Trupanion Stock Buy Hold or Sell Recommendation
| TRUP Stock | USD 53.46 0.14 0.26% |
Given the investment horizon of 90 days and your above-average risk tolerance, our recommendation regarding Trupanion is 'Hold'. A buy or sell recommendation provided by Macroaxis is an automated directive regarding whether to purchase or sell Trupanion given historical horizon and risk tolerance towards Trupanion. When Macroaxis issues a 'buy' or 'sell' recommendation for Trupanion, the advice is generated through an automated system that utilizes algorithms and statistical models.
Check out Trupanion Analyst Recommendation to compare Macroaxis Buy or Sell Recommendation with the current analyst consensus. To check ratings for multiple equity instruments, please use the Instant Ratings tool. To learn how to invest in Trupanion Stock, please use our How to Invest in Trupanion guide. Note, we conduct extensive research on individual companies such as Trupanion and provide practical buy, sell, or hold advice based on investors' constraints. Trupanion. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in employment.
Trupanion |
Execute Trupanion Buy or Sell Advice
The Trupanion recommendation should be used to complement the buy-or-sell advice compiled from the current analysts' consensus on Trupanion. Macroaxis does not own or have any residual interests in Trupanion or other equities on which the buy-or-sell advice is provided. Please provide your input below to execute Trupanion's advice using the current market data and latest reported fundamentals.
Time Horizon
Risk Tolerance
 |  |
Hold
Market Performance | Modest | Details | |
Volatility | Very steady | Details | |
Hype Condition | Low key | Details | |
Current Valuation | Overvalued | Details | |
Odds Of Distress | Low | Details | |
Economic Sensitivity | Follows the market closely | Details | |
Investor Sentiment | Alarmed | Details | |
Analyst Consensus | Buy | Details | |
Financial Strenth (F Score) | Healthy | Details | |
Financial Leverage | Not Rated | Details | |
Reporting Quality (M-Score) | Unlikely Manipulator | Details |
Trupanion Trading Alerts and Improvement Suggestions
| The company reported the previous year's revenue of 1.11 B. Net Loss for the year was (44.69 M) with profit before overhead, payroll, taxes, and interest of 32.69 M. | |
| Over 86.0% of the company shares are owned by institutional investors | |
| Latest headline from gurufocus.com: Trupanion Inc Shares Up 2.64 percent on Nov 22 |
Trupanion Returns Distribution Density
The distribution of Trupanion's historical returns is an attempt to chart the uncertainty of Trupanion's future price movements. The chart of the probability distribution of Trupanion daily returns describes the distribution of returns around its average expected value. We use Trupanion price's Value At Risk and its Upside Potential as a relative measure of the distribution. The graph of the distribution of Trupanion returns is essential to provide solid investment advice for Trupanion.
| Mean Return | 0.30 | Value At Risk | -3.89 | Potential Upside | 5.13 | Standard Deviation | 3.02 |
Return Density |
| Distribution |
Investment risk management requires an estimate of the probability of extreme price changes. Therefore, the correct representation of the distribution of Trupanion historical returns presented in an easy-to-digest graphical form helps investors and money managers understand the risk-reward trade-off of different investement strategies.
Trupanion Stock Institutional Investors
The Trupanion's institutional investors refer to entities that pool money to purchase Trupanion's securities or originate loans. These institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds.
| Shares | Greenlea Lane Capital Management, Llc | 2024-09-30 | 1.1 M | Geode Capital Management, Llc | 2024-09-30 | 786 K | Bank Of America Corp | 2024-06-30 | 593.2 K | Baillie Gifford & Co Limited. | 2024-09-30 | 554 K | Nuveen Asset Management, Llc | 2024-06-30 | 382.1 K | Clearbridge Advisors, Llc | 2024-09-30 | 344.3 K | Northern Trust Corp | 2024-09-30 | 337.7 K | Citadel Advisors Llc | 2024-09-30 | 322.9 K | Kopion Asset Management, Llc | 2024-09-30 | 305.6 K | Blackrock Inc | 2024-06-30 | 5.5 M | Capital World Investors | 2024-09-30 | 4.1 M |
Trupanion Cash Flow Accounts
| 2019 | 2020 | 2021 | 2022 | 2023 | 2024 (projected) | ||
| Change To Inventory | 22.8M | 43.3M | 66.2M | (1.9M) | (2.2M) | (2.1M) | |
| Change In Cash | 2.6M | 115.6M | (45.3M) | (16.2M) | 81.9M | 86.0M | |
| Free Cash Flow | 10.8M | 14.1M | (4.9M) | (25.1M) | 358K | 375.9K | |
| Depreciation | 5.6M | 7.1M | 12.0M | 10.9M | 12.5M | 13.1M | |
| Other Non Cash Items | 105K | 153K | (1.9M) | 1.1M | 1.3M | 1.4M | |
| Capital Expenditures | 5.4M | 7.5M | 12.4M | 17.1M | 18.3M | 11.9M | |
| Net Income | (1.8M) | (5.8M) | (35.5M) | (44.7M) | (44.7M) | (42.5M) | |
| End Period Cash Flow | 30.6M | 146.2M | 100.9M | 84.6M | 147.5M | 154.9M | |
| Investments | (19.7M) | (21.2M) | (37.8M) | (33.8M) | (5.5M) | (5.7M) | |
| Change Receivables | (22.8M) | (43.3M) | (66.2M) | (67.0M) | (60.3M) | (57.3M) | |
| Net Borrowings | 13.2M | (32.5M) | 68.6M | (571K) | (656.7K) | (623.8K) | |
| Dividends Paid | 17.0M | 16.1M | 12.2M | 6.9M | 14.8M | 8.2M | |
| Change To Netincome | 7.0M | 9.1M | 26.3M | 34.4M | 39.6M | 41.6M |
Trupanion Greeks
Most traded equities are subject to two types of risk - systematic (i.e., market) and unsystematic (i.e., nonmarket or company-specific) risk. Unsystematic risk is the risk that events specific to Trupanion or Insurance sector will adversely affect the stock's price. This type of risk can be diversified away by owning several different stocks in different industries whose stock prices have shown a small correlation to each other. On the other hand, systematic risk is the risk that Trupanion's price will be affected by overall stock market movements and cannot be diversified away. So, no matter how many positions you have, you cannot eliminate market risk. However, you can measure a Trupanion stock's historical response to market movements and buy it if you are comfortable with its volatility direction. Beta and standard deviation are two commonly used measures to help you make the right decision.
α | Alpha over Dow Jones | 0.18 | |
β | Beta against Dow Jones | 0.89 | |
σ | Overall volatility | 3.00 | |
Ir | Information ratio | 0.06 |
Trupanion Volatility Alert
Trupanion shows above-average downside volatility for the selected time horizon. Understanding different market volatility trends often help investors to time the market. Properly using volatility indicators enable traders to measure Trupanion's stock risk against market volatility during both bullish and bearish trends. The higher level of volatility that comes with bear markets can directly impact Trupanion's stock price while adding stress to investors as they watch their shares' value plummet. This usually forces investors to rebalance their portfolios by buying different financial instruments as prices fall.Trupanion Fundamentals Vs Peers
Comparing Trupanion's fundamentals to the average values of its peers is one of the most widely used and accepted methods of equity analyses. It helps to analyze Trupanion's direct or indirect competition across all of the common fundamentals between Trupanion and the related equities. This way, we can detect undervalued stocks with similar characteristics as Trupanion or determine the stocks which would be an excellent addition to an existing portfolio. Peer analysis of Trupanion's fundamental indicators could also be used in its relative valuation, which is a method of valuing Trupanion by comparing valuation metrics with those of similar companies.
| Better Than Average | Worse Than Average | Compare Trupanion to competition |
| Fundamentals | Trupanion | Peer Average |
| Return On Equity | -0.0441 | -0.31 |
| Return On Asset | -0.0072 | -0.14 |
| Profit Margin | (0.01) % | (1.27) % |
| Operating Margin | 0.01 % | (5.51) % |
| Current Valuation | 2.11 B | 16.62 B |
| Shares Outstanding | 42.34 M | 571.82 M |
| Shares Owned By Insiders | 13.87 % | 10.09 % |
| Shares Owned By Institutions | 86.13 % | 39.21 % |
| Number Of Shares Shorted | 8.64 M | 4.71 M |
| Price To Book | 7.09 X | 9.51 X |
| Price To Sales | 1.82 X | 11.42 X |
| Revenue | 1.11 B | 9.43 B |
| Gross Profit | 32.69 M | 27.38 B |
| EBITDA | (20.48 M) | 3.9 B |
| Net Income | (44.69 M) | 570.98 M |
| Cash And Equivalents | 182.94 M | 2.7 B |
| Cash Per Share | 4.47 X | 5.01 X |
| Total Debt | 128.93 M | 5.32 B |
| Debt To Equity | 0.18 % | 48.70 % |
| Current Ratio | 1.50 X | 2.16 X |
| Book Value Per Share | 7.56 X | 1.93 K |
| Cash Flow From Operations | 18.64 M | 971.22 M |
| Short Ratio | 14.66 X | 4.00 X |
| Earnings Per Share | (0.32) X | 3.12 X |
| Target Price | 56.67 | |
| Number Of Employees | 1.14 K | 18.84 K |
| Beta | 1.7 | -0.15 |
| Market Capitalization | 2.28 B | 19.03 B |
| Total Asset | 782.95 M | 29.47 B |
| Retained Earnings | (216.25 M) | 9.33 B |
| Working Capital | 217.62 M | 1.48 B |
| Current Asset | 53.63 M | 9.34 B |
| Current Liabilities | 23.62 M | 7.9 B |
Note: Disposition of 5000 shares by Margaret Tooth of Trupanion at 52.0014 subject to Rule 16b-3 [view details]
Trupanion Market Momentum
Traders often use several daily momentume indicators to supplement a more traditional technical analysis when analyzing securities such as Trupanion . With many different options, investors must choose the best indicators for them and familiarize themselves with how they work. We suggest combining traditional momentum indicators with more near-term forms of technical analysis such as Accumulation Distribution or Daily Balance Of Power. With their quantitative nature, daily value technical indicators can also be incorporated into your automated trading systems.
| Accumulation Distribution | 31267.59 | |||
| Daily Balance Of Power | (0.05) | |||
| Rate Of Daily Change | 1.0 | |||
| Day Median Price | 53.73 | |||
| Day Typical Price | 53.64 | |||
| Price Action Indicator | (0.34) | |||
| Period Momentum Indicator | (0.14) | |||
| Relative Strength Index | 42.74 |
About Trupanion Buy or Sell Advice
When is the right time to buy or sell Trupanion? Buying financial instruments such as Trupanion Stock isn't very hard. However, what challenging for most investors is doing it at the right time to beat the market. Proper market timing is something most people cannot do without sophisticated tools, which help to isolate the right opportunities. Macroaxis provides hands-on modules to deliver winning trades and diversify your portfolios on a daily basis. Most of our advising modules are very easy to use and apply.
Please read more on our stock advisor page.
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Additional Tools for Trupanion Stock Analysis
When running Trupanion's price analysis, check to measure Trupanion's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Trupanion is operating at the current time. Most of Trupanion's value examination focuses on studying past and present price action to predict the probability of Trupanion's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Trupanion's price. Additionally, you may evaluate how the addition of Trupanion to your portfolios can decrease your overall portfolio volatility.