I3 Verticals Financials

IIIV Stock  USD 23.38  0.73  3.03%   
Based on the key indicators related to I3 Verticals' liquidity, profitability, solvency, and operating efficiency, i3 Verticals may be sliding down financialy. It has an above-average probability of going through some form of financial hardship next quarter. At this time, I3 Verticals' Non Current Assets Total are fairly stable compared to the past year. Non Currrent Assets Other is likely to climb to about 16.5 M in 2024, whereas Other Liabilities is likely to drop slightly above 30.6 M in 2024. Key indicators impacting I3 Verticals' financial strength include:
Current ValueLast YearChange From Last Year 10 Year Trend
Operating Income11.4 M6.9 M
Way Up
Slightly volatile
Current Ratio0.60.82
Way Down
Very volatile
The financial analysis of I3 Verticals is a critical element in measuring its lifeblood. Investors should not minimize I3 Verticals' ability to pay suppliers or employees on time, ensuring interest payments are not accumulating.

Net Income

119.01 Million

  
Understanding current and past I3 Verticals Financials, including the trends in assets, liabilities, equity and income are directly related to making proper and timely investing decisions. All of I3 Verticals' financial statements are interrelated, with each one affecting the others. For example, an increase in I3 Verticals' assets may result in an increase in income on the income statement.
Please note, the imprecision that can be found in I3 Verticals' accounting process means that the reasonable investor should take a skeptical approach toward the financial statement analysis of i3 Verticals. Check I3 Verticals' Beneish M Score to see the likelihood of I3 Verticals' management manipulating its earnings.

I3 Verticals Stock Summary

I3 Verticals competes with Evertec, Couchbase, Flywire Corp, Euronet Worldwide, and EverCommerce. i3 Verticals, Inc. provides integrated payment and software solutions to small- and medium-sized businesses and organizations in education, non-profit, public sector, and healthcare markets in the United States. The company was founded in 2012 and is headquartered in Nashville, Tennessee. I3 Verticals operates under SoftwareInfrastructure classification in the United States and is traded on NASDAQ Exchange. It employs 1438 people.
Specialization
Industrials, Commercial & Professional Services
InstrumentUSA Stock View All
ExchangeNASDAQ Exchange
ISINUS46571Y1073
CUSIP46571Y107
LocationTennessee; U.S.A
Business Address40 Burton Hills
SectorProfessional Services
IndustryIndustrials
BenchmarkDow Jones Industrial
Websitewww.i3verticals.com
Phone615 465 4487
CurrencyUSD - US Dollar

I3 Verticals Key Financial Ratios

I3 Verticals Key Balance Sheet Accounts

201920202021202220232024 (projected)
Total Assets403.5M651.8M770.3M881.5M1.0B1.1B
Other Current Liab8.2M52.4M60.8M77.9M89.6M94.0M
Other Liab32.3M33.7M53.1M50.4M57.9M30.6M
Net Tangible Assets(211.1M)(157.6M)(300.6M)(383.5M)(345.2M)(327.9M)
Net Debt75.2M212.1M302.1M396.9M456.4M479.3M
Retained Earnings(2.0M)(6.5M)(23.6M)(12.9M)(14.9M)(15.6M)
Accounts Payable3.8M7.9M9.3M11.1M12.7M13.4M
Cash15.6M3.6M3.5M3.1M3.6M4.4M
Other Assets32.5M47.0M68.0M61.3M70.4M74.0M
Long Term Debt90.8M200.6M287.0M385.1M442.8M465.0M
Net Receivables17.5M38.5M53.3M65.1M74.9M78.6M
Good Will187.0M292.2M353.6M409.6M471.0M494.5M
Long Term Debt Total139.3M90.8M200.6M287.0M330.1M346.6M
Inventory1.3M2.2M4.1M4.1M4.8M5.0M
Other Current Assets4.9M13.8M22.9M13.2M15.2M9.9M
Total Liab163.4M362.2M462.6M553.2M636.2M668.0M
Total Current Assets38.0M58.1M83.8M85.5M98.4M103.3M
Short Term Debt15.9M6.4M9.1M4.5M5.2M9.2M
Intangible Assets126.2M213.1M248.3M289.5M333.0M349.6M
Net Invested Capital246.3M405.4M505.4M621.8M715.1M750.9M
Net Working Capital(920K)(38.4M)(27.4M)(7.9M)(7.1M)(7.5M)

I3 Verticals Key Income Statement Accounts

The reason investors look at the income statement is to determine what I3 Verticals' earnings per share (EPS) will be in order to see if they want to buy more shares or not. For example, if a company earned $20 million in the last quarter and has 100,000 shares outstanding, its EPS is 20 cents. If you find that this number beats analysts' forecasts or is higher than it was from the same period last year, then you might want to buy more of this stock even though its price per share may not have changed.
201920202021202220232024 (projected)
Tax Provision(2.8M)623K5.0M(1.2M)(1.4M)(1.3M)
Net Interest Income(8.9M)(9.8M)(14.8M)(25.1M)(22.6M)(21.5M)
Interest Expense8.9M9.8M14.8M25.1M29.3M30.7M
Total Revenue150.1M224.1M317.9M370.2M229.9M300.0M
Gross Profit102.9M166.4M244.5M289.7M229.9M155.5M
Operating Income3.7M9.7M20.3M22.7M6.9M11.4M
Ebit5.2M2.6M(3.4M)21.3M136.9M143.8M
Research Development4.0M6.3M9.0M12.5M14.4M15.1M
Ebitda23.4M30.2M30.9M57.7M165.7M174.0M
Cost Of Revenue47.2M57.7M73.4M80.6M72.5M118.2M
Income Before Tax(3.8M)(7.2M)(18.2M)(3.9M)(19.0M)(18.1M)
Net Income(979K)(7.8M)(23.2M)(811K)113.3M119.0M
Income Tax Expense(2.8M)623K5.0M(1.2M)(5.7M)(5.4M)
Minority Interest(560K)(3.4M)6.1M1.8M1.7M1.6M

I3 Verticals Key Cash Accounts

201920202021202220232024 (projected)
Change To Inventory237K(2.1M)(860K)914K822.6K863.7K
Investments(35.4M)3.2M(113.0M)(121.5M)(109.4M)(103.9M)
Change In Cash17.4M(7.4M)5.8M(11.4M)(10.2M)(9.7M)
Net Borrowings101.6M(54.5M)104.4M80.6M92.7M97.3M
Free Cash Flow17.8M38.6M33.4M18.1M20.8M21.7M
Depreciation18.2M24.4M29.4M28.1M32.4M20.4M
Other Non Cash Items269K10.6M17.5M(19.7M)(17.7M)(16.8M)
Dividends Paid325.6M594K643K310K279K265.1K
Capital Expenditures6.0M8.2M12.4M16.4M18.8M19.8M
Net Income(979K)(7.8M)(23.2M)(1.8M)(1.7M)(1.7M)
End Period Cash Flow20.6M13.2M23.8M12.4M14.3M10.9M
Change To Netincome12.6M8.5M25.6M52.5M60.4M63.4M

IIIV Financial Ratios Relationships

Comparative valuation techniques use various fundamental indicators to help in determining I3 Verticals's current stock value. Our valuation model uses many indicators to compare I3 Verticals value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across I3 Verticals competition to find correlations between indicators driving I3 Verticals's intrinsic value. More Info.
i3 Verticals is rated below average in return on equity category among its peers. It also is rated below average in return on asset category among its peers . At this time, I3 Verticals' Return On Equity is fairly stable compared to the past year. Comparative valuation analysis is a catch-all technique that is used if you cannot value I3 Verticals by discounting back its dividends or cash flows. It compares the stock's price multiples to nearest competition to determine if the stock is relatively undervalued or overvalued.

i3 Verticals Systematic Risk

I3 Verticals' systematic risk plays a vital role in portfolio allocation when considering its stock to be added to a well-diversified portfolio. I3 Verticals volatility which cannot be eliminated through diversification, requires returns over the risk-free rate. Over the long run, a well-diversified portfolio provides returns that match its exposure to systematic risk. In this case, investors face a trade-off between expected returns and systematic risk and, therefore, can only reduce a portfolio's exposure to systematic risk by sacrificing expected returns on the portfolio.
The output start index for this execution was twenty with a total number of output elements of fourty-one. The Beta measures systematic risk based on how returns on i3 Verticals correlated with the market. If Beta is less than 0 I3 Verticals generally moves in the opposite direction as compared to the market. If I3 Verticals Beta is about zero movement of price series is uncorrelated with the movement of the benchmark. if Beta is between zero and one i3 Verticals is generally moves in the same direction as, but less than the movement of the market. For Beta = 1 movement of I3 Verticals is generally in the same direction as the market. If Beta > 1 I3 Verticals moves generally in the same direction as, but more than the movement of the benchmark.
Today, most investors in I3 Verticals Stock are looking for potential investment opportunities by analyzing not only static indicators but also various I3 Verticals' growth ratios. Consistent increases or decreases in fundamental ratios usually indicate a possible pattern that can be successfully translated into profits. However, when comparing two companies, knowing each company's growth growth rates may not be enough to decide which company is a better investment. That's why investors frequently use static breakdown of I3 Verticals growth as a starting point in their analysis.

Price Earnings To Growth Ratio

5.9

At this time, I3 Verticals' Price Earnings To Growth Ratio is fairly stable compared to the past year.

I3 Verticals November 22, 2024 Opportunity Range

Along with financial statement analysis, the daily predictive indicators of I3 Verticals help investors to analyze its daily demand and supply, volume, patterns, and price swings to determine the real value of i3 Verticals. We use our internally-developed statistical techniques to arrive at the intrinsic value of i3 Verticals based on widely used predictive technical indicators. In general, we focus on analyzing IIIV Stock price patterns and their correlations with different microeconomic environment and drivers. We also apply predictive analytics to build I3 Verticals's daily price indicators and compare them against related drivers.

Additional Tools for IIIV Stock Analysis

When running I3 Verticals' price analysis, check to measure I3 Verticals' market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy I3 Verticals is operating at the current time. Most of I3 Verticals' value examination focuses on studying past and present price action to predict the probability of I3 Verticals' future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move I3 Verticals' price. Additionally, you may evaluate how the addition of I3 Verticals to your portfolios can decrease your overall portfolio volatility.