Tom Sinnott - Bank Utica Pres CEO

Elected by the shareholders, the Bank Utica's board of directors comprises two types of representatives: Bank Utica inside directors who are chosen from within the company, and outside directors, selected externally and held independent of Bank. The board's role is to monitor Bank Utica's management team and ensure that shareholders' interests are well served. Bank Utica's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, Bank Utica's outside directors are responsible for providing unbiased perspectives on the board's policies.

The ability to make a profit is the ultimate goal of any investor. But to identify the right pink sheet is not an easy task. Is Bank Utica a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.

Bank Utica financial ratios help investors to determine whether Bank Pink Sheet is cheap or expensive when compared to a particular measure, such as profits or enterprise value. In other words, they help investors to determine the cost of investment in Bank with respect to the benefits of owning Bank Utica security.