Flexshopper Stock Buy Hold or Sell Recommendation
| FPAY Stock | USD 1.68 0.02 1.20% |
Given the investment horizon of 90 days and your above-average risk tolerance, our recommendation regarding FlexShopper is 'Strong Sell'. A buy or sell recommendation provided by Macroaxis is an automated directive regarding whether to purchase or sell FlexShopper given historical horizon and risk tolerance towards FlexShopper. When Macroaxis issues a 'buy' or 'sell' recommendation for FlexShopper, the advice is generated through an automated system that utilizes algorithms and statistical models.
Check out FlexShopper Analyst Recommendation to compare Macroaxis Buy or Sell Recommendation with the current analyst consensus. To check ratings for multiple equity instruments, please use the Instant Ratings tool. For more information on how to buy FlexShopper Stock please use our How to Invest in FlexShopper guide. In addition, we conduct extensive research on individual companies such as FlexShopper and provide practical buy, sell, or hold advice based on investors' investing horizon and their risk tolerance towards FlexShopper. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in nation.
FlexShopper |
Execute FlexShopper Buy or Sell Advice
The FlexShopper recommendation should be used to complement the buy-or-sell advice compiled from the current analysts' consensus on FlexShopper. Macroaxis does not own or have any residual interests in FlexShopper or other equities on which the buy-or-sell advice is provided. Please provide your input below to execute FlexShopper's advice using the current market data and latest reported fundamentals.
Time Horizon
Risk Tolerance
 |  |
Strong Sell
Market Performance | Good | Details | |
Volatility | Very risky | Details | |
Hype Condition | Over hyped | Details | |
Current Valuation | Undervalued | Details | |
Odds Of Distress | Below Average | Details | |
Economic Sensitivity | Moves slightly opposite to the market | Details | |
Investor Sentiment | Excited | Details | |
Analyst Consensus | Buy | Details | |
Financial Strenth (F Score) | Frail | Details | |
Financial Leverage | Not Rated | Details | |
Reporting Quality (M-Score) | Possible Manipulator | Details |
FlexShopper Trading Alerts and Improvement Suggestions
| FlexShopper may become a speculative penny stock | |
| FlexShopper appears to be risky and price may revert if volatility continues | |
| The company reported the previous year's revenue of 116.98 M. Net Loss for the year was (4.23 M) with profit before overhead, payroll, taxes, and interest of 102.06 M. | |
| FlexShopper currently holds about 5.27 M in cash with (6.66 M) of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 0.24. | |
| FlexShopper has a frail financial position based on the latest SEC disclosures | |
| Roughly 47.0% of the company shares are held by company insiders | |
| Latest headline from investing.com: Earnings call FlexShopper reports rising revenue and strategic growth |
FlexShopper Returns Distribution Density
The distribution of FlexShopper's historical returns is an attempt to chart the uncertainty of FlexShopper's future price movements. The chart of the probability distribution of FlexShopper daily returns describes the distribution of returns around its average expected value. We use FlexShopper price's Value At Risk and its Upside Potential as a relative measure of the distribution. The graph of the distribution of FlexShopper returns is essential to provide solid investment advice for FlexShopper.
| Mean Return | 0.66 | Value At Risk | -6.76 | Potential Upside | 8.40 | Standard Deviation | 4.39 |
Return Density |
| Distribution |
Investment risk management requires an estimate of the probability of extreme price changes. Therefore, the correct representation of the distribution of FlexShopper historical returns presented in an easy-to-digest graphical form helps investors and money managers understand the risk-reward trade-off of different investement strategies.
FlexShopper Stock Institutional Investors
Have you ever been surprised when a price of an equity instrument, such as FlexShopper, soars without any apparent reason? This usually happens because many institutional investors are aggressively trading FlexShopper back and forth among themselves.
| Shares | Iht Wealth Management, Llc | 2024-06-30 | 14 K | Taylor, Cottrill, Erickson & Associates, Inc. | 2024-09-30 | 13 K | Tower Research Capital Llc | 2024-06-30 | 8.3 K | Blackrock Inc | 2024-06-30 | 3.1 K | Advisor Group Holdings, Inc. | 2024-06-30 | 500 | Bank Of America Corp | 2024-06-30 | 117 | Jpmorgan Chase & Co | 2024-06-30 | 29.0 | Heron Bay Capital Management | 2024-06-30 | 0.0 | Wells Fargo & Co | 2024-06-30 | 0.0 | Vanguard Group Inc | 2024-09-30 | 624.8 K | Perkins Capital Management Inc | 2024-09-30 | 367.7 K |
FlexShopper Cash Flow Accounts
| 2019 | 2020 | 2021 | 2022 | 2023 | 2024 (projected) | ||
| Change In Cash | 727.3K | 1.7M | (3.4M) | 1.1M | (1.8M) | (1.7M) | |
| Free Cash Flow | (2.7M) | (8.3M) | (16.2M) | (37.7M) | (13.0M) | (13.6M) | |
| Depreciation | 60.8M | 63.3M | 76.5M | 77.3M | 56.3M | 29.0M | |
| Other Non Cash Items | 243.6K | 2.6M | 38.8M | 61.7M | 37.3M | 39.2M | |
| Capital Expenditures | 2.2M | 3.1M | 4.9M | 6.5M | 6.3M | 6.7M | |
| Net Income | 577.4K | (339.9K) | 3.3M | 13.6M | (4.2M) | (4.4M) | |
| End Period Cash Flow | 6.9M | 8.5M | 5.1M | 6.2M | 4.4M | 3.9M | |
| Change To Inventory | (57.0M) | (75.1M) | (71.7M) | (63.2M) | (53.9M) | (56.6M) | |
| Change Receivables | (21.2M) | (25.4M) | (36.7M) | 30.2M | 27.2M | 28.5M | |
| Net Borrowings | 3.3M | 16.9M | 13.3M | 37.4M | 43.0M | 45.2M | |
| Change To Netincome | 35.7M | (30.5M) | 114.3M | 117.8M | 135.4M | 142.2M | |
| Investments | (2.2M) | (3.1M) | (4.9M) | (5.2M) | (4.3M) | (4.5M) |
FlexShopper Greeks
Most traded equities are subject to two types of risk - systematic (i.e., market) and unsystematic (i.e., nonmarket or company-specific) risk. Unsystematic risk is the risk that events specific to FlexShopper or Financial Services sector will adversely affect the stock's price. This type of risk can be diversified away by owning several different stocks in different industries whose stock prices have shown a small correlation to each other. On the other hand, systematic risk is the risk that FlexShopper's price will be affected by overall stock market movements and cannot be diversified away. So, no matter how many positions you have, you cannot eliminate market risk. However, you can measure a FlexShopper stock's historical response to market movements and buy it if you are comfortable with its volatility direction. Beta and standard deviation are two commonly used measures to help you make the right decision.
α | Alpha over Dow Jones | 0.73 | |
β | Beta against Dow Jones | -0.73 | |
σ | Overall volatility | 4.35 | |
Ir | Information ratio | 0.12 |
FlexShopper Volatility Alert
FlexShopper shows above-average downside volatility for the selected time horizon. Understanding different market volatility trends often help investors to time the market. Properly using volatility indicators enable traders to measure FlexShopper's stock risk against market volatility during both bullish and bearish trends. The higher level of volatility that comes with bear markets can directly impact FlexShopper's stock price while adding stress to investors as they watch their shares' value plummet. This usually forces investors to rebalance their portfolios by buying different financial instruments as prices fall.FlexShopper Fundamentals Vs Peers
Comparing FlexShopper's fundamentals to the average values of its peers is one of the most widely used and accepted methods of equity analyses. It helps to analyze FlexShopper's direct or indirect competition across all of the common fundamentals between FlexShopper and the related equities. This way, we can detect undervalued stocks with similar characteristics as FlexShopper or determine the stocks which would be an excellent addition to an existing portfolio. Peer analysis of FlexShopper's fundamental indicators could also be used in its relative valuation, which is a method of valuing FlexShopper by comparing valuation metrics with those of similar companies.
| Better Than Average | Worse Than Average | Compare FlexShopper to competition |
| Fundamentals | FlexShopper | Peer Average |
| Return On Equity | -0.0191 | -0.31 |
| Return On Asset | 0.0787 | -0.14 |
| Profit Margin | (0) % | (1.27) % |
| Operating Margin | 0.10 % | (5.51) % |
| Current Valuation | 201.16 M | 16.62 B |
| Shares Outstanding | 21.46 M | 571.82 M |
| Shares Owned By Insiders | 47.04 % | 10.09 % |
| Shares Owned By Institutions | 15.81 % | 39.21 % |
| Number Of Shares Shorted | 402.75 K | 4.71 M |
| Price To Earning | 3.30 X | 28.72 X |
| Price To Book | 5.15 X | 9.51 X |
| Price To Sales | 0.28 X | 11.42 X |
| Revenue | 116.98 M | 9.43 B |
| Gross Profit | 102.06 M | 27.38 B |
| EBITDA | 13.69 M | 3.9 B |
| Net Income | (4.23 M) | 570.98 M |
| Cash And Equivalents | 5.27 M | 2.7 B |
| Cash Per Share | 0.24 X | 5.01 X |
| Total Debt | 115.57 M | 5.32 B |
| Debt To Equity | 3.94 % | 48.70 % |
| Current Ratio | 10.64 X | 2.16 X |
| Book Value Per Share | 0.30 X | 1.93 K |
| Cash Flow From Operations | (6.66 M) | 971.22 M |
| Short Ratio | 2.59 X | 4.00 X |
| Earnings Per Share | (0.29) X | 3.12 X |
| Target Price | 3.25 | |
| Number Of Employees | 204 | 18.84 K |
| Beta | 1.32 | -0.15 |
| Market Capitalization | 36.06 M | 19.03 B |
| Total Asset | 156.49 M | 29.47 B |
| Retained Earnings | (35.82 M) | 9.33 B |
| Working Capital | 105.3 M | 1.48 B |
| Current Asset | 15.59 M | 9.34 B |
Note: Acquisition by Allen James Douglas of 140635 shares of FlexShopper at 0.75 subject to Rule 16b-3 [view details]
FlexShopper Market Momentum
Traders often use several daily momentume indicators to supplement a more traditional technical analysis when analyzing securities such as FlexShopper . With many different options, investors must choose the best indicators for them and familiarize themselves with how they work. We suggest combining traditional momentum indicators with more near-term forms of technical analysis such as Accumulation Distribution or Daily Balance Of Power. With their quantitative nature, daily value technical indicators can also be incorporated into your automated trading systems.
About FlexShopper Buy or Sell Advice
When is the right time to buy or sell FlexShopper? Buying financial instruments such as FlexShopper Stock isn't very hard. However, what challenging for most investors is doing it at the right time to beat the market. Proper market timing is something most people cannot do without sophisticated tools, which help to isolate the right opportunities. Macroaxis provides hands-on modules to deliver winning trades and diversify your portfolios on a daily basis. Most of our advising modules are very easy to use and apply.
Please read more on our stock advisor page.
Use Investing Ideas to Build Portfolios
In addition to having FlexShopper in your portfolios, you can quickly add positions using our predefined set of ideas and optimize them against your very unique investing style. A single investing idea is a collection of funds, stocks, ETFs, or cryptocurrencies that are programmatically selected from a pull of investment themes. After you determine your investment opportunity, you can then find an optimal portfolio that will maximize potential returns on the chosen idea or minimize its exposure to market volatility.Did You Try This Idea?
Run Recreation Thematic Idea Now
Recreation
Fama and French investing themes focus on testing asset pricing under different economic assumptions. The Recreation theme has 33 constituents at this time.
You can either use a buy-and-hold strategy to lock in the entire theme or actively trade it to take advantage of the short-term price volatility of individual constituents. Macroaxis can help you discover thousands of investment opportunities in different asset classes. In addition, you can partner with us for reliable portfolio optimization as you plan to utilize Recreation Theme or any other thematic opportunities.
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Additional Tools for FlexShopper Stock Analysis
When running FlexShopper's price analysis, check to measure FlexShopper's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy FlexShopper is operating at the current time. Most of FlexShopper's value examination focuses on studying past and present price action to predict the probability of FlexShopper's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move FlexShopper's price. Additionally, you may evaluate how the addition of FlexShopper to your portfolios can decrease your overall portfolio volatility.