SANTANDER Financials

SAN Stock   156.55  0.50  0.32%   
We advise to exercise SANTANDER fundamental analysis to see if markets are now undervaluing or overvaluing the company. In other words, this technique allows you to confirm available indicators of SANTANDER UK 10 as well as the relationship between them. We were able to analyze and collect data for eight available drivers for SANTANDER UK 10, which can be compared to its competition. The stock experiences a normal downward trend and little activity. Check odds of SANTANDER to be traded at 154.98 in 90 days.
  
Understanding current and past SANTANDER Financials, including the trends in assets, liabilities, equity and income are directly related to making proper and timely investing decisions. All of SANTANDER's financial statements are interrelated, with each one affecting the others. For example, an increase in SANTANDER's assets may result in an increase in income on the income statement.
Please note, the presentation of SANTANDER's financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, SANTANDER's management is honest, while the outside auditors are strict and uncompromising. Please utilize our Beneish M Score to check the likelihood of SANTANDER's management manipulating its earnings.

SANTANDER Stock Summary

SANTANDER competes with Park Hotels, Silvercorp Metals, Endeavour Mining, Panther Metals, and AMG Advanced. SANTANDER is entity of United Kingdom. It is traded as Stock on LSE exchange.
Foreign Associate
  USA
Specialization
Information Technology, Software & Services
InstrumentUK Stock View All
ExchangeLondon Exchange
SectorSoftware
IndustryInformation Technology
BenchmarkDow Jones Industrial
You should never invest in SANTANDER without having analyzed its financial statements. Do not rely on someone else's analysis or guesses about the future performance of SANTANDER Stock, because this is throwing your money away. Analyzing the key information contained in SANTANDER's financial statements can give you an edge over other investors and help to ensure that your investments perform well for you.

SANTANDER Key Financial Ratios

There are many critical financial ratios that SANTANDER's investors are exposed to on a daily basis, but they are usually grouped into few meaningful categories from each financial statement that SANTANDER UK 10 reports annually and quarterly.

SANTANDER Key Balance Sheet Accounts

201920202021202220232024 (projected)
Total Assets281.7B292.3B287.1B285.2B275.4B232.3B
Retained Earnings4.5B4.3B5.1B4.8B4.3B3.7B
Cash21.2B41.3B48.1B44.2B38.2B36.1B
Long Term Debt44.7B33.2B22.9B29.3B32.1B36.2B
Total Liab265.7B276.4B271.0B270.8B260.8B219.8B
Intangible Assets563M443M342M351M349M608M
Net Invested Capital61.3B54.6B44.1B48.4B51.0B44.6B
Short Long Term Debt5.8B5.7B5.1B4.7B4.3B4.6B

SANTANDER Key Income Statement Accounts

An income statement is very similar to a cash flow statement, but instead of showing net revenue minus expenses, it only includes earnings before interest and taxes (EBIT). This number does not have all of the same line items that are on a cash flow statement, but it leaves out non-cash expenses like depreciation and amortization. For example, if you bought $100 worth of goods from Walmart (WMT) using your debit card that has an interest rate of 20%, then paid off the balance at the end of the month with a credit card that charges 30% interest, you would have an income statement showing EBIT of $80 because your expenses are lower than the amount that went into your pocket.
201920202021202220232024 (projected)
Tax Provision279M121M492M480M559M353.1M
Net Interest Income3.3B3.4B3.9B4.4B4.7B4.2B
Interest Income5.9B5.0B4.8B6.7B11.6B7.2B
Interest Expense2.6B1.6B813M2.3B7.0B7.3B
Total Revenue4.1B3.9B4.4B5.0B5.1B5.0B
Net Income From Continuing Ops733M439M1.4B1.4B1.5B1.3B
Income Before Tax1.0B560M1.8B1.9B2.1B1.7B
Net Income714M452M1.4B1.4B1.5B1.2B
Reconciled Depreciation543M562M501M296M290M333.8M

SANTANDER Key Cash Accounts

Cash flow analysis captures how much money flows into and out of SANTANDER UK 10. It measures of how well SANTANDER is doing because it can show the actual money that comes into and out of the Company from sales instead of measuring expenses against revenue to determine earnings. You have to read the cash flow statement in three sections. The first section shows how much money SANTANDER brought in, usually known as net revenue or sales. This is different from earnings because it does not include expenses when determining net revenue for use on this part of the cash flow statement. Next, are operating activities, which show how much money SANTANDER had leftover after paying for its expenses. This number can be calculated in two ways: by subtracting the total of all operating expenses from net revenue or by adding up changes to cash and other assets or liabilities on this part of the statement. The third section is about investing activities, which shows what SANTANDER has done with the money that it received from the sale of assets or what it spent to acquire new ones. This section can be broken down into two parts: investing in existing businesses (in other words, buying more stock) and investing in non-business activities like paying off debt or making acquisitions.
201920202021202220232024 (projected)
Investments2.9B6.6B3.1B(198M)(2.7B)(2.6B)
Change In Cash1.8B18.8B2.6B(2.9B)(3.9B)(3.7B)
Depreciation543M562M501M296M290M324.3M
Dividends Paid457M277M1.5B1.2B1.7B1.1B
Capital Expenditures505M373M613M496M385M398.4M
Total Cash From Operating Activities3.1B18.9B10.3B(3.0B)(1.1B)(1.1B)
Net Income714M452M1.4B1.4B1.5B1.2B
Total Cash From Financing Activities(4.1B)(6.8B)(10.8B)277M19M20.0M
End Period Cash Flow27.8B46.7B49.3B46.5B42.5B42.2B
Free Cash Flow2.6B18.5B9.6B(3.5B)(1.5B)(1.4B)
Change In Working Capital2.6B16.8B8.8B(8.3B)(2.3B)(2.1B)
Begin Period Cash Flow26.0B27.9B46.7B49.3B46.5B41.5B
Other Non Cash Items(1.1B)416M(308M)3.3B(932M)(885.4M)

SANTANDER Financial Ratios Relationships

Comparative valuation techniques use various fundamental indicators to help in determining SANTANDER's current stock value. Our valuation model uses many indicators to compare SANTANDER value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across SANTANDER competition to find correlations between indicators driving SANTANDER's intrinsic value. More Info.
SANTANDER UK 10 is currently regarded number one company in revenue category among its peers. It also is currently regarded as top stock in net income category among its peers making up about  0.30  of Net Income per Revenue. The ratio of Revenue to Net Income for SANTANDER UK 10 is roughly  3.31 . At present, SANTANDER's Total Revenue is projected to decrease significantly based on the last few years of reporting. The reason why the comparable model can be used in almost all circumstances is due to the vast number of multiples that can be utilized, such as the price-to-earnings (P/E), price-to-book (P/B), price-to-sales (P/S), price-to-cash flow (P/CF), and many others. The P/E ratio is the most commonly used of these ratios because it focuses on the SANTANDER's earnings, one of the primary drivers of an investment's value.

SANTANDER UK 10 Systematic Risk

SANTANDER's systematic risk plays a vital role in portfolio allocation when considering its stock to be added to a well-diversified portfolio. SANTANDER volatility which cannot be eliminated through diversification, requires returns over the risk-free rate. Over the long run, a well-diversified portfolio provides returns that match its exposure to systematic risk. In this case, investors face a trade-off between expected returns and systematic risk and, therefore, can only reduce a portfolio's exposure to systematic risk by sacrificing expected returns on the portfolio.
The output start index for this execution was twelve with a total number of output elements of fourty-nine. The Beta measures systematic risk based on how returns on SANTANDER UK 10 correlated with the market. If Beta is less than 0 SANTANDER generally moves in the opposite direction as compared to the market. If SANTANDER Beta is about zero movement of price series is uncorrelated with the movement of the benchmark. if Beta is between zero and one SANTANDER UK 10 is generally moves in the same direction as, but less than the movement of the market. For Beta = 1 movement of SANTANDER is generally in the same direction as the market. If Beta > 1 SANTANDER moves generally in the same direction as, but more than the movement of the benchmark.

SANTANDER UK 10 Total Assets Over Time

SANTANDER November 26, 2024 Opportunity Range

Along with financial statement analysis, the daily predictive indicators of SANTANDER help investors to analyze its daily demand and supply, volume, patterns, and price swings to determine the real value of SANTANDER UK 10. We use our internally-developed statistical techniques to arrive at the intrinsic value of SANTANDER UK 10 based on widely used predictive technical indicators. In general, we focus on analyzing SANTANDER Stock price patterns and their correlations with different microeconomic environment and drivers. We also apply predictive analytics to build SANTANDER's daily price indicators and compare them against related drivers.

Complementary Tools for SANTANDER Stock analysis

When running SANTANDER's price analysis, check to measure SANTANDER's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy SANTANDER is operating at the current time. Most of SANTANDER's value examination focuses on studying past and present price action to predict the probability of SANTANDER's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move SANTANDER's price. Additionally, you may evaluate how the addition of SANTANDER to your portfolios can decrease your overall portfolio volatility.
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