Intact Financial Financials

IFC Stock  CAD 272.71  0.51  0.19%   
We strongly advise to harness Intact Financial fundamental analysis to see if markets are presently undervaluing or overvaluing the company. Simply put, you can make use of it to find out if Intact Financial is indeed mispriced or if you can make any profits on it by purchasing it and then waiting for the market to recognize its mistake and reprise the security. We were able to break down thirty-seven available reported financial drivers for Intact Financial, which can be compared to its competitors. The stock experiences a normal upward fluctuation. Check odds of Intact Financial to be traded at C$286.35 in 90 days. Key indicators impacting Intact Financial's financial strength include:
Current ValueLast YearChange From Last Year 10 Year Trend
Net Profit Margin0.09850.0596
Way Up
Slightly volatile
Return On Assets0.0370.0235
Way Up
Slightly volatile
Return On Equity0.140.0813
Way Up
Very volatile
Debt Equity Ratio0.190.3138
Way Down
Very volatile
Operating IncomeB1.8 B
Way Down
Slightly volatile
Current Ratio19.3720.3876
Notably Down
Slightly volatile
  
Understanding current and past Intact Financial Financials, including the trends in assets, liabilities, equity and income are directly related to making proper and timely investing decisions. All of Intact Financial's financial statements are interrelated, with each one affecting the others. For example, an increase in Intact Financial's assets may result in an increase in income on the income statement.

Intact Financial Stock Summary

Intact Financial competes with Waste Connections, CCL Industries, IShares Canadian, Invesco SP, and Financial. Intact Financial Corporation, through its subsidiaries, provides property and casualty insurance products to individuals and businesses in Canada and the United States. Intact Financial Corporation was founded in 1809 and is based in Toronto, Canada. INTACT FINANCIAL operates under InsuranceProperty Casualty classification in Canada and is traded on Toronto Stock Exchange. It employs 16000 people.
Foreign Associate
  USA
Specialization
Financial Services, Insurance - Property & Casualty
InstrumentCanada Stock View All
ExchangeToronto Exchange
ISINCA45823T1066
Business Address700 University Avenue,
SectorInsurance
IndustryFinancials
BenchmarkDow Jones Industrial
Websitewww.intactfc.com
Phone866 941 5094
CurrencyCAD - Canadian Dollar
You should never invest in Intact Financial without having analyzed its financial statements. Do not rely on someone else's analysis or guesses about the future performance of Intact Stock, because this is throwing your money away. Analyzing the key information contained in Intact Financial's financial statements can give you an edge over other investors and help to ensure that your investments perform well for you.

Intact Financial Key Financial Ratios

Intact Financial's financial ratios allow both analysts and investors to convert raw data from Intact Financial's financial statements into concise, actionable information that can be used to evaluate the performance of Intact Financial over time and compare it to other companies across industries.

Intact Financial Key Balance Sheet Accounts

201920202021202220232024 (projected)
Total Assets32.3B35.1B66.3B65.0B56.0B58.8B
Other Current Liab(411M)(329M)(2.5B)(2.4B)(756M)(718.2M)
Net Debt1.9B2.6B3.6B4.1B4.6B4.8B
Retained Earnings4.0B4.5B6.2B7.4B6.5B3.3B
Accounts Payable246M329M2.1B2.2B756M602.1M
Cash936M917M2.3B1.0B1.2B1.2B
Other Assets2.0B2.0B(10.2B)(11.2B)7.0B3.9B
Net Receivables4.0B4.3B9.0B9.3B816M775.2M
Good Will2.6B2.8B3.1B3.4B4.1B4.3B
Total Liab23.5B25.5B49.6B49.3B39.5B19.9B
Total Current Assets6.4B6.8B34.0B33.1B3.4B3.2B
Intangible Assets2.5B2.5B4.6B4.7B5.0B5.3B
Other Liab9.6B10.1B17.9B17.4B20.0B21.0B
Net Tangible Assets2.6B3.1B6.8B6.0B6.9B3.7B
Long Term Debt2.4B2.5B4.8B4.4B5.1B2.8B
Other Current Assets1.8B5.4B11.5B2.0B2.0B3.0B
Short Long Term Debt165M0.0439M137M123.3M117.1M
Short Term Debt165M0.0439M137M123.3M117.1M
Long Term Debt Total2.8B2.9B4.9B4.9B5.7B3.1B
Capital Surpluse170M187M211M269M309.4M187.3M
Inventory(5.1B)(5.4B)(11.5B)(2.0B)(2.0B)(2.1B)
Cash And Equivalents667M73M1.4B410M471.5M441.9M

Intact Financial Key Income Statement Accounts

201920202021202220232024 (projected)
Interest Expense110M115M153M177M222M233.1M
Total Revenue11.3B12.5B17.5B21.2B22.1B23.2B
Gross Profit11.3B12.5B17.5B21.2B22.1B23.2B
Operating Income500M897M1.9B3.1B1.8B1.0B
Ebit500M897M1.9B3.1B1.8B1.0B
Ebitda735M1.2B2.3B3.7B2.4B1.2B
Income Before Tax833M1.4B2.6B2.9B1.8B1.1B
Net Income754M1.1B2.1B2.5B1.3B842.4M
Income Tax Expense79M277M480M522M473M496.7M
Tax Provision79M263M480M522M473M302.9M
Net Interest Income(110M)(115M)(153M)(177M)(222M)(210.9M)
Interest Income599M10M723M30M1.4B1.4B

Intact Financial Key Cash Accounts

201920202021202220232024 (projected)
Change In Cash494M(19M)1.4B(1.3B)161M169.1M
Free Cash Flow1.2B2.2B2.8B3.3B1.4B1.1B
Depreciation235M314M461M563M597M626.9M
Other Non Cash Items6M(7M)(253M)(148M)159M167.0M
Net Income833M1.4B2.6B2.9B1.8B983.0M
End Period Cash Flow936M917M2.3B1.0B1.2B1.2B
Dividends Paid474M527M679M762M862M905.1M
Investments(842M)(2.4B)(1.8B)(2.7B)(2.0B)(1.9B)
Net Borrowings130M603M728M(855M)(769.5M)(731.0M)
Change To Netincome(15M)(188M)(552M)473M544.0M571.1M

Intact Financial Ratios Relationships

Comparative valuation techniques use various fundamental indicators to help in determining Intact Financial's current stock value. Our valuation model uses many indicators to compare Intact Financial value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across Intact Financial competition to find correlations between indicators driving Intact Financial's intrinsic value. More Info.
Intact Financial is currently regarded as number one stock in return on equity category among its peers. It also is currently regarded as number one stock in return on asset category among its peers reporting about  0.26  of Return On Asset per Return On Equity. The ratio of Return On Equity to Return On Asset for Intact Financial is roughly  3.92 . At this time, Intact Financial's Return On Equity is very stable compared to the past year. Comparative valuation analysis is a catch-all model that can be used if you cannot value Intact Financial by discounting back its dividends or cash flows. This model doesn't attempt to find an intrinsic value for Intact Financial's Stock. Still, instead, it compares the stock's price multiples to a benchmark or nearest competition to determine if the stock is relatively undervalued or overvalued.

Intact Financial Systematic Risk

Intact Financial's systematic risk plays a vital role in portfolio allocation when considering its stock to be added to a well-diversified portfolio. Intact Financial volatility which cannot be eliminated through diversification, requires returns over the risk-free rate. Over the long run, a well-diversified portfolio provides returns that match its exposure to systematic risk. In this case, investors face a trade-off between expected returns and systematic risk and, therefore, can only reduce a portfolio's exposure to systematic risk by sacrificing expected returns on the portfolio.
The output start index for this execution was twenty with a total number of output elements of fourty-one. The Beta measures systematic risk based on how returns on Intact Financial correlated with the market. If Beta is less than 0 Intact Financial generally moves in the opposite direction as compared to the market. If Intact Financial Beta is about zero movement of price series is uncorrelated with the movement of the benchmark. if Beta is between zero and one Intact Financial is generally moves in the same direction as, but less than the movement of the market. For Beta = 1 movement of Intact Financial is generally in the same direction as the market. If Beta > 1 Intact Financial moves generally in the same direction as, but more than the movement of the benchmark.

Intact Financial Total Assets Over Time

Today, most investors in Intact Financial Stock are looking for potential investment opportunities by analyzing not only static indicators but also various Intact Financial's growth ratios. Consistent increases or decreases in fundamental ratios usually indicate a possible pattern that can be successfully translated into profits. However, when comparing two companies, knowing each company's growth growth rates may not be enough to decide which company is a better investment. That's why investors frequently use static breakdown of Intact Financial growth as a starting point in their analysis.

Price Earnings To Growth Ratio

(0.53)

At this time, Intact Financial's Price Earnings To Growth Ratio is very stable compared to the past year.

Intact Financial November 22, 2024 Opportunity Range

Along with financial statement analysis, the daily predictive indicators of Intact Financial help investors to analyze its daily demand and supply, volume, patterns, and price swings to determine the real value of Intact Financial. We use our internally-developed statistical techniques to arrive at the intrinsic value of Intact Financial based on widely used predictive technical indicators. In general, we focus on analyzing Intact Stock price patterns and their correlations with different microeconomic environment and drivers. We also apply predictive analytics to build Intact Financial's daily price indicators and compare them against related drivers.

Other Information on Investing in Intact Stock

Intact Financial financial ratios help investors to determine whether Intact Stock is cheap or expensive when compared to a particular measure, such as profits or enterprise value. In other words, they help investors to determine the cost of investment in Intact with respect to the benefits of owning Intact Financial security.