Timbercreek Financial Financials

TF Stock  CAD 7.08  0.06  0.84%   
You can exercise Timbercreek Financial fundamental data analysis to find out if markets are presently mispricing the firm. We were able to interpolate and analyze data for thirty-seven available drivers for Timbercreek Financial Corp, which can be compared to its competition. The stock experiences a moderate downward daily trend and can be a good diversifier. Check odds of Timbercreek Financial to be traded at C$6.94 in 90 days. Key indicators impacting Timbercreek Financial's financial strength include:
Current ValueLast YearChange From Last Year 10 Year Trend
Net Profit Margin0.560.42
Significantly Up
Slightly volatile
Return On Assets0.0360.0428
Fairly Down
Pretty Stable
Return On Equity0.04470.0853
Way Down
Pretty Stable
Debt Equity Ratio0.890.85
Sufficiently Up
Slightly volatile
Operating Income127.8 M121.7 M
Sufficiently Up
Slightly volatile
Current Ratio0.06510.0685
Notably Down
Slightly volatile
  

Timbercreek Financial Stock Summary

Timbercreek Financial competes with Atrium Mortgage, MCAN Mortgage, Fiera Capital, Firm Capital, and First National. Timbercreek Financial Corp., a mortgage investment company, provides shorter-duration structured financing solutions to commercial real estate investors in Canada. The company was founded in 2016 and is headquartered in Toronto, Canada. TIMBERCREEK FINANCIAL operates under Mortgage Finance classification in Canada and is traded on Toronto Stock Exchange.
Foreign Associate
  Thailand
Specialization
Financial Services, Mortgage Finance
InstrumentCanada Stock View All
ExchangeToronto Exchange
ISINCA88709B1040
Business Address25 Price Street,
SectorThrifts & Mortgage Finance
IndustryFinancials
BenchmarkDow Jones Industrial
Websitewww.timbercreekfinancial.com
Phone416 923 9967
CurrencyCAD - Canadian Dollar
You should never invest in Timbercreek Financial without having analyzed its financial statements. Do not rely on someone else's analysis or guesses about the future performance of Timbercreek Stock, because this is throwing your money away. Analyzing the key information contained in Timbercreek Financial's financial statements can give you an edge over other investors and help to ensure that your investments perform well for you.

Timbercreek Financial Key Financial Ratios

Timbercreek Financial's financial ratios allow both analysts and investors to convert raw data from Timbercreek Financial's financial statements into concise, actionable information that can be used to evaluate the performance of Timbercreek Financial over time and compare it to other companies across industries.

Timbercreek Financial Key Balance Sheet Accounts

202020212022202320242025 (projected)
Total Assets1.7B1.7B1.9B1.8B2.1B1.2B
Other Current Liab9.3M4.7M4.8M70.0M80.5M84.5M
Net Debt579.7M581.5M588.3M657.5M756.1M793.9M
Accounts Payable4.1M6.5M5.5M9.4M10.8M5.5M
Cash428K6.3M2.8M4.8M4.3M3.7M
Other Assets50.4M49.7M46.6M3.4M4.0M3.8M
Net Receivables1.6B58.1M66.0M53.1M61.0M58.0M
Other Current Assets14M4.2M6.1M3.2M3.7M7.2M
Total Liab1.0B1.0B1.2B1.1B1.2B651.3M
Total Current Assets428K68.7M105.1M4.8M5.5M5.2M
Short Term Debt489.0M449.9M450.3M259.7M298.7M267.5M
Common Stock711.5M723.4M739.2M732.9M842.9M649.3M
Net Tangible Assets728.4M685.1M684.6M698.5M803.3M646.4M
Retained Earnings(28.4M)(43.2M)(45.1M)(36.3M)(32.6M)(31.0M)
Long Term Debt518.9M582.4M1.2B402.6M463.0M767.0M
Short Long Term Debt489.0M449.9M450.3M259.7M298.7M412.3M
Long Term Debt Total1.1B1.0B1.0B1.2B1.4B1.1B
Cash And Equivalents9.0M428K6.3M2.8M3.3M3.1M
Net Invested Capital1.7B1.7B1.3B1.1B993.3M1.3B
Net Working Capital(12.0M)(396.4M)(360.3M)142.0M127.8M134.2M
Capital Stock711.5M723.4M739.2M732.9M842.9M798.1M

Timbercreek Financial Key Income Statement Accounts

202020212022202320242025 (projected)
Interest Expense1.7M1.4M1.5M9.0M10.3M10.9M
Total Revenue125.7M116.6M148.3M181.0M208.1M218.5M
Gross Profit59.2M56.9M65.5M80.6M92.7M97.4M
Operating Income62.6M60.8M88.2M105.8M121.7M127.8M
Ebit(15.3M)(2.7M)1.9M105.8M121.7M127.8M
Ebitda54.4M48.1M64.9M75.4M86.7M91.1M
Cost Of Revenue66.5M59.7M82.8M100.3M115.4M121.2M
Income Before Tax32.0M41.3M55.9M66.4M76.4M80.2M
Net Income22.1M32.5M25.1M66.4M76.4M80.2M
Income Tax Expense9.9M8.8M30.8M40.7M46.8M49.2M
Interest Income30.7M30.6M19.5M32.3M37.1M24.9M
Net Interest Income(26.6M)(23.5M)(1.5M)(9.0M)(10.3M)(10.9M)
Research Development0.430.250.340.370.360.32

Timbercreek Financial Key Cash Accounts

202020212022202320242025 (projected)
Change In Cash(8.6M)5.9M(3.5M)2.0M1.8M1.5M
Free Cash Flow79.4M81.6M83.2M90.2M103.7M53.0M
Dividends Paid51.9M51.3M52.2M51.7M59.5M37.1M
Net Income32.0M41.3M55.9M66.4M76.4M80.2M
End Period Cash Flow428K6.3M2.8M4.8M4.3M3.7M
Other Non Cash Items47.4M39.0M27.4M21.8M25.1M20.2M
Net Borrowings(19.2M)(48.0M)11.8M31.0M27.9M33.9M
Change To Netincome43.3M47.7M38.0M26.3M30.3M25.0M
Investments60.2M1.6M(44.2M)203.2M233.7M245.4M

Timbercreek Financial Ratios Relationships

Comparative valuation techniques use various fundamental indicators to help in determining Timbercreek Financial's current stock value. Our valuation model uses many indicators to compare Timbercreek Financial value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across Timbercreek Financial competition to find correlations between indicators driving Timbercreek Financial's intrinsic value. More Info.
Timbercreek Financial Corp is rated fifth in return on equity category among its peers. It is rated fourth in return on asset category among its peers reporting about  0.39  of Return On Asset per Return On Equity. The ratio of Return On Equity to Return On Asset for Timbercreek Financial Corp is roughly  2.53 . At this time, Timbercreek Financial's Return On Equity is very stable compared to the past year. Comparative valuation analysis is a catch-all model that can be used if you cannot value Timbercreek Financial by discounting back its dividends or cash flows. This model doesn't attempt to find an intrinsic value for Timbercreek Financial's Stock. Still, instead, it compares the stock's price multiples to a benchmark or nearest competition to determine if the stock is relatively undervalued or overvalued.

Timbercreek Financial Systematic Risk

Timbercreek Financial's systematic risk plays a vital role in portfolio allocation when considering its stock to be added to a well-diversified portfolio. Timbercreek Financial volatility which cannot be eliminated through diversification, requires returns over the risk-free rate. Over the long run, a well-diversified portfolio provides returns that match its exposure to systematic risk. In this case, investors face a trade-off between expected returns and systematic risk and, therefore, can only reduce a portfolio's exposure to systematic risk by sacrificing expected returns on the portfolio.
The output start index for this execution was thirty with a total number of output elements of thirty-one. The Beta measures systematic risk based on how returns on Timbercreek Financial correlated with the market. If Beta is less than 0 Timbercreek Financial generally moves in the opposite direction as compared to the market. If Timbercreek Financial Beta is about zero movement of price series is uncorrelated with the movement of the benchmark. if Beta is between zero and one Timbercreek Financial is generally moves in the same direction as, but less than the movement of the market. For Beta = 1 movement of Timbercreek Financial is generally in the same direction as the market. If Beta > 1 Timbercreek Financial moves generally in the same direction as, but more than the movement of the benchmark.

Timbercreek Financial Corp Total Assets Over Time

Timbercreek Financial Thematic Clasifications

Timbercreek Financial Corp is part of Banks investing theme. If you are a theme-oriented, socially responsible, and at the same time, a result-driven investor, you can align your investing habits with your values without jeopardizing your expectations about returns. You can easily create an optimal portfolio of stocks, ETFs, funds, or cryptocurrencies based on a specific theme of your liking. All money banks and credit services. Large and small money and credit banks and credit services
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Today, most investors in Timbercreek Financial Stock are looking for potential investment opportunities by analyzing not only static indicators but also various Timbercreek Financial's growth ratios. Consistent increases or decreases in fundamental ratios usually indicate a possible pattern that can be successfully translated into profits. However, when comparing two companies, knowing each company's growth growth rates may not be enough to decide which company is a better investment. That's why investors frequently use static breakdown of Timbercreek Financial growth as a starting point in their analysis.

Price Earnings To Growth Ratio

0.0608

At this time, Timbercreek Financial's Price Earnings To Growth Ratio is very stable compared to the past year.

Timbercreek Financial January 30, 2025 Opportunity Range

Along with financial statement analysis, the daily predictive indicators of Timbercreek Financial help investors to analyze its daily demand and supply, volume, patterns, and price swings to determine the real value of Timbercreek Financial Corp. We use our internally-developed statistical techniques to arrive at the intrinsic value of Timbercreek Financial Corp based on widely used predictive technical indicators. In general, we focus on analyzing Timbercreek Stock price patterns and their correlations with different microeconomic environment and drivers. We also apply predictive analytics to build Timbercreek Financial's daily price indicators and compare them against related drivers.

Other Information on Investing in Timbercreek Stock

Timbercreek Financial financial ratios help investors to determine whether Timbercreek Stock is cheap or expensive when compared to a particular measure, such as profits or enterprise value. In other words, they help investors to determine the cost of investment in Timbercreek with respect to the benefits of owning Timbercreek Financial security.