Selectquote Financials

SLQT Stock  USD 1.49  0.03  1.97%   
Based on the measurements of operating efficiency obtained from Selectquote's historical financial statements, Selectquote may be sliding down financialy. It has an above-average chance of going through some form of financial crunch next quarter. At this time, Selectquote's Deferred Long Term Liabilities is comparatively stable compared to the past year. Net Invested Capital is likely to gain to about 875.5 M in 2026, whereas Other Current Liabilities is likely to drop slightly above 63.7 M in 2026.
 
Covid
 
Interest Hikes

Selectquote Balance Sheet Chart

At this time, Selectquote's Deferred Long Term Liabilities is comparatively stable compared to the past year. Net Invested Capital is likely to gain to about 875.5 M in 2026, whereas Other Current Liabilities is likely to drop slightly above 63.7 M in 2026.
Key indicators impacting Selectquote's financial strength include:
Current ValueLast YearChange From Last Year 10 Year Trend
Debt Equity Ratio0.860.65
Significantly Up
Slightly volatile
Current Ratio3.591.84
Way Up
Slightly volatile
The essential information of the day-to-day investment outlook for Selectquote includes many different criteria found on its balance sheet. An individual investor should monitor Selectquote's cash flow, debt, and profitability to accurately make informed decisions on whether to invest in Selectquote.

Net Income

44.96 Million

  
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Please note, the imprecision that can be found in Selectquote's accounting process means that the reasonable investor should take a skeptical approach toward the financial statement analysis of Selectquote. Check Selectquote's Beneish M Score to see the likelihood of Selectquote's management manipulating its earnings.

Selectquote Stock Summary

Selectquote competes with TWFG, MBIA, Titan Acquisition, Runway Growth, and Citizens. SelectQuote, Inc. operates a technology-enabled, direct-to-consumer distribution platform that sells a range of insurance products and healthcare services in the United States. The company was incorporated in 1999 and is headquartered in Overland Park, Kansas. Selectquote operates under Insurance Brokers classification in the United States and is traded on New York Stock Exchange. It employs 4367 people.
Specialization
Financial Services, Insurance Brokers
InstrumentUSA Stock View All
ExchangeNew York Stock Exchange
ISINUS8163073005
Business Address6800 West 115th
SectorInsurance
IndustryFinancials
BenchmarkDow Jones Industrial
Websitewww.selectquote.com
Phone913 599 9225
CurrencyUSD - US Dollar

Selectquote Key Financial Ratios

Selectquote Key Balance Sheet Accounts

202120222023202420252026 (projected)
Total Assets1.3B1.2B1.2B1.2B1.4B1.1B
Other Current Liab68.2M67.7M74.6M79.7M91.6M63.7M
Other Liab120.4M152.7M52.9M42.4M38.2M69.7M
Net Tangible Assets471.0M553.6M314.4M292.9M336.8M378.5M
Net Debt604.1M648.6M671.2M383.5M441.0M345.6M
Retained Earnings(177.1M)(235.6M)(269.8M)(222.2M)(200.0M)(190.0M)
Accounts Payable24.8M27.6M36.6M59.2M68.1M71.5M
Cash141.0M83.2M42.7M32.4M29.2M27.7M
Other Assets463.2M758.2M725.5M733.1M843.0M578.7M
Long Term Debt698.4M664.6M637.5M316.6M364.1M430.3M
Net Receivables248.1M267.4M270.9M283.5M326.0M216.7M
Good Will46.6M68.0M29.1M29.4M33.9M33.3M
Inventory176K5.8M5.6M8.8M7.9M9.1M
Other Current Assets7.9M7.1M10.6M25.2M29.0M30.4M
Total Liab898.9M872.3M877.1M673.8M774.9M675.8M
Net Invested Capital1.1B1.0B1.0B736.3M846.7M875.5M
Total Current Assets402.8M363.2M332.9M341.0M392.2M360.8M
Net Working Capital289.3M226.0M158.3M128.1M147.4M238.3M
Short Term Debt12.6M39.2M50.7M73.3M84.3M88.6M
Intangible Assets47.6M24.9M24.2M17.0M19.6M27.6M
Common Stock1.6M1.7M1.7M1.7M2.0M1.7M

Selectquote Key Income Statement Accounts

The reason investors look at the income statement is to determine what Selectquote's earnings per share (EPS) will be in order to see if they want to buy more shares or not. For example, if a company earned $20 million in the last quarter and has 100,000 shares outstanding, its EPS is 20 cents. If you find that this number beats analysts' forecasts or is higher than it was from the same period last year, then you might want to buy more of this stock even though its price per share may not have changed.
202120222023202420252026 (projected)
Tax Provision(92.3M)(10.6M)5.1M931K837.9K879.8K
Net Interest Income(43.6M)(80.6M)(93.6M)(79.4M)(71.4M)(67.9M)
Interest Expense43.6M80.6M93.6M79.4M91.3M48.6M
Total Revenue764.0M1.0B1.3B1.5B1.8B913.8M
Gross Profit308.3M475.4M598.0M591.1M679.8M464.4M
Operating Income(346.0M)11.6M64.6M68.5M61.6M64.7M
Ebit(346.2M)11.5M64.5M127.9M115.1M120.9M
Research Development24.7M26.0M33.5M38.7M44.5M23.7M
Ebitda(321.5M)39.3M89.5M148.4M133.5M140.2M
Cost Of Revenue455.7M527.5M723.8M935.5M1.1B1.1B
Income Before Tax(389.8M)(69.1M)(29.1M)48.5M43.7M45.8M
Net Income(297.5M)(58.5M)(34.1M)47.6M42.8M45.0M
Income Tax Expense(92.3M)(10.6M)5.1M931K837.9K879.8K

Selectquote Key Cash Accounts

202120222023202420252026 (projected)
Investments(1M)(9.1M)(14.8M)(11.3M)(13.0M)(13.7M)
Change In Cash(145.5M)(57.8M)(40.5M)(5.6M)(5.1M)(4.8M)
Net Borrowings237.9M(18.0M)(39.0M)(306.0M)(275.4M)(261.6M)
Free Cash Flow(373.0M)(28.5M)3.6M(13.9M)(12.5M)(13.1M)
Depreciation24.7M27.9M25.0M20.5M23.5M17.9M
Other Non Cash Items58.7M43.7M28.9M(5.1M)(5.8M)(5.5M)
Dividends Paid275M14.2M148K1.1M1.0M980.7K
Capital Expenditures34.6M9.1M11.7M2.2M2.0M1.9M
Net Income(297.5M)(58.5M)(34.1M)25.0M22.5M23.7M
End Period Cash Flow141.0M83.2M42.7M37.1M33.4M31.7M
Change To Netincome35.2M45.8M(36.5M)34.4M31.0M32.5M

Selectquote Financial Ratios Relationships

Comparative valuation techniques use various fundamental indicators to help in determining Selectquote's current stock value. Our valuation model uses many indicators to compare Selectquote value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across Selectquote competition to find correlations between indicators driving Selectquote's intrinsic value. More Info.
Selectquote is currently regarded as top stock in return on equity category among its peers. It is rated fifth in return on asset category among its peers reporting about  0.15  of Return On Asset per Return On Equity. The ratio of Return On Equity to Return On Asset for Selectquote is roughly  6.48 . At this time, Selectquote's Return On Equity is comparatively stable compared to the past year. Comparative valuation analysis is a catch-all technique that is used if you cannot value Selectquote by discounting back its dividends or cash flows. It compares the stock's price multiples to nearest competition to determine if the stock is relatively undervalued or overvalued.
Most indicators from Selectquote's fundamental ratios are interrelated and interconnected. However, analyzing fundamental ratios indicators one by one will only give a small insight into Selectquote current financial condition. On the other hand, looking into the entire matrix of fundamental ratios indicators, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out World Market Map to better understand how to build diversified portfolios, which includes a position in Selectquote. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in producer price index.
For more information on how to buy Selectquote Stock please use our How to Invest in Selectquote guide.At this time, Selectquote's Tax Provision is comparatively stable compared to the past year. Selling General Administrative is likely to gain to about 584.4 M in 2026, whereas Enterprise Value Multiple is likely to drop 5.91 in 2026.
 2025 2026 (projected)
Depreciation And Amortization23.5M17.9M
Interest Income1.9M1.4M

Selectquote fundamental ratios Correlations

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Click cells to compare fundamentals

Selectquote Account Relationship Matchups

Selectquote fundamental ratios Accounts

202120222023202420252026 (projected)
Total Assets1.3B1.2B1.2B1.2B1.4B1.1B
Other Current Liab68.2M67.7M74.6M79.7M91.6M63.7M
Other Liab120.4M152.7M52.9M42.4M38.2M69.7M
Net Tangible Assets471.0M553.6M314.4M292.9M336.8M378.5M
Net Debt604.1M648.6M671.2M383.5M441.0M345.6M
Retained Earnings(177.1M)(235.6M)(269.8M)(222.2M)(200.0M)(190.0M)
Accounts Payable24.8M27.6M36.6M59.2M68.1M71.5M
Cash141.0M83.2M42.7M32.4M29.2M27.7M
Other Assets463.2M758.2M725.5M733.1M843.0M578.7M
Long Term Debt698.4M664.6M637.5M316.6M364.1M430.3M
Net Receivables248.1M267.4M270.9M283.5M326.0M216.7M
Good Will46.6M68.0M29.1M29.4M33.9M33.3M
Inventory176K5.8M5.6M8.8M7.9M9.1M
Other Current Assets7.9M7.1M10.6M25.2M29.0M30.4M
Total Liab898.9M872.3M877.1M673.8M774.9M675.8M
Net Invested Capital1.1B1.0B1.0B736.3M846.7M875.5M
Total Current Assets402.8M363.2M332.9M341.0M392.2M360.8M
Net Working Capital289.3M226.0M158.3M128.1M147.4M238.3M
Short Term Debt12.6M39.2M50.7M73.3M84.3M88.6M
Intangible Assets47.6M24.9M24.2M17.0M19.6M27.6M
Common Stock1.6M1.7M1.7M1.7M2.0M1.7M
Today, most investors in Selectquote Stock are looking for potential investment opportunities by analyzing not only static indicators but also various Selectquote's growth ratios. Consistent increases or decreases in fundamental ratios usually indicate a possible pattern that can be successfully translated into profits. However, when comparing two companies, knowing each company's growth growth rates may not be enough to decide which company is a better investment. That's why investors frequently use static breakdown of Selectquote growth as a starting point in their analysis.

Price Earnings To Growth Ratio

(0.0566)

At this time, Selectquote's Price Earnings To Growth Ratio is comparatively stable compared to the past year.

Selectquote January 29, 2026 Opportunity Range

Along with financial statement analysis, the daily predictive indicators of Selectquote help investors to analyze its daily demand and supply, volume, patterns, and price swings to determine the real value of Selectquote. We use our internally-developed statistical techniques to arrive at the intrinsic value of Selectquote based on widely used predictive technical indicators. In general, we focus on analyzing Selectquote Stock price patterns and their correlations with different microeconomic environment and drivers. We also apply predictive analytics to build Selectquote's daily price indicators and compare them against related drivers.

Additional Tools for Selectquote Stock Analysis

When running Selectquote's price analysis, check to measure Selectquote's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Selectquote is operating at the current time. Most of Selectquote's value examination focuses on studying past and present price action to predict the probability of Selectquote's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Selectquote's price. Additionally, you may evaluate how the addition of Selectquote to your portfolios can decrease your overall portfolio volatility.