NatWest Group Financials
| NWG Stock | 453.30 9.60 2.16% |
Operating Margin | PE Ratio 8.7173 | Profit Margin | Payout Ratio 0.4419 | EPS Estimate Current Quarter 0.1149 |
NatWest | Select Account or Indicator |
Please note, the presentation of NatWest Group's financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, NatWest Group's management is honest, while the outside auditors are strict and uncompromising. Please utilize our Beneish M Score to check the likelihood of NatWest Group's management manipulating its earnings.
NatWest Group Stock Summary
NatWest Group competes with Air Products, SBM Offshore, Systemair, Solstad Offshore, and Norwegian Air. NatWest Group is entity of United Kingdom. It is traded as Stock on LSE exchange.| Foreign Associate | USA |
Specialization | Financial Services, Banks - Regional |
| Instrument | UK Stock View All |
| Exchange | London Exchange |
| ISIN | GB00BM8PJY71 |
| Business Address | Gogarburn, Edinburgh, United |
| Sector | Banks |
| Industry | Financials |
| Benchmark | Dow Jones Industrial |
| Website | www.natwestgroup.com |
| Phone | 44 13 1556 8555 |
You should never invest in NatWest Group without having analyzed its financial statements. Do not rely on someone else's analysis or guesses about the future performance of NatWest Stock, because this is throwing your money away. Analyzing the key information contained in NatWest Group's financial statements can give you an edge over other investors and help to ensure that your investments perform well for you.
NatWest Group Key Financial Ratios
There are many critical financial ratios that NatWest Group's investors are exposed to on a daily basis, but they are usually grouped into few meaningful categories from each financial statement that NatWest Group PLC reports annually and quarterly.| Revenue | 14.65 B | ||||
| Gross Profit | 14.34 B | ||||
| EBITDA | 7.12 B | ||||
| Net Income | 6.28 B | ||||
| Total Asset | 707.99 B |
NatWest Group Key Balance Sheet Accounts
| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 (projected) | ||
| Total Assets | 799.5B | 782.0B | 720.1B | 692.7B | 708.0B | 660.9B | |
| Net Debt | (114.5B) | (169.3B) | (138.6B) | (104.5B) | (93.1B) | (88.4B) | |
| Cash | 124.5B | 177.8B | 144.8B | 104.5B | 93.1B | 97.7B | |
| Other Assets | 373.1B | 381.6B | 425.2B | (133.1B) | 708.0B | 743.4B | |
| Total Liab | 10.0B | 8.4B | 683.6B | 655.5B | 668.6B | 561.5B | |
| Total Current Assets | 124.7B | 178.0B | 145.4B | 238.0B | 93.1B | 49.5B | |
| Other Current Assets | 328M | 360M | 340M | 238.4B | 274.1B | 287.8B | |
| Retained Earnings | 12.6B | 13.0B | 10.0B | 10.6B | 11.4B | 9.0B | |
| Intangible Assets | 1.0B | 1.2B | 1.6B | 1.9B | 1.9B | 1.8B | |
| Common Stock | 12.1B | 11.5B | 10.5B | 10.8B | 10.1B | 10.9B | |
| Net Receivables | 216M | 248M | 327M | 292M | 262.8M | 450.5M | |
| Other Current Liab | (5.9B) | (2.4B) | (2.4B) | 111.0B | (263M) | (249.9M) | |
| Accounts Payable | 5.5B | 2.1B | 2.0B | 6.6B | 7.6B | 3.9B | |
| Short Term Debt | 34.6B | 67.8B | 59.0B | 71.2B | 81.9B | 61.5B | |
| Other Liab | 24.0B | 30.3B | 25.7B | 12.6B | 11.3B | 20.1B | |
| Net Tangible Assets | 36.9B | 37.2B | 35.1B | 29.4B | 26.4B | 29.9B | |
| Inventory | (363.2B) | (355.2B) | (300.4B) | (105.2B) | (120.9B) | (127.0B) | |
| Net Invested Capital | 101.3B | 98.9B | 90.7B | 96.6B | 104.6B | 102.4B | |
| Capital Stock | 17.1B | 15.4B | 14.4B | 10.8B | 10.1B | 11.4B |
NatWest Group Key Income Statement Accounts
An income statement is very similar to a cash flow statement, but instead of showing net revenue minus expenses, it only includes earnings before interest and taxes (EBIT). This number does not have all of the same line items that are on a cash flow statement, but it leaves out non-cash expenses like depreciation and amortization. For example, if you bought $100 worth of goods from Walmart (WMT) using your debit card that has an interest rate of 20%, then paid off the balance at the end of the month with a credit card that charges 30% interest, you would have an income statement showing EBIT of $80 because your expenses are lower than the amount that went into your pocket.
| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 (projected) | ||
| Income Before Tax | (351M) | 4.0B | 5.1B | 6.2B | 6.2B | 6.5B | |
| Income Tax Expense | 83M | 996M | 1.3B | 1.4B | 1.5B | 876.2M | |
| Operating Income | (289M) | 4.3B | 7.7B | 7.1B | 8.2B | 6.2B | |
| Ebitda | (1M) | 4.6B | 6.0B | 7.1B | 8.2B | 5.1B | |
| Net Income | (434M) | 3.3B | 3.6B | 4.4B | 4.8B | 5.0B | |
| Ebit | (914M) | 3.7B | 5.2B | 6.2B | 7.1B | 4.1B | |
| Interest Expense | 2.3B | 1.7B | 2.8B | 10.0B | 13.9B | 14.6B | |
| Total Revenue | 10.8B | 10.5B | 13.2B | 14.8B | 14.7B | 15.5B | |
| Gross Profit | 10.8B | 10.5B | 13.2B | 25.5B | 14.7B | 15.9B | |
| Tax Provision | 432M | 83M | 996M | 1.4B | 1.5B | 1.1B | |
| Net Interest Income | 7.7B | 7.6B | 9.8B | 11.0B | 11.3B | 10.0B | |
| Interest Income | 10.1B | 9.3B | 12.6B | 21.0B | 25.2B | 15.0B | |
| Minority Interest | (36M) | (44M) | (6M) | 4M | (9M) | (8.6M) |
NatWest Group Key Cash Accounts
Cash flow analysis captures how much money flows into and out of NatWest Group PLC. It measures of how well NatWest is doing because it can show the actual money that comes into and out of the Company from sales instead of measuring expenses against revenue to determine earnings. You have to read the cash flow statement in three sections. The first section shows how much money NatWest Group brought in, usually known as net revenue or sales. This is different from earnings because it does not include expenses when determining net revenue for use on this part of the cash flow statement. Next, are operating activities, which show how much money NatWest had leftover after paying for its expenses. This number can be calculated in two ways: by subtracting the total of all operating expenses from net revenue or by adding up changes to cash and other assets or liabilities on this part of the statement. The third section is about investing activities, which shows what NatWest Group has done with the money that it received from the sale of assets or what it spent to acquire new ones. This section can be broken down into two parts: investing in existing businesses (in other words, buying more stock) and investing in non-business activities like paying off debt or making acquisitions.
| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 (projected) | ||
| Change In Cash | 38.6B | 51.5B | (32.3B) | (39.6B) | (14.0B) | (13.3B) | |
| Free Cash Flow | 28.7B | 52.8B | (44.2B) | (14.9B) | 694M | 728.7M | |
| Depreciation | 914M | 923M | 833M | 934M | 1.1B | 1.2B | |
| Other Non Cash Items | 1.7B | 1.8B | (853M) | 10.6B | 1.7B | 1.8B | |
| Capital Expenditures | 376M | 901M | 639M | 1.6B | 1.1B | 2.0B | |
| Net Income | (351M) | 4.3B | 4.9B | 4.6B | 6.3B | 6.6B | |
| End Period Cash Flow | 139.2B | 190.7B | 158.4B | 118.8B | 104.8B | 83.4B | |
| Dividends Paid | 381M | 1.0B | 3.2B | 1.7B | 1.8B | 1.2B | |
| Investments | 7.1B | 6.7B | 19.1B | (14.7B) | (12.7B) | (12.1B) | |
| Net Borrowings | 863M | (1.7B) | (716M) | (5.4B) | (4.9B) | (4.6B) | |
| Change To Netincome | 2.1B | 1.7B | 3.0B | 428M | 492.2M | 467.6M |
NatWest Financial Ratios Relationships
Comparative valuation techniques use various fundamental indicators to help in determining NatWest Group's current stock value. Our valuation model uses many indicators to compare NatWest Group value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across NatWest Group competition to find correlations between indicators driving NatWest Group's intrinsic value. More Info.NatWest Group PLC is considered to be number one stock in return on equity category among its peers. It also is considered to be number one stock in return on asset category among its peers reporting about 0.06 of Return On Asset per Return On Equity. The ratio of Return On Equity to Return On Asset for NatWest Group PLC is roughly 18.18 . The reason why the comparable model can be used in almost all circumstances is due to the vast number of multiples that can be utilized, such as the price-to-earnings (P/E), price-to-book (P/B), price-to-sales (P/S), price-to-cash flow (P/CF), and many others. The P/E ratio is the most commonly used of these ratios because it focuses on the NatWest Group's earnings, one of the primary drivers of an investment's value.NatWest Group PLC Systematic Risk
NatWest Group's systematic risk plays a vital role in portfolio allocation when considering its stock to be added to a well-diversified portfolio. NatWest Group volatility which cannot be eliminated through diversification, requires returns over the risk-free rate. Over the long run, a well-diversified portfolio provides returns that match its exposure to systematic risk. In this case, investors face a trade-off between expected returns and systematic risk and, therefore, can only reduce a portfolio's exposure to systematic risk by sacrificing expected returns on the portfolio.
The output start index for this execution was twenty with a total number of output elements of fourty-one. The Beta measures systematic risk based on how returns on NatWest Group PLC correlated with the market. If Beta is less than 0 NatWest Group generally moves in the opposite direction as compared to the market. If NatWest Group Beta is about zero movement of price series is uncorrelated with the movement of the benchmark. if Beta is between zero and one NatWest Group PLC is generally moves in the same direction as, but less than the movement of the market. For Beta = 1 movement of NatWest Group is generally in the same direction as the market. If Beta > 1 NatWest Group moves generally in the same direction as, but more than the movement of the benchmark.
NatWest Group PLC Total Assets Over Time
NatWest Group February 26, 2025 Opportunity Range
Along with financial statement analysis, the daily predictive indicators of NatWest Group help investors to analyze its daily demand and supply, volume, patterns, and price swings to determine the real value of NatWest Group PLC. We use our internally-developed statistical techniques to arrive at the intrinsic value of NatWest Group PLC based on widely used predictive technical indicators. In general, we focus on analyzing NatWest Stock price patterns and their correlations with different microeconomic environment and drivers. We also apply predictive analytics to build NatWest Group's daily price indicators and compare them against related drivers.
| Downside Deviation | 1.6 | |||
| Information Ratio | 0.1171 | |||
| Maximum Drawdown | 7.89 | |||
| Value At Risk | (2.45) | |||
| Potential Upside | 2.85 |
Complementary Tools for NatWest Stock analysis
When running NatWest Group's price analysis, check to measure NatWest Group's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy NatWest Group is operating at the current time. Most of NatWest Group's value examination focuses on studying past and present price action to predict the probability of NatWest Group's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move NatWest Group's price. Additionally, you may evaluate how the addition of NatWest Group to your portfolios can decrease your overall portfolio volatility.
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