Fiserv, Stock Buy Hold or Sell Recommendation
| FI Stock | USD 216.04 0.13 0.06% |
Allowing for the 90-day total investment horizon and your above-average risk tolerance, our recommendation regarding Fiserv, is 'Hold'. The recommendation algorithm takes into account all of Fiserv,'s available fundamental, technical, and predictive indicators you will find on this site.
Check out Fiserv, Analyst Recommendation to compare Macroaxis Buy or Sell Recommendation with the current analyst consensus. To check ratings for multiple equity instruments, please use the Instant Ratings tool. For more detail on how to invest in Fiserv, Stock please use our How to Invest in Fiserv, guide. In addition, we conduct extensive research on individual companies such as Fiserv, and provide practical buy, sell, or hold advice based on investors' investing horizon and their risk tolerance towards Fiserv,. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in gross domestic product.
Fiserv, |
Execute Fiserv, Buy or Sell Advice
The Fiserv, recommendation should be used to complement the buy-or-sell advice compiled from the current analysts' consensus on Fiserv,. Macroaxis does not own or have any residual interests in Fiserv, or other equities on which the buy-or-sell advice is provided. Please provide your input below to execute Fiserv,'s advice using the current market data and latest reported fundamentals.
Time Horizon
Risk Tolerance
 |  |
Hold
Market Performance | OK | Details | |
Volatility | Very steady | Details | |
Hype Condition | Stale | Details | |
Current Valuation | Overvalued | Details | |
Odds Of Distress | Low | Details | |
Economic Sensitivity | Follows the market closely | Details | |
Investor Sentiment | Alarmed | Details | |
Analyst Consensus | Strong Buy | Details | |
Financial Leverage | Not Rated | Details | |
Reporting Quality (M-Score) | Unavailable | Details |
Fiserv, Trading Alerts and Improvement Suggestions
| Fiserv, is unlikely to experience financial distress in the next 2 years | |
| Over 93.0% of the company shares are owned by institutional investors | |
| Latest headline from news.google.com: McKinley Carter Wealth Services Inc. Has 11.81 Million Stake in Fiserv, Inc. - MarketBeat |
Fiserv, Returns Distribution Density
The distribution of Fiserv,'s historical returns is an attempt to chart the uncertainty of Fiserv,'s future price movements. The chart of the probability distribution of Fiserv, daily returns describes the distribution of returns around its average expected value. We use Fiserv, price's Value At Risk and its Upside Potential as a relative measure of the distribution. The graph of the distribution of Fiserv, returns is essential to provide solid investment advice for Fiserv,.
| Mean Return | 0.13 | Value At Risk | -1.43 | Potential Upside | 1.97 | Standard Deviation | 1.34 |
Return Density |
| Distribution |
Investment risk management requires an estimate of the probability of extreme price changes. Therefore, the correct representation of the distribution of Fiserv, historical returns presented in an easy-to-digest graphical form helps investors and money managers understand the risk-reward trade-off of different investement strategies.
Fiserv, Stock Institutional Investors
| Shares | Partners Capital Investment Group, Llp | 2024-09-30 | 67.7 K | Integrated Investment Consultants, Llc | 2024-09-30 | 21.1 K | Lindbrook Capital, Llc | 2024-09-30 | 498 | Newsquare Capital, Llc | 2024-09-30 | 307 | Rothschild Investment, Llc | 2024-09-30 | 95.0 | Hexagon Capital Partners Llc | 2024-09-30 | 29.0 | Bruce G Allen Investments Llc | 2024-12-31 | 0.0 |
Fiserv, Cash Flow Accounts
| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 (projected) | ||
| Change In Cash | (14M) | 1.6B | (13M) | (229M) | (263.4M) | (250.2M) | |
| Free Cash Flow | 3.2B | 2.9B | 3.1B | 3.8B | 4.3B | 4.6B | |
| Depreciation | 3.2B | 3.2B | 3.2B | 2.9B | 3.4B | 3.5B | |
| Other Non Cash Items | (267M) | (47M) | (154M) | 249M | 224.1M | 235.3M | |
| Capital Expenditures | 900M | 1.2B | 1.5B | 1.4B | 1.6B | 1.7B | |
| Net Income | 975M | 1.4B | 2.6B | 3.1B | 3.5B | 3.7B | |
| End Period Cash Flow | 919M | 4.4B | 3.2B | 3.0B | 3.4B | 3.6B | |
| Dividends Paid | 8.9B | 8.2B | 3.5B | 2.1B | 2.4B | 3.6B | |
| Change To Inventory | (82M) | (167M) | (248M) | (253M) | (227.7M) | (216.3M) | |
| Investments | 580K | (1.6B) | (2.1B) | (1.3B) | (1.2B) | (1.1B) | |
| Net Borrowings | (5.8M) | (236K) | 295M | 136M | 156.4M | 164.2M | |
| Change To Netincome | 162.1M | 87.1M | (53M) | (380M) | (342M) | (324.9M) |
Fiserv, Greeks
Most traded equities are subject to two types of risk - systematic (i.e., market) and unsystematic (i.e., nonmarket or company-specific) risk. Unsystematic risk is the risk that events specific to Fiserv, or IT Services sector will adversely affect the stock's price. This type of risk can be diversified away by owning several different stocks in different industries whose stock prices have shown a small correlation to each other. On the other hand, systematic risk is the risk that Fiserv,'s price will be affected by overall stock market movements and cannot be diversified away. So, no matter how many positions you have, you cannot eliminate market risk. However, you can measure a Fiserv, stock's historical response to market movements and buy it if you are comfortable with its volatility direction. Beta and standard deviation are two commonly used measures to help you make the right decision.
α | Alpha over Dow Jones | 0.10 | |
β | Beta against Dow Jones | 0.26 | |
σ | Overall volatility | 1.35 | |
Ir | Information ratio | 0.04 |
Fiserv, Volatility Alert
Fiserv, has relatively low volatility with skewness of -0.78 and kurtosis of 4.24. Understanding different market volatility trends often help investors to time the market. Properly using volatility indicators enable traders to measure Fiserv,'s stock risk against market volatility during both bullish and bearish trends. The higher level of volatility that comes with bear markets can directly impact Fiserv,'s stock price while adding stress to investors as they watch their shares' value plummet. This usually forces investors to rebalance their portfolios by buying different financial instruments as prices fall.Fiserv, Implied Volatility
Fiserv,'s implied volatility exposes the market's sentiment of Fiserv, stock's possible movements over time. However, it does not forecast the overall direction of its price. In a nutshell, if Fiserv,'s implied volatility is high, the market thinks the stock has potential for high price swings in either direction. On the other hand, the low implied volatility suggests that Fiserv, stock will not fluctuate a lot when Fiserv,'s options are near their expiration.
Fiserv, Fundamentals Vs Peers
Comparing Fiserv,'s fundamentals to the average values of its peers is one of the most widely used and accepted methods of equity analyses. It helps to analyze Fiserv,'s direct or indirect competition across all of the common fundamentals between Fiserv, and the related equities. This way, we can detect undervalued stocks with similar characteristics as Fiserv, or determine the stocks which would be an excellent addition to an existing portfolio. Peer analysis of Fiserv,'s fundamental indicators could also be used in its relative valuation, which is a method of valuing Fiserv, by comparing valuation metrics with those of similar companies.
| Better Than Average | Worse Than Average | Compare Fiserv, to competition |
| Fundamentals | Fiserv, | Peer Average |
| Return On Equity | 0.11 | -0.31 |
| Return On Asset | 0.0432 | -0.14 |
| Profit Margin | 0.15 % | (1.27) % |
| Operating Margin | 0.31 % | (5.51) % |
| Current Valuation | 147.69 B | 16.62 B |
| Shares Outstanding | 568.92 M | 571.82 M |
| Shares Owned By Insiders | 0.62 % | 10.09 % |
| Shares Owned By Institutions | 92.70 % | 39.21 % |
| Number Of Shares Shorted | 6.59 M | 4.71 M |
| Price To Earning | (8.83) X | 28.72 X |
| Price To Book | 4.43 X | 9.51 X |
| Price To Sales | 6.11 X | 11.42 X |
| Revenue | 19.09 B | 9.43 B |
| Gross Profit | 12.29 B | 27.38 B |
| EBITDA | 7.81 B | 3.9 B |
| Net Income | 3.07 B | 570.98 M |
| Cash And Equivalents | 902 M | 2.7 B |
| Cash Per Share | 0.83 X | 5.01 X |
| Total Debt | 23.9 B | 5.32 B |
| Debt To Equity | 0.04 % | 48.70 % |
| Current Ratio | 3.55 X | 2.16 X |
| Book Value Per Share | 48.69 X | 1.93 K |
| Cash Flow From Operations | 5.16 B | 971.22 M |
| Short Ratio | 2.62 X | 4.00 X |
| Earnings Per Share | 5.18 X | 3.12 X |
| Price To Earnings To Growth | 1.45 X | 4.89 X |
| Target Price | 234.88 | |
| Number Of Employees | 42 K | 18.84 K |
| Beta | 0.92 | -0.15 |
| Market Capitalization | 122.91 B | 19.03 B |
| Total Asset | 90.89 B | 29.47 B |
| Retained Earnings | 20.44 B | 9.33 B |
| Working Capital | 1.26 B | 1.48 B |
Note: Disposition of 111452 shares by Frank Bisignano of Fiserv, at 177.58 subject to Rule 16b-3 [view details]
Fiserv, Market Momentum
Traders often use several daily momentume indicators to supplement a more traditional technical analysis when analyzing securities such as Fiserv, . With many different options, investors must choose the best indicators for them and familiarize themselves with how they work. We suggest combining traditional momentum indicators with more near-term forms of technical analysis such as Accumulation Distribution or Daily Balance Of Power. With their quantitative nature, daily value technical indicators can also be incorporated into your automated trading systems.
About Fiserv, Buy or Sell Advice
When is the right time to buy or sell Fiserv,? Buying financial instruments such as Fiserv, Stock isn't very hard. However, what challenging for most investors is doing it at the right time to beat the market. Proper market timing is something most people cannot do without sophisticated tools, which help to isolate the right opportunities. Macroaxis provides hands-on modules to deliver winning trades and diversify your portfolios on a daily basis. Most of our advising modules are very easy to use and apply.
Please read more on our stock advisor page.
Use Investing Ideas to Build Portfolios
In addition to having Fiserv, in your portfolios, you can quickly add positions using our predefined set of ideas and optimize them against your very unique investing style. A single investing idea is a collection of funds, stocks, ETFs, or cryptocurrencies that are programmatically selected from a pull of investment themes. After you determine your investment opportunity, you can then find an optimal portfolio that will maximize potential returns on the chosen idea or minimize its exposure to market volatility.Did You Try This Idea?
Run Consumer Discretionary ETFs Thematic Idea Now
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ETF themes focus on helping investors to gain exposure to a broad range of assets, diversify, and lower overall costs. The Consumer Discretionary ETFs theme has 29 constituents at this time.
You can either use a buy-and-hold strategy to lock in the entire theme or actively trade it to take advantage of the short-term price volatility of individual constituents. Macroaxis can help you discover thousands of investment opportunities in different asset classes. In addition, you can partner with us for reliable portfolio optimization as you plan to utilize Consumer Discretionary ETFs Theme or any other thematic opportunities.
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Check out Fiserv, Analyst Recommendation to compare Macroaxis Buy or Sell Recommendation with the current analyst consensus. To check ratings for multiple equity instruments, please use the Instant Ratings tool. For more detail on how to invest in Fiserv, Stock please use our How to Invest in Fiserv, guide.You can also try the Sign In To Macroaxis module to sign in to explore Macroaxis' wealth optimization platform and fintech modules.
Is Internet Services & Infrastructure space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Fiserv,. If investors know Fiserv, will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Fiserv, listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.37) | Earnings Share 5.18 | Revenue Per Share | Quarterly Revenue Growth 0.07 | Return On Assets |
The market value of Fiserv, is measured differently than its book value, which is the value of Fiserv, that is recorded on the company's balance sheet. Investors also form their own opinion of Fiserv,'s value that differs from its market value or its book value, called intrinsic value, which is Fiserv,'s true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Fiserv,'s market value can be influenced by many factors that don't directly affect Fiserv,'s underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Fiserv,'s value and its price as these two are different measures arrived at by different means. Investors typically determine if Fiserv, is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Fiserv,'s price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.