SBI Life Financials
| SBILIFE Stock | 1,507 11.55 0.77% |
| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
|---|---|---|---|---|---|---|---|---|---|
| Operating Income | 13.7 B | 20.1 B |
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SBI | Select Account or Indicator |
Understanding current and past SBI Life Financials, including the trends in assets, liabilities, equity and income are directly related to making proper and timely investing decisions. All of SBI Life's financial statements are interrelated, with each one affecting the others. For example, an increase in SBI Life's assets may result in an increase in income on the income statement.
Please note, the presentation of SBI Life's financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, SBI Life's management is honest, while the outside auditors are strict and uncompromising. Please utilize our Beneish M Score to check the likelihood of SBI Life's management manipulating its earnings.
SBI Life Stock Summary
SBI Life competes with MRF, Nalwa Sons, Kalyani Investment, Pilani Investment, and Vardhman Holdings. SBI Life is entity of India. It is traded as Stock on NSE exchange.Specialization | Financial Services, Insurance - Life |
| Instrument | India Stock View All |
| Exchange | National Stock Exchange of India |
| ISIN | INE123W01016 |
| Business Address | Natraj, M V |
| Sector | Insurance |
| Industry | Financials |
| Benchmark | Dow Jones Industrial |
| Website | www.sbilife.co.in |
| Phone | 91 22 6191 0000 |
You should never invest in SBI Life without having analyzed its financial statements. Do not rely on someone else's analysis or guesses about the future performance of SBI Stock, because this is throwing your money away. Analyzing the key information contained in SBI Life's financial statements can give you an edge over other investors and help to ensure that your investments perform well for you.
SBI Life Key Financial Ratios
There are many critical financial ratios that SBI Life's investors are exposed to on a daily basis, but they are usually grouped into few meaningful categories from each financial statement that SBI Life Insurance reports annually and quarterly.| Revenue | 1.31 T | |||
| Gross Profit | 62.5 B | |||
| EBITDA | 21.63 B | |||
| Net Income | 18.94 B | |||
| Total Asset | 3.98 T |
SBI Life Key Balance Sheet Accounts
| 2019 | 2020 | 2021 | 2022 | 2023 | 2024 (projected) | ||
| Total Assets | 1.7T | 2.3T | 2.7T | 3.1T | 4.0T | 4.2T | |
| Other Current Liab | 16.2B | 25.3B | (20.8B) | (25.5B) | (8.8B) | (9.2B) | |
| Net Debt | (9.1B) | (12.1B) | (10.3B) | (15.9B) | (47.4B) | (45.0B) | |
| Retained Earnings | 78.8B | 90.9B | 103.9B | 118.6B | 134.9B | 73.1B | |
| Accounts Payable | 12.3B | 14.5B | 17.8B | 22.1B | 7.1B | 14.2B | |
| Cash | 9.1B | 12.1B | 10.3B | 15.9B | 47.4B | 49.8B | |
| Other Assets | 1.0T | 1.4T | 1.7T | 2.0T | 138.0B | 131.1B | |
| Other Current Assets | 121.6B | 150.5B | 207.3B | 190.3B | 47.5B | 45.1B | |
| Total Liab | 1.6T | 2.2T | 2.6T | 22.1B | 3.8T | 4.0T | |
| Total Current Assets | 11.6B | 15.4B | 26.9B | 23.4B | 47.5B | 49.8B | |
| Intangible Assets | 375.7M | 201.3M | 120.6M | 134.7M | 99.0M | 94.1M | |
| Common Stock | 10.0B | 10.0B | 10.0B | 10.0B | 10.0B | 11.0B | |
| Other Liab | 1.4T | 1.5T | 2.1T | 2.6T | 3.0T | 3.1T | |
| Net Tangible Assets | 75.4B | 87.1B | 103.8B | 116.1B | 133.5B | 76.2B | |
| Net Receivables | 8.0B | 11.8B | 8.7B | 3.8B | 4.4B | 7.1B | |
| Net Invested Capital | 87.4B | 104.0B | 116.2B | 130.2B | 149.1B | 114.4B | |
| Capital Stock | 10.0B | 10.0B | 10.0B | 10.0B | 10.0B | 11.0B |
SBI Life Key Income Statement Accounts
An income statement is very similar to a cash flow statement, but instead of showing net revenue minus expenses, it only includes earnings before interest and taxes (EBIT). This number does not have all of the same line items that are on a cash flow statement, but it leaves out non-cash expenses like depreciation and amortization. For example, if you bought $100 worth of goods from Walmart (WMT) using your debit card that has an interest rate of 20%, then paid off the balance at the end of the month with a credit card that charges 30% interest, you would have an income statement showing EBIT of $80 because your expenses are lower than the amount that went into your pocket.
| 2019 | 2020 | 2021 | 2022 | 2023 | 2024 (projected) | ||
| Interest Expense | 84.9M | 83.2M | 219.9M | 248.4M | 284.2M | 298.4M | |
| Total Revenue | 437.4B | 821.2B | 829.1B | 806.4B | 1.3T | 1.4T | |
| Gross Profit | 437.4B | 821.2B | 829.1B | 806.4B | 1.3T | 1.4T | |
| Operating Income | 14.2B | 15.5B | 15.8B | 17.6B | 20.1B | 13.7B | |
| Ebit | 18.0B | 16.5B | 17.0B | 19.2B | 20.9B | 15.4B | |
| Ebitda | 18.9B | 17.5B | 17.7B | 19.8B | 21.6B | 16.1B | |
| Income Before Tax | 14.1B | 15.4B | 15.6B | 17.6B | 20.8B | 13.7B | |
| Net Income | 14.2B | 14.6B | 15.1B | 17.2B | 18.9B | 13.2B | |
| Income Tax Expense | (86.3M) | 866.1M | 547.6M | 378.7M | 1.8B | 1.9B | |
| Tax Provision | (86.3M) | 866.1M | 547.6M | 378.7M | 483.3M | 403.3M | |
| Interest Income | 372.7M | 358.1M | 448.1M | 498.5M | 448.7M | 595.6M | |
| Net Interest Income | (84.9M) | (83.2M) | (100.1M) | (248.4M) | (223.5M) | (212.4M) |
SBI Life Key Cash Accounts
Cash flow analysis captures how much money flows into and out of SBI Life Insurance. It measures of how well SBI is doing because it can show the actual money that comes into and out of the Company from sales instead of measuring expenses against revenue to determine earnings. You have to read the cash flow statement in three sections. The first section shows how much money SBI Life brought in, usually known as net revenue or sales. This is different from earnings because it does not include expenses when determining net revenue for use on this part of the cash flow statement. Next, are operating activities, which show how much money SBI had leftover after paying for its expenses. This number can be calculated in two ways: by subtracting the total of all operating expenses from net revenue or by adding up changes to cash and other assets or liabilities on this part of the statement. The third section is about investing activities, which shows what SBI Life has done with the money that it received from the sale of assets or what it spent to acquire new ones. This section can be broken down into two parts: investing in existing businesses (in other words, buying more stock) and investing in non-business activities like paying off debt or making acquisitions.
| 2019 | 2020 | 2021 | 2022 | 2023 | 2024 (projected) | ||
| Change In Cash | 21.1B | 46.8B | 99.2M | (19.6B) | (23.3B) | (22.1B) | |
| Free Cash Flow | 192.2B | 237.7B | (557.9M) | (632.0M) | 290.1B | 304.6B | |
| Depreciation | 900.3M | 994.0M | 749.0M | 677.9M | 762.3M | 591.1M | |
| Other Non Cash Items | 177.9B | 223.2B | (15.8B) | 399.3B | 271.5B | 285.1B | |
| Dividends Paid | 2.0B | 2.0B | 2.5B | 4.5B | 2.7B | 2.0B | |
| Capital Expenditures | 809.9M | 1.0B | 557.9M | 632.0M | 1.1B | 999.1M | |
| Net Income | 14.2B | 14.6B | 15.1B | 17.2B | 18.9B | 13.2B | |
| End Period Cash Flow | 62.0B | 108.7B | 108.8B | 89.2B | 66.0B | 64.9B | |
| Investments | (250.7B) | (298.3B) | (332.5B) | (302.0B) | (312.2B) | (327.8B) | |
| Change To Netincome | 120.5B | 177.9B | 223.2B | 202.7B | 233.1B | 116.6B |
SBI Financial Ratios Relationships
Comparative valuation techniques use various fundamental indicators to help in determining SBI Life's current stock value. Our valuation model uses many indicators to compare SBI Life value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across SBI Life competition to find correlations between indicators driving SBI Life's intrinsic value. More Info.SBI Life Insurance is currently regarded as top stock in return on equity category among its peers. It is rated fourth in return on asset category among its peers reporting about 0.03 of Return On Asset per Return On Equity. The ratio of Return On Equity to Return On Asset for SBI Life Insurance is roughly 37.97 . The reason why the comparable model can be used in almost all circumstances is due to the vast number of multiples that can be utilized, such as the price-to-earnings (P/E), price-to-book (P/B), price-to-sales (P/S), price-to-cash flow (P/CF), and many others. The P/E ratio is the most commonly used of these ratios because it focuses on the SBI Life's earnings, one of the primary drivers of an investment's value.SBI Life Insurance Systematic Risk
SBI Life's systematic risk plays a vital role in portfolio allocation when considering its stock to be added to a well-diversified portfolio. SBI Life volatility which cannot be eliminated through diversification, requires returns over the risk-free rate. Over the long run, a well-diversified portfolio provides returns that match its exposure to systematic risk. In this case, investors face a trade-off between expected returns and systematic risk and, therefore, can only reduce a portfolio's exposure to systematic risk by sacrificing expected returns on the portfolio.
The output start index for this execution was twenty-four with a total number of output elements of thirty-seven. The Beta measures systematic risk based on how returns on SBI Life Insurance correlated with the market. If Beta is less than 0 SBI Life generally moves in the opposite direction as compared to the market. If SBI Life Beta is about zero movement of price series is uncorrelated with the movement of the benchmark. if Beta is between zero and one SBI Life Insurance is generally moves in the same direction as, but less than the movement of the market. For Beta = 1 movement of SBI Life is generally in the same direction as the market. If Beta > 1 SBI Life moves generally in the same direction as, but more than the movement of the benchmark.
SBI Life Insurance Total Assets Over Time
SBI Life Thematic Clasifications
SBI Life Insurance is part of several thematic ideas from Insurance Providers to Banks. If you are a theme-oriented, socially responsible, and at the same time, a result-driven investor, you can align your investing habits with your values without jeopardizing your expectations about returns. You can easily create an optimal portfolio of stocks, ETFs, funds, or cryptocurrencies based on a specific theme of your liking. Get More Thematic IdeasSBI Life November 27, 2024 Opportunity Range
Along with financial statement analysis, the daily predictive indicators of SBI Life help investors to analyze its daily demand and supply, volume, patterns, and price swings to determine the real value of SBI Life Insurance. We use our internally-developed statistical techniques to arrive at the intrinsic value of SBI Life Insurance based on widely used predictive technical indicators. In general, we focus on analyzing SBI Stock price patterns and their correlations with different microeconomic environment and drivers. We also apply predictive analytics to build SBI Life's daily price indicators and compare them against related drivers.
| Information Ratio | (0.26) | |||
| Maximum Drawdown | 7.37 | |||
| Value At Risk | (2.91) | |||
| Potential Upside | 2.11 |
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When running SBI Life's price analysis, check to measure SBI Life's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy SBI Life is operating at the current time. Most of SBI Life's value examination focuses on studying past and present price action to predict the probability of SBI Life's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move SBI Life's price. Additionally, you may evaluate how the addition of SBI Life to your portfolios can decrease your overall portfolio volatility.
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