NetSol Technologies Financials

NTWK Stock

USD 3.23 0.05 1.57%

Based on the key indicators related to NetSol Technologies' liquidity, profitability, solvency, and operating efficiency, NetSol Technologies is doing better financially today then in previous quarter. It has a moderate chance of reporting better financial numbers in March. At this time, NetSol Technologies' Current Deferred Revenue is quite stable compared to the past year. Net Tangible Assets is expected to rise to about 37.1 M this year, although the value of Total Current Liabilities will most likely fall to about 15 M.

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NetSol Technologies Balance Sheet Chart

At this time, NetSol Technologies' Current Deferred Revenue is quite stable compared to the past year. Net Tangible Assets is expected to rise to about 37.1 M this year, although the value of Total Current Liabilities will most likely fall to about 15 M.

Total Assets Short Long Term Debt Total Other Current Liab Total Current Liabilities

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Key indicators impacting NetSol Technologies' financial strength include:

Current Value

Last Year

Change From Last Year

10 Year Trend

Current Ratio

1.62

2.11

Way Down

Slightly volatile

The essential information of the day-to-day investment outlook for NetSol Technologies includes many different criteria found on its balance sheet. An individual investor should research NetSol Technologies' cash flow, debt, and profitability to accurately make informed decisions on whether to invest in NetSol Technologies.

Net Income

3.53 Million

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NetSol Technologies Earnings Geography

NetSol Technologies Stock Summary

NetSol Technologies competes with Aware, Surgepays, Hitek Global, Intellinetics, and Blackboxstocks. NetSol Technologies, Inc. designs, develops, markets, and exports enterprise software solutions to the automobile financing and leasing, banking, and financial services industries worldwide. The company was incorporated in 1997 and is headquartered in Calabasas, California. Netsol Tech operates under SoftwareApplication classification in the United States and is traded on NASDAQ Exchange. It employs 1781 people.

Specialization	Information Technology, Software - Application
Instrument	USA Stock View All
Exchange	NASDAQ Exchange
ISIN	US64115A4022
Business Address	16000 Ventura Blvd,
Sector	Software
Industry	Information Technology
Benchmark	Dow Jones Industrial
Website	www.netsoltech.com
Phone	818 222 9195
Currency	USD - US Dollar

NetSol Technologies Key Financial Ratios

	Return On Equity	0.11
	Profit Margin	0.03 %
	Operating Margin	0.07 %
	Price To Sales	0.55 X
	Revenue	66.09 M

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NetSol Technologies Key Balance Sheet Accounts

	2021	2022	2023	2024	2025	2026 (projected)
Total Assets	72.6M	58.4M	64.2M	62.4M	71.8M	65.6M
Other Current Liab	5.0M	5.2M	5.1M	6.0M	6.8M	7.2M
Net Debt	(13.9M)	(8.4M)	(11.5M)	(8.2M)	(7.4M)	(7.0M)
Retained Earnings	(39.7M)	(44.9M)	(44.2M)	(41.3M)	(37.2M)	(39.0M)
Total Liab	21.8M	21.6M	24.7M	20.2M	23.2M	16.5M
Short Term Debt	9.1M	6.3M	6.9M	8.7M	10.0M	6.2M
Common Stock	122.0K	122.9K	123.6K	127.0K	146.1K	92.5K
Accounts Payable	1.2M	1.1M	1.4M	8.0M	7.2M	7.6M
Net Receivables	23.2M	24.1M	25.7M	25.8M	29.6M	19.1M
Other Current Assets	306.7K	289.1K	3.2M	3.2M	3.7M	2.8M
Total Current Assets	49.4M	41.6M	47.5M	46.3M	53.3M	33.6M
Intangible Assets	5.4M	3.9M	1.6M	127.9K	147.1K	139.8K
Cash	24.0M	15.5M	19.1M	17.4M	20.0M	11.3M
Other Assets	5.6M	1.0M	879.1K	6.9K	8.0K	7.6K
Inventory	2.6M	1.9M	1.7M	(559.2K)	(503.3K)	(478.2K)
Net Tangible Assets	44.1M	41.2M	34.5M	24.4M	28.0M	37.1M

NetSol Technologies Key Income Statement Accounts

	2021	2022	2023	2024	2025	2026 (projected)
Interest Expense	369.8K	765.0K	1.1M	871.4K	1.0M	1.1M
Total Revenue	57.2M	52.4M	61.4M	66.1M	76.0M	39.8M
Gross Profit	23.7M	16.9M	29.3M	32.6M	37.5M	18.8M
Operating Income	(1.1M)	(8.8M)	3.5M	3.5M	4.0M	4.2M
Ebit	2.5M	(2.5M)	4.4M	3.5M	4.0M	4.2M
Ebitda	6.3M	791.7K	6.1M	5.0M	5.7M	5.6M
Cost Of Revenue	33.5M	35.5M	32.1M	33.5M	38.5M	21.0M
Net Income	(851.2K)	(5.2M)	683.9K	2.9M	3.4M	3.5M
Income Before Tax	2.1M	(3.2M)	3.2M	6.0M	7.0M	7.3M
Income Tax Expense	988.9K	926.6K	1.1M	1.5M	1.7M	874.2K
Minority Interest	(2.0M)	(1.1M)	(1.4M)	(1.6M)	(1.5M)	(1.4M)
Research Development	1.3M	1.6M	1.4M	1.3M	1.5M	961.9K
Tax Provision	988.9K	926.6K	1.1M	1.5M	1.7M	1.1M
Interest Income	1.7M	1.2M	1.9M	1.9M	2.2M	1.2M
Net Interest Income	1.3M	452.8K	769.1K	999.7K	1.1M	652.7K

NetSol Technologies Key Cash Accounts

	2021	2022	2023	2024	2025	2026 (projected)
Change To Inventory	1.4M	(474.1K)	(1.1M)	(709.8K)	(638.8K)	(606.8K)
Change In Cash	(9.7M)	(8.4M)	3.6M	(1.8M)	(1.6M)	(1.5M)
Free Cash Flow	451.4K	370.1K	2.4M	(935.5K)	(1.1M)	(1.0M)
Depreciation	3.8M	3.2M	1.7M	1.5M	1.7M	1.6M
Other Non Cash Items	2.5M	3.8M	(131.0K)	397.6K	357.8K	340.0K
Capital Expenditures	2.6M	1.6M	515.4K	1.4M	1.6M	1.5M
Net Income	1.1M	(4.1M)	2.1M	4.6M	5.3M	5.5M
End Period Cash Flow	24.0M	15.5M	19.1M	17.4M	20.0M	10.5M
Net Borrowings	(328.3K)	(657.9K)	239.6K	2.1M	1.9M	2.0M
Change To Netincome	1.6M	469.2K	4.5M	5.3M	6.0M	6.3M
Investments	(2.3M)	(1.4M)	(291.5K)	(1.3M)	(1.1M)	(1.2M)

NetSol Financial Ratios Relationships

Comparative valuation techniques use various fundamental indicators to help in determining NetSol Technologies's current stock value. Our valuation model uses many indicators to compare NetSol Technologies value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across NetSol Technologies competition to find correlations between indicators driving NetSol Technologies's intrinsic value. More Info.

NetSol Technologies is considered to be number one stock in return on equity category among its peers. It also is considered to be number one stock in return on asset category among its peers reporting about 0.41 of Return On Asset per Return On Equity. The ratio of Return On Equity to Return On Asset for NetSol Technologies is roughly 2.47 . At this time, NetSol Technologies' Return On Equity is quite stable compared to the past year. Comparative valuation analysis is a catch-all technique that is used if you cannot value NetSol Technologies by discounting back its dividends or cash flows. It compares the stock's price multiples to nearest competition to determine if the stock is relatively undervalued or overvalued.

Most indicators from NetSol Technologies' fundamental ratios are interrelated and interconnected. However, analyzing fundamental ratios indicators one by one will only give a small insight into NetSol Technologies current financial condition. On the other hand, looking into the entire matrix of fundamental ratios indicators, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out Correlation Analysis to better understand how to build diversified portfolios, which includes a position in NetSol Technologies. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in private.

For more information on how to buy NetSol Stock please use our How to buy in NetSol Stock guide.At this time, NetSol Technologies' Selling General Administrative is quite stable compared to the past year. Sales General And Administrative To Revenue is expected to rise to 0.52 this year, although the value of Discontinued Operations will most likely fall to about 990.7 K.

	2023	2024	2025	2026 (projected)
Gross Profit	29.3M	32.6M	37.5M	18.8M
Total Revenue	61.4M	66.1M	76.0M	39.8M

Gross Profit Total Revenue

NetSol Technologies fundamental ratios Correlations

	Total Assets	Short Long Term Debt Total	Other Current Liab	Total Current Liabilities	Total Stockholder Equity	Net Debt	Retained Earnings	Non Current Assets Total	Non Currrent Assets Other	Common Stock Shares Outstanding	Other Stockholder Equity	Total Liab	Short Term Debt	Common Stock	Property Plant And Equipment Net	Accounts Payable	Net Receivables	Non Current Liabilities Total	Other Current Assets	Property Plant And Equipment Gross	Total Current Assets	Intangible Assets	Cash	Other Assets	Long Term Debt	Cash And Short Term Investments
Total Assets		0.49	0.21	0.47	0.99	-0.15	-0.54	0.82	0.17	0.39	0.73	0.51	0.47	0.54	0.78	-0.17	0.62	0.36	0.48	0.62	0.61	0.49	0.27	0.15	0.41	0.25
Short Long Term Debt Total	0.49		0.29	0.74	0.42	-0.4	-0.52	0.07	0.31	0.59	0.67	0.8	0.97	0.67	0.02	0.14	0.54	0.51	0.08	0.17	0.76	-0.29	0.72	0.34	0.15	0.71
Other Current Liab	0.21	0.29		0.72	0.11	-0.6	-0.76	-0.16	0.15	0.58	0.63	0.67	0.41	0.74	-0.12	0.58	0.44	-0.47	0.36	0.33	0.6	-0.54	0.51	-0.18	-0.64	0.5
Total Current Liabilities	0.47	0.74	0.72		0.35	-0.7	-0.85	-0.05	0.27	0.88	0.88	0.99	0.82	0.94	-0.03	0.16	0.67	0.02	0.22	0.37	0.91	-0.47	0.82	0.16	-0.32	0.81
Total Stockholder Equity	0.99	0.42	0.11	0.35		-0.07	-0.43	0.87	0.13	0.3	0.65	0.4	0.39	0.44	0.83	-0.2	0.57	0.38	0.44	0.58	0.52	0.57	0.18	0.17	0.46	0.16
Net Debt	-0.15	-0.4	-0.6	-0.7	-0.07		0.56	0.25	0.04	-0.64	-0.49	-0.65	-0.51	-0.61	0.12	-0.02	-0.18	0.25	-0.09	-0.12	-0.61	0.54	-0.91	0.05	0.53	-0.91
Retained Earnings	-0.54	-0.52	-0.76	-0.85	-0.43	0.56		-0.18	-0.15	-0.7	-0.87	-0.85	-0.57	-0.87	-0.23	-0.24	-0.52	0.01	-0.22	-0.62	-0.69	0.27	-0.57	0.06	0.26	-0.55
Non Current Assets Total	0.82	0.07	-0.16	-0.05	0.87	0.25	-0.18		0.0	-0.11	0.29	-0.01	0.01	0.04	0.97	-0.29	0.17	0.35	0.44	0.57	0.05	0.85	-0.21	0.04	0.63	-0.23
Non Currrent Assets Other	0.17	0.31	0.15	0.27	0.13	0.04	-0.15	0.0		0.15	0.13	0.25	0.39	0.15	-0.12	-0.06	0.44	-0.15	-0.15	-0.14	0.31	-0.1	0.1	0.48	-0.16	0.1
Common Stock Shares Outstanding	0.39	0.59	0.58	0.88	0.3	-0.64	-0.7	-0.11	0.15		0.84	0.85	0.7	0.92	-0.04	0.13	0.61	-0.09	0.14	0.4	0.83	-0.44	0.76	0.22	-0.42	0.75
Other Stockholder Equity	0.73	0.67	0.63	0.88	0.65	-0.49	-0.87	0.29	0.13	0.84		0.89	0.7	0.96	0.3	0.17	0.75	0.17	0.33	0.67	0.88	-0.13	0.62	0.04	-0.07	0.59
Total Liab	0.51	0.8	0.67	0.99	0.4	-0.65	-0.85	-0.01	0.25	0.85	0.89		0.85	0.93	0.0	0.15	0.68	0.16	0.2	0.37	0.91	-0.43	0.81	0.17	-0.21	0.8
Short Term Debt	0.47	0.97	0.41	0.82	0.39	-0.51	-0.57	0.01	0.39	0.7	0.7	0.85		0.74	-0.02	0.18	0.56	0.3	0.15	0.18	0.82	-0.37	0.8	0.38	-0.03	0.79
Common Stock	0.54	0.67	0.74	0.94	0.44	-0.61	-0.87	0.04	0.15	0.92	0.96	0.93	0.74		0.07	0.29	0.71	0.02	0.24	0.54	0.9	-0.39	0.72	0.06	-0.31	0.71
Property Plant And Equipment Net	0.78	0.02	-0.12	-0.03	0.83	0.12	-0.23	0.97	-0.12	-0.04	0.3	0.0	-0.02	0.07		-0.3	0.06	0.26	0.43	0.64	0.02	0.8	-0.14	0.0	0.52	-0.16
Accounts Payable	-0.17	0.14	0.58	0.16	-0.2	-0.02	-0.24	-0.29	-0.06	0.13	0.17	0.15	0.18	0.29	-0.3		0.08	-0.29	0.28	0.08	0.11	-0.45	0.04	-0.29	-0.36	0.04
Net Receivables	0.62	0.54	0.44	0.67	0.57	-0.18	-0.52	0.17	0.44	0.61	0.75	0.68	0.56	0.71	0.06	0.08		0.17	0.2	0.22	0.85	-0.1	0.34	0.28	-0.02	0.32
Non Current Liabilities Total	0.36	0.51	-0.47	0.02	0.38	0.25	0.01	0.35	-0.15	-0.09	0.17	0.16	0.3	0.02	0.26	-0.29	0.17		-0.16	0.08	0.14	0.32	0.02	0.14	0.83	0.01
Other Current Assets	0.48	0.08	0.36	0.22	0.44	-0.09	-0.22	0.44	-0.15	0.14	0.33	0.2	0.15	0.24	0.43	0.28	0.2	-0.16		0.41	0.23	0.31	0.08	-0.29	0.11	0.07
Property Plant And Equipment Gross	0.62	0.17	0.33	0.37	0.58	-0.12	-0.62	0.57	-0.14	0.4	0.67	0.37	0.18	0.54	0.64	0.08	0.22	0.08	0.41		0.28	0.33	0.13	-0.35	0.12	0.1
Total Current Assets	0.61	0.76	0.6	0.91	0.52	-0.61	-0.69	0.05	0.31	0.83	0.88	0.91	0.82	0.9	0.02	0.11	0.85	0.14	0.23	0.28		-0.33	0.77	0.22	-0.17	0.76
Intangible Assets	0.49	-0.29	-0.54	-0.47	0.57	0.54	0.27	0.85	-0.1	-0.44	-0.13	-0.43	-0.37	-0.39	0.8	-0.45	-0.1	0.32	0.31	0.33	-0.33		-0.53	-0.08	0.75	-0.54
Cash	0.27	0.72	0.51	0.82	0.18	-0.91	-0.57	-0.21	0.1	0.76	0.62	0.81	0.8	0.72	-0.14	0.04	0.34	0.02	0.08	0.13	0.77	-0.53		0.13	-0.33	1.0
Other Assets	0.15	0.34	-0.18	0.16	0.17	0.05	0.06	0.04	0.48	0.22	0.04	0.17	0.38	0.06	0.0	-0.29	0.28	0.14	-0.29	-0.35	0.22	-0.08	0.13		-0.01	0.14
Long Term Debt	0.41	0.15	-0.64	-0.32	0.46	0.53	0.26	0.63	-0.16	-0.42	-0.07	-0.21	-0.03	-0.31	0.52	-0.36	-0.02	0.83	0.11	0.12	-0.17	0.75	-0.33	-0.01		-0.34
Cash And Short Term Investments	0.25	0.71	0.5	0.81	0.16	-0.91	-0.55	-0.23	0.1	0.75	0.59	0.8	0.79	0.71	-0.16	0.04	0.32	0.01	0.07	0.1	0.76	-0.54	1.0	0.14	-0.34

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NetSol Technologies Account Relationship Matchups

NetSol Technologies fundamental ratios Accounts

	2021	2022	2023	2024	2025	2026 (projected)
Total Assets	72.6M	58.4M	64.2M	62.4M	71.8M	65.6M
Other Current Liab	5.0M	5.2M	5.1M	6.0M	6.8M	7.2M
Net Debt	(13.9M)	(8.4M)	(11.5M)	(8.2M)	(7.4M)	(7.0M)
Retained Earnings	(39.7M)	(44.9M)	(44.2M)	(41.3M)	(37.2M)	(39.0M)
Total Liab	21.8M	21.6M	24.7M	20.2M	23.2M	16.5M
Short Term Debt	9.1M	6.3M	6.9M	8.7M	10.0M	6.2M
Common Stock	122.0K	122.9K	123.6K	127.0K	146.1K	92.5K
Accounts Payable	1.2M	1.1M	1.4M	8.0M	7.2M	7.6M
Net Receivables	23.2M	24.1M	25.7M	25.8M	29.6M	19.1M
Other Current Assets	306.7K	289.1K	3.2M	3.2M	3.7M	2.8M
Total Current Assets	49.4M	41.6M	47.5M	46.3M	53.3M	33.6M
Intangible Assets	5.4M	3.9M	1.6M	127.9K	147.1K	139.8K
Cash	24.0M	15.5M	19.1M	17.4M	20.0M	11.3M
Other Assets	5.6M	1.0M	879.1K	6.9K	8.0K	7.6K
Inventory	2.6M	1.9M	1.7M	(559.2K)	(503.3K)	(478.2K)
Net Tangible Assets	44.1M	41.2M	34.5M	24.4M	28.0M	37.1M

Today, most investors in NetSol Technologies Stock are looking for potential investment opportunities by analyzing not only static indicators but also various NetSol Technologies' growth ratios. Consistent increases or decreases in fundamental ratios usually indicate a possible pattern that can be successfully translated into profits. However, when comparing two companies, knowing each company's growth growth rates may not be enough to decide which company is a better investment. That's why investors frequently use static breakdown of NetSol Technologies growth as a starting point in their analysis.

Price Earnings To Growth Ratio

0.0426

At this time, NetSol Technologies' Price Earnings To Growth Ratio is quite stable compared to the past year.

NetSol Technologies February 17, 2026 Opportunity Range

Along with financial statement analysis, the daily predictive indicators of NetSol Technologies help investors to analyze its daily demand and supply, volume, patterns, and price swings to determine the real value of NetSol Technologies. We use our internally-developed statistical techniques to arrive at the intrinsic value of NetSol Technologies based on widely used predictive technical indicators. In general, we focus on analyzing NetSol Stock price patterns and their correlations with different microeconomic environment and drivers. We also apply predictive analytics to build NetSol Technologies's daily price indicators and compare them against related drivers.

	Information Ratio	(0.06)
	Maximum Drawdown	24.81
	Value At Risk	(5.07)
	Potential Upside	6.83

When determining whether NetSol Technologies is a good investment, qualitative aspects like company management, corporate governance, and ethical practices play a significant role. A comparison with peer companies also provides context and helps to understand if NetSol Stock is undervalued or overvalued. This multi-faceted approach, blending both quantitative and qualitative analysis, forms a solid foundation for making an informed investment decision about Netsol Technologies Stock. Highlighted below are key reports to facilitate an investment decision about Netsol Technologies Stock:

How To Invest In NetSol

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Is NetSol Stock a good investment?

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What is NetSol Technologies' Net Worth?

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Check out Correlation Analysis to better understand how to build diversified portfolios, which includes a position in NetSol Technologies. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in private.

For more information on how to buy NetSol Stock please use our How to buy in NetSol Stock guide.

You can also try the Stock Tickers module to use high-impact, comprehensive, and customizable stock tickers that can be easily integrated to any websites.

Is Application Software space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of NetSol Technologies. Anticipated expansion of NetSol directly elevates investor willingness to pay premium valuations. The financial industry is built on trying to define current growth potential and future valuation accurately. Comprehensive NetSol Technologies assessment requires weighing all these inputs, though not all factors influence outcomes equally.

Quarterly Earnings Growth

3.173

Earnings Share

0.04

Revenue Per Share

5.944

Quarterly Revenue Growth

0.211

Return On Assets

0.0432

Investors evaluate NetSol Technologies using market value (trading price) and book value (balance sheet equity), each telling a different story. Calculating NetSol Technologies' intrinsic value - the estimated true worth - helps identify when the stock trades at a discount or premium to fair value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. External factors like market trends, sector rotation, and investor psychology can cause NetSol Technologies' market price to deviate significantly from intrinsic value.

It's important to distinguish between NetSol Technologies' intrinsic value and market price, which are calculated using different methodologies. Investment decisions regarding NetSol Technologies should consider multiple factors including financial performance, growth metrics, competitive position, and professional analysis. Conversely, NetSol Technologies' market price signifies the transaction level at which participants voluntarily complete trades.

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NetSol Technologies Financials

NetSol Technologies Balance Sheet Chart

Net Income

3.53 Million

NetSol Technologies Earnings Geography

NetSol Technologies Stock Summary

NetSol Technologies Key Financial Ratios

NetSol Technologies Key Balance Sheet Accounts

NetSol Technologies Key Income Statement Accounts

NetSol Technologies Key Cash Accounts

NetSol Financial Ratios Relationships

NetSol Technologies fundamental ratios Correlations

NetSol Technologies Account Relationship Matchups

High Positive Relationship

High Negative Relationship

NetSol Technologies fundamental ratios Accounts

Price Earnings To Growth Ratio

0.0426

NetSol Technologies February 17, 2026 Opportunity Range

COMMON DESTINATIONS

MAIN CATEGORIES

COMPANY

Cash And Short Term Investments	+ 1.0	Cash
Total Stockholder Equity	+ 0.99	Total Assets
Total Liab	+ 0.99	Total Current Liabilities
Short Term Debt	+ 0.97	Short Long Term Debt Total
Property Plant And Equipment Net	+ 0.97	Non Current Assets Total
Common Stock	+ 0.96	Other Stockholder Equity

Cash And Short Term Investments	- 0.91	Net Debt
Cash	- 0.91	Net Debt
Common Stock	- 0.87	Retained Earnings
Other Stockholder Equity	- 0.87	Retained Earnings
Total Liab	- 0.85	Retained Earnings
Retained Earnings	- 0.85	Total Current Liabilities