Genworth Financial Financials

GNW Stock  USD 7.82  0.05  0.64%   
Based on the analysis of Genworth Financial's profitability, liquidity, and operating efficiency, Genworth Financial is not in a good financial situation at the present time. It has a very high chance of going through financial crunch in December. At this time, Genworth Financial's Property Plant And Equipment Net is fairly stable compared to the past year. Retained Earnings Total Equity is likely to climb to about 3 B in 2024, despite the fact that Other Current Liabilities is likely to grow to (9.5 M). Key indicators impacting Genworth Financial's financial strength include:
Current ValueLast YearChange From Last Year 10 Year Trend
Debt Equity Ratio0.270.2118
Significantly Up
Slightly volatile
The financial analysis of Genworth Financial is a critical element in measuring its lifeblood. Investors should not minimize Genworth Financial's ability to pay suppliers or employees on time, ensuring interest payments are not accumulating.

Cash And Equivalents

1.94 Billion

  
Understanding current and past Genworth Financial Financials, including the trends in assets, liabilities, equity and income are directly related to making proper and timely investing decisions. All of Genworth Financial's financial statements are interrelated, with each one affecting the others. For example, an increase in Genworth Financial's assets may result in an increase in income on the income statement.

Genworth Financial Earnings Geography

Please note, the imprecision that can be found in Genworth Financial's accounting process means that the reasonable investor should take a skeptical approach toward the financial statement analysis of Genworth Financial. Check Genworth Financial's Beneish M Score to see the likelihood of Genworth Financial's management manipulating its earnings.

Genworth Financial Stock Summary

Genworth Financial competes with MetLife Preferred, Prudential Public, Primerica, CNO Financial, and Aflac Incorporated. Genworth Financial, Inc. provides insurance products in the United States and internationally. The company was founded in 1871 and is headquartered in Richmond, Virginia. Genworth Financial operates under InsuranceLife classification in the United States and is traded on New York Stock Exchange. It employs 2500 people.
Foreign Associate
  Mexico
Specialization
Financial Services, Insurance - Life
InstrumentUSA Stock View All
ExchangeNew York Stock Exchange
ISINUS37247D1063
CUSIP37247D106
LocationVirginia; U.S.A
Business Address6620 West Broad
SectorInsurance
IndustryFinancials
BenchmarkDow Jones Industrial
Websitewww.genworth.com
Phone804 281 6000
CurrencyUSD - US Dollar

Genworth Financial Key Financial Ratios

Genworth Financial Key Balance Sheet Accounts

201920202021202220232024 (projected)
Total Assets101.3B105.7B99.2B86.4B72.0B83.9B
Other Current Liab(6.1B)(5.3B)(5.0B)(4.2B)(10M)(9.5M)
Net Debt247M(77.0B)(72.6B)(59.8B)(631M)(662.6M)
Other Assets(42.1B)(60.4B)(53.8B)84.4B64.1B48.4B
Total Liab3.6B3.5B1.9B75.7B82.5B64.7B
Other Liab79.7B72.0B68.5B72.0B82.8B86.9B
Retained Earnings1.5B1.6B2.5B3.1B1.2B1.9B
Cash3.3B80.6B74.5B61.4B2.2B2.1B
Long Term Debt3.6B3.5B1.9B1.6B1.6B1.5B
Net Receivables17.1B16.8B16.8B16.4B19.0B17.5B
Total Current Assets81.0B97.4B91.3B1.8B7.8B7.4B
Intangible Assets196M200M143M241M198M188.1M
Other Current Assets5.4B3.2B3.7B3.7B4.2B4.4B
Accounts Payable449M11.8B11.8B525M472.5M448.9M

Genworth Financial Key Income Statement Accounts

The reason investors look at the income statement is to determine what Genworth Financial's earnings per share (EPS) will be in order to see if they want to buy more shares or not. For example, if a company earned $20 million in the last quarter and has 100,000 shares outstanding, its EPS is 20 cents. If you find that this number beats analysts' forecasts or is higher than it was from the same period last year, then you might want to buy more of this stock even though its price per share may not have changed.
201920202021202220232024 (projected)
Interest Expense239M202M160M106M118M112.1M
Total Revenue8.1B8.7B7.8B7.5B7.5B7.7B
Gross Profit8.1B8.7B7.8B7.5B7.5B7.7B
Operating Income538M448M1.2B739M(503M)(477.9M)
Ebit538M448M1.2B1.5B159M151.1M
Ebitda538M448M1.6B1.5B461M438.0M
Income Before Tax714M1.0B1.2B978M303M287.9M
Net Income519M761M904M609M76M72.2M
Income Tax Expense195M270M263M239M104M202.2M
Cost Of Revenue(5.2B)7.5B7.1B(575M)(517.5M)(491.6M)
Extraordinary Items660M132M(112M)(549M)19M0.0
Minority Interest447M34M(41M)(130M)(121M)(115.0M)
Tax Provision195M270M263M239M179M175.9M
Interest Income239M202M160M106M95.4M90.6M
Net Interest Income(239M)(202M)(160M)(106M)(116M)(121.8M)

Genworth Financial Key Cash Accounts

201920202021202220232024 (projected)
Change In Cash1.2B(685M)(1.1B)228M416M436.8M
Free Cash Flow2.1B2.2B437M1.0B597M567.2M
Depreciation557M(570M)(980M)153M40M38M
Other Non Cash Items(699M)(646M)(620M)(945M)(933M)(979.7M)
Net Income519M761M918M739M76M72.2M
End Period Cash Flow3.3B2.7B1.6B1.8B2.2B2.6B
Dividends Paid87M9M37M46M39M37.1M
Change To Netincome(241M)(611M)(1.6B)(697M)(627.3M)(658.7M)
Investments1.3B(704M)725M733M1.2B1.3B
Net Borrowings(446M)239M(1.5B)(297M)(267.3M)(280.7M)

Genworth Financial Ratios Relationships

Comparative valuation techniques use various fundamental indicators to help in determining Genworth Financial's current stock value. Our valuation model uses many indicators to compare Genworth Financial value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across Genworth Financial competition to find correlations between indicators driving Genworth Financial's intrinsic value. More Info.
Genworth Financial is rated below average in return on equity category among its peers. It also is rated below average in return on asset category among its peers reporting about  0.12  of Return On Asset per Return On Equity. The ratio of Return On Equity to Return On Asset for Genworth Financial is roughly  8.41 . At this time, Genworth Financial's Return On Equity is fairly stable compared to the past year. Comparative valuation analysis is a catch-all technique that is used if you cannot value Genworth Financial by discounting back its dividends or cash flows. It compares the stock's price multiples to nearest competition to determine if the stock is relatively undervalued or overvalued.

Genworth Financial Systematic Risk

Genworth Financial's systematic risk plays a vital role in portfolio allocation when considering its stock to be added to a well-diversified portfolio. Genworth Financial volatility which cannot be eliminated through diversification, requires returns over the risk-free rate. Over the long run, a well-diversified portfolio provides returns that match its exposure to systematic risk. In this case, investors face a trade-off between expected returns and systematic risk and, therefore, can only reduce a portfolio's exposure to systematic risk by sacrificing expected returns on the portfolio.
Execute Function
The function did not generate any output. Please change time horizon or modify your input parameters. The output start index for this execution was one with a total number of output elements of sixty. The Beta measures systematic risk based on how returns on Genworth Financial correlated with the market. If Beta is less than 0 Genworth Financial generally moves in the opposite direction as compared to the market. If Genworth Financial Beta is about zero movement of price series is uncorrelated with the movement of the benchmark. if Beta is between zero and one Genworth Financial is generally moves in the same direction as, but less than the movement of the market. For Beta = 1 movement of Genworth Financial is generally in the same direction as the market. If Beta > 1 Genworth Financial moves generally in the same direction as, but more than the movement of the benchmark.

Genworth Financial Thematic Clasifications

Genworth Financial is part of several thematic ideas from FinTech to Insurance. If you are a theme-oriented, socially responsible, and at the same time, a result-driven investor, you can align your investing habits with your values without jeopardizing your expectations about returns. You can easily create an optimal portfolio of stocks, ETFs, funds, or cryptocurrencies based on a specific theme of your liking. Get More Thematic Ideas
Today, most investors in Genworth Financial Stock are looking for potential investment opportunities by analyzing not only static indicators but also various Genworth Financial's growth ratios. Consistent increases or decreases in fundamental ratios usually indicate a possible pattern that can be successfully translated into profits. However, when comparing two companies, knowing each company's growth growth rates may not be enough to decide which company is a better investment. That's why investors frequently use static breakdown of Genworth Financial growth as a starting point in their analysis.

Price Earnings To Growth Ratio

(0.45)

At this time, Genworth Financial's Price Earnings To Growth Ratio is fairly stable compared to the past year.

Genworth Financial November 26, 2024 Opportunity Range

Along with financial statement analysis, the daily predictive indicators of Genworth Financial help investors to analyze its daily demand and supply, volume, patterns, and price swings to determine the real value of Genworth Financial. We use our internally-developed statistical techniques to arrive at the intrinsic value of Genworth Financial based on widely used predictive technical indicators. In general, we focus on analyzing Genworth Stock price patterns and their correlations with different microeconomic environment and drivers. We also apply predictive analytics to build Genworth Financial's daily price indicators and compare them against related drivers.

Additional Tools for Genworth Stock Analysis

When running Genworth Financial's price analysis, check to measure Genworth Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Genworth Financial is operating at the current time. Most of Genworth Financial's value examination focuses on studying past and present price action to predict the probability of Genworth Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Genworth Financial's price. Additionally, you may evaluate how the addition of Genworth Financial to your portfolios can decrease your overall portfolio volatility.