W R Financials

WRB Stock  USD 70.41  0.22  0.31%   
Based on the analysis of W R's profitability, liquidity, and operating efficiency, W R Berkley is not in a good financial situation at the present time. It has a very high chance of going through financial crunch in March. At present, W R's Total Assets are projected to increase significantly based on the last few years of reporting. The current year's Short and Long Term Debt Total is expected to grow to about 3.4 B, whereas Net Debt is forecasted to decline to about 726.2 M.
 
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W R Balance Sheet Chart

At present, W R's Total Assets are projected to increase significantly based on the last few years of reporting. The current year's Short and Long Term Debt Total is expected to grow to about 3.4 B, whereas Net Debt is forecasted to decline to about 726.2 M.
Key indicators impacting W R's financial strength include:
Current ValueLast YearChange From Last Year 10 Year Trend
Net Profit Margin0.0630.121
Way Down
Slightly volatile
Return On Assets0.02030.039
Way Down
Slightly volatile
Return On Equity0.0960.19
Way Down
Slightly volatile
Debt Equity Ratio0.50.39
Significantly Up
Slightly volatile
Operating Income2.5 B2.3 B
Sufficiently Up
Slightly volatile
Investors should never underestimate W R's ability to pay suppliers on time, ensure interest payments are not accumulating, and correctly time where and how to reinvest extra cash. Individual investors need to research W R's cash flow, debt, and profitability to make informed and accurate decisions about investing in W R Berkley.

Cash And Equivalents

1.51 Billion

  
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Understanding current and past W R Financials, including the trends in assets, liabilities, equity and income are directly related to making proper and timely investing decisions. All of W R's financial statements are interrelated, with each one affecting the others. For example, an increase in W R's assets may result in an increase in income on the income statement.
Please note, the presentation of W R's financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, W R's management is honest, while the outside auditors are strict and uncompromising. Please utilize our Beneish M Score to check the likelihood of W R's management manipulating its earnings.

W R Stock Summary

W R competes with Selective Insurance, Horace Mann, Kemper, ProAssurance, and CNA Financial. Berkley Corporation, an insurance holding company, operates as a commercial lines writer in the United States and internationally. Berkley Corporation was founded in 1967 and is based in Greenwich, Connecticut. WR Berkley operates under InsuranceProperty Casualty classification in the United States and is traded on New York Stock Exchange. It employs 7681 people.
Specialization
Financial Services, Insurance - Property & Casualty
InstrumentUSA Stock View All
ExchangeNew York Stock Exchange
ISINUS0844231029
Business Address475 Steamboat Road,
SectorInsurance
IndustryFinancials
BenchmarkDow Jones Industrial
Websitewww.berkley.com
Phone203 629 3000
CurrencyUSD - US Dollar

W R Key Financial Ratios

W R Key Balance Sheet Accounts

202120222023202420252026 (projected)
Total Assets32.1B33.9B37.2B40.6B46.7B49.0B
Net Debt1.7B1.4B1.5B866.2M996.2M726.2M
Retained Earnings9.0B10.2B11.0B12.3B14.1B14.8B
Total Liab25.4B27.1B29.7B32.2B37.0B38.8B
Other Assets32.1B33.9B37.2B40.6B46.7B49.0B
Net Receivables5.5B6.2B6.9B6.9B8.0B8.4B
Total Current Assets8.0B3.3B6.9B32.1B36.9B38.7B
Intangible Assets85M102M119M97M111.6M129.3M
Other Current Liab(589.7M)(562.9M)(684.1M)(722.1M)(830.5M)(788.9M)
Accounts Payable568.6M523.1M631.2M668.7M768.9M807.4M
Cash1.6B1.4B1.4B2.0B2.3B2.4B
Other Current Assets(23.6B)(25.2B)(28.4B)(31.3B)(28.1B)(26.7B)
Inventory(6.8B)(5.8B)(11.8B)(408.9M)(368.0M)(386.4M)
Other Liab1.0B1.0B1.1B1.2B1.4B1.5B
Long Term Debt1.2M1.0B2.8B2.8B3.3B3.4B
Treasury Stock(2.7B)(3.1B)(3.2B)(3.3B)(2.9B)(2.8B)
Net Tangible Assets5.9B6.1B6.5B6.6B7.5B5.6B
Long Term Debt Total1.2M1.0B2.8B2.8B3.3B3.4B

W R Key Income Statement Accounts

202120222023202420252026 (projected)
Interest Expense147.2M130.4M127.5M126.9M126.9M85.1M
Total Revenue9.5B11.2B12.1B13.6B14.7B15.4B
Gross Profit2.0B2.4B2.7B3.1B2.9B1.5B
Operating Income1.3B1.7B1.8B2.3B2.3B2.5B
Ebit1.4B1.9B1.9B2.4B2.4B2.5B
Ebitda1.6B1.9B1.9B2.2B2.4B2.5B
Income Before Tax1.3B1.7B1.8B2.3B2.3B2.4B
Net Income1.0B1.4B1.4B1.8B1.8B1.9B
Income Tax Expense251.9M334.7M370.6M509.9M495.8M520.6M
Cost Of Revenue7.4B8.7B9.4B10.5B11.8B12.4B
Minority Interest(8.5M)(3.9M)(624K)1.5M1.4M1.1M
Tax Provision251.9M334.7M364.8M509.9M495.8M320.1M
Interest Income147.2M130.4M89.3M115.5M126.9M104.4M
Net Interest Income(147.2M)(130.4M)(127.5M)(126.9M)(145.9M)(153.2M)

W R Key Cash Accounts

202120222023202420252026 (projected)
Change In Cash(803.5M)(119.5M)(86.2M)611.6M703.3M738.4M
Free Cash Flow2.1B2.5B2.9B3.6B4.1B4.3B
Other Non Cash Items8.5M(278.9M)(115.5M)(107.8M)(97.0M)(92.1M)
Dividends Paid355.7M235.2M501.5M532.0M611.7M642.3M
Capital Expenditures66.6M52.7M53.1M105.6M121.5M127.5M
Net Income1.0B1.4B1.4B1.8B2.0B2.1B
End Period Cash Flow1.6B1.4B1.4B2.0B2.3B2.4B
Depreciation129.7M55.9M(20.9M)(170.6M)(196.2M)(186.4M)
Change To Netincome(158.0M)(207.3M)(516.5M)(412.2M)(371.0M)(352.4M)
Investments(2.8B)(2.4B)(1.7B)(2.2B)(2.0B)(1.9B)
Change Receivables(355.0M)(487.1M)(798.0M)(534.5M)(481.0M)(505.1M)
Net Borrowings529.2M(429.8M)(974K)3.1M2.8M2.7M

WRB Financial Ratios Relationships

Comparative valuation techniques use various fundamental indicators to help in determining W R's current stock value. Our valuation model uses many indicators to compare W R value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across W R competition to find correlations between indicators driving W R's intrinsic value. More Info.
W R Berkley is rated below average in return on equity category among its peers. It is rated fifth in return on asset category among its peers reporting about  0.20  of Return On Asset per Return On Equity. The ratio of Return On Equity to Return On Asset for W R Berkley is roughly  5.12 . At present, W R's Return On Equity is projected to increase slightly based on the last few years of reporting. The reason why the comparable model can be used in almost all circumstances is due to the vast number of multiples that can be utilized, such as the price-to-earnings (P/E), price-to-book (P/B), price-to-sales (P/S), price-to-cash flow (P/CF), and many others. The P/E ratio is the most commonly used of these ratios because it focuses on the W R's earnings, one of the primary drivers of an investment's value.
Most indicators from W R's fundamental ratios are interrelated and interconnected. However, analyzing fundamental ratios indicators one by one will only give a small insight into W R Berkley current financial condition. On the other hand, looking into the entire matrix of fundamental ratios indicators, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out Your Current Watchlist to better understand how to build diversified portfolios, which includes a position in W R Berkley. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in inflation.
The current year's Enterprise Value is expected to grow to about 16.1 B, whereas Selling General Administrative is forecasted to decline to about 39.1 M.
 2023 2024 2025 2026 (projected)
Total Revenue12.1B13.6B14.7B15.4B
Interest Expense127.5M126.9M126.9M85.1M

W R fundamental ratios Correlations

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0.220.130.230.120.260.3-0.340.11-0.21-0.370.220.140.310.32-0.02-0.07-0.110.320.10.240.180.33-0.350.390.19
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0.680.770.670.420.690.06-0.510.480.46-0.780.670.750.550.670.350.270.130.180.520.530.410.59-0.520.52-0.33
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Click cells to compare fundamentals

W R Account Relationship Matchups

W R fundamental ratios Accounts

202120222023202420252026 (projected)
Total Assets32.1B33.9B37.2B40.6B46.7B49.0B
Net Debt1.7B1.4B1.5B866.2M996.2M726.2M
Retained Earnings9.0B10.2B11.0B12.3B14.1B14.8B
Total Liab25.4B27.1B29.7B32.2B37.0B38.8B
Other Assets32.1B33.9B37.2B40.6B46.7B49.0B
Net Receivables5.5B6.2B6.9B6.9B8.0B8.4B
Total Current Assets8.0B3.3B6.9B32.1B36.9B38.7B
Intangible Assets85M102M119M97M111.6M129.3M
Other Current Liab(589.7M)(562.9M)(684.1M)(722.1M)(830.5M)(788.9M)
Accounts Payable568.6M523.1M631.2M668.7M768.9M807.4M
Cash1.6B1.4B1.4B2.0B2.3B2.4B
Other Current Assets(23.6B)(25.2B)(28.4B)(31.3B)(28.1B)(26.7B)
Inventory(6.8B)(5.8B)(11.8B)(408.9M)(368.0M)(386.4M)
Other Liab1.0B1.0B1.1B1.2B1.4B1.5B
Long Term Debt1.2M1.0B2.8B2.8B3.3B3.4B
Treasury Stock(2.7B)(3.1B)(3.2B)(3.3B)(2.9B)(2.8B)
Net Tangible Assets5.9B6.1B6.5B6.6B7.5B5.6B
Long Term Debt Total1.2M1.0B2.8B2.8B3.3B3.4B

W R Thematic Clasifications

W R Berkley is part of Millennials Best investing theme. If you are a theme-oriented, socially responsible, and at the same time, a result-driven investor, you can align your investing habits with your values without jeopardizing your expectations about returns. You can easily create an optimal portfolio of stocks, ETFs, funds, or cryptocurrencies based on a specific theme of your liking. Firms that are involved in making products or providing services to millennials. Companies or funds that provide products or services that appeal to the generation of millennials and that are expected to experience growth in the next 5 years. The millennial generation usually refers to the demographic population that were born between 1980 to 2000
Millennials BestView
This theme covers Firms that are involved in making products or providing services to millennials. Companies or funds that provide products or services that appeal to the generation of millennials and that are expected to experience growth in the next 5 years. The millennial generation usually refers to the demographic population that were born between 1980 to 2000. Get More Thematic Ideas
Today, most investors in W R Stock are looking for potential investment opportunities by analyzing not only static indicators but also various W R's growth ratios. Consistent increases or decreases in fundamental ratios usually indicate a possible pattern that can be successfully translated into profits. However, when comparing two companies, knowing each company's growth growth rates may not be enough to decide which company is a better investment. That's why investors frequently use static breakdown of W R growth as a starting point in their analysis.

Price Earnings To Growth Ratio

8.01

At present, W R's Price Earnings To Growth Ratio is projected to slightly grow based on the last few years of reporting.

W R February 6, 2026 Opportunity Range

Along with financial statement analysis, the daily predictive indicators of W R help investors to analyze its daily demand and supply, volume, patterns, and price swings to determine the real value of W R Berkley. We use our internally-developed statistical techniques to arrive at the intrinsic value of W R Berkley based on widely used predictive technical indicators. In general, we focus on analyzing WRB Stock price patterns and their correlations with different microeconomic environment and drivers. We also apply predictive analytics to build W R's daily price indicators and compare them against related drivers.

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When running W R's price analysis, check to measure W R's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy W R is operating at the current time. Most of W R's value examination focuses on studying past and present price action to predict the probability of W R's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move W R's price. Additionally, you may evaluate how the addition of W R to your portfolios can decrease your overall portfolio volatility.
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