Hiscox Financials
| HSX Stock | 1,044 3.00 0.29% |
Operating Margin 0.1878 | PE Ratio 6.4444 | Profit Margin 0.1907 | Payout Ratio 0.1833 | EPS Estimate Current Year 1.6928 |
Hiscox | Select Account or Indicator |
Understanding current and past Hiscox Financials, including the trends in assets, liabilities, equity and income are directly related to making proper and timely investing decisions. All of Hiscox's financial statements are interrelated, with each one affecting the others. For example, an increase in Hiscox's assets may result in an increase in income on the income statement.
Please note, the presentation of Hiscox's financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, Hiscox's management is honest, while the outside auditors are strict and uncompromising. Please utilize our Beneish M Score to check the likelihood of Hiscox's management manipulating its earnings.
Hiscox Stock Summary
Hiscox competes with TR Property, JB Hunt, FC Investment, MTI Wireless, and Gaztransport. Hiscox is entity of United Kingdom. It is traded as Stock on LSE exchange.| Foreign Associate | USA |
Specialization | Financial Services, Insurance - Property & Casualty |
| Instrument | UK Stock View All |
| Exchange | London Exchange |
| ISIN | BMG4593F1389 |
| Business Address | Chesney House, Pembroke, |
| Sector | Insurance |
| Industry | Financials |
| Benchmark | Dow Jones Industrial |
| Website | www.hiscoxgroup.com |
| Phone | 441 278 8300 |
You should never invest in Hiscox without having analyzed its financial statements. Do not rely on someone else's analysis or guesses about the future performance of Hiscox Stock, because this is throwing your money away. Analyzing the key information contained in Hiscox's financial statements can give you an edge over other investors and help to ensure that your investments perform well for you.
Hiscox Key Financial Ratios
There are many critical financial ratios that Hiscox's investors are exposed to on a daily basis, but they are usually grouped into few meaningful categories from each financial statement that Hiscox reports annually and quarterly.| Revenue | 3.58 B | ||||
| Gross Profit | 443.3 M | ||||
| EBITDA | 730 M | ||||
| Net Income | 625.9 M | ||||
| Total Asset | 11.06 B |
Hiscox Key Balance Sheet Accounts
| 2019 | 2020 | 2021 | 2022 | 2023 | 2024 (projected) | ||
| Total Assets | 12.6B | 13.9B | 13.8B | 13.7B | 11.1B | 7.8B | |
| Other Liab | 3.1B | 4.2B | 4.2B | 35.2M | 40.5M | 38.5M | |
| Retained Earnings | 2.4B | 2.1B | 2.3B | 2.2B | 2.9B | 1.8B | |
| Accounts Payable | 1.4B | 1.0B | 281M | 1.8B | 2.1B | 2.2B | |
| Cash | 1.1B | 1.6B | 1.3B | 1.4B | 1.4B | 871.1M | |
| Other Assets | 5.3B | 5.6B | 6.0B | 6.0B | (6.9B) | (6.6B) | |
| Long Term Debt | 725.6M | 943.3M | 743.7M | 628.8M | 667M | 700.4M | |
| Good Will | 8.4M | 8.3M | 8.8M | 7.8M | 8.2M | 10.6M | |
| Total Liab | 10.4B | 11.5B | 11.3B | 11.3B | 7.8B | 5.9B | |
| Intangible Assets | 278M | 298.9M | 313.1M | 320.4M | 315.7M | 331.5M | |
| Common Stock | 25.9M | 34.0M | 34.1M | 38.7M | 38.8M | 31.3M | |
| Net Debt | (387.7M) | (631.1M) | (554.2M) | (715M) | (682.8M) | (716.9M) | |
| Total Current Assets | 1.2B | 1.6B | 1.4B | 1.4B | 1.5B | 1.1B | |
| Other Current Liab | (1.4B) | (1.1B) | (305.1M) | (21.2M) | (30.9M) | (32.4M) | |
| Short Term Debt | 2.4M | 2.6M | 2.8M | 7.1M | 7.4M | 9.3M | |
| Net Tangible Assets | 1.9B | 2.1B | 2.2B | 2.1B | 2.4B | 2.0B | |
| Net Receivables | 972.4M | 972.6M | 4.9M | 1.5B | 206.5M | 196.2M | |
| Other Current Assets | 11.0B | 5.6B | 6.0B | (1.5B) | (1.7B) | (1.6B) | |
| Short Long Term Debt | 2.4M | 2.6M | 2.8M | 7.1M | 7.4M | 3.8M | |
| Net Invested Capital | 2.9B | 3.3B | 3.3B | 3.1B | 4.0B | 3.5B |
Hiscox Key Income Statement Accounts
An income statement is very similar to a cash flow statement, but instead of showing net revenue minus expenses, it only includes earnings before interest and taxes (EBIT). This number does not have all of the same line items that are on a cash flow statement, but it leaves out non-cash expenses like depreciation and amortization. For example, if you bought $100 worth of goods from Walmart (WMT) using your debit card that has an interest rate of 20%, then paid off the balance at the end of the month with a credit card that charges 30% interest, you would have an income statement showing EBIT of $80 because your expenses are lower than the amount that went into your pocket.
| 2019 | 2020 | 2021 | 2022 | 2023 | 2024 (projected) | ||
| Interest Expense | 36.6M | 44M | 50.8M | 48.1M | 50M | 25.7M | |
| Total Revenue | 3.2B | 3.3B | 3.3B | 3.1B | 3.6B | 2.6B | |
| Operating Income | 43.7M | (256.5M) | 189.9M | 92.8M | 652.9M | 685.5M | |
| Ebit | 43.7M | (256.5M) | 189.9M | 92.8M | 652.9M | 685.5M | |
| Ebitda | 88.3M | (199.7M) | 248.2M | 152.8M | 730M | 766.5M | |
| Income Before Tax | 53.1M | (268.5M) | 190.8M | 44.7M | 625.9M | 657.2M | |
| Net Income | 48.9M | (293.7M) | 189.5M | 41.7M | 712M | 747.6M | |
| Income Tax Expense | 4.2M | 25.2M | 1.3M | 3M | (86.1M) | (81.8M) | |
| Gross Profit | 3.2B | 3.3B | 3.3B | 3.1B | 3.6B | 2.7B | |
| Tax Provision | 4.2M | 25.2M | 1.3M | 3M | (86.1M) | (81.8M) | |
| Net Interest Income | (36.6M) | (44M) | (50.8M) | (48.1M) | (50M) | (52.5M) | |
| Interest Income | 123.7M | 107.4M | 88.1M | 119.5M | 96M | 108.7M |
Hiscox Key Cash Accounts
Cash flow analysis captures how much money flows into and out of Hiscox. It measures of how well Hiscox is doing because it can show the actual money that comes into and out of the Company from sales instead of measuring expenses against revenue to determine earnings. You have to read the cash flow statement in three sections. The first section shows how much money Hiscox brought in, usually known as net revenue or sales. This is different from earnings because it does not include expenses when determining net revenue for use on this part of the cash flow statement. Next, are operating activities, which show how much money Hiscox had leftover after paying for its expenses. This number can be calculated in two ways: by subtracting the total of all operating expenses from net revenue or by adding up changes to cash and other assets or liabilities on this part of the statement. The third section is about investing activities, which shows what Hiscox has done with the money that it received from the sale of assets or what it spent to acquire new ones. This section can be broken down into two parts: investing in existing businesses (in other words, buying more stock) and investing in non-business activities like paying off debt or making acquisitions.
| 2019 | 2020 | 2021 | 2022 | 2023 | 2024 (projected) | ||
| Change In Cash | (172.9M) | 461.3M | (276.5M) | 50.2M | 86.1M | 57.9M | |
| Free Cash Flow | (57.8M) | (188.6M) | (42.3M) | 290.6M | 188.4M | 116.9M | |
| Depreciation | 44.6M | 56.8M | 58.3M | 60M | 77.1M | 81.0M | |
| Other Non Cash Items | 36.6M | 44M | 50.8M | 218.1M | (187M) | (177.7M) | |
| Dividends Paid | 105.7M | 111.6M | 39.2M | 119.8M | 124.5M | 136.3M | |
| Capital Expenditures | 97.3M | 71.5M | 58.9M | 82.8M | 43.7M | 46.0M | |
| Net Income | 53.1M | (268.5M) | 190.8M | 44.7M | 625.9M | 657.2M | |
| End Period Cash Flow | 1.1B | 1.6B | 1.3B | 1.4B | 1.4B | 1.1B | |
| Investments | (97.3M) | (52.7M) | (36.6M) | (81.9M) | (34.2M) | (35.9M) | |
| Net Borrowings | (15.5M) | 166.1M | (207.1M) | (71.2M) | (64.1M) | (60.9M) | |
| Change To Netincome | (76.4M) | (69M) | 69.4M | 248.3M | 285.5M | 299.8M |
Hiscox Financial Ratios Relationships
Comparative valuation techniques use various fundamental indicators to help in determining Hiscox's current stock value. Our valuation model uses many indicators to compare Hiscox value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across Hiscox competition to find correlations between indicators driving Hiscox's intrinsic value. More Info.Hiscox is one of the top stocks in return on equity category among its peers. It also is one of the top stocks in return on asset category among its peers reporting about 0.18 of Return On Asset per Return On Equity. The ratio of Return On Equity to Return On Asset for Hiscox is roughly 5.67 . The reason why the comparable model can be used in almost all circumstances is due to the vast number of multiples that can be utilized, such as the price-to-earnings (P/E), price-to-book (P/B), price-to-sales (P/S), price-to-cash flow (P/CF), and many others. The P/E ratio is the most commonly used of these ratios because it focuses on the Hiscox's earnings, one of the primary drivers of an investment's value.Hiscox Systematic Risk
Hiscox's systematic risk plays a vital role in portfolio allocation when considering its stock to be added to a well-diversified portfolio. Hiscox volatility which cannot be eliminated through diversification, requires returns over the risk-free rate. Over the long run, a well-diversified portfolio provides returns that match its exposure to systematic risk. In this case, investors face a trade-off between expected returns and systematic risk and, therefore, can only reduce a portfolio's exposure to systematic risk by sacrificing expected returns on the portfolio.
The function did not generate any output. Please change time horizon or modify your input parameters. The output start index for this execution was one with a total number of output elements of sixty. The Beta measures systematic risk based on how returns on Hiscox correlated with the market. If Beta is less than 0 Hiscox generally moves in the opposite direction as compared to the market. If Hiscox Beta is about zero movement of price series is uncorrelated with the movement of the benchmark. if Beta is between zero and one Hiscox is generally moves in the same direction as, but less than the movement of the market. For Beta = 1 movement of Hiscox is generally in the same direction as the market. If Beta > 1 Hiscox moves generally in the same direction as, but more than the movement of the benchmark.
Hiscox Total Assets Over Time
Hiscox November 26, 2024 Opportunity Range
Along with financial statement analysis, the daily predictive indicators of Hiscox help investors to analyze its daily demand and supply, volume, patterns, and price swings to determine the real value of Hiscox. We use our internally-developed statistical techniques to arrive at the intrinsic value of Hiscox based on widely used predictive technical indicators. In general, we focus on analyzing Hiscox Stock price patterns and their correlations with different microeconomic environment and drivers. We also apply predictive analytics to build Hiscox's daily price indicators and compare them against related drivers.
| Information Ratio | (0.28) | |||
| Maximum Drawdown | 5.01 | |||
| Value At Risk | (2.24) | |||
| Potential Upside | 1.32 |
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When running Hiscox's price analysis, check to measure Hiscox's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Hiscox is operating at the current time. Most of Hiscox's value examination focuses on studying past and present price action to predict the probability of Hiscox's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Hiscox's price. Additionally, you may evaluate how the addition of Hiscox to your portfolios can decrease your overall portfolio volatility.
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