Pacific Premier Bancorp Stock Buy Hold or Sell Recommendation
| PPBI Stock | USD 29.11 0.38 1.32% |
Given the investment horizon of 90 days and your above-average risk tolerance, our recommendation regarding Pacific Premier Bancorp is 'Strong Hold'. The recommendation algorithm takes into account all of Pacific Premier's available fundamental, technical, and predictive indicators you will find on this site.
Check out Pacific Premier Analyst Recommendation to compare Macroaxis Buy or Sell Recommendation with the current analyst consensus. To check ratings for multiple equity instruments, please use the Instant Ratings tool. In addition, we conduct extensive research on individual companies such as Pacific and provide practical buy, sell, or hold advice based on investors' investing horizon and their risk tolerance towards Pacific Premier Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics.
Pacific |
Execute Pacific Premier Buy or Sell Advice
The Pacific recommendation should be used to complement the buy-or-sell advice compiled from the current analysts' consensus on Pacific Premier Bancorp. Macroaxis does not own or have any residual interests in Pacific Premier Bancorp or other equities on which the buy-or-sell advice is provided. Please provide your input below to execute Pacific Premier's advice using the current market data and latest reported fundamentals.
Time Horizon
Risk Tolerance
 |  |
Strong Hold
Market Performance | OK | Details | |
Volatility | Very steady | Details | |
Hype Condition | Under hyped | Details | |
Current Valuation | Overvalued | Details | |
Odds Of Distress | Below Average | Details | |
Economic Sensitivity | Hyperactively responds to market trends | Details | |
Investor Sentiment | Impartial | Details | |
Analyst Consensus | Buy | Details | |
Financial Strenth (F Score) | Poor | Details | |
Financial Leverage | Not Rated | Details | |
Reporting Quality (M-Score) | Unlikely Manipulator | Details |
Pacific Premier Trading Alerts and Improvement Suggestions
| Pacific Premier has a poor financial position based on the latest SEC disclosures | |
| Over 97.0% of the company shares are owned by institutional investors | |
| On 12th of November 2024 Pacific Premier paid $ 0.33 per share dividend to its current shareholders | |
| Latest headline from news.google.com: Principal Financial Group Inc. Sells 21,122 Shares of Pacific Premier Bancorp, Inc. - MarketBeat |
Pacific Premier Returns Distribution Density
The distribution of Pacific Premier's historical returns is an attempt to chart the uncertainty of Pacific Premier's future price movements. The chart of the probability distribution of Pacific Premier daily returns describes the distribution of returns around its average expected value. We use Pacific Premier Bancorp price's Value At Risk and its Upside Potential as a relative measure of the distribution. The graph of the distribution of Pacific Premier returns is essential to provide solid investment advice for Pacific Premier.
| Mean Return | 0.30 | Value At Risk | -3.33 | Potential Upside | 4.23 | Standard Deviation | 2.84 |
Return Density |
| Distribution |
Investment risk management requires an estimate of the probability of extreme price changes. Therefore, the correct representation of the distribution of Pacific Premier historical returns presented in an easy-to-digest graphical form helps investors and money managers understand the risk-reward trade-off of different investement strategies.
Pacific Stock Institutional Investors
| Shares | Brown Advisory Holdings Inc | 2024-09-30 | 1.8 M | Goldman Sachs Group Inc | 2024-06-30 | 1.6 M | Alliancebernstein L.p. | 2024-06-30 | 1.5 M | Victory Capital Management Inc. | 2024-09-30 | 1.4 M | Charles Schwab Investment Management Inc | 2024-09-30 | 1.3 M | William Blair Investment Management, Llc | 2024-09-30 | 1.3 M | Bank Of New York Mellon Corp | 2024-06-30 | 1.2 M | Northern Trust Corp | 2024-09-30 | 1.2 M | Gw&k Investment Management, Llc | 2024-09-30 | 1.2 M | Blackrock Inc | 2024-06-30 | 14 M | Vanguard Group Inc | 2024-09-30 | 11.2 M |
Pacific Premier Cash Flow Accounts
| 2019 | 2020 | 2021 | 2022 | 2023 | 2024 (projected) | ||
| Change In Cash | 123.4M | 553.9M | (576.1M) | 796.5M | (164.8M) | (156.5M) | |
| Free Cash Flow | 163.9M | 200.9M | 310.9M | 403.6M | 243.7M | 255.9M | |
| Depreciation | 27.1M | 30.4M | 31.9M | 28.7M | 26.1M | 27.5M | |
| Other Non Cash Items | (21.2M) | 142.1M | (123.9M) | (7.3M) | 252.2M | 264.8M | |
| Capital Expenditures | 18.8M | 11.4M | 9.3M | 7.5M | 6.6M | 4.8M | |
| Net Income | 159.7M | 60.4M | 339.9M | 283.7M | 28.8M | 48.0M | |
| End Period Cash Flow | 326.9M | 880.8M | 304.7M | 1.1B | 936.5M | 983.3M | |
| Investments | (98.3M) | (633.3M) | (829.2M) | (499.7M) | 2.0B | 2.1B | |
| Change To Netincome | (3.2M) | 154M | (81.8M) | 38.6M | 44.4M | 26.0M | |
| Net Borrowings | (46.7M) | (548.6M) | 355.3M | (358M) | (322.2M) | (306.1M) |
Pacific Premier Greeks
Most traded equities are subject to two types of risk - systematic (i.e., market) and unsystematic (i.e., nonmarket or company-specific) risk. Unsystematic risk is the risk that events specific to Pacific Premier or Banks sector will adversely affect the stock's price. This type of risk can be diversified away by owning several different stocks in different industries whose stock prices have shown a small correlation to each other. On the other hand, systematic risk is the risk that Pacific Premier's price will be affected by overall stock market movements and cannot be diversified away. So, no matter how many positions you have, you cannot eliminate market risk. However, you can measure a Pacific stock's historical response to market movements and buy it if you are comfortable with its volatility direction. Beta and standard deviation are two commonly used measures to help you make the right decision.
α | Alpha over Dow Jones | -0.04 | |
β | Beta against Dow Jones | 2.74 | |
σ | Overall volatility | 2.75 | |
Ir | Information ratio | 0.06 |
Pacific Premier Volatility Alert
Pacific Premier Bancorp currently demonstrates below-average downside deviation. It has Information Ratio of 0.06 and Jensen Alpha of -0.04. Understanding different market volatility trends often help investors to time the market. Properly using volatility indicators enable traders to measure Pacific Premier's stock risk against market volatility during both bullish and bearish trends. The higher level of volatility that comes with bear markets can directly impact Pacific Premier's stock price while adding stress to investors as they watch their shares' value plummet. This usually forces investors to rebalance their portfolios by buying different financial instruments as prices fall.Pacific Premier Fundamentals Vs Peers
Comparing Pacific Premier's fundamentals to the average values of its peers is one of the most widely used and accepted methods of equity analyses. It helps to analyze Pacific Premier's direct or indirect competition across all of the common fundamentals between Pacific Premier and the related equities. This way, we can detect undervalued stocks with similar characteristics as Pacific Premier or determine the stocks which would be an excellent addition to an existing portfolio. Peer analysis of Pacific Premier's fundamental indicators could also be used in its relative valuation, which is a method of valuing Pacific Premier by comparing valuation metrics with those of similar companies.
| Better Than Average | Worse Than Average | Compare Pacific Premier to competition |
| Fundamentals | Pacific Premier | Peer Average |
| Return On Equity | -0.0036 | -0.31 |
| Return On Asset | -6.0E-4 | -0.14 |
| Profit Margin | (0.03) % | (1.27) % |
| Operating Margin | 0.35 % | (5.51) % |
| Current Valuation | 2.13 B | 16.62 B |
| Shares Outstanding | 96.44 M | 571.82 M |
| Shares Owned By Insiders | 1.90 % | 10.09 % |
| Shares Owned By Institutions | 96.92 % | 39.21 % |
| Number Of Shares Shorted | 1.6 M | 4.71 M |
| Price To Earning | 31.43 X | 28.72 X |
| Price To Book | 0.94 X | 9.51 X |
| Price To Sales | 7.30 X | 11.42 X |
| Revenue | 887.99 M | 9.43 B |
| Gross Profit | 781.03 M | 27.38 B |
| EBITDA | 34.04 M | 3.9 B |
| Net Income | 28.79 M | 570.98 M |
| Cash And Equivalents | 740.94 M | 2.7 B |
| Cash Per Share | 7.80 X | 5.01 X |
| Total Debt | 931.84 M | 5.32 B |
| Debt To Equity | 8.33 % | 48.70 % |
| Book Value Per Share | 30.52 X | 1.93 K |
| Cash Flow From Operations | 250.98 M | 971.22 M |
| Short Ratio | 3.39 X | 4.00 X |
| Earnings Per Share | (0.13) X | 3.12 X |
| Price To Earnings To Growth | 2.98 X | 4.89 X |
| Target Price | 27.14 | |
| Number Of Employees | 1.34 K | 18.84 K |
| Beta | 1.18 | -0.15 |
| Market Capitalization | 2.77 B | 19.03 B |
| Total Asset | 19.06 B | 29.47 B |
| Retained Earnings | 604.14 M | 9.33 B |
| Annual Yield | 0.05 % | |
| Net Asset | 19.06 B |
Note: Disposition of 7500 shares by Jones Jeff C of Pacific Premier subject to Rule 16b-3 [view details]
Pacific Premier Market Momentum
Traders often use several daily momentume indicators to supplement a more traditional technical analysis when analyzing securities such as Pacific . With many different options, investors must choose the best indicators for them and familiarize themselves with how they work. We suggest combining traditional momentum indicators with more near-term forms of technical analysis such as Accumulation Distribution or Daily Balance Of Power. With their quantitative nature, daily value technical indicators can also be incorporated into your automated trading systems.
About Pacific Premier Buy or Sell Advice
When is the right time to buy or sell Pacific Premier Bancorp? Buying financial instruments such as Pacific Stock isn't very hard. However, what challenging for most investors is doing it at the right time to beat the market. Proper market timing is something most people cannot do without sophisticated tools, which help to isolate the right opportunities. Macroaxis provides hands-on modules to deliver winning trades and diversify your portfolios on a daily basis. Most of our advising modules are very easy to use and apply.
Please read more on our stock advisor page.
Use Investing Ideas to Build Portfolios
In addition to having Pacific Premier in your portfolios, you can quickly add positions using our predefined set of ideas and optimize them against your very unique investing style. A single investing idea is a collection of funds, stocks, ETFs, or cryptocurrencies that are programmatically selected from a pull of investment themes. After you determine your investment opportunity, you can then find an optimal portfolio that will maximize potential returns on the chosen idea or minimize its exposure to market volatility.Did You Try This Idea?
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Check out Pacific Premier Analyst Recommendation to compare Macroaxis Buy or Sell Recommendation with the current analyst consensus. To check ratings for multiple equity instruments, please use the Instant Ratings tool. You can also try the Pattern Recognition module to use different Pattern Recognition models to time the market across multiple global exchanges.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Pacific Premier. If investors know Pacific will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Pacific Premier listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.23) | Dividend Share 1.32 | Earnings Share (0.13) | Revenue Per Share 4.02 | Quarterly Revenue Growth (0.09) |
The market value of Pacific Premier Bancorp is measured differently than its book value, which is the value of Pacific that is recorded on the company's balance sheet. Investors also form their own opinion of Pacific Premier's value that differs from its market value or its book value, called intrinsic value, which is Pacific Premier's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Pacific Premier's market value can be influenced by many factors that don't directly affect Pacific Premier's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Pacific Premier's value and its price as these two are different measures arrived at by different means. Investors typically determine if Pacific Premier is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Pacific Premier's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.