Q2 Holdings Financials
QTWO Stock | USD 106.37 1.42 1.35% |
Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
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Current Ratio | 1.9 | 2.2341 |
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The essential information of the day-to-day investment outlook for Q2 Holdings includes many different criteria found on its balance sheet. An individual investor should monitor Q2 Holdings' cash flow, debt, and profitability to accurately make informed decisions on whether to invest in Q2 Holdings.
Net Income |
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QTWO | Select Account or Indicator |
Understanding current and past Q2 Holdings Financials, including the trends in assets, liabilities, equity and income are directly related to making proper and timely investing decisions. All of Q2 Holdings' financial statements are interrelated, with each one affecting the others. For example, an increase in Q2 Holdings' assets may result in an increase in income on the income statement.
Q2 Holdings Stock Summary
Q2 Holdings competes with OLB. Q2 Holdings, Inc. provides cloud-based digital banking solutions to regional and community financial institutions in the United States. Q2 Holdings, Inc. was founded in 2004 and is headquartered in Austin, Texas. Q2 Holdings operates under SoftwareApplication classification in the United States and is traded on New York Stock Exchange. It employs 2024 people.Foreign Associate | Canada |
Specialization | Information Technology, Software - Application |
Instrument | USA Stock View All |
Exchange | New York Stock Exchange |
ISIN | US74736L1098 |
CUSIP | 74736L109 |
Location | Texas; U.S.A |
Business Address | 10355 Pecan Park |
Sector | Software |
Industry | Information Technology |
Benchmark | Dow Jones Industrial |
Website | www.q2.com |
Phone | 833 444 3469 |
Currency | USD - US Dollar |
Q2 Holdings Key Financial Ratios
Return On Equity | -0.12 | ||||
Profit Margin | (0.08) % | ||||
Operating Margin | (0.07) % | ||||
Price To Sales | 9.51 X | ||||
Revenue | 624.62 M |
Q2 Holdings Key Balance Sheet Accounts
2019 | 2020 | 2021 | 2022 | 2023 | 2024 (projected) | ||
Total Assets | 1.0B | 1.4B | 1.4B | 1.3B | 1.2B | 652.0M | |
Other Current Liab | 55.0M | 42.3M | 41.1M | 34.8M | 32.6M | 27.7M | |
Net Debt | 369.9M | 193.3M | 299.1M | 531.5M | 316.8M | 332.7M | |
Retained Earnings | (243.3M) | (381.2M) | (493.9M) | (560.3M) | (625.7M) | (594.4M) | |
Accounts Payable | 11.0M | 7.9M | 10.6M | 10.1M | 19.4M | 20.3M | |
Cash | 100.1M | 407.7M | 322.8M | 199.6M | 229.7M | 140.4M | |
Net Receivables | 23.3M | 37.5M | 48.8M | 55.6M | 52.1M | 54.7M | |
Other Current Assets | 6.4M | 39.6M | 45.9M | 42.1M | 51.9M | 54.5M | |
Total Liab | 630.0M | 773.3M | 814.7M | 930.7M | 752.9M | 398.3M | |
Total Current Assets | 186.3M | 616.2M | 522.5M | 531.1M | 428.0M | 260.0M | |
Other Liab | 36.2M | 33.3M | 33.4M | 27.9M | 32.1M | 37.8M | |
Other Assets | 62.6M | 103.8M | 68.4M | 63.6M | 73.1M | 46.5M | |
Long Term Debt | 424.8M | 557.5M | 551.6M | 657.8M | 490.5M | 287.2M | |
Net Tangible Assets | (306.5M) | (3.8M) | (105.0M) | (239.5M) | (215.6M) | (204.8M) | |
Good Will | 107.9M | 462.0M | 462.3M | 512.9M | 589.8M | 619.3M | |
Inventory | 24.2M | 30.8M | 35.4M | 31.2M | 40.2M | 24.8M |
Q2 Holdings Key Income Statement Accounts
2019 | 2020 | 2021 | 2022 | 2023 | 2024 (projected) | ||
Interest Expense | 20.3M | 28.6M | 33.1M | 6.7M | 5.7M | 9.0M | |
Total Revenue | 315.5M | 402.8M | 498.7M | 565.7M | 624.6M | 655.9M | |
Gross Profit | 153.0M | 174.6M | 225.0M | 256.3M | 302.7M | 317.8M | |
Operating Income | (50.7M) | (86.1M) | (75.3M) | (103.6M) | (86.1M) | (81.8M) | |
Ebit | (50.7M) | (122.1M) | (89.9M) | (110.9M) | (56.1M) | (58.9M) | |
Research Development | 76.3M | 97.4M | 117.0M | 130.1M | 137.3M | 144.2M | |
Ebitda | (6.2M) | (55.7M) | (23.2M) | (37.7M) | 29.0M | 30.5M | |
Cost Of Revenue | 162.5M | 228.2M | 273.7M | 309.3M | 322.0M | 338.1M | |
Income Before Tax | (83.4M) | (136.2M) | (111.1M) | (106.1M) | (61.8M) | (64.9M) | |
Net Income | (70.9M) | (137.6M) | (112.7M) | (109.0M) | (65.4M) | (68.7M) | |
Income Tax Expense | (12.5M) | 1.4M | 1.6M | 2.9M | 3.6M | 3.7M | |
Tax Provision | (12.5M) | 1.4M | 1.6M | 2.9M | 3.6M | 3.7M | |
Interest Income | 3.7M | 1.2M | 1.5M | 5.4M | 10.1M | 10.6M | |
Net Interest Income | (16.6M) | (27.4M) | (31.6M) | (1.3M) | 4.4M | 4.6M |
Q2 Holdings Key Cash Accounts
2019 | 2020 | 2021 | 2022 | 2023 | 2024 (projected) | ||
Change To Inventory | 14.8M | (3.1M) | 4.3M | 8.0M | 9.2M | 9.6M | |
Change In Cash | (6.6M) | 307.6M | (85.4M) | (123.9M) | 31.7M | 33.3M | |
Free Cash Flow | (13.8M) | (27.6M) | 5.3M | 6.5M | 39.6M | 41.6M | |
Depreciation | 28.5M | 51.8M | 54.8M | 61.7M | 71.7M | 75.3M | |
Other Non Cash Items | 31.4M | 58.2M | 57.4M | 37.6M | 9.8M | 9.3M | |
Capital Expenditures | 14.3M | 24.7M | 25.6M | 30.1M | 30.6M | 16.6M | |
Net Income | (70.9M) | (137.6M) | (112.7M) | (109.0M) | (65.4M) | (68.7M) | |
End Period Cash Flow | 103.6M | 411.2M | 325.8M | 201.9M | 233.6M | 141.9M | |
Investments | 36.7M | (99.5M) | 25.1M | (130.5M) | 38.6M | 40.6M | |
Change Receivables | 372K | (14.6M) | (10.1M) | 286K | 257.4K | 270.3K | |
Change To Netincome | 40.8M | 59.8M | 57.8M | 65.3M | 75.1M | 78.8M |
QTWO Financial Ratios Relationships
Comparative valuation techniques use various fundamental indicators to help in determining Q2 Holdings's current stock value. Our valuation model uses many indicators to compare Q2 Holdings value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across Q2 Holdings competition to find correlations between indicators driving Q2 Holdings's intrinsic value. More Info.Q2 Holdings is currently regarded as top stock in return on equity category among its peers. It also is currently regarded as top stock in return on asset category among its peers . At this time, Q2 Holdings' Return On Equity is very stable compared to the past year. The reason why the comparable model can be used in almost all circumstances is due to the vast number of multiples that can be utilized, such as the price-to-earnings (P/E), price-to-book (P/B), price-to-sales (P/S), price-to-cash flow (P/CF), and many others. The P/E ratio is the most commonly used of these ratios because it focuses on the Q2 Holdings' earnings, one of the primary drivers of an investment's value.Q2 Holdings Systematic Risk
Q2 Holdings' systematic risk plays a vital role in portfolio allocation when considering its stock to be added to a well-diversified portfolio. Q2 Holdings volatility which cannot be eliminated through diversification, requires returns over the risk-free rate. Over the long run, a well-diversified portfolio provides returns that match its exposure to systematic risk. In this case, investors face a trade-off between expected returns and systematic risk and, therefore, can only reduce a portfolio's exposure to systematic risk by sacrificing expected returns on the portfolio.
The output start index for this execution was twelve with a total number of output elements of fourty-nine. The Beta measures systematic risk based on how returns on Q2 Holdings correlated with the market. If Beta is less than 0 Q2 Holdings generally moves in the opposite direction as compared to the market. If Q2 Holdings Beta is about zero movement of price series is uncorrelated with the movement of the benchmark. if Beta is between zero and one Q2 Holdings is generally moves in the same direction as, but less than the movement of the market. For Beta = 1 movement of Q2 Holdings is generally in the same direction as the market. If Beta > 1 Q2 Holdings moves generally in the same direction as, but more than the movement of the benchmark.
Q2 Holdings Thematic Clasifications
Q2 Holdings is part of several thematic ideas from Software to Data Storage. If you are a theme-oriented, socially responsible, and at the same time, a result-driven investor, you can align your investing habits with your values without jeopardizing your expectations about returns. You can easily create an optimal portfolio of stocks, ETFs, funds, or cryptocurrencies based on a specific theme of your liking. Get More Thematic IdeasToday, most investors in Q2 Holdings Stock are looking for potential investment opportunities by analyzing not only static indicators but also various Q2 Holdings' growth ratios. Consistent increases or decreases in fundamental ratios usually indicate a possible pattern that can be successfully translated into profits. However, when comparing two companies, knowing each company's growth growth rates may not be enough to decide which company is a better investment. That's why investors frequently use static breakdown of Q2 Holdings growth as a starting point in their analysis.
Price Earnings To Growth Ratio |
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Q2 Holdings November 25, 2024 Opportunity Range
Along with financial statement analysis, the daily predictive indicators of Q2 Holdings help investors to analyze its daily demand and supply, volume, patterns, and price swings to determine the real value of Q2 Holdings. We use our internally-developed statistical techniques to arrive at the intrinsic value of Q2 Holdings based on widely used predictive technical indicators. In general, we focus on analyzing QTWO Stock price patterns and their correlations with different microeconomic environment and drivers. We also apply predictive analytics to build Q2 Holdings's daily price indicators and compare them against related drivers.
Downside Deviation | 1.59 | |||
Information Ratio | 0.1961 | |||
Maximum Drawdown | 18.28 | |||
Value At Risk | (2.54) | |||
Potential Upside | 3.82 |
Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in Q2 Holdings. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in housing. To learn how to invest in QTWO Stock, please use our How to Invest in Q2 Holdings guide.You can also try the Portfolio Diagnostics module to use generated alerts and portfolio events aggregator to diagnose current holdings.
Is Application Software space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Q2 Holdings. If investors know QTWO will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Q2 Holdings listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Earnings Share (0.96) | Revenue Per Share 11.322 | Quarterly Revenue Growth 0.129 | Return On Assets (0.03) | Return On Equity (0.12) |
The market value of Q2 Holdings is measured differently than its book value, which is the value of QTWO that is recorded on the company's balance sheet. Investors also form their own opinion of Q2 Holdings' value that differs from its market value or its book value, called intrinsic value, which is Q2 Holdings' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Q2 Holdings' market value can be influenced by many factors that don't directly affect Q2 Holdings' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Q2 Holdings' value and its price as these two are different measures arrived at by different means. Investors typically determine if Q2 Holdings is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Q2 Holdings' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.