Conifer Holding Stock Buy Hold or Sell Recommendation
| CNFR Stock | USD 1.14 0.01 0.87% |
Given the investment horizon of 90 days and your above-average risk tolerance, our recommendation regarding Conifer Holding is 'Strong Sell'. A buy or sell recommendation provided by Macroaxis is an automated directive regarding whether to purchase or sell Conifer Holding given historical horizon and risk tolerance towards Conifer Holding. When Macroaxis issues a 'buy' or 'sell' recommendation for Conifer Holding, the advice is generated through an automated system that utilizes algorithms and statistical models.
Check out Conifer Holding Analyst Recommendation to compare Macroaxis Buy or Sell Recommendation with the current analyst consensus. To check ratings for multiple equity instruments, please use the Instant Ratings tool. To learn how to invest in Conifer Stock, please use our How to Invest in Conifer Holding guide. Note, we conduct extensive research on individual companies such as Conifer and provide practical buy, sell, or hold advice based on investors' constraints. Conifer Holding. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in census.
Conifer |
Execute Conifer Holding Buy or Sell Advice
The Conifer recommendation should be used to complement the buy-or-sell advice compiled from the current analysts' consensus on Conifer Holding. Macroaxis does not own or have any residual interests in Conifer Holding or other equities on which the buy-or-sell advice is provided. Please provide your input below to execute Conifer Holding's advice using the current market data and latest reported fundamentals.
Time Horizon
Risk Tolerance
 |  |
Strong Sell
Market Performance | OK | Details | |
Volatility | Out of control | Details | |
Hype Condition | Over hyped | Details | |
Current Valuation | Overvalued | Details | |
Odds Of Distress | About Average | Details | |
Economic Sensitivity | Moves completely opposite to the market | Details | |
Investor Sentiment | Impartial | Details | |
Analyst Consensus | Hold | Details | |
Financial Strenth (F Score) | Poor | Details | |
Financial Leverage | Not Rated | Details | |
Reporting Quality (M-Score) | Unlikely Manipulator | Details |
Conifer Holding Trading Alerts and Improvement Suggestions
| Conifer Holding is way too risky over 90 days horizon | |
| Conifer Holding may become a speculative penny stock | |
| Conifer Holding appears to be risky and price may revert if volatility continues | |
| Conifer Holding currently holds 25.06 M in liabilities with Debt to Equity (D/E) ratio of 1.99, which is about average as compared to similar companies. Conifer Holding has a current ratio of 0.56, indicating that it has a negative working capital and may not be able to pay financial obligations when due. Note, when we think about Conifer Holding's use of debt, we should always consider it together with its cash and equity. | |
| The entity reported the previous year's revenue of 98.76 M. Net Loss for the year was (25.9 M) with profit before overhead, payroll, taxes, and interest of 1.27 M. | |
| Conifer Holding currently holds about 41.15 M in cash with (13.39 M) of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 3.37, which can makes it an attractive takeover target, given it will continue generating positive cash flow. | |
| Conifer Holding has a poor financial position based on the latest SEC disclosures | |
| Roughly 45.0% of Conifer Holding shares are held by company insiders | |
| Latest headline from MacroaxisInsider: Disposition of tradable shares by Smith James Grant of Conifer Holding subject to Rule 16b-3 |
Conifer Holding Returns Distribution Density
The distribution of Conifer Holding's historical returns is an attempt to chart the uncertainty of Conifer Holding's future price movements. The chart of the probability distribution of Conifer Holding daily returns describes the distribution of returns around its average expected value. We use Conifer Holding price's Value At Risk and its Upside Potential as a relative measure of the distribution. The graph of the distribution of Conifer Holding returns is essential to provide solid investment advice for Conifer Holding.
| Mean Return | 1.16 | Value At Risk | -9.72 | Potential Upside | 12.37 | Standard Deviation | 10.66 |
Return Density |
| Distribution |
Investment risk management requires an estimate of the probability of extreme price changes. Therefore, the correct representation of the distribution of Conifer Holding historical returns presented in an easy-to-digest graphical form helps investors and money managers understand the risk-reward trade-off of different investement strategies.
Conifer Stock Institutional Investors
The Conifer Holding's institutional investors refer to entities that pool money to purchase Conifer Holding's securities or originate loans. These institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds.
| Shares | Jpmorgan Chase & Co | 2024-06-30 | 8.0 | Wells Fargo & Co | 2024-06-30 | 0.0 | Bridgeway Capital Management, Llc | 2024-09-30 | 0.0 | Aegis Financial Corporation | 2024-09-30 | 0.0 | Iat Reinsurance Co Ltd | 2024-06-30 | 250 K | Geode Capital Management, Llc | 2024-09-30 | 26.4 K | Vanguard Group Inc | 2024-09-30 | 25 K | Skyoak Wealt, Llc | 2024-09-30 | 16.5 K | Lakeshore Financial Planning Inc | 2024-09-30 | 10.2 K | Tower Research Capital Llc | 2024-06-30 | 8.1 K | Advisor Group Holdings, Inc. | 2024-06-30 | 4 K |
Conifer Holding Cash Flow Accounts
| 2019 | 2020 | 2021 | 2022 | 2023 | 2024 (projected) | ||
| Change In Cash | (3.3M) | 729K | 1.7M | 18.1M | (16.9M) | (16.1M) | |
| Free Cash Flow | 15.3M | 2.9M | 6.4M | (70.8M) | (13.4M) | (12.7M) | |
| Depreciation | 453K | 437K | 423K | 417K | 545K | 432.6K | |
| Other Non Cash Items | (1.2M) | (262K) | (2.7M) | (8.9M) | (3.5M) | (3.4M) | |
| Capital Expenditures | 86K | 61K | 78K | 1M | 30.3M | 0.0 | |
| Net Income | (7.8M) | 595K | (1.1M) | (10.7M) | (25.9M) | (24.6M) | |
| End Period Cash Flow | 7.5M | 8.2M | 9.9M | 28.0M | 11.1M | 13.4M | |
| Investments | (157.2M) | (391.6M) | (2.6M) | 56.5M | 32.4M | 34.0M | |
| Net Borrowings | 2M | 5.1M | (5M) | (2.9M) | (2.6M) | (2.5M) | |
| Change To Netincome | (1.4M) | (7.7M) | (12.6M) | (18.1M) | (16.3M) | (15.5M) | |
| Change Receivables | (11.8M) | (11.7M) | 11.9M | 1.6M | 1.9M | 2.0M |
Conifer Holding Greeks
Most traded equities are subject to two types of risk - systematic (i.e., market) and unsystematic (i.e., nonmarket or company-specific) risk. Unsystematic risk is the risk that events specific to Conifer Holding or Insurance sector will adversely affect the stock's price. This type of risk can be diversified away by owning several different stocks in different industries whose stock prices have shown a small correlation to each other. On the other hand, systematic risk is the risk that Conifer Holding's price will be affected by overall stock market movements and cannot be diversified away. So, no matter how many positions you have, you cannot eliminate market risk. However, you can measure a Conifer stock's historical response to market movements and buy it if you are comfortable with its volatility direction. Beta and standard deviation are two commonly used measures to help you make the right decision.
α | Alpha over Dow Jones | 1.64 | |
β | Beta against Dow Jones | -4.13 | |
σ | Overall volatility | 10.73 | |
Ir | Information ratio | 0.1 |
Conifer Holding Volatility Alert
Conifer Holding is displaying above-average volatility over the selected time horizon. Conifer Holding is a potential penny stock. Although Conifer Holding may be in fact a good instrument to invest, many penny stocks are speculative in nature and are subject to artificial price hype. Please make sure you totally understand the upside potential and downside risk of investing in Conifer Holding. We encourage investors to look for signals such as email spams, message board hypes, claims of breakthroughs, volume upswings, sudden news releases, promotions that are not reported, or demotions released before SEC filings. Please also check biographies and work history of current and past company officers before investing in high volatility instruments, penny stocks, or equities with microcap classification. You can indeed make money on Conifer instrument if you perfectly time your entry and exit. However, remember that penny stocks that have been the subject of artificial hype usually unable to maintain their increased share price for more than just a few days. The price of a promoted high volatility instrument will almost always revert back. The only way to increase shareholder value is through legitimate performance backed up by solid fundamentals.Conifer Holding Fundamentals Vs Peers
Comparing Conifer Holding's fundamentals to the average values of its peers is one of the most widely used and accepted methods of equity analyses. It helps to analyze Conifer Holding's direct or indirect competition across all of the common fundamentals between Conifer Holding and the related equities. This way, we can detect undervalued stocks with similar characteristics as Conifer Holding or determine the stocks which would be an excellent addition to an existing portfolio. Peer analysis of Conifer Holding's fundamental indicators could also be used in its relative valuation, which is a method of valuing Conifer Holding by comparing valuation metrics with those of similar companies.
| Better Than Average | Worse Than Average | Compare Conifer Holding to competition |
| Fundamentals | Conifer Holding | Peer Average |
| Return On Equity | -3.28 | -0.31 |
| Return On Asset | -0.0527 | -0.14 |
| Profit Margin | (0.27) % | (1.27) % |
| Operating Margin | (0.12) % | (5.51) % |
| Current Valuation | (1.86 M) | 16.62 B |
| Shares Outstanding | 12.22 M | 571.82 M |
| Shares Owned By Insiders | 44.57 % | 10.09 % |
| Shares Owned By Institutions | 30.62 % | 39.21 % |
| Number Of Shares Shorted | 35.75 K | 4.71 M |
| Price To Earning | 26.17 X | 28.72 X |
| Price To Book | 0.29 X | 9.51 X |
| Price To Sales | 0.15 X | 11.42 X |
| Revenue | 98.76 M | 9.43 B |
| Gross Profit | 1.27 M | 27.38 B |
| EBITDA | (21.89 M) | 3.9 B |
| Net Income | (25.9 M) | 570.98 M |
| Cash And Equivalents | 41.15 M | 2.7 B |
| Cash Per Share | 3.37 X | 5.01 X |
| Total Debt | 25.06 M | 5.32 B |
| Debt To Equity | 1.99 % | 48.70 % |
| Current Ratio | 0.57 X | 2.16 X |
| Book Value Per Share | (0.26) X | 1.93 K |
| Cash Flow From Operations | (13.39 M) | 971.22 M |
| Short Ratio | 1.55 X | 4.00 X |
| Earnings Per Share | (2.29) X | 3.12 X |
| Price To Earnings To Growth | (0.80) X | 4.89 X |
| Target Price | 0.61 | |
| Number Of Employees | 94 | 18.84 K |
| Beta | 0.64 | -0.15 |
| Market Capitalization | 14.06 M | 19.03 B |
| Total Asset | 311.8 M | 29.47 B |
| Retained Earnings | (86.68 M) | 9.33 B |
| Net Asset | 311.8 M |
Note: Disposition of tradable shares by Smith James Grant of Conifer Holding subject to Rule 16b-3 [view details]
Conifer Holding Market Momentum
Traders often use several daily momentume indicators to supplement a more traditional technical analysis when analyzing securities such as Conifer . With many different options, investors must choose the best indicators for them and familiarize themselves with how they work. We suggest combining traditional momentum indicators with more near-term forms of technical analysis such as Accumulation Distribution or Daily Balance Of Power. With their quantitative nature, daily value technical indicators can also be incorporated into your automated trading systems.
| Accumulation Distribution | 100.74 | |||
| Daily Balance Of Power | (0.17) | |||
| Rate Of Daily Change | 0.99 | |||
| Day Median Price | 1.16 | |||
| Day Typical Price | 1.15 | |||
| Price Action Indicator | (0.03) | |||
| Period Momentum Indicator | (0.01) |
About Conifer Holding Buy or Sell Advice
When is the right time to buy or sell Conifer Holding? Buying financial instruments such as Conifer Stock isn't very hard. However, what challenging for most investors is doing it at the right time to beat the market. Proper market timing is something most people cannot do without sophisticated tools, which help to isolate the right opportunities. Macroaxis provides hands-on modules to deliver winning trades and diversify your portfolios on a daily basis. Most of our advising modules are very easy to use and apply.
Please read more on our stock advisor page.
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Additional Tools for Conifer Stock Analysis
When running Conifer Holding's price analysis, check to measure Conifer Holding's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Conifer Holding is operating at the current time. Most of Conifer Holding's value examination focuses on studying past and present price action to predict the probability of Conifer Holding's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Conifer Holding's price. Additionally, you may evaluate how the addition of Conifer Holding to your portfolios can decrease your overall portfolio volatility.