SJW Group Financials

SJW Stock  USD 56.47  0.93  1.67%   
Based on the analysis of SJW Group's profitability, liquidity, and operating efficiency, SJW Group Common is doing better financially today then in previous quarter. It has a moderate probability of reporting better financial numbers in December. At this time, SJW Group's Non Currrent Assets Other are fairly stable compared to the past year. Net Receivables is likely to climb to about 132.6 M in 2024, whereas Total Assets are likely to drop slightly above 1.3 B in 2024. Key indicators impacting SJW Group's financial strength include:
Current ValueLast YearChange From Last Year 10 Year Trend
Net Profit Margin0.130.1268
Fairly Up
Very volatile
Return On Assets0.03580.0465
Significantly Down
Very volatile
Return On Equity0.110.0689
Way Up
Pretty Stable
Debt Equity Ratio0.791.4166
Way Down
Slightly volatile
Operating Income156.9 M149.4 M
Sufficiently Up
Slightly volatile
Current Ratio0.550.5784
Notably Down
Slightly volatile
The essential information of the day-to-day investment outlook for SJW Group includes many different criteria found on its balance sheet. An individual investor should monitor SJW Group's cash flow, debt, and profitability to accurately make informed decisions on whether to invest in SJW Group.

Cash And Equivalents

0.0

  
Understanding current and past SJW Group Financials, including the trends in assets, liabilities, equity and income are directly related to making proper and timely investing decisions. All of SJW Group's financial statements are interrelated, with each one affecting the others. For example, an increase in SJW Group's assets may result in an increase in income on the income statement.
Please note, the imprecision that can be found in SJW Group's accounting process means that the reasonable investor should take a skeptical approach toward the financial statement analysis of SJW Group Common. Check SJW Group's Beneish M Score to see the likelihood of SJW Group's management manipulating its earnings.

SJW Group Stock Summary

SJW Group competes with California Water, Artesian Resources, York Water, American States, and Middlesex Water. SJW Group, through its subsidiaries, provides water utility services in the United States. SJW Group was incorporated in 1985 and is headquartered in San Jose, California. SJW Corp operates under UtilitiesRegulated Water classification in the United States and is traded on New York Stock Exchange. It employs 751 people.
Specialization
Utilities, Utilities - Regulated Water
InstrumentUSA Stock View All
ExchangeNew York Stock Exchange
ISINUS7843051043
CUSIP784305104
LocationCalifornia; U.S.A
Business Address110 West Taylor
SectorWater Utilities
IndustryUtilities
BenchmarkDow Jones Industrial
Websitewww.sjwgroup.com
Phone408 279 7800
CurrencyUSD - US Dollar

SJW Group Key Financial Ratios

SJW Group Key Balance Sheet Accounts

201920202021202220232024 (projected)
Total Assets3.1B3.3B3.5B3.6B1.8B1.3B
Other Current Liab18.3M65.3M62.8M72.1M60.0M62.9M
Net Debt1.4B1.5B1.6B1.6B1.7B1.8B
Retained Earnings383.2M408.0M428.3M458.4M495.4M254.9M
Accounts Payable34.9M34.2M30.4M29.6M46.1M48.4M
Cash12.9M5.3M10.9M12.3M9.7M9.2M
Net Receivables88.1M103.1M104.8M110.5M126.3M132.6M
Other Current Assets16.0M19.0M18.4M35.6M62.4M65.5M
Total Liab2.2B2.4B2.5B2.5B593.1M862.5M
Total Current Assets122.0M127.3M134.1M154.7M198.4M208.3M
Short Term Debt139.5M251.3M102.1M163.9M220.5M231.5M
Other Liab724.3M763.6M755.2M765.1M879.9M923.9M
Other Assets118.6M171.0M156.5M39.1M(2.6B)(2.5B)
Long Term Debt1.4B1.3B1.5B1.5B1.5B1.6B
Good Will628.3M628.1M640.5M640.3M736.4M773.2M
Intangible Assets33.4M35.2M36.3M24.5M43.4M45.6M
Net Tangible Assets261.7M1.0B394.0M1.2B1.4B1.5B
Long Term Debt Total1.4B1.3B1.5B1.5B1.7B1.8B
Capital Surpluse506.6M510.2M606.4M651.0M748.7M786.1M

SJW Group Key Income Statement Accounts

The reason investors look at the income statement is to determine what SJW Group's earnings per share (EPS) will be in order to see if they want to buy more shares or not. For example, if a company earned $20 million in the last quarter and has 100,000 shares outstanding, its EPS is 20 cents. If you find that this number beats analysts' forecasts or is higher than it was from the same period last year, then you might want to buy more of this stock even though its price per share may not have changed.
201920202021202220232024 (projected)
Interest Expense31.8M54.3M54.3M58.1M66.1M69.5M
Total Revenue420.5M564.5M573.7M620.7M670.4M703.9M
Gross Profit224.2M316.6M318.6M357.2M306.0M321.3M
Operating Income78.7M117.7M111.2M131.0M149.4M156.9M
Ebit144.1M117.3M123.2M129.8M148.2M155.6M
Ebitda144.3M208.9M309.5M236.2M256.3M269.2M
Net Income23.4M61.5M60.5M73.8M85.0M89.2M
Income Tax Expense8.5M8.4M8.4M8.5M6.0M8.9M
Cost Of Revenue196.3M248.0M255.1M263.5M364.3M382.6M
Income Before Tax32.1M69.9M68.8M82.3M90.9M47.5M
Tax Provision8.5M8.4M8.4M8.5M6.0M5.7M
Interest Income6.5M53.3M53.4M58.1M66.8M70.1M
Net Interest Income(25.3M)(54.3M)(54.3M)(58.1M)(66.1M)(62.8M)

SJW Group Key Cash Accounts

201920202021202220232024 (projected)
Change In Cash(402.8M)(8.7M)1.6M225K(2.6M)(2.5M)
Free Cash Flow(52.9M)(110.9M)(123.8M)(78.0M)(99.9M)(94.9M)
Other Non Cash Items(909K)(7.2M)(11.1M)(9.3M)(2.1M)(2.0M)
Dividends Paid34.1M36.5M40.1M43.6M47.9M50.3M
Capital Expenditures182.9M215.0M253.8M244.2M290.7M305.3M
Net Income23.6M61.5M60.5M73.8M85.0M89.2M
End Period Cash Flow17.9M9.3M10.9M12.3M9.7M9.2M
Change To Netincome1.2M(4.1M)(9.7M)(4K)(3.6K)(3.4K)
Depreciation68.5M91.6M96.5M106.4M108.1M63.4M
Investments(835.5M)(214.3M)(260.0M)(244.3M)(304.6M)(289.4M)
Change Receivables(3.9M)(18.9M)(5.9M)(8.2M)(7.4M)(7.0M)
Net Borrowings499.1M114.4M58.8M62.4M71.8M86.9M

SJW Financial Ratios Relationships

Comparative valuation techniques use various fundamental indicators to help in determining SJW Group's current stock value. Our valuation model uses many indicators to compare SJW Group value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across SJW Group competition to find correlations between indicators driving SJW Group's intrinsic value. More Info.
SJW Group Common is rated below average in return on equity category among its peers. It also is rated below average in return on asset category among its peers reporting about  0.35  of Return On Asset per Return On Equity. The ratio of Return On Equity to Return On Asset for SJW Group Common is roughly  2.85 . At this time, SJW Group's Return On Equity is fairly stable compared to the past year. Comparative valuation analysis is a catch-all technique that is used if you cannot value SJW Group by discounting back its dividends or cash flows. It compares the stock's price multiples to nearest competition to determine if the stock is relatively undervalued or overvalued.

SJW Group Common Systematic Risk

SJW Group's systematic risk plays a vital role in portfolio allocation when considering its stock to be added to a well-diversified portfolio. SJW Group volatility which cannot be eliminated through diversification, requires returns over the risk-free rate. Over the long run, a well-diversified portfolio provides returns that match its exposure to systematic risk. In this case, investors face a trade-off between expected returns and systematic risk and, therefore, can only reduce a portfolio's exposure to systematic risk by sacrificing expected returns on the portfolio.
The output start index for this execution was twelve with a total number of output elements of fourty-nine. The Beta measures systematic risk based on how returns on SJW Group Common correlated with the market. If Beta is less than 0 SJW Group generally moves in the opposite direction as compared to the market. If SJW Group Beta is about zero movement of price series is uncorrelated with the movement of the benchmark. if Beta is between zero and one SJW Group Common is generally moves in the same direction as, but less than the movement of the market. For Beta = 1 movement of SJW Group is generally in the same direction as the market. If Beta > 1 SJW Group moves generally in the same direction as, but more than the movement of the benchmark.
Today, most investors in SJW Group Stock are looking for potential investment opportunities by analyzing not only static indicators but also various SJW Group's growth ratios. Consistent increases or decreases in fundamental ratios usually indicate a possible pattern that can be successfully translated into profits. However, when comparing two companies, knowing each company's growth growth rates may not be enough to decide which company is a better investment. That's why investors frequently use static breakdown of SJW Group growth as a starting point in their analysis.

Price Earnings To Growth Ratio

2.94

At this time, SJW Group's Price Earnings To Growth Ratio is fairly stable compared to the past year.

SJW Group November 25, 2024 Opportunity Range

Along with financial statement analysis, the daily predictive indicators of SJW Group help investors to analyze its daily demand and supply, volume, patterns, and price swings to determine the real value of SJW Group Common. We use our internally-developed statistical techniques to arrive at the intrinsic value of SJW Group Common based on widely used predictive technical indicators. In general, we focus on analyzing SJW Stock price patterns and their correlations with different microeconomic environment and drivers. We also apply predictive analytics to build SJW Group's daily price indicators and compare them against related drivers.

Additional Tools for SJW Stock Analysis

When running SJW Group's price analysis, check to measure SJW Group's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy SJW Group is operating at the current time. Most of SJW Group's value examination focuses on studying past and present price action to predict the probability of SJW Group's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move SJW Group's price. Additionally, you may evaluate how the addition of SJW Group to your portfolios can decrease your overall portfolio volatility.