Itau Unibanco Banco Stock Buy Hold or Sell Recommendation
| ITUB Stock | USD 6.09 0.21 3.57% |
Given the investment horizon of 90 days and your complete indifference towards market risk, our recommendation regarding Itau Unibanco Banco is 'Strong Buy'. Macroaxis provides Itau Unibanco buy-hold-or-sell recommendation only in the context of selected investment horizon and investor attitude towards risk assumed by holding ITUB positions.
Check out Itau Unibanco Analyst Recommendation to compare Macroaxis Buy or Sell Recommendation with the current analyst consensus. To check ratings for multiple equity instruments, please use the Instant Ratings tool. In addition, we conduct extensive research on individual companies such as Itau and provide practical buy, sell, or hold advice based on investors' investing horizon and their risk tolerance towards Itau Unibanco Banco. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in employment.
Itau |
Execute Itau Unibanco Buy or Sell Advice
The Itau recommendation should be used to complement the buy-or-sell advice compiled from the current analysts' consensus on Itau Unibanco Banco. Macroaxis does not own or have any residual interests in Itau Unibanco Banco or other equities on which the buy-or-sell advice is provided. Please provide your input below to execute Itau Unibanco's advice using the current market data and latest reported fundamentals.
Time Horizon
Risk Tolerance
 |  |
Strong Buy
Market Performance | Weak | Details | |
Volatility | Somewhat reliable | Details | |
Hype Condition | Low key | Details | |
Current Valuation | Undervalued | Details | |
Odds Of Distress | Average | Details | |
Economic Sensitivity | Follows the market closely | Details | |
Investor Sentiment | Interested | Details | |
Analyst Consensus | Buy | Details | |
Financial Strenth (F Score) | Poor | Details | |
Financial Leverage | Not Rated | Details | |
Reporting Quality (M-Score) | Possible Manipulator | Details |
Itau Unibanco Trading Alerts and Improvement Suggestions
| Itau Unibanco Banco has high likelihood to experience some financial distress in the next 2 years | |
| Itau Unibanco Banco currently holds about 366.77 B in cash with (2.42 B) of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 37.42, which can makes it an attractive takeover target, given it will continue generating positive cash flow. | |
| Itau Unibanco Banco has a poor financial position based on the latest SEC disclosures | |
| On 10th of February 2025 Itau Unibanco paid $ 0.0029 per share dividend to its current shareholders | |
| Latest headline from thelincolnianonline.com: Clarity Capital Partners LLC Sells 377 Shares of Okta, Inc. |
Itau Unibanco Returns Distribution Density
The distribution of Itau Unibanco's historical returns is an attempt to chart the uncertainty of Itau Unibanco's future price movements. The chart of the probability distribution of Itau Unibanco daily returns describes the distribution of returns around its average expected value. We use Itau Unibanco Banco price's Value At Risk and its Upside Potential as a relative measure of the distribution. The graph of the distribution of Itau Unibanco returns is essential to provide solid investment advice for Itau Unibanco.
| Mean Return | 0.03 | Value At Risk | -3.24 | Potential Upside | 2.82 | Standard Deviation | 2.01 |
Return Density |
| Distribution |
Investment risk management requires an estimate of the probability of extreme price changes. Therefore, the correct representation of the distribution of Itau Unibanco historical returns presented in an easy-to-digest graphical form helps investors and money managers understand the risk-reward trade-off of different investement strategies.
Itau Stock Institutional Investors
| Shares | Itau Unibanco Holding Sa | 2024-09-30 | 21.6 M | T. Rowe Price Associates, Inc. | 2024-09-30 | 19.5 M | Orbis Allan Gray Ltd | 2024-09-30 | 19.2 M | Carmignac Gestion | 2024-09-30 | 16.1 M | Driehaus Capital Management Llc | 2024-09-30 | 16.1 M | Dodge & Cox | 2024-09-30 | 15.6 M | Capital Research Global Investors | 2024-09-30 | 15.3 M | Perpetual Ltd | 2024-12-31 | 13.7 M | State Street Corp | 2024-09-30 | 12.5 M | Jpmorgan Chase & Co | 2024-09-30 | 101.7 M | Schroder Investment Management Group | 2024-09-30 | 83.1 M |
Itau Unibanco Cash Flow Accounts
| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 (projected) | ||
| Capital Expenditures | 5.3B | 9.1B | 8.5B | 9.2B | 10.6B | 11.1B | |
| Net Income | 15.1B | 28.4B | 30.7B | 33.1B | 38.1B | 40.0B | |
| End Period Cash Flow | 105.8B | 109.7B | 104.3B | 116.5B | 134.0B | 140.7B | |
| Change In Cash | 35.0B | 3.9B | 370M | 12.3B | 14.1B | 14.8B | |
| Free Cash Flow | 54.2B | 51.0B | 121.5B | 68.3B | 78.5B | 82.5B | |
| Depreciation | 3.7B | 4.2B | 4.8B | 5.7B | 6.5B | 6.8B | |
| Other Non Cash Items | 36.4B | 44.8B | 43.2B | (74.2B) | (85.3B) | (81.0B) | |
| Dividends Paid | 11.6B | 6.3B | 6.7B | 10.3B | 11.9B | 7.0B | |
| Investments | 753M | 4.0B | (73.6B) | (67.1B) | (60.4B) | (57.4B) | |
| Net Borrowings | 5.7B | (5.3B) | (24.2B) | (22.2B) | (20.0B) | (19.0B) | |
| Change To Netincome | 29.4B | 37.1B | 62.3B | 53.8B | 61.8B | 40.6B |
Itau Unibanco Greeks
Most traded equities are subject to two types of risk - systematic (i.e., market) and unsystematic (i.e., nonmarket or company-specific) risk. Unsystematic risk is the risk that events specific to Itau Unibanco or Banks sector will adversely affect the stock's price. This type of risk can be diversified away by owning several different stocks in different industries whose stock prices have shown a small correlation to each other. On the other hand, systematic risk is the risk that Itau Unibanco's price will be affected by overall stock market movements and cannot be diversified away. So, no matter how many positions you have, you cannot eliminate market risk. However, you can measure a Itau stock's historical response to market movements and buy it if you are comfortable with its volatility direction. Beta and standard deviation are two commonly used measures to help you make the right decision.
α | Alpha over Dow Jones | 0.02 | |
β | Beta against Dow Jones | 0.55 | |
σ | Overall volatility | 2.07 | |
Ir | Information ratio | 0.01 |
Itau Unibanco Volatility Alert
Itau Unibanco Banco currently demonstrates below-average downside deviation. It has Information Ratio of 0.01 and Jensen Alpha of 0.02. Understanding different market volatility trends often help investors to time the market. Properly using volatility indicators enable traders to measure Itau Unibanco's stock risk against market volatility during both bullish and bearish trends. The higher level of volatility that comes with bear markets can directly impact Itau Unibanco's stock price while adding stress to investors as they watch their shares' value plummet. This usually forces investors to rebalance their portfolios by buying different financial instruments as prices fall.Itau Unibanco Fundamentals Vs Peers
Comparing Itau Unibanco's fundamentals to the average values of its peers is one of the most widely used and accepted methods of equity analyses. It helps to analyze Itau Unibanco's direct or indirect competition across all of the common fundamentals between Itau Unibanco and the related equities. This way, we can detect undervalued stocks with similar characteristics as Itau Unibanco or determine the stocks which would be an excellent addition to an existing portfolio. Peer analysis of Itau Unibanco's fundamental indicators could also be used in its relative valuation, which is a method of valuing Itau Unibanco by comparing valuation metrics with those of similar companies.
| Better Than Average | Worse Than Average | Compare Itau Unibanco to competition |
| Fundamentals | Itau Unibanco | Peer Average |
| Return On Equity | 0.2 | -0.31 |
| Return On Asset | 0.0156 | -0.14 |
| Profit Margin | 0.30 % | (1.27) % |
| Operating Margin | 0.18 % | (5.51) % |
| Current Valuation | 618.44 B | 16.62 B |
| Shares Outstanding | 4.82 B | 571.82 M |
| Shares Owned By Insiders | 0.01 % | 10.09 % |
| Shares Owned By Institutions | 21.93 % | 39.21 % |
| Number Of Shares Shorted | 31.77 M | 4.71 M |
| Price To Earning | 13.59 X | 28.72 X |
| Price To Book | 1.63 X | 9.51 X |
| Price To Sales | 0.40 X | 11.42 X |
| Revenue | 124.53 B | 9.43 B |
| Gross Profit | 135.74 B | 27.38 B |
| EBITDA | 44.43 B | 3.9 B |
| Net Income | 33.1 B | 570.98 M |
| Cash And Equivalents | 366.77 B | 2.7 B |
| Cash Per Share | 37.42 X | 5.01 X |
| Total Debt | 451.83 B | 5.32 B |
| Debt To Equity | 9.14 % | 48.70 % |
| Book Value Per Share | 21.57 X | 1.93 K |
| Cash Flow From Operations | (2.42 B) | 971.22 M |
| Short Ratio | 1.34 X | 4.00 X |
| Earnings Per Share | 0.72 X | 3.12 X |
| Price To Earnings To Growth | 0.97 X | 4.89 X |
| Target Price | 7.07 | |
| Beta | 0.56 | -0.15 |
| Market Capitalization | 54.35 B | 19.03 B |
| Total Asset | 2.54 T | 29.47 B |
| Retained Earnings | 104.47 B | 9.33 B |
| Working Capital | (106.3 B) | 1.48 B |
| Current Asset | 616.11 B | 9.34 B |
| Current Liabilities | 722.41 B | 7.9 B |
Itau Unibanco Market Momentum
Traders often use several daily momentume indicators to supplement a more traditional technical analysis when analyzing securities such as Itau . With many different options, investors must choose the best indicators for them and familiarize themselves with how they work. We suggest combining traditional momentum indicators with more near-term forms of technical analysis such as Accumulation Distribution or Daily Balance Of Power. With their quantitative nature, daily value technical indicators can also be incorporated into your automated trading systems.
About Itau Unibanco Buy or Sell Advice
When is the right time to buy or sell Itau Unibanco Banco? Buying financial instruments such as Itau Stock isn't very hard. However, what challenging for most investors is doing it at the right time to beat the market. Proper market timing is something most people cannot do without sophisticated tools, which help to isolate the right opportunities. Macroaxis provides hands-on modules to deliver winning trades and diversify your portfolios on a daily basis. Most of our advising modules are very easy to use and apply.
Please read more on our stock advisor page.
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Check out Itau Unibanco Analyst Recommendation to compare Macroaxis Buy or Sell Recommendation with the current analyst consensus. To check ratings for multiple equity instruments, please use the Instant Ratings tool. You can also try the Portfolio Dashboard module to portfolio dashboard that provides centralized access to all your investments.
Is Diversified Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Itau Unibanco. If investors know Itau will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Itau Unibanco listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 0.27 | Earnings Share 0.72 | Revenue Per Share | Quarterly Revenue Growth 0.089 | Return On Assets |
The market value of Itau Unibanco Banco is measured differently than its book value, which is the value of Itau that is recorded on the company's balance sheet. Investors also form their own opinion of Itau Unibanco's value that differs from its market value or its book value, called intrinsic value, which is Itau Unibanco's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Itau Unibanco's market value can be influenced by many factors that don't directly affect Itau Unibanco's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Itau Unibanco's value and its price as these two are different measures arrived at by different means. Investors typically determine if Itau Unibanco is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Itau Unibanco's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.