Ni Holdings Stock Buy Hold or Sell Recommendation
| NODK Stock | USD 16.17 0.53 3.17% |
Given the investment horizon of 90 days and your above-average risk tolerance, our recommendation regarding NI Holdings is 'Strong Hold'. The recommendation algorithm takes into account all of NI Holdings' available fundamental, technical, and predictive indicators you will find on this site.
Check out NI Holdings Analyst Recommendation to compare Macroaxis Buy or Sell Recommendation with the current analyst consensus. To check ratings for multiple equity instruments, please use the Instant Ratings tool. For more information on how to buy NODK Stock please use our How to buy in NODK Stock guide. Note, we conduct extensive research on individual companies such as NODK and provide practical buy, sell, or hold advice based on investors' constraints. NI Holdings. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in unemployment.
NODK |
Execute NI Holdings Buy or Sell Advice
The NODK recommendation should be used to complement the buy-or-sell advice compiled from the current analysts' consensus on NI Holdings. Macroaxis does not own or have any residual interests in NI Holdings or other equities on which the buy-or-sell advice is provided. Please provide your input below to execute NI Holdings' advice using the current market data and latest reported fundamentals.
Time Horizon
Risk Tolerance
 |  |
Strong Hold
Market Performance | OK | Details | |
Volatility | Very steady | Details | |
Hype Condition | Low key | Details | |
Current Valuation | Fairly Valued | Details | |
Odds Of Distress | Below Average | Details | |
Economic Sensitivity | Follows the market closely | Details | |
Investor Sentiment | Alarmed | Details | |
Analyst Consensus | Strong Sell | Details | |
Financial Strenth (F Score) | Poor | Details | |
Financial Leverage | Not Rated | Details | |
Reporting Quality (M-Score) | Unlikely Manipulator | Details |
NI Holdings Trading Alerts and Improvement Suggestions
| NI Holdings currently holds 2.06 M in liabilities with Debt to Equity (D/E) ratio of 0.64, which is about average as compared to similar companies. NI Holdings has a current ratio of 0.5, indicating that it has a negative working capital and may not be able to pay financial obligations when due. Note, when we think about NI Holdings' use of debt, we should always consider it together with its cash and equity. | |
| The entity reported the previous year's revenue of 365.69 M. Net Loss for the year was (5.48 M) with loss before overhead, payroll, taxes, and interest of (69.03 M). | |
| NI Holdings has a poor financial position based on the latest SEC disclosures | |
| About 67.0% of NI Holdings outstanding shares are owned by corporate insiders | |
| Latest headline from finance.yahoo.com: NI Holdings Second Quarter 2024 Earnings US0.36 loss per share |
NI Holdings Returns Distribution Density
The distribution of NI Holdings' historical returns is an attempt to chart the uncertainty of NI Holdings' future price movements. The chart of the probability distribution of NI Holdings daily returns describes the distribution of returns around its average expected value. We use NI Holdings price's Value At Risk and its Upside Potential as a relative measure of the distribution. The graph of the distribution of NI Holdings returns is essential to provide solid investment advice for NI Holdings.
| Mean Return | 0.16 | Value At Risk | -2.04 | Potential Upside | 2.13 | Standard Deviation | 1.32 |
Return Density |
| Distribution |
Investment risk management requires an estimate of the probability of extreme price changes. Therefore, the correct representation of the distribution of NI Holdings historical returns presented in an easy-to-digest graphical form helps investors and money managers understand the risk-reward trade-off of different investement strategies.
NODK Stock Institutional Investors
| Shares | J. Goldman & Co Lp | 313125-09-30 | 105.7 K | Renaissance Technologies Corp | 2024-09-30 | 83 K | Northern Trust Corp | 2024-09-30 | 64.5 K | Goldman Sachs Group Inc | 2024-06-30 | 34.3 K | Morgan Stanley - Brokerage Accounts | 2024-06-30 | 33.3 K | Nuveen Asset Management, Llc | 2024-06-30 | 25.8 K | Bank Of New York Mellon Corp | 2024-06-30 | 23.8 K | Charles Schwab Investment Management Inc | 2024-09-30 | 22.7 K | Asset Allocation & Management Company, Llc | 2024-09-30 | 21.6 K | M3f, Inc. | 2024-09-30 | 1.1 M | Newtyn Management Llc | 2024-09-30 | 631.8 K |
NI Holdings Cash Flow Accounts
| 2019 | 2020 | 2021 | 2022 | 2023 | 2024 (projected) | ||
| Change To Inventory | 1.3M | (189K) | 12.3M | 30.0M | 34.5M | 36.2M | |
| Investments | (29.2M) | 1.7M | (55.5M) | (661K) | (8.8M) | (9.3M) | |
| Change In Cash | (6.8M) | 38.9M | (30.5M) | (23.6M) | 9.7M | 10.2M | |
| Free Cash Flow | 24.4M | 50.5M | 28.5M | (31.6M) | 25.0M | 18.3M | |
| Depreciation | 2.2M | 5.9M | 1.2M | 1.2M | 1.3M | 2.0M | |
| Other Non Cash Items | (15.7M) | (20.4M) | (13.9M) | 10.1M | 1.5M | 1.5M | |
| Capital Expenditures | 1.3M | 543K | 696K | 1.2M | 974K | 1.0M | |
| Net Income | 26.5M | 41.3M | 8.3M | (53.8M) | (5.5M) | (5.2M) | |
| End Period Cash Flow | 62.1M | 101.1M | 70.6M | 47.0M | 56.7M | 53.8M | |
| Change To Netincome | (9.1M) | (5.1M) | (13.4M) | 9.8M | 11.2M | 11.8M | |
| Change Receivables | (656K) | 7.6M | 11.2M | (31.1M) | (28.0M) | (26.6M) |
NI Holdings Greeks
Most traded equities are subject to two types of risk - systematic (i.e., market) and unsystematic (i.e., nonmarket or company-specific) risk. Unsystematic risk is the risk that events specific to NI Holdings or Insurance sector will adversely affect the stock's price. This type of risk can be diversified away by owning several different stocks in different industries whose stock prices have shown a small correlation to each other. On the other hand, systematic risk is the risk that NI Holdings' price will be affected by overall stock market movements and cannot be diversified away. So, no matter how many positions you have, you cannot eliminate market risk. However, you can measure a NODK stock's historical response to market movements and buy it if you are comfortable with its volatility direction. Beta and standard deviation are two commonly used measures to help you make the right decision.
α | Alpha over Dow Jones | 0.08 | |
β | Beta against Dow Jones | 0.59 | |
σ | Overall volatility | 1.35 | |
Ir | Information ratio | 0.02 |
NI Holdings Volatility Alert
NI Holdings has relatively low volatility with skewness of -0.28 and kurtosis of -0.17. Understanding different market volatility trends often help investors to time the market. Properly using volatility indicators enable traders to measure NI Holdings' stock risk against market volatility during both bullish and bearish trends. The higher level of volatility that comes with bear markets can directly impact NI Holdings' stock price while adding stress to investors as they watch their shares' value plummet. This usually forces investors to rebalance their portfolios by buying different financial instruments as prices fall.NI Holdings Fundamentals Vs Peers
Comparing NI Holdings' fundamentals to the average values of its peers is one of the most widely used and accepted methods of equity analyses. It helps to analyze NI Holdings' direct or indirect competition across all of the common fundamentals between NI Holdings and the related equities. This way, we can detect undervalued stocks with similar characteristics as NI Holdings or determine the stocks which would be an excellent addition to an existing portfolio. Peer analysis of NI Holdings' fundamental indicators could also be used in its relative valuation, which is a method of valuing NI Holdings by comparing valuation metrics with those of similar companies.
| Better Than Average | Worse Than Average | Compare NI Holdings to competition |
| Fundamentals | NI Holdings | Peer Average |
| Return On Equity | -0.0361 | -0.31 |
| Return On Asset | -0.0013 | -0.14 |
| Profit Margin | (0.02) % | (1.27) % |
| Operating Margin | (0.04) % | (5.51) % |
| Current Valuation | 305.73 M | 16.62 B |
| Shares Outstanding | 20.65 M | 571.82 M |
| Shares Owned By Insiders | 67.42 % | 10.09 % |
| Shares Owned By Institutions | 24.23 % | 39.21 % |
| Number Of Shares Shorted | 35.91 K | 4.71 M |
| Price To Earning | 7.34 X | 28.72 X |
| Price To Book | 1.43 X | 9.51 X |
| Price To Sales | 0.88 X | 11.42 X |
| Revenue | 365.69 M | 9.43 B |
| Gross Profit | (69.03 M) | 27.38 B |
| EBITDA | 1.03 M | 3.9 B |
| Net Income | (5.48 M) | 570.98 M |
| Cash And Equivalents | 63.03 M | 2.7 B |
| Cash Per Share | 2.98 X | 5.01 X |
| Total Debt | 2.06 M | 5.32 B |
| Debt To Equity | 0.64 % | 48.70 % |
| Current Ratio | 0.51 X | 2.16 X |
| Book Value Per Share | 11.69 X | 1.93 K |
| Cash Flow From Operations | 25.97 M | 971.22 M |
| Short Ratio | 1.24 X | 4.00 X |
| Earnings Per Share | (0.43) X | 3.12 X |
| Number Of Employees | 219 | 18.84 K |
| Beta | 0.36 | -0.15 |
| Market Capitalization | 344.83 M | 19.03 B |
| Total Asset | 615.68 M | 29.47 B |
| Retained Earnings | 208.38 M | 9.33 B |
| Working Capital | 40.05 M | 1.48 B |
| Current Asset | 44.43 M | 9.34 B |
| Current Liabilities | 4.38 M | 7.9 B |
Note: Disposition of 561 shares by Patrick Duncan of NI Holdings at 18.64 subject to Rule 16b-3 [view details]
NI Holdings Market Momentum
Traders often use several daily momentume indicators to supplement a more traditional technical analysis when analyzing securities such as NODK . With many different options, investors must choose the best indicators for them and familiarize themselves with how they work. We suggest combining traditional momentum indicators with more near-term forms of technical analysis such as Accumulation Distribution or Daily Balance Of Power. With their quantitative nature, daily value technical indicators can also be incorporated into your automated trading systems.
| Accumulation Distribution | 667.93 | |||
| Daily Balance Of Power | (0.85) | |||
| Rate Of Daily Change | 0.97 | |||
| Day Median Price | 16.43 | |||
| Day Typical Price | 16.34 | |||
| Price Action Indicator | (0.52) | |||
| Period Momentum Indicator | (0.53) | |||
| Relative Strength Index | 56.99 |
About NI Holdings Buy or Sell Advice
When is the right time to buy or sell NI Holdings? Buying financial instruments such as NODK Stock isn't very hard. However, what challenging for most investors is doing it at the right time to beat the market. Proper market timing is something most people cannot do without sophisticated tools, which help to isolate the right opportunities. Macroaxis provides hands-on modules to deliver winning trades and diversify your portfolios on a daily basis. Most of our advising modules are very easy to use and apply.
Please read more on our stock advisor page.
Use Investing Ideas to Build Portfolios
In addition to having NI Holdings in your portfolios, you can quickly add positions using our predefined set of ideas and optimize them against your very unique investing style. A single investing idea is a collection of funds, stocks, ETFs, or cryptocurrencies that are programmatically selected from a pull of investment themes. After you determine your investment opportunity, you can then find an optimal portfolio that will maximize potential returns on the chosen idea or minimize its exposure to market volatility.Did You Try This Idea?
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Fama and French investing themes focus on testing asset pricing under different economic assumptions. The Electrical Equipment theme has 61 constituents at this time.
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Check out NI Holdings Analyst Recommendation to compare Macroaxis Buy or Sell Recommendation with the current analyst consensus. To check ratings for multiple equity instruments, please use the Instant Ratings tool. For more information on how to buy NODK Stock please use our How to buy in NODK Stock guide.You can also try the Idea Breakdown module to analyze constituents of all Macroaxis ideas. Macroaxis investment ideas are predefined, sector-focused investing themes.
Is Property & Casualty Insurance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of NI Holdings. If investors know NODK will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about NI Holdings listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 6.564 | Earnings Share (0.43) | Revenue Per Share 18.702 | Quarterly Revenue Growth 0.14 | Return On Assets (0) |
The market value of NI Holdings is measured differently than its book value, which is the value of NODK that is recorded on the company's balance sheet. Investors also form their own opinion of NI Holdings' value that differs from its market value or its book value, called intrinsic value, which is NI Holdings' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because NI Holdings' market value can be influenced by many factors that don't directly affect NI Holdings' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between NI Holdings' value and its price as these two are different measures arrived at by different means. Investors typically determine if NI Holdings is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, NI Holdings' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.