Redwood Trust Financials

RWT Stock  USD 7.17  0.06  0.84%   
Based on the key indicators related to Redwood Trust's liquidity, profitability, solvency, and operating efficiency, Redwood Trust may be sliding down financialy. It has an above-average odds of going through some form of financial crisis next quarter. At this time, Redwood Trust's Inventory is comparatively stable compared to the past year. Key indicators impacting Redwood Trust's financial strength include:
Current ValueLast YearChange From Last Year 10 Year Trend
Debt Equity Ratio9.5410.8396
Fairly Down
Slightly volatile
Current Ratio0.360.347
Sufficiently Up
Slightly volatile
The essential information of the day-to-day investment outlook for Redwood Trust includes many different criteria found on its balance sheet. An individual investor should monitor Redwood Trust's cash flow, debt, and profitability to accurately make informed decisions on whether to invest in Redwood Trust.

Cash And Equivalents

298.71 Million

  
Understanding current and past Redwood Trust Financials, including the trends in assets, liabilities, equity and income are directly related to making proper and timely investing decisions. All of Redwood Trust's financial statements are interrelated, with each one affecting the others. For example, an increase in Redwood Trust's assets may result in an increase in income on the income statement.
Please note, the imprecision that can be found in Redwood Trust's accounting process means that the reasonable investor should take a skeptical approach toward the financial statement analysis of Redwood Trust. Check Redwood Trust's Beneish M Score to see the likelihood of Redwood Trust's management manipulating its earnings.

Redwood Trust Stock Summary

Redwood Trust competes with Two Harbors, AG Mortgage, Invesco Mortgage, MFA Financial, and New York. Redwood Trust, Inc., together with its subsidiaries, operates as a specialty finance company in the United States. Redwood Trust, Inc. was incorporated in 1994 and is headquartered in Mill Valley, California. Redwood Trust operates under REITMortgage classification in the United States and is traded on New York Stock Exchange. It employs 298 people.
Specialization
Real Estate, Financial Services
InstrumentUSA Stock View All
ExchangeNew York Stock Exchange
ISINUS7580754023
CUSIP758075402
LocationCalifornia; U.S.A
Business AddressOne Belvedere Place,
SectorMortgage Real Estate Investment Trusts (REITs)
IndustryFinancials
BenchmarkDow Jones Industrial
Websitewww.redwoodtrust.com
Phone415 389 7373
CurrencyUSD - US Dollar

Redwood Trust Key Financial Ratios

Redwood Trust Key Balance Sheet Accounts

201920202021202220232024 (projected)
Total Assets18.0B10.4B14.7B13.0B14.5B8.9B
Net Debt15.6B8.6B12.6B11.5B12.6B7.8B
Cash197M461M450M259M293.1M166.9M
Other Assets15.6B9.2B13.2B12.3B13.4B7.5B
Net Receivables304.2M87.4M137.6M114.7M171.9M180.5M
Total Liab16.2B9.2B13.3B11.9B13.3B8.1B
Total Current Assets740.5M766.8M794.4M662M540.7M567.7M
Other Current Liab(2.4B)(564.3M)(2.2B)(50.8M)149.4M156.9M
Retained Earnings(485.0M)(1.2B)(922.9M)1.2B(1.3B)(1.2B)
Accounts Payable60.7M41.3M39.3M50.8M57.7M60.6M
Short Term Debt2.3B523M2.2B2.0B1.4B1.2B
Common Stock1.1M1.1M1.1M1.1M1.3M701.3K
Other Liab81.3M195M249M64.9M74.6M108.1M
Long Term Debt13.6B8.5B10.9B9.7B11.6B5.9B
Other Current Assets(604.5M)(640.2M)(705.2M)(450.5M)(634.3M)(602.5M)
Net Tangible Assets1.7B1.1B1.3B1.0B1.2B1.3B
Long Term Debt Total13.6B8.5B10.9B9.7B11.2B5.8B
Capital Surpluse2.3B2.3B2.3B2.3B2.7B2.1B
Inventory9.5M8.4M36.1M6.5M93.6M98.3M

Redwood Trust Key Income Statement Accounts

The reason investors look at the income statement is to determine what Redwood Trust's earnings per share (EPS) will be in order to see if they want to buy more shares or not. For example, if a company earned $20 million in the last quarter and has 100,000 shares outstanding, its EPS is 20 cents. If you find that this number beats analysts' forecasts or is higher than it was from the same period last year, then you might want to buy more of this stock even though its price per share may not have changed.
201920202021202220232024 (projected)
Interest Expense480M448M427M552M631.5M663.1M
Total Revenue308M(363M)526M(27M)147.1M150.5M
Gross Profit287.9M(380.4M)493.9M(64.8M)125.4M143.9M
Operating Income176M(587M)338M408M1.1M1.0M
Ebit186.0M(1.0B)451.8M24.0M630.9M662.4M
Ebitda186.1M(569.6M)354.8M384.9M658.2M691.1M
Net Income169M(582M)319.6M(164M)(2.3M)(2.2M)
Income Tax Expense7M(5M)18M(20M)1.6M1.6M
Cost Of Revenue20.1M17.4M32.1M37.8M21.7M26.5M
Income Before Tax176M(587M)338M(184M)(639K)(607.1K)
Research Development0.231.450.50.250.290.21
Tax Provision7.4M(5M)18M(20M)(8.8M)(8.4M)
Net Interest Income142.5M124M148M156M99.8M110.7M
Interest Income622.3M572M575M708M707.9M558.0M

Redwood Trust Key Cash Accounts

201920202021202220232024 (projected)
Change In Cash85.8M253.6M(13.0M)(202.1M)39.4M37.5M
Free Cash Flow95.2M(505.5M)(5.7B)(139.1M)(2.0B)(1.9B)
Depreciation10.1M17.4M16.8M15.9M27.3M28.6M
Dividends Paid129.5M84.0M91.7M111.7M93.6M89.5M
Net Income169.2M(581.8M)319.6M(163.5M)(6.3M)(6.0M)
End Period Cash Flow290.8M544.5M531.5M329.4M368.8M206.5M
Other Non Cash Items(1.2B)(54.9M)(6.0B)21.1M(2.0B)(1.9B)
Change To Inventory78.7M(232.9M)22.9M36.6M51.5M48.9M
Investments2.1B4.5B2.5B2.0B684.2M1.2B
Net Borrowings(88.2M)(3.1B)4.3B(169.5M)(194.9M)(185.2M)
Change To Netincome(1.2B)(585.5M)(5.8B)(583.8M)(525.4M)(551.7M)

Redwood Financial Ratios Relationships

Comparative valuation techniques use various fundamental indicators to help in determining Redwood Trust's current stock value. Our valuation model uses many indicators to compare Redwood Trust value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across Redwood Trust competition to find correlations between indicators driving Redwood Trust's intrinsic value. More Info.
Redwood Trust is rated below average in return on equity category among its peers. It also is rated below average in return on asset category among its peers reporting about  0.07  of Return On Asset per Return On Equity. The ratio of Return On Equity to Return On Asset for Redwood Trust is roughly  13.48 . At this time, Redwood Trust's Return On Equity is comparatively stable compared to the past year. Comparative valuation analysis is a catch-all technique that is used if you cannot value Redwood Trust by discounting back its dividends or cash flows. It compares the stock's price multiples to nearest competition to determine if the stock is relatively undervalued or overvalued.

Redwood Trust Systematic Risk

Redwood Trust's systematic risk plays a vital role in portfolio allocation when considering its stock to be added to a well-diversified portfolio. Redwood Trust volatility which cannot be eliminated through diversification, requires returns over the risk-free rate. Over the long run, a well-diversified portfolio provides returns that match its exposure to systematic risk. In this case, investors face a trade-off between expected returns and systematic risk and, therefore, can only reduce a portfolio's exposure to systematic risk by sacrificing expected returns on the portfolio.
The output start index for this execution was thirty-six with a total number of output elements of twenty-five. The Beta measures systematic risk based on how returns on Redwood Trust correlated with the market. If Beta is less than 0 Redwood Trust generally moves in the opposite direction as compared to the market. If Redwood Trust Beta is about zero movement of price series is uncorrelated with the movement of the benchmark. if Beta is between zero and one Redwood Trust is generally moves in the same direction as, but less than the movement of the market. For Beta = 1 movement of Redwood Trust is generally in the same direction as the market. If Beta > 1 Redwood Trust moves generally in the same direction as, but more than the movement of the benchmark.
Today, most investors in Redwood Trust Stock are looking for potential investment opportunities by analyzing not only static indicators but also various Redwood Trust's growth ratios. Consistent increases or decreases in fundamental ratios usually indicate a possible pattern that can be successfully translated into profits. However, when comparing two companies, knowing each company's growth growth rates may not be enough to decide which company is a better investment. That's why investors frequently use static breakdown of Redwood Trust growth as a starting point in their analysis.

Price Earnings To Growth Ratio

1.57

At this time, Redwood Trust's Price Earnings To Growth Ratio is comparatively stable compared to the past year.

Redwood Trust November 22, 2024 Opportunity Range

Along with financial statement analysis, the daily predictive indicators of Redwood Trust help investors to analyze its daily demand and supply, volume, patterns, and price swings to determine the real value of Redwood Trust. We use our internally-developed statistical techniques to arrive at the intrinsic value of Redwood Trust based on widely used predictive technical indicators. In general, we focus on analyzing Redwood Stock price patterns and their correlations with different microeconomic environment and drivers. We also apply predictive analytics to build Redwood Trust's daily price indicators and compare them against related drivers.

Additional Tools for Redwood Stock Analysis

When running Redwood Trust's price analysis, check to measure Redwood Trust's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Redwood Trust is operating at the current time. Most of Redwood Trust's value examination focuses on studying past and present price action to predict the probability of Redwood Trust's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Redwood Trust's price. Additionally, you may evaluate how the addition of Redwood Trust to your portfolios can decrease your overall portfolio volatility.