other investors and help to ensure that your investments perform well for you.

BMTC Key Financial Ratios

BMTC's financial ratios allow both analysts and investors to convert raw data from BMTC's financial statements into concise, actionable information that can be used to evaluate the performance of BMTC over time and compare it to other companies across industries.

BMTC Key Balance Sheet Accounts

202120222023202420252026 (projected)
Total Assets549.9M582.0M621.0M724.9M833.7M875.4M
Other Current Liab101.8M65.5M44.2M34.0M39.2M48.6M
Net Debt(6.3M)16.7M29.2M31.4M36.1M37.9M
Retained Earnings385.2M438.3M474.3M526.9M606.0M636.3M
Accounts Payable29.0M32.5M32.7M41.7M37.5M42.3M
Net Receivables5.3M15.8M14.9M15.6M14.1M9.2M
Inventory113.8M113.6M98.2M95.5M109.9M88.6M
Other Current Assets1.0M1.4M4.5M12.3M14.2M14.9M
Total Liab162.1M141.1M144.1M195.4M224.8M129.5M
Total Current Assets139.2M133.8M118.9M125.0M143.7M123.1M
Short Term Debt4.0M14.3M25.7M21.6M24.9M14.8M
Cash19.0M3.1M1.3M1.5M1.4M1.3M
Common Stock2.6M2.6M2.6M2.6M2.3M2.3M
Other Assets43.5M78.4M101.3M124.2M142.8M149.9M
Long Term Debt Total8.7M5.4M4.8M11.2M12.9M7.0M
Net Invested Capital387.9M451.9M499.6M544.6M626.3M392.2M
Net Working Capital(369K)21.6M8.5M(12.7M)(14.6M)(13.8M)

BMTC Key Income Statement Accounts

202120222023202420252026 (projected)
Interest Expense502K566K626K18.5M21.2M22.3M
Total Revenue819.4M718.0M578.9M602.7M693.1M788.4M
Gross Profit323.7M283.1M224.5M236.3M271.7M188.9M
Operating Income82.8M43.8M44.8M11.2M12.9M12.3M
Ebit82.8M43.8M(15.6M)125K143.8K136.6K
Ebitda94.2M53.8M(6.2M)14.9M17.1M16.3M
Cost Of Revenue495.8M434.9M354.5M366.4M329.8M436.0M
Income Before Tax107.9M54.0M54.7M51.8M59.6M68.3M
Net Income81.9M40.8M47.4M43.9M50.5M49.0M
Income Tax Expense25.9M13.2M7.3M7.9M7.1M14.0M
Tax Provision25.9M13.2M7.3M7.9M7.1M11.8M
Interest Income626K10.2M4.0M40.6M46.6M49.0M
Net Interest Income626K2.0M4.0M3.5M4.0M4.2M

BMTC Key Cash Accounts

202120222023202420252026 (projected)
Change In Cash22.2M(27.0M)(13.4M)7.8M7.0M7.4M
Free Cash Flow60.0M(5.7M)(11.2M)11.5M10.3M9.8M
Depreciation11.5M10.0M9.5M14.8M17.0M17.9M
Other Non Cash Items550K412K(68.2M)(55.3M)(49.7M)(47.2M)
Dividends Paid(11.4M)(12.0M)(11.8M)(11.7M)(10.5M)(10.0M)
Capital Expenditures2.2M3.8M2.1M21.2M24.4M25.7M
Net Income107.9M54.0M47.4M51.8M59.6M56.7M
End Period Cash Flow19.0M(8.0M)(21.4M)(13.6M)(12.3M)(11.6M)
Change To Inventory(18.4M)191K15.4M2.7M3.1M3.2M
Investments(19.5M)(3.2M)16.6M(4.6M)(4.1M)(4.4M)
Change To Netincome(4.0M)6.2M(21.7M)(16.7M)(19.2M)(20.2M)
Net Borrowings(3.8M)(4.0M)(3.5M)(3.8M)(4.4M)(4.6M)

BMTC Financial Ratios Relationships

Comparative valuation techniques use various fundamental indicators to help in determining BMTC's current stock value. Our valuation model uses many indicators to compare BMTC value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across BMTC competition to find correlations between indicators driving BMTC's intrinsic value. More Info.
BMTC Group is rated below average in return on equity category among its peers. It is rated below average in return on asset category among its peers . At this time, BMTC's Return On Equity is very stable compared to the past year. Comparative valuation analysis is a catch-all model that can be used if you cannot value BMTC by discounting back its dividends or cash flows. This model doesn't attempt to find an intrinsic value for BMTC's Stock. Still, instead, it compares the stock's price multiples to a benchmark or nearest competition to determine if the stock is relatively undervalued or overvalued.

BMTC Group Total Assets Over Time

Most indicators from BMTC's fundamental ratios are interrelated and interconnected. However, analyzing fundamental ratios indicators one by one will only give a small insight into BMTC Group current financial condition. On the other hand, looking into the entire matrix of fundamental ratios indicators, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out Risk vs Return Analysis to better understand how to build diversified portfolios, which includes a position in BMTC Group. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in inflation.
At this time, BMTC's Selling General Administrative is very stable compared to the past year. As of the 17th of February 2026, Tax Provision is likely to grow to about 11.8 M, while Sales General And Administrative To Revenue is likely to drop 0.05.
 2023 2024 2025 2026 (projected)
Gross Profit224.5M236.3M271.7M188.9M
Total Revenue578.9M602.7M693.1M788.4M

BMTC fundamental ratios Correlations

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0.82-0.320.590.790.420.920.790.580.840.250.43-0.10.890.40.73-0.240.720.770.40.910.53-0.64-0.64-0.07-0.68
-0.08-0.320.35-0.120.59-0.37-0.11-0.39-0.11-0.45-0.74-0.61-0.140.44-0.35-0.350.150.160.23-0.480.060.270.270.76-0.28
0.750.590.350.70.820.420.710.270.740.13-0.17-0.660.640.820.57-0.290.920.810.740.440.61-0.2-0.20.63-0.81
0.990.79-0.120.70.460.61.00.450.990.630.22-0.410.80.670.84-0.20.710.870.770.630.9-0.29-0.290.18-0.68
0.520.420.590.820.460.380.46-0.080.52-0.23-0.4-0.760.560.80.18-0.520.810.740.480.250.45-0.35-0.350.73-0.76
0.640.92-0.370.420.60.380.60.50.670.110.44-0.030.830.260.6-0.250.620.610.120.880.37-0.88-0.88-0.17-0.62
0.990.79-0.110.711.00.460.60.440.990.620.21-0.420.80.680.84-0.210.710.870.780.620.9-0.29-0.290.19-0.69
0.450.58-0.390.270.45-0.080.50.440.450.410.560.330.360.120.570.020.250.340.280.570.17-0.23-0.23-0.27-0.43
1.00.84-0.110.740.990.520.670.990.450.550.18-0.420.870.650.86-0.20.770.890.720.660.87-0.37-0.370.21-0.72
0.560.25-0.450.130.63-0.230.110.620.410.550.420.040.280.220.640.180.120.30.530.20.650.080.08-0.17-0.09
0.170.43-0.74-0.170.22-0.40.440.210.560.180.420.60.15-0.10.24-0.10.00.070.070.630.0-0.25-0.25-0.630.1
-0.43-0.1-0.61-0.66-0.41-0.76-0.03-0.420.33-0.420.040.6-0.31-0.7-0.220.22-0.57-0.47-0.50.02-0.590.080.08-0.630.58
0.850.89-0.140.640.80.560.830.80.360.870.280.15-0.310.420.74-0.160.80.790.40.680.63-0.61-0.610.17-0.66
0.670.40.440.820.670.80.260.680.120.650.22-0.1-0.70.420.33-0.580.720.80.840.310.71-0.12-0.120.6-0.76
0.850.73-0.350.570.840.180.60.840.570.860.640.24-0.220.740.330.140.570.590.510.590.72-0.34-0.340.02-0.56
-0.21-0.24-0.35-0.29-0.2-0.52-0.25-0.210.02-0.20.18-0.10.22-0.16-0.580.14-0.29-0.4-0.38-0.22-0.270.230.23-0.40.39
0.760.720.150.920.710.810.620.710.250.770.120.0-0.570.80.720.57-0.290.80.60.610.57-0.43-0.430.46-0.76
0.90.770.160.810.870.740.610.870.340.890.30.07-0.470.790.80.59-0.40.80.710.560.73-0.35-0.350.42-0.77
0.750.40.230.740.770.480.120.780.280.720.530.07-0.50.40.840.51-0.380.60.710.290.780.20.20.46-0.57
0.630.91-0.480.440.630.250.880.620.570.660.20.630.020.680.310.59-0.220.610.560.290.35-0.63-0.63-0.33-0.54
0.880.530.060.610.90.450.370.90.170.870.650.0-0.590.630.710.72-0.270.570.730.780.35-0.19-0.190.3-0.62
-0.34-0.640.27-0.2-0.29-0.35-0.88-0.29-0.23-0.370.08-0.250.08-0.61-0.12-0.340.23-0.43-0.350.2-0.63-0.191.00.170.49
-0.34-0.640.27-0.2-0.29-0.35-0.88-0.29-0.23-0.370.08-0.250.08-0.61-0.12-0.340.23-0.43-0.350.2-0.63-0.191.00.170.49
0.23-0.070.760.630.180.73-0.170.19-0.270.21-0.17-0.63-0.630.170.60.02-0.40.460.420.46-0.330.30.170.17-0.37
-0.72-0.68-0.28-0.81-0.68-0.76-0.62-0.69-0.43-0.72-0.090.10.58-0.66-0.76-0.560.39-0.76-0.77-0.57-0.54-0.620.490.49-0.37
Click cells to compare fundamentals

BMTC Account Relationship Matchups

BMTC fundamental ratios Accounts

202120222023202420252026 (projected)
Total Assets549.9M582.0M621.0M724.9M833.7M875.4M
Other Current Liab101.8M65.5M44.2M34.0M39.2M48.6M
Net Debt(6.3M)16.7M29.2M31.4M36.1M37.9M
Retained Earnings385.2M438.3M474.3M526.9M606.0M636.3M
Accounts Payable29.0M32.5M32.7M41.7M37.5M42.3M
Net Receivables5.3M15.8M14.9M15.6M14.1M9.2M
Inventory113.8M113.6M98.2M95.5M109.9M88.6M
Other Current Assets1.0M1.4M4.5M12.3M14.2M14.9M
Total Liab162.1M141.1M144.1M195.4M224.8M129.5M
Total Current Assets139.2M133.8M118.9M125.0M143.7M123.1M
Short Term Debt4.0M14.3M25.7M21.6M24.9M14.8M
Cash19.0M3.1M1.3M1.5M1.4M1.3M
Common Stock2.6M2.6M2.6M2.6M2.3M2.3M
Other Assets43.5M78.4M101.3M124.2M142.8M149.9M
Long Term Debt Total8.7M5.4M4.8M11.2M12.9M7.0M
Net Invested Capital387.9M451.9M499.6M544.6M626.3M392.2M
Net Working Capital(369K)21.6M8.5M(12.7M)(14.6M)(13.8M)
Today, most investors in BMTC Stock are looking for potential investment opportunities by analyzing not only static indicators but also various BMTC's growth ratios. Consistent increases or decreases in fundamental ratios usually indicate a possible pattern that can be successfully translated into profits. However, when comparing two companies, knowing each company's growth growth rates may not be enough to decide which company is a better investment. That's why investors frequently use static breakdown of BMTC growth as a starting point in their analysis.

Price Earnings To Growth Ratio

0.66

At this time, BMTC's Price Earnings To Growth Ratio is very stable compared to the past year.

BMTC February 17, 2026 Opportunity Range

Along with financial statement analysis, the daily predictive indicators of BMTC help investors to analyze its daily demand and supply, volume, patterns, and price swings to determine the real value of BMTC Group. We use our internally-developed statistical techniques to arrive at the intrinsic value of BMTC Group based on widely used predictive technical indicators. In general, we focus on analyzing BMTC Stock price patterns and their correlations with different microeconomic environment and drivers. We also apply predictive analytics to build BMTC's daily price indicators and compare them against related drivers.

Other Information on Investing in BMTC Stock

BMTC financial ratios help investors to determine whether BMTC Stock is cheap or expensive when compared to a particular measure, such as profits or enterprise value. In other words, they help investors to determine the cost of investment in BMTC with respect to the benefits of owning BMTC security.